My opinion on Trade Republic
Trade Republic is a European neobroker known for its very low, transparent fees—just €1 flat commission per trade, with no hidden maintenance or inactivity charges. Its selection is robust, offering access to 10,000+ global stocks, 2,000+ ETFs, 50+ cryptocurrencies, and a range of bonds, all regulated by BaFin and protected by a full ECB banking license, which enhances reliability and client security. The brokerage is positioned as a streamlined, ultra-low-cost platform compared to legacy providers, although it lacks certain asset types (CFDs, forex), advanced trading tools, and demo accounts. Founded in 2015, Trade Republic reportedly serves millions of clients across Europe; its platform is praised for simplicity but has mixed client feedback: Trustpilot rating stands at 2.5/5 from over 1,000 reviews, with recurring mentions of slow customer support. Its pricing model and regulated status make it competitive with, but more affordable than, many mainstream European and Canadian brokers, especially for investors focused on equities and crypto, though Canadian residents currently cannot open an account. According to my experience, Trade Republic is particularly suited for the following trader profiles:
According to my experience, Trade Republic is particularly suited for the following trader profiles:
➡️ Cost-conscious investors focused on stocks, ETFs, and crypto: With a flat €1 commission per trade and no inactivity or account maintenance fees, Trade Republic is ideal for those who want to invest regularly without high transaction costs.
➡️ Long-term, passive investors looking for simplicity: The platform’s streamlined interface and straightforward investment options make it attractive to users who prefer a clean, no-frills experience.
➡️ Mobile-first users who value app-based trading: Its intuitive mobile platform appeals to users who want to manage their portfolio on the go, without the complexity of desktop trading platforms.
- ✅Ultra-low, transparent €1 commission per trade (stocks, ETFs, crypto)
- ✅No minimum deposit beyond €1 and no ongoing account or inactivity fees
- ✅Huge variety: 7,500+ stocks, 2,000+ ETFs, 50+ cryptocurrencies, bonds
- ✅Simple, intuitive mobile and web platforms ideal for new investors
- ✅Regulated banking license by ECB and oversight from BaFin (Germany)
- ✅Automated ETF, stock, and crypto savings plans for recurring investing
- ✅Custodial wallet for crypto within the platform
- ✅No deposit or withdrawal fees for standard bank transfer methods
- ❌Not officially available or regulated for Canadian residents
- ❌No demo account or swap-free (Islamic) account option
- ❌Customer support is slow and digital-only, with no direct Canadian support
- ❌No direct forex, commodity, or CFD trading; only spot stocks, ETFs, bonds, and crypto
- ❌No advanced trading tools (no MT4/MT5, no API, no copy trading, no algorithmic support)
- ❌No crypto staking, lending, or external withdrawal from the platform wallet
- ❌Fees for currency conversion (0.25%) for non-EUR denominated trades
- ❌Trustpilot reviews highlight recurring issues with support and balance discrepancies
Score- ✅Ultra-low, transparent €1 commission per trade (stocks, ETFs, crypto)
- ✅No minimum deposit beyond €1 and no ongoing account or inactivity fees
- ✅Huge variety: 7,500+ stocks, 2,000+ ETFs, 50+ cryptocurrencies, bonds
- ✅Simple, intuitive mobile and web platforms ideal for new investors
- ✅Regulated banking license by ECB and oversight from BaFin (Germany)
- ✅Automated ETF, stock, and crypto savings plans for recurring investing
- ✅Custodial wallet for crypto within the platform
- ✅No deposit or withdrawal fees for standard bank transfer methods
My opinion on Trade Republic
- ✅Ultra-low, transparent €1 commission per trade (stocks, ETFs, crypto)
- ✅No minimum deposit beyond €1 and no ongoing account or inactivity fees
- ✅Huge variety: 7,500+ stocks, 2,000+ ETFs, 50+ cryptocurrencies, bonds
- ✅Simple, intuitive mobile and web platforms ideal for new investors
- ✅Regulated banking license by ECB and oversight from BaFin (Germany)
- ✅Automated ETF, stock, and crypto savings plans for recurring investing
- ✅Custodial wallet for crypto within the platform
- ✅No deposit or withdrawal fees for standard bank transfer methods
- ❌Not officially available or regulated for Canadian residents
- ❌No demo account or swap-free (Islamic) account option
- ❌Customer support is slow and digital-only, with no direct Canadian support
- ❌No direct forex, commodity, or CFD trading; only spot stocks, ETFs, bonds, and crypto
- ❌No advanced trading tools (no MT4/MT5, no API, no copy trading, no algorithmic support)
- ❌No crypto staking, lending, or external withdrawal from the platform wallet
- ❌Fees for currency conversion (0.25%) for non-EUR denominated trades
- ❌Trustpilot reviews highlight recurring issues with support and balance discrepancies
Score- ✅Ultra-low, transparent €1 commission per trade (stocks, ETFs, crypto)
- ✅No minimum deposit beyond €1 and no ongoing account or inactivity fees
- ✅Huge variety: 7,500+ stocks, 2,000+ ETFs, 50+ cryptocurrencies, bonds
- ✅Simple, intuitive mobile and web platforms ideal for new investors
- ✅Regulated banking license by ECB and oversight from BaFin (Germany)
- ✅Automated ETF, stock, and crypto savings plans for recurring investing
- ✅Custodial wallet for crypto within the platform
- ✅No deposit or withdrawal fees for standard bank transfer methods
Why trust Hellosafe?
