Is Pets Plus Us pet insurance the best for you?

James James updated on 19 July 2022

There are many different types of insurance for humans – health insurance and life insurance, to name a few of the most common types. Insurance isn't just for humans though! Some people are surprised to learn that insurance coverage for your pets also exists. If you are a pet parent, you know bills can be substantial and usually come when you are least prepared for them. Pet insurance can be a real relief and help guarantee your ability to pay for quality care at the veterinarian.

At some point, most pets get sick or injured. This can result in expensive visits to the vet. Did you know that the average cat owner in Canada spent $2,150 in 2021 caring for their animal? For dog owners, this number came in even higher at $2,912. The cost of caring for an animal is increasing every year according to a study from HelloSafe’s team.

This guide to Pets Plus Us pet insurance explains what it has to offer, what makes it unique and why it may be right for you.

Our review of Pets Plus Us pet insurance

Continue below for Pets Plus Us pet insurance pros and cons:

Here is what HelloSafe thinks about Pets Plus Us pet insurance:

Why Pets Plus Us could be right for you:

Blue Ribbon Care Line available for accidents such as poisoning
Emergency medical coverage

Why Pets Plus Us may not be right for you:

No discounts
Site is not easy to navigate

Compare quotes and options before choosing pet insurance with Pets Plus Us. A little shopping around can help you to save money and find the coverage that fits your needs.

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What does Pets Plus Us pet insurance cover?

Want to see what Pets Plus Us offers?

You can choose between $7,500 and $15,000 in coverage to cover accidents with a deductible of between 70%, 80%, 90%. Check out our chart to learn more.



Accident & Illness



$7,500 or $15,000


Not covered

$7,500 or $15,000

behavioural and Alternative Care

Not covered

up to policy limit


Not covered

Not covered

Wellness Care

Not covered

Not covered

Comparison of Pets Plus Us pet insurance plans

How much does a policy with Pets Plus Us cost?

The price of pet insurance coverage with Pets Plus Us will vary depending on your situation. For example, the age, size or breed of your animal. Also, the type of coverage you are looking for. Therefore, it will be important to get an individual quote customized for your unique needs.

Before settling on Pets Plus Us travel insurance shop around! You can quickly and anonymously compare prices from leading travel insurance companies using our tool:

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How do I purchase a plan with Pets Plus Us?

If you would like to purchase a Pets Plus Us policy for your pet, you can do so online,

Pets Plus Us does not offer discounts.

How can I contact insurer?

This is the best way to get in contact with Pets Plus Us:

1-800-364-8422 Monday through Thursday 8:00am to 9:00pm, Friday 8:00am to 7:00pm

How do I file a claim with Pets Plus Us?

In order to file a claim with Pets Plus Us, you can do so on their member portal.

Make sure to submit your itemized bill from your vet.

Can I transfer my Pets Plus Us policy?

You might find yourself in a situation where you would like to change your pet insurance provider, for example, to get a better deal. When doing so, there are some factors to take into consideration:

  • Difference in coverage - a medical condition may be considered pre-existing to the new insurer at the time of enrolment, and, therefore, not being covered.
  • There may be an unavoidable waiting period before your new policy begins.
  • Immediate savings of a new policy may ultimately cost more in the long run - the cost of on-going treatment.

How much pet insurance do I need?

How much pet insurance you need will depend on many different factor. These include your pets:

  • Age
  • Sex
  • Breed
  • Existing health conditions
  • Current health

It is important to choose the right policy that meets the needs of both your pet and yourself. This is to ensure that if a problem arises, it will be covered by your insurance. Take time to shop around and compare insurers by using our comparison tool!

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Pet insurance quotes in just seconds

Good to know

Are you unsure of how pet insurance works? Our pet insurance guide will answer all your questions.

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