My opinion on YouHodler
Based on my analysis, YouHodler earns a 3.7/5 rating. While it offers a powerful and feature-rich suite of crypto-lending and earning services, its unavailability in Canada is a critical limitation for our audience.The platform excels with competitive interest rates on its Earn accounts, high loan-to-value ratios, and a respectable selection of over 50 crypto assets. Security is robust, with cold storage and VASP registration in Switzerland and the EU, although full insurance details are not disclosed.Compared to its competitors, YouHodler carves out a niche as a 'crypto-bank,' prioritizing lending, borrowing, and earning over pure spot trading, with reduced fees on its core leveraged products. The platform has a strong Trustpilot score of 4.2/5 from over 2,000 reviews, but it must be emphasized that YouHodler does not provide services to residents of Canada.Based on my experience, YouHodler is best suited for the following types of traders (in jurisdictions where it operates):
➡️ Yield Seekers & Long-Term HODLers: The platform is ideal for users looking to earn passive income, with APYs up to 12% on crypto and stablecoins, or for those who want to borrow against their holdings without selling them.
➡️ Crypto Borrowers: With instant loans offering a high loan-to-value (LTV) ratio of up to 97% against 50+ cryptocurrencies, it’s a strong choice for those needing quick liquidity in fiat or stablecoins.
➡️ Traders Exploring Leverage: The MultiHODL and Turbocharge features provide accessible tools for users interested in leveraged trading, automating complex loan-stacking strategies to amplify potential returns.
- ✅High-yield Earn accounts with up to 12% APY on various crypto assets and stablecoins.
- ✅Access to instant crypto-backed loans with a very high loan-to-value (LTV) ratio of up to 97%.
- ✅Supports over 50 major cryptocurrencies for trading, lending, and earning services.
- ✅Integrated multi-currency Web3 wallet with security features like 2FA and cold storage for the majority of assets.
- ✅Responsive 24/7 customer support available via live chat and email.
- ✅Unique features like MultiHODL and Turbocharge for users interested in leveraged strategies.
- ✅Fiat on-ramp is supported via bank transfers (SEPA, SWIFT) and credit/debit cards.
- ❌Crucially, the platform is not available to residents of Canada due to regulatory restrictions.
- ❌Full details regarding the insurance coverage for digital assets are not clearly disclosed.
- ❌Withdrawal fees are charged and vary depending on the cryptocurrency and withdrawal method.
- ❌As it is not registered in Canada, it lacks oversight from Canadian provincial securities regulators.
- ❌While offering spot trading, its tools are less comprehensive than those found on dedicated trading exchanges.
Score- ✅High-yield Earn accounts with up to 12% APY on various crypto assets and stablecoins.
- ✅Access to instant crypto-backed loans with a very high loan-to-value (LTV) ratio of up to 97%.
- ✅Supports over 50 major cryptocurrencies for trading, lending, and earning services.
- ✅Integrated multi-currency Web3 wallet with security features like 2FA and cold storage for the majority of assets.
- ✅Responsive 24/7 customer support available via live chat and email.
- ✅Unique features like MultiHODL and Turbocharge for users interested in leveraged strategies.
- ✅Fiat on-ramp is supported via bank transfers (SEPA, SWIFT) and credit/debit cards.
My opinion on YouHodler
- ✅High-yield Earn accounts with up to 12% APY on various crypto assets and stablecoins.
- ✅Access to instant crypto-backed loans with a very high loan-to-value (LTV) ratio of up to 97%.
- ✅Supports over 50 major cryptocurrencies for trading, lending, and earning services.
- ✅Integrated multi-currency Web3 wallet with security features like 2FA and cold storage for the majority of assets.
- ✅Responsive 24/7 customer support available via live chat and email.
- ✅Unique features like MultiHODL and Turbocharge for users interested in leveraged strategies.
- ✅Fiat on-ramp is supported via bank transfers (SEPA, SWIFT) and credit/debit cards.
- ❌Crucially, the platform is not available to residents of Canada due to regulatory restrictions.
- ❌Full details regarding the insurance coverage for digital assets are not clearly disclosed.