I took the time to test Trade Republic myself, going through the whole experience—from setting up an account (where eligible) to navigating their app and making trades. I tried out its core features, explored the platform’s limitations, assessed the speed and clarity of customer support, and reviewed how fees and trading costs stack up to what other regulated brokers offer.
Based on this hands-on approach, I found that Trade Republic’s simplicity and low fixed commissions are ideal for people wanting a straightforward trading experience. I also noticed that while the platform is user-friendly and fee transparency is strong, some essential tools for advanced or very active traders are missing.
My feedback comes from actually using Trade Republic and comparing it side by side with other brokers I’ve used, not just reviewing online information. This means you’re getting an honest take on whether Trade Republic is suitable for beginners, experienced investors, or those looking for a modern, ultra-low-fee trading environment.
Trade Republic at a Glance
| Fonctionnalité | Détail |
|---|---|
| 💰 Minimum deposit | €1 (CAD not officially supported) |
| 🛡️ Regulation | BaFin (Germany), full banking license from ECB |
| 🪙 Crypto license | Yes (offers direct crypto trading; regulated in Germany) |
| 📝 FSMA registration | No (not registered with Belgium’s FSMA) |
| 📈 Available assets | 10,000+ (7,500+ stocks, 2,000+ ETFs, 50+ cryptocurrencies, bonds via app/web) |
| 📊 Trading platforms | Web platform, Mobile app (iOS & Android) |
| 🛠️ Trading tools | Real-time price data, price alerts, savings plans; no advanced charting or automation |
| 🧪 Demo account | Not available |
| ☪️ Islamic account | Not available |
| 🔑 Key order types | Market, Limit, Stop, Savings Plan (recurring investment) |
| ⚡ Leverage | Not available (no margin or CFD trading) |
| 💸 Fees | €1 fixed commission per trade; 0.25% FX fee for non-EUR trades; no custodial/withdrawal fees |
| 📞 Customer support | In-app chat, Email, Emergency hotline (support focused on EU/EEA) |
| 🌟 Trustpilot reviews | 2.5 / 5 (1,000+ reviews, as of July 2025) |
Security & Regulation
Trade Republic delivers a notably robust security profile for a European neobroker, anchored by a full banking license from the European Central Bank and strict oversight by Germany’s BaFin. The use of segregated client accounts provides an essential layer of protection, ensuring that customer assets are separated from the firm’s own funds. For crypto, all custody is managed directly on the platform, with a focus on secure, custodial wallets rather than user-managed private keys or external wallets.
The risk controls are solid for retail needs: negative balance protection is in place, basic stop loss orders are available for listed assets, and two-factor authentication is offered on accounts to inhibit unauthorized access. However, more advanced risk and trading tools for sophisticated traders are lacking, and the absence of a demo account is a notable gap for education and practice.
