My opinion on Trade Republic
Trade Republic stands out as a European-based, mobile-first brokerage and licensed bank offering low-cost investing in stocks, ETFs, bonds, and 50+ major cryptocurrencies with a straightforward €1 flat fee per trade and zero account management or inactivity fees.Backed by regulation from BaFin and the European Central Bank, it ensures a high degree of investor protection and reliability, although it isn’t directly overseen by Canadian authorities and feature availability may be limited for CA residents.Its asset range covers global stocks and ETFs, bonds, and direct spot crypto trading, though leveraged products, CFDs, and advanced features are not provided, focusing instead on an easy-to-use, secure platform best for long-term and passive investors.Relative to competitors, Trade Republic excels on transparent pricing, simplicity, and regulatory strength, making it appealing for cost-conscious users who value ease and security over breadth of assets or advanced tools.Established in 2015, Trade Republic serves over one million clients, earning a strong 4.0/5 Trustpilot rating from more than 31,000 reviews, highlighting its popularity in Europe and growing international interest.According to my experience, Trade Republic is ideal for the following trader profiles:➡️ Beginners: Trade Republic’s clean mobile app, straightforward pricing, and low minimum deposit make it especially welcoming for novice investors looking for a hassle-free start into stocks, ETFs, or crypto without complex tools or extra charges. ➡️ Passive and long-term investors: The automated savings plan feature and broad access to ETFs and global stocks make Trade Republic attractive for those seeking to build diversified portfolios over time with minimal ongoing fees.➡️ Crypto-curious or hybrid investors: With support for 50+ top cryptocurrencies and secure custody without extra commission, Trade Republic suits those interested in adding digital assets alongside traditional equities, though access to advanced crypto features or external wallets is limited.
- ✅Very low, flat €1 (or equivalent) fee per stock, ETF, or bond trade
- ✅No account management, inactivity, or custody fees
- ✅Large, regulated asset offering: stocks, ETFs, bonds, and 50+ cryptocurrencies
- ✅Simple, intuitive mobile and web platforms ideal for beginners
- ✅Automated savings plans for regular, commission-free investing
- ✅Regulated as a full bank by BaFin and the European Central Bank
- ✅Instant account opening and fully digital onboarding
- ✅No commission or extra fees on crypto trades (spread-based pricing)
- ✅High Trustpilot score (4.0/5 from 31,280+ reviews)
- ❌No direct regulation by Canadian securities authorities (possible geographic restrictions)
- ❌No leveraged trading, CFDs, or advanced order types for active traders
- ❌No native demo account or Islamic (swap-free) accounts
- ❌Crypto features limited (no staking, lending, or external wallet transfers)
Score- ✅Very low, flat €1 (or equivalent) fee per stock, ETF, or bond trade
- ✅No account management, inactivity, or custody fees
- ✅Large, regulated asset offering: stocks, ETFs, bonds, and 50+ cryptocurrencies
- ✅Simple, intuitive mobile and web platforms ideal for beginners
- ✅Automated savings plans for regular, commission-free investing
- ✅Regulated as a full bank by BaFin and the European Central Bank
- ✅Instant account opening and fully digital onboarding
- ✅No commission or extra fees on crypto trades (spread-based pricing)
- ✅High Trustpilot score (4.0/5 from 31,280+ reviews)
My opinion on Trade Republic
- ✅Very low, flat €1 (or equivalent) fee per stock, ETF, or bond trade
- ✅No account management, inactivity, or custody fees
- ✅Large, regulated asset offering: stocks, ETFs, bonds, and 50+ cryptocurrencies
- ✅Simple, intuitive mobile and web platforms ideal for beginners
- ✅Automated savings plans for regular, commission-free investing
- ✅Regulated as a full bank by BaFin and the European Central Bank
- ✅Instant account opening and fully digital onboarding
- ✅No commission or extra fees on crypto trades (spread-based pricing)
- ✅High Trustpilot score (4.0/5 from 31,280+ reviews)
- ❌No direct regulation by Canadian securities authorities (possible geographic restrictions)
- ❌No leveraged trading, CFDs, or advanced order types for active traders
- ❌No native demo account or Islamic (swap-free) accounts
- ❌Crypto features limited (no staking, lending, or external wallet transfers)
Score- ✅Very low, flat €1 (or equivalent) fee per stock, ETF, or bond trade
- ✅No account management, inactivity, or custody fees
- ✅Large, regulated asset offering: stocks, ETFs, bonds, and 50+ cryptocurrencies
- ✅Simple, intuitive mobile and web platforms ideal for beginners
- ✅Automated savings plans for regular, commission-free investing
- ✅Regulated as a full bank by BaFin and the European Central Bank
- ✅Instant account opening and fully digital onboarding
- ✅No commission or extra fees on crypto trades (spread-based pricing)
- ✅High Trustpilot score (4.0/5 from 31,280+ reviews)
Why trust Hellosafe?
