Is Nationwide pet insurance worth it? 2024 Review
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Discover the methodologyNationwide is a well-known provider of pet insurance in Canada, which offers comprehensive coverage for a wide range of pets.
With its extensive experience and reputation in the insurance industry, Nationwide pet insurance has become a popular choice among pet owners looking to protect their furry companions.
If you’re considering pet insurance from Nationwide, this review is for you. We will explore the key features of Nationwide’s pet insurance, its coverage options, pricing and how it compares to other pet insurances in Canada, so you can make an informed decision.
Nationwide Pet Insurance: 5 Key Takeaways
- Nationwide is one of the largest and most trusted pet insurance providers in Canada.
- The company offers coverage for various types of pets, including dogs, cats, birds, reptiles and small mammals.
- Nationwide's policies provide comprehensive coverage for accidents, illnesses, hereditary conditions and wellness care.
- You get flexible deductible and reimbursement options that suit different budgets and needs.
- Nationwide's pet insurance policies come with additional benefits, such as coverage for alternative therapies and optional riders.
Our 2024 review of Nationwide pet insurance
Nationwide's pet insurance offers a comprehensive and flexible insurance solution for pet owners. Its policies provide coverage for accidents, illnesses, hereditary conditions and wellness care, giving pet owners peace of mind in the event of unexpected veterinary expenses.
The insurance plans offer flexible deductible and reimbursement options, allowing pet owners to customise their coverage to fit their budgets and preferences.
What sets Nationwide apart from others is its insurance policies for a wide range of pets — dogs, cats, birds, reptiles and more. Most pet insurance provides offer policies for cats and dogs only.
To file a claim, simple, log in to your Nationwide pet insurance account and follow the claims' process indicated.
Pros of Nationwide pet insurance:
- Coverage for a wide range of pets
- Comprehensive coverage for accidents, illnesses, hereditary conditions and wellness care
- Flexible deductible and reimbursement options
- Additional benefits for alternative therapies and optional riders
- Exceptional customer service
Cons of Nationwide pet insurance:
- Premiums can be expensive, especially for certain breeds or older pets
- Some pre-existing conditions may not be covered
- Certain procedures or treatments may have limitations or exclusions
- Requires thorough documentation for pet insurance claims
- Reimbursement delays
Overall, Nationwide pet insurance is a great pick since it offers comprehensive coverage for a variety of pets in Canada. With its flexible options, additional benefits, and exceptional customer service, it has become a popular choice among pet owners.
You could use our comparator below to compare and get quotes on the best pet insurance in Canada, in just a few seconds:
Compare the best pet insurance plans on the market!
What is Nationwide's pet insurance coverage?
What does Nationawide pet insurance cover
Nationwide's pet insurance covers a wide range of veterinary expenses. The company’s policies typically cover:
- Accidents
- Illnesses
- Hereditary conditions
- Diagnostic tests
- Surgeries
- Hospital stays
- Prescription medications
- Alternative therapies
Additionally, Nationwide offers optional wellness plans that cover routine preventive care, such as vaccinations, flea control and annual check-ups.
What does Nationwide pet insurance not cover
Nationwide offers extensive coverage, but there are certain exclusions and limitations you should know about. These can vary depending on the specific policy and coverage level. Generally, it includes:
- Pre-existing conditions
- Elective procedures
- Cosmetic treatments
- Breeding-related expenses
Good to know
Some policies may have waiting periods for certain conditions or treatments. It's best to check with your policy provider thoroughly before singing up for it.
Nationwide pet insurance's optional riders
Nationwide offers optional riders that can be added to the base policy to enhance coverage. These riders provide additional protection for specific needs or conditions.
For example
Examples of optional riders offered by Nationwide include spaying, neutering, prescription food, coverage for hereditary conditions, alternative therapies and behavioural treatments. The best part? These riders can be tailored to meet the unique needs of your pet.
Does Nationwide offer exotic pet insurance?
Nationwide offers coverage for a variety of pets, including:
- Dogs
- Cats
- Birds
- Reptiles
- Small mammals
Nationwide also offers exotic pet insurance in Canada with comprehensive coverage for a wide range of exotic pets, ensuring their health and well-being. Its exotic pet insurance in Canada covers a wide range of exotic pets, including:
- Birds: Parrots, macaws, cockatiels, lovebirds and more
- Reptiles: Snakes, lizards, turtles, geckos, iguanas and chameleons
- Small mammals: Ferrets, hedgehogs, sugar gliders, rabbits,and guinea pigs
- Amphibians: Frogs, newts, salamanders and axolotls
- Arachnids: Tarantulas and scorpions
- Exotic rodents: Degus, chinchillas and gerbils
- Fish: Exotic freshwater and saltwater fish
- Invertebrates: Shrimp, crabs and jellyfish
- Other exotic pets: Pot-bellied pigs, miniature horses and more
Expect a more expensive premium cost for exotic pet insurance though.
