Is BCAA pet insurance the best for you?

James James updated on 19 July 2022

There are many different types of insurance for humans – health insurance and life insurance, to name a few of the most common types. Insurance isn't just for humans though! Some people are surprised to learn that insurance coverage for your pets also exists. If you are a pet parent, you know bills can be substantial and usually come when you are least prepared for them. Pet insurance can be a real relief and help guarantee your ability to pay for quality care at the veterinarian.

At some point, most pets get sick or injured. This can result in expensive visits to the vet. Did you know that the average cat owner in Canada spent $2,150 in 2021 caring for their animal? For dog owners, this number came in even higher at $2,912. The cost of caring for an animal is increasing every year according to a study from HelloSafe’s team.

This guide to BCAA pet insurance explains what it has to offer, what makes it unique and why it may be right for you.

Our review of BCAA pet insurance

Continue below for BCAA pet insurance pros and cons:

Here is what HelloSafe thinks about BCAA pet insurance:

Why BCAA could be right for you:

BCAA offers alternative and behavioural therapies which most traditional policies do not.
In the event you are hospitalized, BCAA will provide coverage for the cost of boarding your pet at a licensed kennel or with someone who will look after your pet.
BCAA has a multi-pet discount up to 15%.

Why BCAA may not be right for you:

Some coverages are only available with Intermediate and Luxury plans.
"Foreseeable Conditions" are excluded from coverage.

Compare quotes and options before choosing pet insurance with BCAA. A little shopping around can help you to save money and find the coverage that fits your needs.

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What does BCAA pet insurance cover?

BCAA offers three plans to help protect your pet and your wallet. The have plans that range from basic to comprehensive coverage. The three plans available are Compact, Intermediate, Luxury.

Refer to our table to see the breakdown in what each plan covers.





Accident & Illness

$2,000 accident only (illness coverage not available)

$2,500 accident & illness

$4,500 accident & illness

Alternative & behavioural

$350 alternative only (behavioural coverage not available)

$350 for alternative & behavioural

$250 for alternative & behavioural

Medical Devices




Holiday Cancelation




Perscription Food




Lost Pet & Boarding Fees

$250 lost pet
(boarding coverage not available)

$250 lost pet & boarding

$300 lost pet $500 boarding

Comparison of BCAA pet insurance plans

How much does a policy with BCAA cost?

The price of pet insurance coverage with BCAA will vary depending on your situation. For example, the age, size or breed of your animal. Also, the type of coverage you are looking for. Therefore, it will be important to get an individual quote customized for your unique needs.

Before settling on BCAA travel insurance shop around! You can quickly and anonymously compare prices from leading travel insurance companies using our tool:

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How do I purchase a plan with BCAA?

If you are looking to purchase pet insurance through BCAA, you can do so via their site. You can also call them at 1-866-757-2922.

There are a few ways to save with BCAA pet insurance.

If you have more than one pet, they will offer up to a 15% discount.

If your pet is already spayed or neutered, it will save you money by lowering your monthly premium.

How can I contact insurer?

This is the best way to get in contact with BCAA:

-Inquires 1-866-757-2922 from 8:00am to 6:00pm

How do I file a claim with BCAA?

If you need to file a claim for your pet, call 1-866-757-2922 and a representative will assist you.

Can I transfer my BCAA policy?

You might find yourself in a situation where you would like to change your pet insurance provider, for example, to get a better deal. When doing so, there are some factors to take into consideration:

  • Difference in coverage - a medical condition may be considered pre-existing to the new insurer at the time of enrolment, and, therefore, not being covered.
  • There may be an unavoidable waiting period before your new policy begins.
  • Immediate savings of a new policy may ultimately cost more in the long run - the cost of on-going treatment.

How much pet insurance do I need?

How much pet insurance you need will depend on many different factor. These include your pets:

  • Age
  • Sex
  • Breed
  • Existing health conditions
  • Current health

It is important to choose the right policy that meets the needs of both your pet and yourself. This is to ensure that if a problem arises, it will be covered by your insurance. Take time to shop around and compare insurers by using our comparison tool!

Protect your furry friend

Pet insurance quotes in just seconds

Good to know

Are you unsure of how pet insurance works? Our pet insurance guide will answer all your questions.

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