I’ve personally spent time testing Trade Republic to give you a real perspective on its strengths and limitations. I opened an account, explored the app and web platform, reviewed the trading fees, and checked how easy it really is to invest or withdraw funds. I also interacted with customer support to see how responsive they are when issues arise.
During my review, I compared Trade Republic’s offer with other major regulated platforms, focusing on factors like regulation, usability, costs, and asset variety. This experience allowed me to judge if it’s really reliable and suitable for both beginners and more experienced traders.
My insights are based on real usage, not just marketing claims. I wanted to see for myself whether Trade Republic stands up to the competition among regulated brokers—especially for Canadians. I hope my first-hand approach helps you assess if it’s the right fit for your trading style.
Trade Republic at a glance
| Fonctionnalité | Détail |
|---|---|
| 💰 Dépôt minimum | €1 (or equivalent in CAD; may vary by local conversion and availability) |
| 🛡️ Régulation | Licensed bank, regulated by ECB and BaFin (Germany) |
| 💎 Licence crypto | BaFin crypto custody and trading license |
| 📄 Enregistrement FSMA | Not registered with FSMA; focus is EU/EEA regulation |
| 📈 Actifs disponibles | Stocks, ETFs, bonds, 50+ cryptocurrencies |
| 📊 Plateformes de trading | Mobile app (iOS/Android), web platform |
| 🛠️ Outils de trading | Real-time quotes, portfolio tracking, savings plans |
| 🧪 Compte démo | Not available |
| ☪️ Compte islamique | Not available |
| 📝 Ordres clés | Market, limit, stop orders, savings plans |
| ⚡ Effet de levier | No leverage; all assets traded without leverage |
| 💸 Frais | €1 flat fee per stock/ETF/bond trade, free savings plans, no account or inactivity fees |
| 📞 Support client | In-app chat, email, emergency phone (international); no Canadian-specific support |
| 🌟 Avis Trustpilot | 4.0/5 (31,280+ reviews, as of July 2025) |
Security & Regulation
Trade Republic stands out for its robust regulatory framework, being a fully licensed German bank regulated by BaFin and the European Central Bank. The broker also holds a BaFin-issued crypto custody and trading license, which is a significant sign of institutional oversight. For asset protection, client funds are segregated from Trade Republic’s own accounts and covered by the statutory EU deposit guarantee scheme up to €100,000. Crypto assets are stored using secure, regulated custodial solutions, though there is no proof-of-reserves audit for crypto as of now.
Risk management is sound for most retail investors: the platform supports stop and limit orders, negative balance protection, and offers mandatory two-factor authentication. Nevertheless, it does not provide leveraged trading or certain advanced risk tools, keeping risk tight and straightforward. Trade Republic’s reputation is strong in Europe, with a large user base and consistently positive reviews for reliability, low fees, and platform stability. However, the lack of official Canadian regulation means users in Canada should remain cautious regarding local investor protections.
| Indicator | Description | Evaluation |
|---|---|---|
| Regulatory compliance | Regulated by BaFin (Germany), ECB banking license, BaFin crypto license | 5/5 |
| Fund security | Client asset segregation, EU deposit guarantee up to €100,000, regulated crypto custody | 4/5 |
| Risk management tools | Stop/limit orders, negative balance protection, two-factor authentication; no leverage, basic order types | 4/5 |
| Notoriety and coverage | High user base, strong EU reputation, Trustpilot 4.0/5 (31,000+ reviews), limited Canadian coverage | 4/5 |
Fees, Spreads & Commissions
Trade Republic positions itself as a low-cost, highly transparent broker, and its fee policy reflects this focus. For stocks, ETFs, and bonds, I find the flat $1 fee per trade (converted from €1, so slight fluctuations due to FX rates) outstanding, especially compared to the tiered or volume-based commissions customary in North America. There are no custody, inactivity, or maintenance fees, creating a predictable cost structure ideal for long-term investing or regular savings plans.
