Is Peppermint pet insurance the best in 2024?

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Alexandre Desoutter updated on 27 June 2023

If you are a pet parent, you know vet bills can be substantial and usually come when you are least prepared for them. Pet insurance can be a real relief and help guarantee your ability to pay for quality care at the veterinarian.

At some point, most pets get sick or injured. This can result in expensive visits to the vet. Did you know that the average cat owner in Canada spent nearly $2,800 in 2022 caring for their animal? For dog owners, this number came in even higher at $3,500 and above. The cost of caring for an animal is increasing every year according to a study from HelloSafe’s team.

This guide to Peppermint pet insurance explains what it has to offer, its pros and cons, prices, what makes it unique and why it may be right for you.

Our 2024 review of Peppermint pet insurance

Peppermint Insurance knows how much you love your pet and how much you want to be able to afford reliable care in the event of an illness or accident.

They have a comprehensive online site that allows for easy navigation. Peppermint offers four plans for your pet, all with 80% reimbursement. They offer additional coverage including behavioural and alternative care. Peppermint will also cover fees related to helping find your pet if they are lost and burial and cremation fees.

Here is what HelloSafe thinks about Peppermint pet insurance pros and cons:

Why Peppermint could be right for you:

They offer a wide variety of plans
You can purchase a plan online

Why Peppermint may not be right for you:

No loyalty discounts
Only up to 80% reimbursement

Compare quotes and options before choosing pet insurance with Peppermint. A little shopping around can help you to save money and find the coverage that fits your needs:

Compare the best pet insurance plans on the market!

Get a quote

What does Peppermint pet insurance cover?

Peppermint offers four plans: Lite, Base, Plus, Prime.

Refer to our chart to see the breakdown of each plan:

Cover

Lite

Base

Plus

Prime

Coverage

80% reimbursement

80% reimbursement

80% reimbursement

80% reimbursement

Accident

$1,500

$1,500

$2,500

$5,00

Illness

$1,500

$2,500

$5,000

Alternative Care

$350 alternative therapy
and medical devices per year

$350 alternative therapy,
behavioural therapy and
medical devices per year

$350 alternative therapy,
behavioural therapy and
medical devices per year

$350 alternative therapy,
behavioural therapy and
medical devices per year

Comparison of Peppermint pet insurance plans

How much does a policy with Peppermint cost?

The price of pet insurance coverage with Peppermint will vary depending on your situation. For example, the age, size or breed of your animal. Also, the type of coverage you need. Do you need a cat insurance, or a dog insurance? Therefore, it will be important to get an individual quote customized for your unique needs.

Before settling on Peppermint pet insurance, make sure to compare all the best offers currently on the market using our frre online tool below:

Compare the best pet insurance plans on the market!

Get a quote

How do I purchase a pet insurance plan with Peppermint?

If you are interested in obtaining a plan from Peppermint for your pet, you can do so online.

Peppermint does not provide any discounts.

How can I contact Peppermint pet insurance?

This is the best way to get in touch with Peppermint:

  • For inquiries, use the following phone number: 1-833-678-MINT (6468)

How do I file a claim with Peppermint pet insurance?

If you need to file a claim, you can easily login to the online portal and download a claim form.

Once your vet has completed the claim form, email it to [email protected] and they will process your claim.

How to cancel Peppermint pet insurance?

If you'd like to cancel your Peppermint Pet Insurance policy, you could write to this email id [email protected] and a service agent will get in touch with you to process your request.

You can also send a mail to your nearest Peppermint office and request for a cancellation.

Can I transfer my Peppermint policy?

You might find yourself in a situation where you would like to change your pet insurance provider, for example, to get a better deal. When doing so, there are some factors to take into consideration:

  • Difference in coverage - a medical condition may be considered pre-existing to the new insurer at the time of enrolment, and, therefore, not being covered.
  • There may be an unavoidable waiting period before your new policy begins.
  • Immediate savings of a new policy may ultimately cost more in the long run - the cost of on-going treatment.

How much pet insurance do I need?

How much pet insurance you need will depend on many different factor. These include your pets:

  • Age
  • Sex
  • Breed
  • Existing health conditions
  • Current health

It is important to choose the right policy that meets the needs of both your pet and yourself. This is to ensure that if a problem arises, it will be covered by your insurance. Take time to shop around and compare insurers by using our comparison tool:

Compare the best pet insurance plans on the market!

Get a quote

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Alexandre Desoutter
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Alexandre Desoutter has been working as editor-in-chief and head of press relations at HelloSafe since June 2020. A graduate of Sciences Po Grenoble, he worked as a journalist for several years in French media, and continues to collaborate as a as a contributor to several publications.