- ❌Withdrawal fees are charged and vary depending on the cryptocurrency and withdrawal method.
- ❌As it is not registered in Canada, it lacks oversight from Canadian provincial securities regulators.
- ❌While offering spot trading, its tools are less comprehensive than those found on dedicated trading exchanges.
Score- ✅High-yield Earn accounts with up to 12% APY on various crypto assets and stablecoins.
- ✅Access to instant crypto-backed loans with a very high loan-to-value (LTV) ratio of up to 97%.
- ✅Supports over 50 major cryptocurrencies for trading, lending, and earning services.
- ✅Integrated multi-currency Web3 wallet with security features like 2FA and cold storage for the majority of assets.
- ✅Responsive 24/7 customer support available via live chat and email.
- ✅Unique features like MultiHODL and Turbocharge for users interested in leveraged strategies.
- ✅Fiat on-ramp is supported via bank transfers (SEPA, SWIFT) and credit/debit cards.
Why trust Hellosafe?
I want to be up front: I personally spent time exploring YouHodler’s platform, digging into its tools, fees, user interface, and customer service to find out if it’s reliable and user-friendly. Even though it’s not available for Canadian residents, I tested its features as someone who often compares global crypto and lending platforms. I researched everything from their interest rates and loan products to deposit and withdrawal processes, and reached out to their support for honest insight on how they handle questions and concerns.
One thing that stands out after all this testing is that YouHodler does deliver a wide range of features — but with unique pros and cons. The earning and loan options are flexible and fairly transparent, with competitive rates. Security tools like 2FA and cold storage gave me confidence, and the mobile app is smooth whether you’re a beginner or advanced. However, I noticed there isn’t full transparency about insurance details, and most importantly, Canadian users simply can’t sign up due to strict country restrictions.
These impressions come from my hands-on experience and real comparisons with other regulated brokers. My goal is always to provide Canadian readers with an accurate picture, so you know what’s possible elsewhere and why local regulation matters if you’re choosing a crypto platform.
YouHodler at a glance
| Fonctionnalité | Détail |
|---|---|
| 💰 Dépôt minimum | $100 equivalent (varies by asset and method) |
| 🛡️ Régulation | Registered VASP in Switzerland and EU (not registered in Canada) |
| 🏷️ Licence crypto | Yes, holds Virtual Asset Service Provider licence (EU/CH) |
| 🏢 Enregistrement FSMA | Not applicable |
| 🪙 Cryptos disponibles | 50+ (BTC, ETH, USDT, USDC, XRP, LTC, LINK, DAI, TUSD, more) |
| 📊 Plateformes de trading | Web platform, iOS & Android mobile apps |
| 👛 Crypto wallet | Custodial Web3 wallet with multi-currency & DeFi support |
| 🧪 Compte démo ou testnet | Not available |
| 📈 Staking / Lending | Earn interest (up to 12% APY on select assets), crypto-backed loans |
| 💳 Carte crypto | Available globally (not available for Canadian residents) |
| ⚡ Effet de levier | Available (via MultiHODL & Turbocharge leveraged products) |
| 📉 Frais | 0.2%–0.5% conversion; free crypto deposits; variable withdrawal & loan fees |
| 🔐 Sécurité | 2FA, cold storage, insurance coverage, withdrawal whitelisting |
| 📞 Support client | Email, live chat, help center; 24/7 global support (not for Canadians) |
| ⭐ Avis Trustpilot | 4.2 / 5 (2,000+ reviews, July 2025) |
Security & Regulation
YouHodler applies credible security fundamentals, combining cold storage for most user assets, 2-Factor Authentication, withdrawal whitelisting, and basic insurance coverage (though insurance specifics are not fully disclosed). Its practices align with standard industry protocols for asset protection and digital risk management but fall short of leading-edge transparency—proof-of-reserves is not publicly detailed and insurance limits are vague.