For cryptocurrencies, Trade Republic applies zero explicit commission, but instead incorporates its profit into the spread—meaning the buy/sell price difference is the true cost. While this is typical for mobile-first brokers, I advise keeping an eye on effective spread sizes, as they can be higher during volatile periods or for low-liquidity crypto assets. There are no staking or lending fees, and all assets are held custodially within Trade Republic, which removes blockchain network withdrawal costs but limits external transfers.
Deposit and withdrawal costs are minimal for most bank transfer users, with no fees charged by Trade Republic for these operations. However, users dealing in currencies other than EUR may face currency conversion fees that, although competitive, can subtly add to total costs—especially relevant for Canadians transacting in USD or CAD. There are no direct options for leveraged or CFD trading, so you avoid swap or overnight financing fees that many competitors impose.
Overall, Trade Republic’s pricing is highly competitive for casual and buy-and-hold investors. Active traders might notice limited flexibility due to the lack of advanced order types and margin trading, but for most, the platform’s cost transparency outweighs such trade-offs.
What are the account-related fees?
| Fee Type | Conditions at Trade Republic | Market Average |
|---|---|---|
| Opening fee | $0 | $0–$50 |
| Maintenance fee | $0 | $0–$120/year |
| Withdrawal fee | $0 (bank transfer); bank/ATM fee may apply | $0–$25/withdrawal |
| Inactivity fee | $0 | $0–$25/month |
| Currency conversion fee | ~0.25%–1.0% on non-EUR trades | 1%–2.5% |
Expert advice — Trader Tip:
To reduce total costs, try to deposit and trade in EUR when possible, as internal currency conversion at Trade Republic is generally cheaper than typical retail bank FX rates. For regular small investments, using free savings plans can eliminate commission charges completely, making portfolio building even more cost efficient.
What are the fees on stocks and ETFs?
Trade Republic applies a flat $1 commission for stocks and ETF transactions, regardless of trade size, far below what most Canadian brokers charge. Spreads are minimal due to the agency business model, but overnight and custody fees are absent, supporting long-term holding. UK stamp duty is handled at-cost.
| Fee Type | Conditions at Trade Republic | Market Average |
|---|---|---|
| Commission | $1 per trade | $5–$10 per trade |
| Spread fee | Typical agency spread (tight, <0.01%) | 0.01%–0.10% |
| Overnight fee | Not applicable | $0–$5/day (for margin) |
| Custody fee | $0 | $0–$50/year |
| UK stamp duty tax | 0.5% for UK stocks (at cost if applicable) | 0.5% |
What are the fees on cryptocurrencies?
Crypto trading at Trade Republic is commission-free, but effective costs are found in the spread between buy and sell prices. While this can be competitive for majors, variable spreads may widen outside of peak market hours or in high volatility. There are no overnight, custody, or blockchain transfer fees, as assets are held in-platform.
| Fee Type | Conditions at Trade Republic | Market Average (crypto or CFD brokers) |
|---|---|---|
| Buy/sell fees | $0 commission, profit built into spread | 0.1%–2.5% + spread |
| Spread fees | Estimated 0.3%–1.5% | 0.2%–1.5% |
| Overnight fees | Not applicable | $0–$20/day (for margin) |
| Custody fees | $0 | $0–$50/year |
| Transfer fees | $0 (no on-chain transfers possible) | $1–$25 or variable network fees |
What are the fees on CFDs?
