Is Furkin Pet Insurance the Best Policy in Canada? Review 2024
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Pets bring immense joy and companionship to our lives, and it’s our duty to be responsible pet owners and ensure their well-being. One way to safeguard their health is through pet insurance. But with the market being full of so many options, it can be difficult to decide which is right for you and your pet. Furkin pet insurance is a leading provider in the industry. But is Furkin pet insurance any good?
To save you the hassle and help you make an informed decision, we reviewed Furkin’s pet insurance along with its key features, coverage, pricing and more. Whether you are a new or seasoned pet owner, understanding the ins and outs of Furkin's pet insurance can help you make an informed decision about your furry friend's protection.
Furkin Pet Insurance: 5 Key Takeaways
- Furkin is a prominent pet insurance provider in Canada.
- Furkin is Trupanion's (a premium pet insurance provider) medium-cost brand.
- It has flexible plans with customizable options to suit different budgets.
- The insurance has limited coverage for pre-existing conditions.
- The insurance is applicable at any licensed vet in Canada and the US.
Our 2024 review of Furkin pet insurance
Furkin pet insurance offers a range of coverage options to protect your pet's health and provide peace of mind. With affordable premiums and comprehensive plans, the company aims to meet the diverse needs of pet owners, making it an ideal choice. Their policies cover accidents and illnesses to help you ensure that your furry companion receives the necessary medical attention without breaking the bank.
We have identified the pros and cons of Furkin insurance to help you understand it better. Let’s take a look!
Pros of Furkin insurance for pets
- Comprehensive coverage for accidents and illnesses
- Cancer coverage and alternative therapy
- Customizable plans to fit different budgets and pet requirements
- Streamlined claims process for convenience
- Applicable at any licensed veterinarian in Canada or the US
- Dedicated customer support for prompt assistance
Cons of Furkin insurance for pets
- Limited coverage for pre-existing conditions
- Waiting periods for certain conditions and treatments
- Higher premiums for older pets
Before choosing to get Furkin's pet insurance, make sure to compare their policy to that of other insurers on the market:
Compare the best pet insurance plans on the market!
What is Furkin's pet insurance coverage?
What Furkin pet insurance cover
Furkin pet insurance offers coverage for a wide range of veterinary expenses. The company’s policies typically include the following:
- Accidents and injuries: This covers unexpected incidents such as fractures, lacerations and swallowing foreign objects.
- Illnesses: Furkin provides coverage for various illnesses like infections, digestive issues and respiratory problems.
- Diagnostic tests: Furkin covers diagnostic procedures such as blood tests, X-rays, ultrasounds and MRIs.
- Medications and treatments: It includes coverage for prescription medications, surgeries, hospitalization and rehabilitation.
- Emergency care: Furkin ensures your pet is protected during emergencies, including after-hours veterinary visits and emergency surgeries.
- Behavioural therapy: Coverage for issues and conditions arising out of anxiety, fear, trauma, etc
What Furkin pet insurance not cover
While Furkin pet insurance offers extensive coverage, there are certain exclusions to be aware of. These may include:
- Pre-existing conditions: Furkin does not provide coverage for pre-existing conditions, which are ailments or symptoms that existed before the insurance policy was initiated.
- Elective procedures: Procedures such as cosmetic surgeries or reproductive treatments are typically not covered by Furkin.
- Breeding or pregnancy-related costs: Expenses related to breeding, pregnancy, or birth-related complications are generally excluded from the coverage.
In addition, Furkin does not cover:
- Vaccinations and routine care.
- Dental illnesses.
- Innovative therapies.
- Spaying or neutering.
- Organ or tissue transplants.
Good to know
Make sure to review the policy details and understand the exclusions before purchasing pet insurance.
How much is Furkin pet insurance?
Furkin pet insurance offers competitive pricing based on various factors, such as your pet's breed, age, location and the coverage you choose. Furkin offers maximum limit options of $20,000 per year, with a reimbursement option of 80%. Its deductible options are $100, $300 and $750 — these are age-based deductibles. For reference, take a look at these tables for reference:
| Dog's Age | Deductible 1 | Deductible 2 | Deductible 3 |
|---|---|---|---|
| Under 5 years | $100 | $300 | $750 |
| 5 to 10 years | $300 | $500 | $950 |
| Over 10 years | $500 | $700 | $1,150 |
| Cat's Age | Deductible 1 | Deductible 2 | Deductible 3 |
|---|---|---|---|
| Under 5 years | $100 | $300 | $750 |
| 5 to 10 years | $200 | $400 | $850 |
| Over 10 years | $300 | $500 | $950 |
How to get a quote with Furkin pet insurance?
Having trouble understanding the deductibles? Here is a sample quote for a five-year-old male labrador retriever based in Ontario:
| Coverage | Deductible | Monthly Premium | Annual Cost |
|---|---|---|---|
| $20,000 @ 80% | $300 | $87.03 | $1,044.36 |
| $20,000 @ 80% | $500 | $78.28 | $939.36 |
| $20,000 @ 80% | $950 | $63.69 | $764.28 |
What is Furkin's waiting period for pet insurance?
Furkin pet insurance has a waiting period after policy inception before certain conditions or treatments are covered. The waiting period is typically 14 days for illnesses and 48 hours for accidents. Review your policy documents for precise waiting period details as they may vary depending on the coverage type and policy terms.
How does Furkin differ from other pet insurances?
Furkin pet insurance distinguishes itself in several ways from other prominent pet insurance providers like Trupanion pet insurance and Healthy Paws pet insurance. Here is a table summarizing their key differences:
| Parameters | Furkin pet insurance | Trupanion pet insurance | Healthy Paws pet insurance |
|---|---|---|---|
| Pre-existing condition coverage | Limited | Limited | Limited |
| Waiting period for accidents | 48 hours | 24 hours | 15 days |
| Waiting period for illnesses | 14 days | 30 days | 15 days |
| Maximum age for enrollment | No age restrictions | 14 years | 14 years |
| Monthly premiums | Competitive | Varies | Varies |
| Deductible options | Multiple options | Single option | Multiple options |
How to get or cancel Furkin pet insurance?
To obtain Furkin pet insurance or inquire further about their policies, you can:
- Furkin's Email: [email protected]
- Furkin's phone number: 1-888-453-1088
- Send a message: https://www.furkin.com/contact-us
Good to know
If you need to cancel your Furkin pet insurance policy, it is recommended to contact their customer support directly. They will provide you with the necessary instructions and guidance to proceed with the cancellation.
Furkin pet insurance offers comprehensive coverage, customizable plans and a streamlined claims process to ensure your beloved pet receives the care they deserve.
That being said, the best way to protect your pet is to compare insurances and make sure to get the best policy:
Compare the best pet insurance plans on the market!