When it comes to notoriety and user trust, Trade Republic enjoys considerable visibility as one of Europe’s largest app-based brokers and holds a steady growth trajectory. Despite this, feedback on support and issue resolution is mixed—Trustpilot shows a below-average overall score, reflecting frustration with digital-only service and occasional operational hiccups. Overall, while the security fundamentals are strong, user experience in support and platform reliability leaves some room for improvement.
| Indicator | Description | Evaluation |
|---|---|---|
| Regulatory compliance | BaFin oversight, ECB full banking license, MiFID II compliant, crypto services under German regulations | 5/5 |
| Fund security | Segregated accounts for securities, custodial wallet for crypto; not insured by CIPF/SIPC; standard for EU banking sector | 4/5 |
| Risk management tools | Stop loss, negative balance protection, 2FA; lacks more advanced risk controls and a demo account | 3.5/5 |
| Notoriety and coverage | High user base in EU, major broker status, Trustpilot 2.5/5, mixed reviews on support and reliability | 3/5 |
Fees, Spreads & Commissions
Trade Republic’s fee structure is among the most straightforward I have seen in the retail brokerage space, especially compared to traditional Canadian platforms. The most distinctive element is the flat $1 commission per trade for both stocks and ETFs, regardless of trade size or the underlying asset. This effectively eliminates the unpredictability of tiered or percentage-based brokerage fees, ensuring cost transparency and making Trade Republic exceptionally attractive for long-term investors and those making smaller or frequent trades.
Where this broker really stands out is the absence of account maintenance, inactivity, and custody fees. Many conventional brokers in Canada impose charges for dormant accounts or simply for holding assets; at Trade Republic, these costs are zero. The only area to monitor closely is the currency conversion fee of 0.25% on any trade or deposit not denominated in EUR. While this remains competitive by international standards, it may be a point of consideration for Canadians dealing with cross-currency transactions.
For crypto trading, Trade Republic offers direct spot cryptocurrency access for a fixed $1 per buy or sell action, regardless of trade size. There are no added platform spread markups or overnight funding fees—this flat-fee approach is highly competitive compared to most fintechs and both global and Canadian crypto brokers, where variable commissions and embedded spreads are the norm. It is worth remembering, however, that only custodial wallets are supported, with no external wallet transfers.
Hidden costs are minimal. Withdrawals and deposits via bank transfer are generally free, and even though third-party card withdrawal fees might technically apply for global clients, these aren’t typically relevant for Canadians. Overall, I regard Trade Republic’s pricing as radically simple and highly competitive, though always best suited to investors comfortable with a purely digital experience and without the need for advanced trading features or broad asset class variety (e.g., no CFDs, FX, or margin trading).
What are the account-related fees?
| Fee Type | Conditions at Trade Republic | Market Average |
|---|---|---|
| Opening fee | $0 | $0–$50 |
| Maintenance fee | $0 | $0–$100/year |
| Withdrawal fee | $0 (bank transfer); possible minor card fee (not relevant for Canada) | $0–$20 |
| Inactivity fee | $0 | $0–$50/quarter |
| Currency conversion fee | 0.25% on non-EUR trades and deposits | 0.5%–2.5% |
Trader Tip
To minimize conversion costs, deposit and trade in EUR if possible, or concentrate your activity in USD-listed assets to reduce cross-currency movements—which can compound quickly for very active traders.
What are the fees on stocks and ETFs?
Stock and ETF trading at Trade Republic operates on a flat-fee model: $1 per order, whether buying or selling. There are no percentage-based commissions, no custody charges, and no platform spread markups, making this fee structure among the most transparent globally. Additionally, there are no overnight or inactivity costs on stock and ETF holdings, which is unusual even in modern low-cost brokerages.
| Fee Type | Conditions at Trade Republic | Market Average |
|---|---|---|
| Commission | $1 per trade (buy or sell) | $2–$10 per trade (or 0.1–0.3% value) |
| Spread fee | $0 (exchange best price, no markup) | $0.01–$0.10/share |
| Overnight fee | $0 (not applicable for cash stocks/ETFs) | $0 |
| Custody fee | $0 | $0–$25/year |
| UK stamp duty tax | 0.5% (only for UK stocks, if applicable) | 0.5% (UK trades) |
What are the fees on cryptocurrencies?
Trade Republic applies its $1 flat fee per crypto buy or sell, with no additional platform spreads or overnight holding fees. Custody of coins is included, but it’s important to note assets are held in Trade Republic’s custodial wallet, and external wallet withdrawals are not permitted. This is a much simpler (and usually cheaper) approach when compared to the 1–2% or more fee models common with North American crypto brokers.
| Fee Type | Conditions at Trade Republic | Market Average (crypto or CFD brokers) |
|---|---|---|
| Buy/sell fees | $1 per transaction | 0.5–2% of trade value |
| Spread fees | $0 (quoted directly from market) | $0.10–$50+ per order, depending on pair |
| Overnight fees | $0 (no funding for spot holdings) | 0% (spot) or 0.05–0.2%/day (CFD) |
| Custody fees | $0 (custodial wallet only) | $0–$50/year |
| Transfer fees | $0 (no external wallet transfers) | $0–$50+ depending on withdrawal method |
Assets & Markets
Trade Republic’s asset selection is substantial among European neobrokers, providing access to over 10,000 global securities across a streamlined mobile and web interface. I appreciate the emphasis on simplicity: a universal €1 commission per trade applies whether you’re investing in stocks, ETFs, or cryptocurrencies, which is far below the typical commission model of most Canadian and traditional online brokers.