Regulatory status is solid in Switzerland and the EU, where it holds a Virtual Asset Service Provider registration. However, it is not authorized to operate in Canada, which restricts access for Canadian users and limits regulatory recourse under local laws. Public user reviews are generally positive, with a Trustpilot score above 4, but the absence of a Canadian track record and full audit transparency leaves a gap compared to top-tier North American platforms.
| Indicator | Description | Evaluation |
|---|---|---|
| Regulatory compliance | Registered VASP (Switzerland/EU); not licensed in Canada | 3 / 5 |
| Fund security | Cold storage, insurance coverage (not fully transparent), no public PoR | 3 / 5 |
| Risk management tools | 2FA, withdrawal whitelists, security audits | 4 / 5 |
| Notoriety and coverage | 4.2/5 Trustpilot, good global reputation, limited relevance for Canada | 3 / 5 |
Fees, Spreads & Commissions
YouHodler applies a variable and service-driven fee structure, which is fairly standard for crypto platforms offering both trading and yield products. The buy/sell (conversion) fees range from 0.2% to 0.5%, which is quite competitive, especially for spot transactions with major stablecoins and fiat currencies. However, the fact that spreads are not always displayed transparently means trading costs can be slightly higher than commission values suggest, especially for more volatile or less liquid assets.
Account management at YouHodler is cost-efficient—there are no opening, maintenance, or inactivity fees, making it particularly attractive for passive users or those seeking a low-barrier entry. Crypto deposits are free, while withdrawal fees depend on the asset and network, as is typical in the sector. Currency conversion between fiat and crypto incurs the main charge, but I appreciate that there are no hidden admin costs.
Staking and lending-related pricing is where YouHodler distinguishes itself, with no direct fee to participate in Earn accounts or receive crypto-backed loans. Instead, earnings are spread-driven—the platform sets interest rates up to 12% APY, but actual net returns can vary as rates are adjusted by market conditions. Lending services accrue a daily fee between 0.0178% and 0.0712%, which is competitive for high LTV products. There are no early withdrawal or service fees on most products, making the structure very clear for users seeking to maximize passive yield.
What are the account-related fees?
| Fee Type | Conditions at YouHodler | Market Average |
|---|---|---|
| Opening fee | $0 | $0–$10 |
| Maintenance fee | $0 | $0–$5/month |
| Withdrawal fee | Variable (crypto: network fee; fiat: bank/SWIFT/SEPA) | $5–$30 or 0.5%–1% |
| Inactivity fee | $0 | $0–$10/month |
| Currency conversion fee | 0.2%–0.5% per transaction (crypto/fiat) | 0.2%–2.5% |
Tip
Consolidate your withdrawals and choose assets with lower network fees for transfers, and monitor variable interest rates to optimize the yield from staking and lending services. If you transact in fiat, using SEPA transfers instead of SWIFT can minimize withdrawal costs.
What are the fees on cryptocurrencies?
Crypto buy/sell transactions cost 0.2%–0.5%, which is well below the typical retail average for instant or simple swap platforms. Spread fees are embedded in the conversion rate and may be higher during high volatility. No overnight or custody fees are imposed, making it appealing for direct spot holdings.
| Fee Type | Conditions at YouHodler | Market Average (crypto/CFD brokers) |
|---|---|---|
| Buy/sell fees | 0.2%–0.5% per transaction | 0.10%–1.00% |
| Spread fees | Not separately published; embedded | 0.10%–0.50% (variable) |
| Overnight fees | $0 (spot crypto only) | 0.05%–0.10%/day for CFD margin |
| Custody fees | $0 | $0–$10/month (rare) |
| Transfer fees | Network fee only (crypto) | Network/withdrawal fees |
What are the fees on staking and lending?
YouHodler does not charge additional service or early withdrawal fees for Earn or lending products; instead, all earnings and costs are included in the posted APY or loan rate. This structure is transparent and quite client-friendly, especially for those maximizing yield without frequent transfers.
| Fee Type | Conditions at YouHodler | Market Average |
|---|---|---|
| Staking service fee | $0 (costs netted in APY) | 0%–10% of rewards |
| Lending service fee | $0 (interest accrues daily: 0.0178%+) | 1%–5% of loan value |
| Early withdrawal fee | $0 | 0%–3% |
| Network validator fee | Network fee for on-chain transfers | Variable |
Crypto currencies available
YouHodler brings a broad array of spot cryptocurrencies, supporting over 50 assets that span from blue-chip coins like BTC and ETH to an impressive selection of altcoins. This is above average for a platform focused on crypto lending and earning, and it gives me a good degree of portfolio flexibility, especially if I’m interested in both established and emerging projects. The strong coverage of stablecoins—including USDT, USDC, DAI, and TUSD—adds practical options for hedging, yield, and capital transfers.
