Is Peppermint pet insurance the best for you?

James James updated on 19 July 2022

There are many different types of insurance for humans – health insurance and life insurance, to name a few of the most common types. Insurance isn't just for humans though! Some people are surprised to learn that insurance coverage for your pets also exists. If you are a pet parent, you know bills can be substantial and usually come when you are least prepared for them. Pet insurance can be a real relief and help guarantee your ability to pay for quality care at the veterinarian.

At some point, most pets get sick or injured. This can result in expensive visits to the vet. Did you know that the average cat owner in Canada spent $2,150 in 2021 caring for their animal? For dog owners, this number came in even higher at $2,912. The cost of caring for an animal is increasing every year according to a study from HelloSafe’s team.

This guide to Peppermint pet insurance explains what it has to offer, what makes it unique and why it may be right for you.

Our review of Peppermint pet insurance

Continue below for Peppermint pet insurance pros and cons:

Here is what HelloSafe thinks about Peppermint pet insurance:

Why Peppermint could be right for you:

They offer a wide variety of plans
You can purchase a plan online

Why Peppermint may not be right for you:

No loyalty discounts
Only up to 80% reimbursement

Compare quotes and options before choosing pet insurance with Peppermint. A little shopping around can help you to save money and find the coverage that fits your needs.

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What does Peppermint pet insurance cover?

Peppermint offers four plans: Lite, Base, Plus, Prime.

Refer to our chart to see the breakdown of each plan.







80% reimbursement

80% reimbursement

80% reimbursement

80% reimbursement







No coverage




Alternative Care

$350 alternative therapy
and medical devices per year

$350 alternative therapy,
behavioural therapy and
medical devices per year

$350 alternative therapy,
behavioural therapy and
medical devices per year

$350 alternative therapy,
behavioural therapy and
medical devices per year

Comparison of Peppermint pet insurance plans

How much does a policy with Peppermint cost?

The price of pet insurance coverage with Peppermint will vary depending on your situation. For example, the age, size or breed of your animal. Also, the type of coverage you are looking for. Therefore, it will be important to get an individual quote customized for your unique needs.

Before settling on Peppermint travel insurance shop around! You can quickly and anonymously compare prices from leading travel insurance companies using our tool:

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How do I purchase a plan with Peppermint?

If you are interested in obtaining a plan from Peppermint for your pet, you can do so online.

Peppermint does not provide any discounts.

How can I contact insurer?

This is the best way to get in contact with Peppermint:

Email: [email protected]
Inquiries: 1-833-678-MINT (6468)

How do I file a claim with Peppermint?

If you need to file a claim, you can either sign into the online portal and download a claim form or access one here.

Once your vet has completed the claim form, email it to [email protected] and they will process your claim.

Can I transfer my Peppermint policy?

You might find yourself in a situation where you would like to change your pet insurance provider, for example, to get a better deal. When doing so, there are some factors to take into consideration:

  • Difference in coverage - a medical condition may be considered pre-existing to the new insurer at the time of enrolment, and, therefore, not being covered.
  • There may be an unavoidable waiting period before your new policy begins.
  • Immediate savings of a new policy may ultimately cost more in the long run - the cost of on-going treatment.

How much pet insurance do I need?

How much pet insurance you need will depend on many different factor. These include your pets:

  • Age
  • Sex
  • Breed
  • Existing health conditions
  • Current health

It is important to choose the right policy that meets the needs of both your pet and yourself. This is to ensure that if a problem arises, it will be covered by your insurance. Take time to shop around and compare insurers by using our comparison tool!

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Pet insurance quotes in just seconds

Good to know

Are you unsure of how pet insurance works? Our pet insurance guide will answer all your questions.

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