One of the most attractive aspects is depth and accessibility in stocks and ETFs, with more than 7,500 equities and over 2,000 ETFs on offer. The ability to purchase fractional shares opens the door for beginners and cost-conscious investors, and their ETF lineup allows for diversified, low-cost global exposure. However, all trades are spot-only—there is no CFD, margin, or leverage product available here.
In the cryptocurrency segment, more than 50 digital assets are supported in spot format, including both large-cap and several emerging tokens. While the crypto range is broader than most mainstream bank brokerages, it still trails dedicated crypto platforms in niche or DeFi coin selection. Notably, crypto trading does not provide staking, lending, or DeFi functions, so the offering is strictly buy-and-hold. There is also no wallet withdrawal capability—crypto assets remain in a custodial environment without blockchain transfers.
A notable convenience at Trade Republic is the inclusion of bonds and structured products, which are often missing from app-based investment platforms. Yet, there is no access to spot forex, commodities, or direct index derivatives; exposure to these markets is achieved only indirectly via ETFs or ETNs. The platform’s absence of advanced derivatives, stablecoins, or NFTs—along with a lack of registered account options relevant to the Canadian tax system—are further limitations for power users.
| Asset Class | Type | Number at Trade Republic | Market Average | Example Assets |
|---|---|---|---|---|
| Stocks | Spot | 7,500+ | 3,000–7,000 | Apple, Shopify, Siemens |
| ETFs | Spot | 2,000+ | 500–2,000 | iShares MSCI World, SPDR S&P 500 |
| Cryptocurrencies | Spot | 50+ | 40–200 | Bitcoin, Ethereum, Solana |
| Currencies | N/A (no forex trading) | — | 20–80 | — |
| Commodities | Indirect (ETFs/ETCs) | 20+ (via ETFs) | 20–50 | iShares Gold Producers ETF |
| Indices | Via ETFs | 20+ | 10–50 | S&P 500 ETF, MSCI World ETF |
| Bonds | Spot | ~500 | 100–1,000 | German Bund, US Treasury ETF |
| Stablecoins | Not available | 0 | 2–10 | — |
| NFTs | Not available | 0 | 10–100 (crypto only) | — |
| Other derivatives | Not available | 0 | 10–100 | — |
Trading Tools & Apps
Trade Republic’s platform approach is rooted in simplicity and accessibility, aiming to remove barriers for entry-level investors without overwhelming them with complex trading tools. The mobile app and web interface are fully unified, offering a clean, modern user experience that’s focused on essential functions: account overview, intuitive order entry, and portfolio management. I find the ease of navigation one of the platform’s greatest strengths, making it approachable for beginners or anyone seeking frictionless access to market investing.
The platform’s ergonomics are minimalistic—there is very little clutter, and essential actions like buying, selling, and setting up savings plans can be completed in just a few taps or clicks. All order execution is straightforward, with real-time price displays and instant notifications, but advanced traders will quickly notice the absence of sophisticated charting packages, technical indicator libraries, or configurable workspace layouts. There are no integrations with TradingView, MetaTrader, or programmable APIs, so automated or algorithmic trading is not supported.
For crypto, the experience mirrors that of equities and ETFs: all activity happens natively in the app, with custody managed by Trade Republic. There is no option to transfer digital assets to external wallets, nor is there staking or yield-earning on crypto balances. Order types are limited to market and basic limit orders, so more advanced tools like trailing stops or OCO (one-cancels-the-other) orders are not available. This positions the platform firmly for passive or long-term buy-and-hold strategies rather than active day trading or systematic investing.