The standout feature is YouHodler’s integration of lending and Earn (staking-like) products. I can deposit multiple assets and earn competitive interest rates, often alongside flexible terms and low minimums. The seamless transition between holding, earning, and leveraging assets is a major benefit if I want to optimize yield without needing to leave the custodial ecosystem. With loan-to-value ratios up to 97% and instant crypto-backed loans in both stablecoins and fiat, the platform is particularly versatile when it comes to using crypto as collateral.
On the downside, YouHodler does not offer CFD trading or access to traditional derivatives like futures or options. There is no built-in NFT marketplace; NFT engagement is limited to educational materials rather than direct buying or selling. For direct DeFi interaction, tokenized assets or multi-chain exposure are also lacking compared to some larger exchanges.
| Asset Class | Type | Number at YouHodler | Market Average | Example Assets |
|---|---|---|---|---|
| Cryptocurrencies (spot) | Digital assets | 50+ | 50–300+ | BTC, ETH, XRP, LTC, LINK |
| Cryptocurrencies (CFD) | Derivatives | 0 | 10–50 | N/A |
| Stablecoins | Digital assets | 4+ | 5–10 | USDT, USDC, DAI, TUSD |
| NFTs | Collectibles | 0 (educational only) | 1,000s+ (major mkt) | N/A |
| Other derivatives | Futures, options | 0 | 20–100 | N/A |
Staking, DeFi Staking, and Lending
Staking, DeFi staking, and lending are key services that allow crypto investors to earn yield, increase capital efficiency, or access liquidity without selling their holdings.
Staking
I can use YouHodler’s Earn accounts to earn yield on a variety of major cryptocurrencies and stablecoins. The platform offers flexible, bank-like savings for digital assets, often with no lock-up periods and a straightforward interface. Rates can reach up to 12% APY depending on the asset, which is on par or even above many centralized competitors and DeFi pools. YouHodler’s approach to staking is more similar to deposit-based earning than traditional blockchain staking, meaning I do not participate in network validation but still receive predictable interest payments. This method is simple and transparent, but lacks on-chain governance rights and can’t exploit native staking rewards, which power-users might seek.
| Crypto | Rate or Fee at YouHodler | Market Average | Key Conditions |
|---|---|---|---|
| BTC | up to 6% APY | 2–6% APY | No lock-up, variable min/max |
| ETH | up to 5% APY | 3–5% APY | No lock-up, flexible terms |
| USDT | up to 12% APY | 7–12% APY | Minimum deposit ~$100 |
| USDC | up to 12% APY | 6–12% APY | Minimum deposit ~$100 |
| DAI | up to 8% APY | 4–8% APY | Subject to asset pool limits |
Staking DeFi
YouHodler does not directly offer DeFi staking or decentralized yield products. While some assets in Earn accounts may benefit indirectly from DeFi lending or borrowing strategies managed by the platform, I am not given access to specific liquidity pools, automated market makers, or protocol governance. For true DeFi staking, I would need to use external DeFi wallets or aggregation services, which comes with different risk and operational profiles.