CFDs are not offered by Trade Republic for any asset class. Therefore, you do not incur spread, leverage, overnight, or swap fees typical of CFD platforms.
| Underlying Asset | Maximum Leverage | Spread at Trade Republic | Overnight Fee | Market Average (CFD brokers) |
|---|---|---|---|---|
| CFD Stocks | N/A | N/A | N/A | $0.05–$0.30, 0.1%–0.5% spread |
| Gold (XAU/USD) | N/A | N/A | N/A | $0.20–$0.50 |
| Silver (XAG/USD) | N/A | N/A | N/A | $0.01–$0.05 |
| Oil (WTI) | N/A | N/A | N/A | $0.04–$0.07 |
| EUR/USD | N/A | N/A | N/A | 0.6–1.5 pips |
| EUR/GBP | N/A | N/A | N/A | 1–2 pips |
| USD/JPY | N/A | N/A | N/A | 0.6–1.5 pips |
| GBP/USD | N/A | N/A | N/A | 0.9–2 pips |
| BEL 20 (BEL20) | N/A | N/A | N/A | $1.00–$5.00 |
| BTC/USD (crypto CFD) | N/A | N/A | N/A | 0.2%–2.0% + overnight fees |
Assets & Markets
Trade Republic’s asset selection focuses on accessible, core markets without the complexity associated with leveraged or synthetic products. I appreciate the expansive range of global stocks and ETFs, drawing from major U.S., European, and international exchanges. This delivers meaningful choice to those building diversified, long-term portfolios, while the absence of CFDs or leveraged trading eliminates the risks often associated with higher-complexity platforms.
One of the notable advantages is the deep coverage of spot equities and ETFs, combined with a flat, low transaction fee. I find the inclusion of thousands of stocks and a wide ETF lineup particularly attractive for investors seeking exposure to diverse sectors, asset classes, and geographies. Access to bonds—both corporate and government—further enhances the core investment offering, a rare feature among mobile-first brokers.
For digital assets, Trade Republic provides direct trading of over 50 leading cryptocurrencies under full BaFin regulatory oversight and with integrated custody. While staking and lending features are not available, the spot approach and regulatory framework contribute meaningfully to security and transparency—a significant plus for those who want crypto exposure beyond traditional ETF wrappers.
A key limitation is the absence of direct forex trading, commodity spot trading, and any advanced derivatives such as options or futures. Commodities and indices are only accessible via relevant ETFs, which suits passive and low-cost investors but excludes active traders seeking more tactical tools. There’s also no offering of stablecoins, NFTs, or crypto staking/earning products, leaving out several trends popular among specialized crypto investors.
The platform does not support advanced conditional orders, leveraged trading, or dedicated copy trading. While this keeps the trading environment simple and user-friendly, it does mean experienced traders looking for complex strategies or leverage will not find suitable tools here.
| Asset Class | Type | Number at Trade Republic | Market Average | Example Assets |
|---|---|---|---|---|
| Stocks | Spot | 7,500+ | 3,000–8,000 | Apple, Shopify, BMW, Tencent |
| ETFs | Spot | 1,500+ | 500–2,000 | iShares Core S&P 500, Xtrackers MSCI EM |
| Cryptocurrencies | Spot | 50+ | 20–150 | Bitcoin, Ethereum, Solana, Chainlink |
| Currencies (FX) | Not offered | 0 | 30–60 | – |
| Commodities | Via ETFs only | 50+ ETFs (commodities) | 20–100 (ETF/CFD mix) | iShares Physical Gold, Invesco Oil ETF |
| Indices | Via ETFs only | 30+ ETFs (indices) | 20–60 (ETF/CFD mix) | iShares S&P 500 UCITS ETF |
| Bonds | Spot | 500+ | 20–500 | German Bund, US Treasury, Siemens Bond |
| Stablecoins | Not available | 0 | 5–10 (for crypto brokers) | – |
| NFTs | Not available | 0 | 20–200 (crypto platforms) | – |
| Other derivatives | Not offered | 0 | 30–300 (CFDs/options) | – |
Trading Tools and Apps
Trade Republic’s platform is designed with an emphasis on simplicity and accessibility, chiefly through its mobile app and web platform. I find the user interface to be highly intuitive, making it suitable for beginners or those seeking a frictionless investment experience. The mobile app stands out for its clean layout, clear navigation, and efficient portfolio tracking, supporting quick order execution on the go.
The trading suite focuses on long-term investing, offering direct trading of stocks, ETFs, bonds, and major cryptocurrencies. Core order types are present—market, limit, and stop—but advanced conditional orders such as OCO are not implemented. While the savings plan automation and recurring investment features set Trade Republic apart for passive investors, they may not satisfy active traders in search of dynamic execution tools or rapid-fire trading environments.