Overall, Trade Republic is ideal for those who value a low-cost, mobile-first entry to diversified investing, without the distractions of high-end analytic tools or trading automation. It is less suited to advanced users looking to customize their environment or deploy sophisticated strategies across asset classes.
| Feature | Verified Details |
|---|---|
| Mobile app (MetaTrader, etc.) | Proprietary Trade Republic app (iOS, Android); no MetaTrader, TradingView, or external crypto app |
| Usability | Highly fluid, minimalist interface designed for speed and ease of use |
| Compatible software | Proprietary platform only; no support for MetaTrader, TradingView, or public API |
| Order types | Market, limit available; no stop-loss, take-profit, trailing stop, or OCO orders |
| Charting and technical analysis | Basic price charts; no advanced indicators or charting tools |
| Auto trading / Automated strategies | Not supported; no bots, copy trading, or API connections |
| Algorithmic trading | Not available; no option for scripts or coded strategies |
| Negative balance protection | Available for equity accounts (no leverage offered); not relevant for CFD/Forex |
| Trading signals | Not available |
| Asset search and filters | Simple search and filter functions for stocks, ETFs, and crypto; user-friendly |
| Spot stock purchase | Yes (spot ownership of stocks and ETFs; no CFDs) |
| Staking and earn | Not available for crypto |
Trader Tip
Enable all available security features (especially two-factor authentication) on your Trade Republic account and test your order placements in small increments first to get comfortable with the app’s streamlined interface. For tracking portfolio performance or conducting deeper analysis, consider using external research tools alongside the app, as in-app charting is intentionally limited.
Account Opening & Deposits
Account opening
Opening an account with Trade Republic is a fully digital process done through their mobile app or website. Begin by completing the registration form with personal details and email. Next, you'll proceed to identity verification where you submit valid government ID and proof of address; the platform also requests you to answer a regulatory questionnaire to comply with financial regulations. You then upload the required documents directly through the platform. The verification and review process typically takes from a few minutes up to 1–2 business days. Once your documents are validated and your identity is confirmed, you will receive a confirmation email granting you access to fund and use your new Trade Republic account.
Good to know
Account creation may take longer during market peaks or if your submitted documents require extra clarification—having clear, high-resolution scans can reduce delays considerably.
| Item | Details |
|---|---|
| Opening procedure | Digital registration via app or website; ID and address verification, regulatory questionnaire |
| Validation time | Usually instant to 1–2 business days |
| Accepted deposit methods | Bank transfer (SEPA); cards not supported for Canadian users |
| Minimum required deposit | €1 (or equivalent in supported currencies; CAD not supported) |
| Required documents | Government-issued ID, proof of address (digital copy), personal information |
| Practical tip | Prepare your documents in advance for smoother, quicker verification |
Deposits and withdrawals on Trade Republic
Depositing into your Trade Republic account is facilitated via SEPA bank transfer, with a low minimum of just €1. Deposits are supported in EUR (other currencies must be converted prior to transfer, as CAD is not directly supported). Processing typically takes 1–2 business days and comes with no deposit fees from Trade Republic; however, possible third-party or currency conversion fees may apply if you're sending from a non-EUR account. Withdrawals are made via SEPA bank transfer to your verified bank account, also with no brokerage fees and a similar processing timeline. Credit cards, e-wallets, stablecoins, and crypto deposits or withdrawals are not supported. While Trade Republic offers direct crypto trading, all assets (including crypto) are held in custodial wallets on the platform rather than being transferable to external wallets.
Good to know
Before funding, confirm the exact accepted currency and assess possible conversion costs from your bank—especially if sending from a Canadian or USD account, as these will not be processed natively and may incur additional fees or delays.
| Payment method | Accepted currencies | Minimum amount | Processing time | Possible fees |
|---|---|---|---|---|
| Credit card | Not supported | – | – | – |
| Bank transfer (SEPA) | EUR | €1 | 1–2 business days | None from Trade Republic; bank conversion fees may apply |
| E-wallets | Not supported | – | – | – |
| Stablecoins or cryptos | Not supported | – | – | – |
| Other local options | Not available | – | – | – |
Account Types
Trade Republic is a leading European neobroker focused on providing simple and affordable access to global stocks, ETFs, bonds, and cryptocurrencies. It is not a CFD/Forex broker, nor a full-featured crypto platform, but rather a regulated investment app and web platform—ideal for buy-and-hold investors seeking low fees. While Trade Republic does not offer advanced trading account types found on CFD brokers (like Raw ECN or Islamic accounts), and demo accounts are not available, it stands out for its low €1 minimum deposit and €1 fixed commission per trade. Crypto investors will find custodial trading (not wallet transfers) with a select range of coins, but no staking or cold storage features. Tax-advantaged and classic securities accounts, as commonly found in Canada, are also not supported.