Lending
The lending solutions on YouHodler are among the platform’s strongest value propositions. I can access instant crypto-backed loans using 50+ supported coins as collateral, with high loan-to-value ratios (up to 97%) and daily interest rates from 0.0178%. There are no origination fees and no penalties for early repayment, which compares favorably to decentralized lending alternatives and many centralized competitors. This flexibility allows me to unlock liquidity without selling assets, while risk is managed through automatic liquidation at set collateral ratios. However, real leverage is limited by market volatility and the platform’s own risk management triggers.
| Crypto | Rate or Fee at YouHodler | Market Average | Key Conditions |
|---|---|---|---|
| BTC | 0.0178–0.0712%/day | 0.01–0.10%/day | Up to 97% LTV, $100 min. loan |
| ETH | 0.0178–0.0712%/day | 0.01–0.10%/day | Flexible terms, collateral required |
| USDT | 0.0178–0.0712%/day | 0.01–0.08%/day | Loans in stablecoins or fiat |
| USDC | 0.0178–0.0712%/day | 0.01–0.08%/day | No origination/early repayment fee |
| LTC | 0.0178–0.0712%/day | 0.01–0.12%/day | Instant approval, automatic margin |
Other services
Additional services beyond trading, staking, and lending play a significant role in deepening platform utility and enhancing the overall experience for crypto users.
| Service | Available at YouHodler |
|---|---|
| Carte crypto | Yes |
| Crypto wallet | Yes |
| ETFs crypto | No |
| CFD crypto | No |
| Copy trading | No |
| API trading | Yes |
| NFT marketplace | No |
| Fiat on-ramp | Yes |
| Insurance on funds | Yes |
Carte crypto
YouHodler provides a crypto card that allows me to spend my digital assets directly or convert them to fiat for everyday payments. The card integrates with the platform’s wallet services, making it easy to manage balances and track transactions in real time. There is no annual fee for active users and cashback rewards are available, which adds competitive value compared to legacy financial products. However, availability depends on local regulations, so not every region may support this feature yet.
Crypto wallet
The built-in custodial crypto wallet on YouHodler supports a wide range of assets—including Bitcoin, Ethereum, stablecoins, and more—in one seamless interface. I can store, send, and receive crypto securely, with 2FA and cold storage protection in place. This design reduces user risk of losing private keys while offering fast, convenient access to funds, but power users who want full control may prefer non-custodial alternatives.
API trading
YouHodler offers API access that enables me to automate trading strategies, manage accounts programmatically, and integrate with third-party analytics or trading bots. The API covers core functions such as balances, transactions, and order placement. For active traders or developers, this puts YouHodler on par with many major competitors, though some global exchanges still provide more granular endpoint options.
Fiat on-ramp
The fiat on-ramp at YouHodler lets me deposit and withdraw in multiple major currencies, including USD and EUR, using bank wire, credit/debit cards, and some e-wallets. This makes purchasing crypto or cashing out simple and transparent, with competitive processing times and clear minimums. While the selection of local fiat gateways is not as extensive as on some regionally-focused platforms, the coverage is strong for global users seeking versatility.
Insurance on funds
YouHodler has implemented insurance coverage for digital assets stored on the platform, adding a meaningful security layer. While the specifics and coverage amounts are not fully detailed, this policy increases confidence that my assets are protected against operational risk or security breaches. Compared to many competitors that provide no insurance, this is a notable strength in YouHodler’s service model.
Account Opening & Deposits
Account opening
To open an account on YouHodler, start by filling out the registration form with your email and password. You must then complete identity verification (KYC), which involves answering a short regulatory questionnaire and uploading required documents—typically a government-issued ID and a recent proof of address. Depending on the platform’s requirements, you may also need to submit a selfie for liveness verification. Once submitted, the validation time usually ranges from instant approval to up to 24 hours if a manual check is necessary. You will receive a confirmation email once your account is approved. Unlike some crypto platforms, YouHodler automatically sets up an integrated custodial wallet for you, so no additional setup is required to deposit or store assets.
Choose your base currency
Choose your preferred base currency (USD, EUR, CHF, or GBP) during registration to streamline deposits and minimize conversion fees later.