There’s a clear limitation regarding technical analysis and advanced charting. The in-app charting tools offer only basic indicators, lacking the depth and customization power available on specialized platforms like TradingView or MetaTrader. Algorithmic and automated trading options, including API access and strategy scripting, are not part of the current ecosystem. Copy trading and external bot integrations are also missing, positioning Trade Republic as more of an investing solution than a trader’s workstation.
No leverage, no CFDs, and no direct exposure to forex or complex derivatives means Trade Republic is not tailored for high-frequency, speculative, or leveraged strategies. The lack of staking, earn products, or non-custodial crypto wallet features further underscores its profile as a straightforward, “buy-and-hold” broker for traditional assets and blue-chip cryptocurrencies.
| Feature | Verified Details |
|---|---|
| Mobile app (MetaTrader, etc.) | Proprietary app for iOS/Android; no support for MetaTrader/TradingView/crypto wallets |
| Usability | Fluid, beginner-friendly, visually clean; minimal learning curve; optimized for mobile/web use |
| Compatible software | Proprietary Trade Republic platform only; no API, MetaTrader, or TradingView integration |
| Order types | Market, limit, stop; no trailing stop, OCO, or other conditional orders |
| Charting & technical analysis | Basic charting, limited indicators; no advanced analysis or external integrations |
| Auto trading / Automated | Not available; no copy trading, bots, or API |
| Algorithmic trading | Not available; no script/code interface or AI integrations |
| Negative balance protection | Trading without leverage; such protection not needed or specified |
| Trading signals | Not available within app; no TradingView/third-party signals |
| Asset search & filters | Fast, simple search engine for assets; basic filters for stocks, ETFs, crypto, bonds |
| Spot stock purchase | Available (direct ownership of stocks/ETFs/bonds); no CFD or leverage |
| Staking and earn | Not available; no staking of crypto or earn products |
Trader Tip
Use the savings plan feature to automate your investments and benefit from dollar-cost averaging, especially if you’re just starting to build your portfolio. For users transitioning from desktop platforms, familiarize yourself with the mobile-first environment and explore its notification options for timely order and portfolio updates.
Account Opening & Deposits
Account opening
Setting up an account at Trade Republic is fully digital and designed to be streamlined. The process starts by registering via the mobile app or website with your email and personal details. You then complete a brief regulatory questionnaire that evaluates your trading knowledge and investment goals. Identity verification requires uploading a government-issued photo ID and a document proving your address, such as a utility bill or bank statement.
Once your documents are submitted, Trade Republic will review them to verify your identity and compliance with regulatory standards. Validation time is typically fast—often within 1–2 business days—but can vary during periods of high demand or if additional details are required. After approval, you’ll receive a confirmation email and gain full access to the platform.
Good to know
Choose your base currency carefully at registration, as changing it later may not be straightforward and could affect deposit/withdrawal conversion costs.
| Item | Details |
|---|---|
| Opening procedure | Fully digital via app/web; enter details, complete questionnaire, upload ID & proof of address |
| Validation time | Usually 1–2 business days (may take longer during peak periods) |
| Accepted deposit methods | Bank transfer (SEPA/international); card and e-wallets not typically supported |
| Minimum required deposit | €1 (or equivalent in CAD, depending on local conversion) |
| Required documents | Government-issued ID, proof of address (utility bill/bank statement), possibly selfie |
| Practical tip | Ensure your documents match your registration details exactly to avoid delays |
Deposits and withdrawals on Trade Republic
Depositing funds into your Trade Republic account is straightforward, with bank transfers (SEPA for EU or international wire for other regions) being the main supported method. No credit card or e-wallet funding is currently offered—verify the local availability of funding options if in Canada. Deposits are usually credited within 1–2 business days, with no fees from Trade Republic, though your bank may charge for currency conversion or international transfer. The minimum deposit is €1 or its equivalent.
Withdrawals are performed via bank transfer to your linked account, taking roughly 1–2 business days. No Trade Republic fee applies, but external bank or intermediary fees could occur. While Trade Republic provides a custodial wallet for crypto holdings, direct crypto deposits and withdrawals to external wallets are not available. Supported fiat currencies are generally limited to EUR, so be aware of conversion rates and potential costs.