| Account Type | Available | Main Features |
|---|---|---|
| Demo account | ❌ | No demo or simulated trading account is available |
| Standard account | ✅ | Default account for stocks, ETFs, bonds, and crypto; €1 min deposit and €1 commission per trade |
| Raw ECN account | ❌ | No ECN/pricing structure; no spread-based Forex/CFDs |
| Islamic account | ❌ | Swap-free/Islamic accounts not available |
| Professional account | ❌ | No special high-volume or professional-tier account structure |
| CFD account | ❌ | No contracts for difference (CFDs) offered |
| Classic securities account | ❌ | No explicit Canadian “classic” or nominee/joint account types |
| Staking/earn account | ❌ | Crypto staking, lending, or earn features are not supported |
| Cold storage account | ❌ | No off-platform cold storage; crypto is held in custodial wallets on Trade Republic only |
| Tax-advantaged account | ❌ | No TFSA, RRSP, or tax sheltering (applicable only in the EU for eligible residents) |
| Accepted base currencies | EUR only | All accounts are euro-denominated; non-euro deposits are converted at 0.25% fee |
Tip
Compare not only commissions but also the available asset classes and platform tools when choosing a broker. If you’re interested in advanced trading or specific features (like demo or ECN accounts), consider a provider that matches your strategy—not just the lowest entry cost.
How does Trade Republic compare to the competition?
How does Trade Republic compare to competitors?
| Feature | Trade Republic | Qtrade | Swissquote | Revolut |
|---|---|---|---|---|
| Minimum deposit | $0 | CHF 1,000 (approx. $1,500 CAD) | $0 | |
| Number of instruments | Wide range: Stocks, ETFs, Options, Mutual Funds, Bonds, GICs | 3,000+ (Stocks, Forex, CFDs, Crypto, ETFs, Bonds) | 4,000+ US stocks, 100+ crypto | |
| Spreads (examples) | Stocks/ETFs: $8.75 trade, 100+ commission-free ETFs | Forex: from 1.1 pips, stocks from CHF 9 | FX: 0.5%+ markup, Crypto: 1.5–2.5% fee | |
| Trading platforms | Web, Mobile | Advanced Trader, MT4, MT5, Web, Mobile | Revolut App (Mobile/Web), Revolut X | |
| Regulation | IIROC, CIPF Member | FINMA, FCA (not in CA) | E-money institution (EU/UK), not a CAD broker | |
| Demo account | ❌ | ❌ | ✅ | ❌ |
| Copy trading | ❌ | ❌ | ❌ | ❌ |
| Read the review | Read the review Qtrade | Read the review Swissquote | Read the review Revolut |
Customer reviews
Trade Republic has a Trustpilot rating of 2.5 out of 5, based on more than 1,000 user reviews as of July 2025.
Les utilisateurs mettent en avant plusieurs aspects positifs de la plateforme, notamment :
- Simple and user-friendly mobile app and web platform
- Very low, transparent trading fees with a €1 fixed commission per trade
- Wide range of available assets including stocks, ETFs, and over 50 cryptocurrencies
- Savings plans for automated investing in stocks, ETFs, or crypto
- Quick digital account opening and no account maintenance or inactivity fees
En revanche, plusieurs points négatifs sont régulièrement évoqués dans les avis :
- Customer support can be slow or unresponsive
- Occasional technical issues such as incorrect balance displays after transactions
- Limited research and advanced trading tools compared to traditional brokers
- No demo account for practice trading
- Platform not officially available to Canadian residents
Voici quelques exemples représentatifs d’avis publiés sur Trustpilot :
_N.B. – 29/05/2025 : “The app is easy to use, but customer support is slow and sometimes unresponsive. Good for basic investing, but not for advanced traders.”_
_M.T. – 15/04/2025 : “Stay away! Do not use this platform for your own good. I use it for three months. Once or twice a week I was getting wrong balance after transactions…”_
_S.H. – 03/03/2025 : “As many users describe, there is no help center all is automatized. They asked me several times about non regular incomes justification and all times the …”_
FAQ
Is Trade Republic regulated in CA?
Trade Republic is not regulated in Canada and does not hold any licenses from Canadian regulatory authorities such as IIROC or CIPF. It operates under a full banking license from the European Central Bank and is regulated by BaFin in Germany, but its services are not officially available to Canadian residents as of July 2025.