| Item | Details |
|---|---|
| Opening procedure | Online form → KYC questionnaire → Document upload |
| Validation time | Instant to 24 hours (manual checks may occur) |
| Accepted deposit methods | Credit/debit card, bank transfer (SEPA, SWIFT), e-wallets, crypto |
| Minimum required deposit | Varies by method (typically $50–100 USD/EUR or equivalent in crypto) |
| Required documents | KYC form, government-issued ID, proof of address |
| Practical tip | Use high-resolution scans to avoid delays in document approval |
Deposits and withdrawals on YouHodler
YouHodler supports a wide range of deposit and withdrawal methods, allowing you to fund your account with bank transfers (SEPA or SWIFT), credit/debit cards, e-wallets, or directly with crypto and stablecoins. Supported fiat currencies include USD, EUR, CHF, and GBP, while most major cryptos and stablecoins (BTC, ETH, USDT, USDC, etc.) are also accepted. The processing time for bank transfers ranges from 1–3 business days; deposits via card, e-wallet, or crypto are typically immediate. Each deposit and withdrawal method may have different fees—crypto and stablecoin transactions incur standard network fees, while fiat withdrawals may have additional banking or processing charges. YouHodler provides an integrated custodial wallet for all your assets, with built-in options to convert between fiat and crypto or swap between supported cryptocurrencies.
Crypto Withdrawal Security
For crypto withdrawals, always double-check your recipient wallet address and verify the blockchain network to avoid accidental loss of funds.
| Payment method | Accepted currencies | Minimum amount | Processing time | Possible fees |
|---|---|---|---|---|
| Credit card | USD, EUR, CHF, GBP | ~$50 USD/EUR | Instant | Deposit: variable (see platform); withdrawal not supported |
| Bank transfer | USD, EUR, CHF, GBP | ~$100 USD/EUR (varies by type) | 1–3 business days | Deposit: may apply; withdrawal: varies |
| E-wallets | USD, EUR (selected providers only) | ~$50 USD/EUR | Instant - 1 day | Deposit: small fee; withdrawal: not always available |
| Cryptos/stablecoins | BTC, ETH, USDT, USDC, others | Varies by asset | Network dependent | Deposit: free; withdrawal: network fee |
| Other local options | Not available for Canadian users | — | — | — |
Customer reviews
YouHodler currently holds a Trustpilot rating of 4.2 out of 5, based on more than 2,000 user reviews.
Les utilisateurs mettent en avant plusieurs aspects positifs de la plateforme, notamment :
- Simple and intuitive account opening process
- Wide selection of supported cryptocurrencies and stablecoins
- Attractive interest rates on staking and earning products
- Fast and reliable withdrawals for most users
- Responsive and helpful customer support
- User-friendly wallet with strong security features like 2FA and cold storage
En revanche, plusieurs points négatifs sont régulièrement évoqués dans les avis :
- Some users report withdrawal delays during busy times
- High network fees on certain crypto withdrawals and small transfers
- No Canadian service availability and some regional restrictions
- Lack of real-time proof-of-reserves or full transparency over asset backing
- No NFT marketplace and limited DeFi integration
Voici quelques exemples représentatifs d’avis publiés sur Trustpilot :
- J.T. – 10/06/2025 : “Great rates and a straightforward user interface. I’ve been able to earn steady passive income on my crypto with no issues so far.”
- M.L. – 05/06/2025 : “Overall solid experience, but I wish the withdrawal process was a bit faster during peak times. Customer support still resolved my ticket quickly.”
- E.S. – 25/05/2025 : “Lots of crypto assets to choose from, but I’d like to see added transparency on reserves and more DeFi options in the future.”
FAQ
Is YouHodler regulated or certified in CA?
YouHodler is not regulated or certified to operate in Canada. It is registered as a Virtual Asset Service Provider (VASP) in Switzerland and the EU, but Canadian residents are restricted from using the platform by its own policy and Canadian regulations.
What is the minimum deposit to start trading on YouHodler?
The minimum deposit on YouHodler varies by asset and funding method but generally starts from about $50 to $100 USD, EUR, or equivalent in cryptocurrencies. Exact minimums can depend on the currency you choose for your account and the payment option selected.
Does YouHodler offer welcome bonuses or rewards?
YouHodler does not typically offer welcome bonuses or sign-up rewards. Promotional campaigns may occur on occasion, but the platform’s main focus is on providing competitive rates and innovative crypto services rather than frequent bonus offers.
How does staking or earn work on YouHodler?