Good to know
Before transferring, confirm your platform base currency and check if your banking institution may charge extra fees for international transactions or currency conversions.
| Payment method | Accepted currencies | Minimum amount | Processing time | Possible fees |
|---|---|---|---|---|
| Credit card | Not supported | – | – | – |
| Bank transfer | EUR (possible CAD) | €1 (approx. CAD equivalent) | 1–2 business days | No fees by Trade Republic; bank fees may apply |
| E-wallets | Not supported | – | – | – |
| Stablecoins/crypto | Not supported for direct deposit/withdrawal | – | – | – |
| Other local options | Not available | – | – | – |
Account Types
Trade Republic is a European, mobile-first investment platform and licensed bank focused on providing low-cost access to stocks, ETFs, bonds, and cryptocurrencies. It is not a CFD/Forex broker, does not offer leveraged trading or advanced professional accounts, and its account offering is designed to be straightforward for investors seeking direct ownership rather than derivative products. Crypto services are available for direct trading and custody, but staking, earn, or cold storage features are not part of the standard product set. Tax-advantaged accounts, such as TFSAs or RRSPs, are not an option for Canadian users. Account options and availability for residents of Canada are subject to local regulations and may be limited.
| Account Type | Available (✅/❌) | Main Features |
|---|---|---|
| Demo account | ❌ | No demo account functionality for practice or simulation |
| Standard account | ✅ | Direct access to stocks, ETFs, bonds, and crypto; €1 flat fee trades |
| Raw ECN account | ❌ | Not available; Trade Republic does not support ECN/CFD trading |
| Islamic account | ❌ | Swap-free or Sharia-compliant options not offered |
| Professional account | ❌ | Professional/advanced accounts not available |
| CFD account | ❌ | No CFD or leveraged derivative products offered |
| Classic securities account | ✅ | Simple, user-friendly brokerage for stocks, ETFs, and bonds |
| Staking/earn account | ❌ | No crypto staking or earning features |
| Cold storage account | ❌ | Crypto held in secure custodial wallet only; no cold storage/outbound wallet |
| Tax-advantaged account | ❌ | Not available (no TFSA, RRSP, etc. for Canadian users) |
| Accepted base currencies | EUR | All accounts and trading services are denominated in euros |
Trader Tip
Consider your main investment goals and residency status before opening an account with Trade Republic. If you want access to Canadian tax-advantaged accounts or advanced trading features like CFDs or professional leverage, you may need to choose a different platform. Always check regulatory coverage and service availability in your local jurisdiction.
Customer reviews
Trade Republic holds a Trustpilot score of 4.0 out of 5, based on over 31,280 reviews. User sentiment is generally positive, with investors highlighting several platform features and service experiences.
Les utilisateurs mettent en avant plusieurs aspects positifs de la plateforme, notamment :
- Extremely easy and fast account opening process
- Very low trading fees, including a €1 flat commission per trade
- User-friendly mobile app and simple web interface
- Wide selection of stocks, ETFs, bonds, and cryptocurrencies
- Automated savings plans at no extra cost
En revanche, plusieurs points négatifs sont régulièrement évoqués dans les avis :
- Slow or unresponsive customer service during peak times
- Limited advanced trading features and order types
- Some delays with bank withdrawals or fund settlements
- No support for leveraged trading or CFDs
- Crypto assets cannot be withdrawn to external wallets
Voici quelques exemples représentatifs d’avis publiés sur Trustpilot :
- L.K. – 03/05/2025 : “Easy to use, low fees, and great for beginners. The app is intuitive and makes investing simple.”
- D.R. – 17/06/2025 : “Customer support can be slow at times, but overall a good experience for long-term investors.”
- V.S. – 08/07/2025 : “Love the savings plans and the €1 flat fee. Would like to see more advanced features in the future.”
FAQ
Is Trade Republic regulated in CA?
Trade Republic is not regulated in Canada and does not hold licenses from IIROC or any Canadian regulatory authority. It is a fully licensed European bank, supervised by the European Central Bank and BaFin in Germany, but services for Canadians may be limited or unavailable.
What is the minimum deposit on Trade Republic?
The minimum deposit is €1 or the equivalent in local currency. For Canadian users, account access and currency conversion details depend on the availability of international service, so it is important to confirm with Trade Republic before attempting to open an account from Canada.
