Que couvre l’assurance de ma carte Prepaid Mastercard Vanilla ?

Votre banque
bank
Votre carte
card
Je souhaite
Me renseigner sur les garanties de ma carte
Suis-je bien assuré ?
Tout voir
Voyage
Location de voiture
Vie courante

Assurance voyage Carte Prepaid Mastercard Vanilla

Avant un voyage
Plafond
Couverture
Recommandation
Assurance annulation
0 $
Non couvert
5 000 $
Non couvert - Recommandation: 5 000 $

This coverage is activated in the following situations occurring before your trip, fully paid with your card or points/miles:

  • You or your travel companion experience an accidental injury, death, or illness that prevents travel.
  • A change in military orders for you or your spouse.
  • Severe weather that makes it unsafe to start or continue a trip. This includes weather at the trip’s starting point before departure and along the travel route before departure.
  • Significant property damage such as water damage, burglary, fire, etc., occurring at your home.
  • Travel warning issued by the U.S. government near your home or destination.
    It allows reimbursement of prepaid, non-refundable travel expenses paid with the card if you need to cancel your trip for covered reasons. It does not include event tickets such as museum tickets or golf courses booking.

Example: Jessica has to cancel her trip to Europe because she fell seriously ill. Her doctor provides a certificate stating that she is unable to fly for her planned stay in the Balearic Islands. The costs of her flight and hotel are reimbursed by her card insurance."

Trajet
Plafond
Couverture
Recommandation
Retard de bagages
0 $
Non couvert
500 $
Non couvert - Recommandation: 500 $

This coverage is activated in case of baggage delay of -1 hours or more after your arrival. It covers expenses incurred for the purchase of essential items (clothing and toiletries only).

Assurance accident de voyage collective
0 $
Non couvert
50 000 $
Non couvert - Recommandation: 50 000 $

Cette garantie offre une protection et une assistance en cas d'accidents survenant lors de voyages réservés avec votre carte pour le titulaire de la carte et sa famille (conjoint, enfants..). Elle couvre les frais médicaux, l'assistance médicale d'urgence, l'indemnisation en cas de décès ou d'invalidité, le remboursement des frais de voyage interrompu, l'aide en cas de perte de documents et la protection des bagages. Cette assurance s'applique lors de l'utilisation de transports publics (trains, bus, taxis..) mais aussi avec une voiture de location.

Exemple : En utilisant un taxi payé avec sa carte pour se rendre à l'aéroport, Laura est blessée dans un accident. L'assurance prend entièrement en charge toutes les dépenses pour être soignée et être rapatriée chez elle.

Assurances retard de vol
0 $
Non couvert
500 $
Non couvert - Recommandation: 500 $

This coverage provides protection in the event of a delay of more than -1 hours in the arrival or departure of your scheduled flight with a commercial airline. It covers the following costs incurred due to the delay:

  • Meal expenses: meals and refreshments.
  • Accommodation: hotel expenses if necessary.
  • Transfer costs: including transfers to and from the airport or train station.
  • Ticket modifications: for connecting tickets affected by the delay.
Perte, vol, dommages aux bagages
0 $
Non couvert
1 000 $
Non couvert - Recommandation: 1 000 $

This benefit provides reimbursement if your luggage is lost, stolen, or damaged during a trip with a public carrier.

Example: Sarah, returning from Barcelona, discovers at Philadelphia airport that her recently purchased suitcase has suffered significant damage to the shell and handle. She follows the procedure by submitting a claim to the appropriate airport service, keeping proof of this action. The next day, she files her insurance claim. As a result, she is eligible for compensation from her insurer, in addition to that offered by the airline.

Sur place
Plafond
Couverture
Recommandation
Transport d'urgence ou évacuation
0 $
Non couvert
Frais réels
Non couvert - Recommandation: Frais réels

This coverage is activated in case of an accident or serious illness, including COVID-19, requiring medical repatriation. It covers the costs of transportation back to your home.

Assurance cambriolage à l’hôtel ou au motel
0 $
Non couvert
1 000 $
Non couvert - Recommandation: 1 000 $

This coverage includes the replacement or repair of your personal belongings that are stolen or damaged due to a burglary in your hotel room, motel room, or cruise cabin. Stolen or lost cash and checks are excluded from coverage, as well as burglaries in a vacation rental.

Assurance en cas d’urgence médicale hors de la province/hors du pays
0 $
Non couvert
150 000 $
Non couvert - Recommandation: 150 000 $

This guarantee covers you and your family in the event of a medical emergency occurring outside your province of residence or abroad. It includes reimbursement of medical expenses for emergency treatments, hospitalization, and prescribed medications. It may also cover the cost of emergency medical transport to a better-equipped hospital or repatriation for medical reasons to your home province. Coverage is granted when the trip is paid for in full with your card or using loyalty points associated with your card.
You are covered :

  • the first 15 consecutive days of a trip, including the departure and return dates, if you are under 65.
  • the first 3 consecutive days of a trip, including departure and return dates, if you are 65 or over.

Example: Sarah had an accident while hiking in the Appalachians in the United States. When she was taken to the nearest hospital, doctors found a knee injury requiring immediate surgery. Fortunately, thanks to her insurance, the costs of her hospitalization and helicopter transport to a specialized medical center were fully covered.

Interruption de voyage
0 $
Non couvert
5 000 $
Non couvert - Recommandation: 5 000 $

The trip interruption must be caused by or result from:

  • The death, accidental bodily Injury, disease or physical illness of you or your family members
  • Default of the carrier resulting from financial insolvency.

Assurance location de voiture Carte Prepaid Mastercard Vanilla

Véhicule de location
Plafond
Couverture
Recommandation
Assurance collision/dommages pour les véhicules de location
0 $
Non couvert
Frais réels
Non couvert - Recommandation: Frais réels

This benefit covers your rental against theft and collisions. This coverage is active for the first 31 days of your rental. Damage to other driver's car, injuries to other people and damage to anything are not covered.

Assurance vol de véhicules de location
0 $
Non couvert
Frais réels
Non couvert - Recommandation: Frais réels

This benefit covers your rental against theft and collisions. This coverage is active for the first 31 days of your rental. Damage to other driver's car, injuries to other people and damage to anything are not covered.

Assurance vie quotidienne Carte Prepaid Mastercard Vanilla

Vie courante
Plafond
Couverture
Recommandation
Assurance Mobile
0 $
Non couvert
2 000 $
Non couvert - Recommandation: 2 000 $

This coverage protects your mobile device purchased with your card against all risks of accidental loss, accidental damage, or mechanical breakdown for two years from the date of purchase. It covers the costs of repair or replacement of your mobile device.

Protection des achats
0 $
Non couvert
10 000 $
Non couvert - Recommandation: 10 000 $

The purchase protection insurance covers theft or accidental damage of items fully paid with the card or the card's loyalty points up to -1 days after the purchase date. It provides reimbursement in cash or points for the affected items. Cash, pets, plants, and jewelry are excluded from this coverage.

Allongement de garantie
0 $
Non couvert
2 ans
Non couvert - Recommandation: 2 ans

This benefit extends your original warranty by an additional year if the original warranty was less than 3 years. The coverage is limited to the item's original purchase price (as shown on your credit card receipt), minus shipping and handling fees, with a maximum limit of $1000 per claim.

Voir toutes les garanties

Tous nos guides sur l’assurance carte bancaire