Is OVMA pet insurance the best for you?
There are many different types of insurance for humans – health insurance and life insurance, to name a few of the most common types. Insurance isn't just for humans though! Some people are surprised to learn that insurance coverage for your pets also exists. If you are a pet parent, you know bills can be substantial and usually come when you are least prepared for them. Pet insurance can be a real relief and help guarantee your ability to pay for quality care at the veterinarian.
At some point, most pets get sick or injured. This can result in expensive visits to the vet. Did you know that the average cat owner in Canada spent $2,150 in 2021 caring for their animal? For dog owners, this number came in even higher at $2,912. The cost of caring for an animal is increasing every year according to a study from HelloSafe’s team.
This guide to OVMA pet insurance explains what it has to offer, what makes it unique and why it may be right for you.
Our review of OVMA pet insurance
Continue below for OVMA pet insurance pros and cons:
Here is what HelloSafe thinks about OVMA pet insurance:
Why OVMA could be right for you:
OVMA is insurance specially designed for pets
They offer loyalty discounts
Why OVMA may not be right for you:
Wellness coverage is not included in the conprehensive or extended policies
Compare quotes and options before choosing pet insurance with OVMA. A little shopping around can help you to save money and find the coverage that fits your needs.
Protect your furry friend
What does OVMA pet insurance cover?
OVMA offers three plans: Comprehensive, Extended, Unlimited.
Refer to our chart to see how each plan differs.
cover | Comprehensive | Extended | Unlimited |
|---|---|---|---|
Accident | $2,500 | $5,000 | Unlimited |
Illness | $2,500 | $5,000 | Unlimited |
Dental | $300 | $400 | $600 |
Wellness Coverage | Not included | Not included | $450 (dogs), $350 (cats) |
How much does a policy with OVMA cost?
The price of pet insurance coverage with OVMA will vary depending on your situation. For example, the age, size or breed of your animal. Also, the type of coverage you are looking for. Therefore, it will be important to get an individual quote customized for your unique needs.
Before settling on OVMA travel insurance shop around! You can quickly and anonymously compare prices from leading travel insurance companies using our tool:
Protect your furry friend
How do I purchase a plan with OVMA?
If you would like to obtain a quote and purchase an OVMA plan, you can do so online.
After your first policy year, OVMA will apply a 3% loyalty discount!
After your second anniversary, your discount will be increased to 5% for the lifetime of the policy.
How can I contact insurer?
This is the best way to get in contact with OVMA:
Inquiries 1-844-744-6862
How do I file a claim with OVMA?
If you need to file a claim, you will need to complete a claim form.
After you pay your bill, ask your veterinarian to fill out sections 2 and 3 of the claim form.
You fill out sections 1 and 4.
Send us your completed claim form to:
Email: [email protected]
Fax: 1-855-647-7387
Mail:
Petline Insurance Company
301-600 Empress Street
Winnipeg, MB, R3G 0R5
Can I transfer my OVMA policy?
You might find yourself in a situation where you would like to change your pet insurance provider, for example, to get a better deal. When doing so, there are some factors to take into consideration:
- Difference in coverage - a medical condition may be considered pre-existing to the new insurer at the time of enrolment, and, therefore, not being covered.
- There may be an unavoidable waiting period before your new policy begins.
- Immediate savings of a new policy may ultimately cost more in the long run - the cost of on-going treatment.
How much pet insurance do I need?
How much pet insurance you need will depend on many different factor. These include your pets:
- Age
- Sex
- Breed
- Existing health conditions
- Current health
It is important to choose the right policy that meets the needs of both your pet and yourself. This is to ensure that if a problem arises, it will be covered by your insurance. Take time to shop around and compare insurers by using our comparison tool!
Protect your furry friend
Good to know
Are you unsure of how pet insurance works? Our pet insurance guide will answer all your questions.