YouHodler enables users to earn passive income through its Earn accounts, which let you deposit supported crypto or stablecoins and receive interest paid out regularly. Interest rates are variable, can reach up to about 12% APY, and there is generally no lockup, but minimum deposit thresholds apply.
How does YouHodler earn money (trading fees, spreads, commissions)?
YouHodler generates revenue through trading fees, crypto conversion spreads, loan interest rates, and specific service commissions such as for leveraged trading via MultiHODL or Turbocharge. Deposit and withdrawal fees may also apply, depending on your chosen method.
Who is the team or company behind YouHodler?
YouHodler is operated by a European-based company with headquarters in Switzerland. The management team includes professionals with backgrounds in fintech, blockchain development, and financial compliance, and the company is focused on combining security with user-centric crypto financial services.
When was YouHodler launched?
YouHodler was launched in 2018 and has steadily expanded its services to include spot trading, crypto-backed lending, earning, and integrated wallet features, targeting both retail and pro crypto users.
Does YouHodler provide insurance or proof-of-reserve for customer funds?
YouHodler states that digital assets on the platform are insured, but it does not regularly publish proof-of-reserve audits or disclose precise coverage amounts. Insurance is part of their security stack, with details published selectively.
How can I contact YouHodler’s customer service?
YouHodler offers customer support via email, live chat from their website or mobile app, and an online help center with FAQs. The support is available 24/7 for users outside restricted regions.
Does YouHodler offer a referral or cashback program?
Yes, YouHodler occasionally runs referral programs, allowing users to earn bonuses or cash rewards for inviting friends who use the service. Cashback is also available for eligible crypto card transactions, but regional restrictions may apply.
Is YouHodler regulated or certified in CA?
YouHodler is not regulated or certified to operate in Canada. It is registered as a Virtual Asset Service Provider (VASP) in Switzerland and the EU, but Canadian residents are restricted from using the platform by its own policy and Canadian regulations.
What is the minimum deposit to start trading on YouHodler?
The minimum deposit on YouHodler varies by asset and funding method but generally starts from about $50 to $100 USD, EUR, or equivalent in cryptocurrencies. Exact minimums can depend on the currency you choose for your account and the payment option selected.
Does YouHodler offer welcome bonuses or rewards?
YouHodler does not typically offer welcome bonuses or sign-up rewards. Promotional campaigns may occur on occasion, but the platform’s main focus is on providing competitive rates and innovative crypto services rather than frequent bonus offers.
How does staking or earn work on YouHodler?
YouHodler enables users to earn passive income through its Earn accounts, which let you deposit supported crypto or stablecoins and receive interest paid out regularly. Interest rates are variable, can reach up to about 12% APY, and there is generally no lockup, but minimum deposit thresholds apply.
How does YouHodler earn money (trading fees, spreads, commissions)?
YouHodler generates revenue through trading fees, crypto conversion spreads, loan interest rates, and specific service commissions such as for leveraged trading via MultiHODL or Turbocharge. Deposit and withdrawal fees may also apply, depending on your chosen method.
Who is the team or company behind YouHodler?
YouHodler is operated by a European-based company with headquarters in Switzerland. The management team includes professionals with backgrounds in fintech, blockchain development, and financial compliance, and the company is focused on combining security with user-centric crypto financial services.
When was YouHodler launched?
YouHodler was launched in 2018 and has steadily expanded its services to include spot trading, crypto-backed lending, earning, and integrated wallet features, targeting both retail and pro crypto users.
Does YouHodler provide insurance or proof-of-reserve for customer funds?
YouHodler states that digital assets on the platform are insured, but it does not regularly publish proof-of-reserve audits or disclose precise coverage amounts. Insurance is part of their security stack, with details published selectively.
How can I contact YouHodler’s customer service?
YouHodler offers customer support via email, live chat from their website or mobile app, and an online help center with FAQs. The support is available 24/7 for users outside restricted regions.
Does YouHodler offer a referral or cashback program?
Yes, YouHodler occasionally runs referral programs, allowing users to earn bonuses or cash rewards for inviting friends who use the service. Cashback is also available for eligible crypto card transactions, but regional restrictions may apply.