What is the minimum deposit on Trade Republic?
The minimum deposit required to start investing with Trade Republic is €1 or the equivalent in supported currencies. However, CAD accounts are not supported, and Canadian residents cannot open accounts directly, so this minimum is only applicable to eligible jurisdictions.
Does Trade Republic offer a welcome bonus?
Trade Republic does not regularly advertise welcome bonuses or sign-up incentives. Occasional promotions may exist in certain European markets, but there are no global or Canada-specific welcome bonuses currently offered.
How does leverage work on Trade Republic?
Trade Republic does not offer leveraged trading or margin accounts for stocks, ETFs, or crypto. All trades must be fully funded from your available balance, so investors cannot access traditional margin or leveraged products on this platform.
How does Trade Republic make money?
Trade Republic earns revenue primarily from a fixed €1 commission on each trade of stocks, ETFs, and cryptocurrencies. Additional income is generated from currency conversion fees, interest on cash balances, and partnership arrangements with product providers or exchanges.
Who is behind Trade Republic?
Trade Republic is a German fintech company established as Trade Republic Bank GmbH. It is backed by several prominent European venture capital firms and is led by its co-founders, aiming to simplify and democratize investing across Europe.
When was Trade Republic launched?
Trade Republic was launched in 2019 in Germany and has since expanded its services to several European countries. Its focus remains on providing affordable investing with a simple user experience.
Does Trade Republic offer copy trading or social trading?
Trade Republic does not provide copy trading, social trading, or automated trading services. All trading actions must be carried out by the individual investor using its mobile or web platforms.
How can I contact Trade Republic’s customer service?
Customer support is accessible via the in-app chat and email. There is also an emergency phone line for lost devices or cards. However, support is digital-first and may be limited outside of EU business hours. There is no dedicated Canadian customer support.
Does Trade Republic offer any promotions or referral programs?
Trade Republic has offered referral programs in selected European markets, but there are no global or Canada-specific referral or cashback programs as of July 2025. Check the official website for the latest information on available offers.
Is Trade Republic regulated in CA?
Trade Republic is not regulated in Canada and does not hold any licenses from Canadian regulatory authorities such as IIROC or CIPF. It operates under a full banking license from the European Central Bank and is regulated by BaFin in Germany, but its services are not officially available to Canadian residents as of July 2025.
What is the minimum deposit on Trade Republic?
The minimum deposit required to start investing with Trade Republic is €1 or the equivalent in supported currencies. However, CAD accounts are not supported, and Canadian residents cannot open accounts directly, so this minimum is only applicable to eligible jurisdictions.
Does Trade Republic offer a welcome bonus?
Trade Republic does not regularly advertise welcome bonuses or sign-up incentives. Occasional promotions may exist in certain European markets, but there are no global or Canada-specific welcome bonuses currently offered.
How does leverage work on Trade Republic?
Trade Republic does not offer leveraged trading or margin accounts for stocks, ETFs, or crypto. All trades must be fully funded from your available balance, so investors cannot access traditional margin or leveraged products on this platform.
How does Trade Republic make money?
Trade Republic earns revenue primarily from a fixed €1 commission on each trade of stocks, ETFs, and cryptocurrencies. Additional income is generated from currency conversion fees, interest on cash balances, and partnership arrangements with product providers or exchanges.
Who is behind Trade Republic?
Trade Republic is a German fintech company established as Trade Republic Bank GmbH. It is backed by several prominent European venture capital firms and is led by its co-founders, aiming to simplify and democratize investing across Europe.
When was Trade Republic launched?
Trade Republic was launched in 2019 in Germany and has since expanded its services to several European countries. Its focus remains on providing affordable investing with a simple user experience.
Does Trade Republic offer copy trading or social trading?
Trade Republic does not provide copy trading, social trading, or automated trading services. All trading actions must be carried out by the individual investor using its mobile or web platforms.
How can I contact Trade Republic’s customer service?
Customer support is accessible via the in-app chat and email. There is also an emergency phone line for lost devices or cards. However, support is digital-first and may be limited outside of EU business hours. There is no dedicated Canadian customer support.
Does Trade Republic offer any promotions or referral programs?
Trade Republic has offered referral programs in selected European markets, but there are no global or Canada-specific referral or cashback programs as of July 2025. Check the official website for the latest information on available offers.
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