Does Trade Republic offer a welcome bonus?
Trade Republic does not regularly offer a welcome bonus for new clients. Promotions may sometimes be available and can vary by country or region, so checking the official app or website for up-to-date details is recommended.
How does leverage work on Trade Republic?
Trade Republic does not provide leveraged trading for retail clients. All assets like stocks, ETFs, bonds, and cryptocurrencies are traded on a fully funded basis, with no margin or CFD/forex leverage available.
How does Trade Republic make money?
Trade Republic earns revenue mainly from fixed, low trading commissions (like the €1 flat fee per trade), small spreads on crypto trading, and currency conversion fees for non-euro accounts. It does not charge account opening or custody fees.
Who is behind Trade Republic?
Trade Republic is operated by Trade Republic Bank GmbH, a fintech company headquartered in Berlin, Germany. The company is led by founders Christian Hecker, Thomas Pischke, and Marco Cancellieri and is backed by prominent international investors.
When was Trade Republic launched?
Trade Republic was launched in Germany in 2019 as a mobile-first brokerage focused on simple, low-cost trading. Since then, it has quickly expanded and now serves over one million clients in Europe.
Does Trade Republic offer copy trading or social trading?
Trade Republic does not support copy trading, PAMM, or social trading features, and has no built-in tools for automatic portfolio replication or following other investors’ trades. The platform is designed for self-directed investors seeking simplicity and low fees.
How can I contact Trade Republic’s customer service?
Customer support is available through in-app messaging and email. There is also a published emergency phone number for international users. Support is mainly available during European business hours, and no dedicated Canadian support line is offered.
Does Trade Republic offer any promotions or referral programs?
Trade Republic occasionally runs referral and promotional programs, allowing existing users to earn rewards by inviting friends. These offers vary by time and location, so consult the official platform or communications for the latest availability and terms.
Is Trade Republic regulated in CA?
Trade Republic is not regulated in Canada and does not hold licenses from IIROC or any Canadian regulatory authority. It is a fully licensed European bank, supervised by the European Central Bank and BaFin in Germany, but services for Canadians may be limited or unavailable.
What is the minimum deposit on Trade Republic?
The minimum deposit is €1 or the equivalent in local currency. For Canadian users, account access and currency conversion details depend on the availability of international service, so it is important to confirm with Trade Republic before attempting to open an account from Canada.
Does Trade Republic offer a welcome bonus?
Trade Republic does not regularly offer a welcome bonus for new clients. Promotions may sometimes be available and can vary by country or region, so checking the official app or website for up-to-date details is recommended.
How does leverage work on Trade Republic?
Trade Republic does not provide leveraged trading for retail clients. All assets like stocks, ETFs, bonds, and cryptocurrencies are traded on a fully funded basis, with no margin or CFD/forex leverage available.
How does Trade Republic make money?
Trade Republic earns revenue mainly from fixed, low trading commissions (like the €1 flat fee per trade), small spreads on crypto trading, and currency conversion fees for non-euro accounts. It does not charge account opening or custody fees.
Who is behind Trade Republic?
Trade Republic is operated by Trade Republic Bank GmbH, a fintech company headquartered in Berlin, Germany. The company is led by founders Christian Hecker, Thomas Pischke, and Marco Cancellieri and is backed by prominent international investors.
When was Trade Republic launched?
Trade Republic was launched in Germany in 2019 as a mobile-first brokerage focused on simple, low-cost trading. Since then, it has quickly expanded and now serves over one million clients in Europe.
Does Trade Republic offer copy trading or social trading?
Trade Republic does not support copy trading, PAMM, or social trading features, and has no built-in tools for automatic portfolio replication or following other investors’ trades. The platform is designed for self-directed investors seeking simplicity and low fees.
How can I contact Trade Republic’s customer service?
Customer support is available through in-app messaging and email. There is also a published emergency phone number for international users. Support is mainly available during European business hours, and no dedicated Canadian support line is offered.
Does Trade Republic offer any promotions or referral programs?
Trade Republic occasionally runs referral and promotional programs, allowing existing users to earn rewards by inviting friends. These offers vary by time and location, so consult the official platform or communications for the latest availability and terms.
