Is ASPCA Pet Insurance Canada Good?
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Discover the methodologyASPCA Pet Insurance is a U.S.-based pet insurance provider that offers coverage for accidents, illnesses, and preventive care for dogs and cats. It allows policyholders to visit any licensed veterinarian in the U.S. or Canada and reimburses eligible veterinary costs.
Plans are customizable, offering different levels of reimbursement and coverage limits, and can include optional wellness care. The insurance is underwritten by Crum & Forster, a long-established insurance company
Can you get ASPCA Pet Insurance in Canada?
No, you cannot directly purchase ASPCA pet insurance from Canada. ASPCA pet insurance is only available to residents of the United States, though it covers visits to licensed veterinarians in both the U.S. and Canada for those who have the policy.
If you're a Canadian resident looking for pet insurance, you'll need to consider other local or international providers that cater specifically to Canada. Use our free tool below to compare the best pet insurance in Canada and get instant quotes.
Compare the best pet insurance plans on the market!
What is the Best Pet Insurance in Canada?
Here are the best pet insurance companies in Canada:
1. Fetch Pet Insurance
- Coverage Options: Offers reimbursement rates of 70%, 80%, or 90% with annual limits of $5,000, $10,000, and $15,000.
- Special Features: Provides extensive dental coverage, including treatments and cleanings. Coverage also includes behavioural therapy and alternative care (chiropractic and acupuncture).
- Discounts: 10% discount for pets adopted from shelters and for active or retired military members.
- Claims Process: Fetch has a fast and user-friendly claims process, usually processed within a week.
Read our complete Fetch Pet Insurance review.
2. Trupanion Pet Insurance
- Unlimited Coverage: Offers 90% reimbursement with no payout limits (lifetime, annual, or per condition).
- Lifetime Per-Condition Deductible: This unique feature allows you to pay the deductible once for a condition throughout your pet’s life.
- Vet Direct Pay: Trupanion can pay your veterinarian directly, so you don’t have to worry about upfront payments.
- Hereditary and Congenital Conditions: Includes coverage for breed-specific conditions such as hip dysplasia.
Read our complete Trupanion Canada Pet Insurance review.
3. Petsecure Pet Insurance
- Coverage Plans: Offers four plans with varying levels of coverage: Secure 1 ($2,000), Secure 2 ($5,000), Secure 3 ($10,000), and Secure 4 (unlimited).
- Additional Coverage: Includes dental care, alternative therapies (like acupuncture and hydrotherapy), and preventive care (available as an add-on).
- Multi-Pet Discounts: Offers a 10% discount for insuring multiple pets.
- Available Nationwide: Coverage available across Canada, including Quebec, which some competitors do not serve.
Read our complete Petsecure Pet Insurance review.
4. PHI Direct Pet Insurance
- Affordable Premiums: Known for offering some of the cheapest monthly premiums in the Canadian market.
- Comprehensive Coverage: Covers accidents, illnesses, dental care, and behavioral therapy, with an 80% reimbursement rate.
- Telehealth Services: Provides 24/7 access to veterinary telehealth services, offering guidance on pet health.
- Annual Limit: Policy limits of $5,000 or $10,000 depending on your plan choice.
Read our complete PHI Direct Pet Insurance review.
5. Desjardins Pet Insurance
- Coverage Plans: Offers three levels of coverage with varying annual limits, including wellness and preventive care options.
- Telehealth: Includes 24/7 access to a veterinary telehealth service, helping pet owners with non-emergency questions.
- Partnerships: Desjardins partners with Petline Insurance, a long-established provider in Canada, ensuring reliable service.
- Comprehensive Add-Ons: You can customize your plan with add-ons like dental and alternative care coverage.
Read our complete Desjardins Pet Insurance review.
These pet insurance companies offer diverse options, allowing you to select coverage based on your pet's specific health needs and your budget. You can compare them using our free tool below. Get pet insurance quotes online in a few seconds.
Compare the best pet insurance plans on the market!