How much is Nationwide pet insurance?
Nationwide pet insurance offers different pricing options based on factors such as the pet's breed, age and location. To give you an idea of pet insurance costs, here's a table showcasing the average monthly premiums for different breeds of dogs:
| Dog breed | Monthly premium for pet insurance |
|---|---|
| Labrador | $40 - $70 |
| Golden Retriever | $45 - $80 |
| French Bulldog | $50 - $90 |
| Yorkshire Terrier | $30 - $60 |
| German Shepherd | $50 - $85 |
Good to know
Insurance for cats from Nationwide can have average monthly premiums between $25 and $50, depending on factors like breed, age and location.
What is Nationwide pet insurance's waiting period?
Nationwide’s pet insurance typically has waiting periods before certain coverage becomes effective. This is a common practice among pet insurance providers and helps prevent fraudulent claims.
The waiting period can vary depending on the specific policy and coverage. For example, the waiting period for accidents and illnesses is usually around 14 days, while certain hereditary conditions may have a longer waiting period.
You can compare policies, their waiting periods, pricing, and more using our comparator below. You can also get quick quotes from the best pet insurance providers:
Compare the best pet insurance plans on the market!
What’s the age requirement for Nationwide pet insurance?
Nationwide has age requirements for enrollment for its pet insurance. For dogs and cats (depending on the breed and policy):
- The minimum age for enrollment is 6 weeks
- The maximum age is typically 10-14 years
It's important to note that once enrolled, pets can usually maintain coverage for life, as long as the policy remains active and premiums are paid.
How does Nationwide pet insurance differ from other pet insurances?
Nationwide pet insurance stands out from other providers in several ways. One of the key differentiators is its extensive coverage for a wide range of pets, including birds, reptiles, and small mammals, in addition to dogs and cats.
This makes Nationwide a great choice for pet owners with non-traditional or exotic pets.
To provide a comparison, let's look at how Nationwide's pet insurance differs from Trupanion Pet Insurance and Healthy Paws pet insurance, two other popular pet insurance providers in Canada:
| Factor | Nationwide pet insurance | Trupanion pet insurance | Healthy Paws pet insurance |
|---|---|---|---|
| Coverage for Non-traditional Pets | |||
| Coverage for Hereditary Conditions | |||
| Optional Wellness Coverage | |||
| Deductible Options | Multiple options | Single option | Multiple options |
| Reimbursement Options | Multiple options | Single option | Multiple options |
| Customer Service | Exceptional | Good | Good |
How to get or cancel pet insurance from Nationwide?
To get pet insurance from Nationwide, you can visit their website or call their customer service. It has a straightforward enrollment process, and its representatives can assist you in choosing the right policy for your pet.
To cancel Nationwide pet insurance, you will need to contact their customer service and follow their cancellation procedures. Be sure to review the terms and conditions of your policy regarding cancellations and any applicable fees.
Contact information:
- Website: www.nationwide.com
- Customer Service: 1-800-540-2016
How to contact Nationwide pet insurance?
Here's how to get in touch with Nationwide pet insurance:
- Nationwide's phone number: 1-800-540-2016
- On site
- On their website: log into your Nationwide pet insurance account and access Nationwide's contact information, claiming processes and much more.
3 tips for saving money on pet insurance with Nationwide
If you're looking to save money on pet insurance with Nationwide, there are several strategies you can consider:
- Insure multiple pets: Nationwide offers a 5% discount when you insure more than one pet. This can be a significant saving if you have multiple furry friends that require coverage.
- Take advantage of existing customer discounts: If you're already a Nationwide customer for other insurance products, you may be eligible for a 5% discount on your pet insurance. This can help reduce the overall cost of insuring your pets.
- Explore employee discounts: Nationwide also provides promo codes for its employees. If you or a family member works for Nationwide, it's worth checking if you qualify for a discounted rate on pet insurance.
You can now compare and get quotes on the best pet insurance for your furry companion in seconds using our comparator below.
Compare the best pet insurance plans on the market!
