Is Lemonade Pet Insurance the best in 2024?
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Discover the methodologyLemonade Pet Insurance is known for its affordable, customizable plans and user-friendly app, allowing pet owners to manage policies, file claims, and receive reimbursements quickly. With wellness add-ons, coverage for accidents, and illnesses, and a fast claims process, it’s popular among U.S. pet owners for its convenience and tech-forward approach.
However, Lemonade Pet Insurance isn’t available in Canada. For Canadian pet owners, consider local providers like Trupanion Canada, Fetch Pet Insurance, or Spot Pet Insurance, which offer strong coverage options tailored to meet Canadian pet insurance needs.
If you're looking for the best pet insurance in Canada, use our free tool below to explore the best plans. You can compare multiple quotes and get instant results online.
Compare the best pet insurance plans on the market!
What is the best pet insurance in Canada?
Canada has several pet insurance companies that offer simple to comprehensive coverage to suit your pet needs. However, the following table has some of the best pet insurance companies and their key coverage highlights.
| Pet Insurance Company | Annual Coverage Options | Reimbursement Choices | Deductible Options |
|---|---|---|---|
| Fetch Pet Insurance | $5,000, $10,000, $15,000 | 70%, 80%, 90% | $300, $500 or $700* |
| Spot Pet Insurance | $5,000, $10,000, Unlimited | 70%-90%** | $100-$300* |
| Trupanion Pet Insurance | Unlimited | 90% | $0 to $1,000 |
| Desjardins Pet Insurance | $4,000, $8,000, Unlimited | 80% | $100* |
| Pets Plus Us | $5,000 (Accident only), $7,500, $15,000 | 70%, 80%, 90% | $100-$700* |
| Furkin Pet Insurance | $20,000 | 80% | $100, $300, $750* |
| Peppermint Pet Insurance | $1,500, $3,000, $5,000, $10,000 | 80% | $100* |
| OVMA Pet Health Insurance | Unlimited, $5,000, $2,500 | 80% | $100-$400* |
| PHI Direct | $5,000, $10,000 | 80% | $200 |
| Sonnet | $5,000 | 80% | $100, $300* |
| Petsecure | $2,000, $5,000, $10,000, Unlimited | 80% | $100-$400* |
- *Deductible is age-based.
- * *Reimbursement is age-based
Can you get Lemonade pet insurance coverage in Canada with US plan?
No, you cannot get Lemonade pet insurance coverage in Canada with a U.S. plan. Lemonade Pet Insurance policies are currently only available for pets residing within the United States, and their coverage is not extended internationally, including to Canada. Pet insurance policies are regulated on a national level, so U.S. policies generally cannot be used to cover veterinary costs in Canada.
