My review of EasyBourse
- 100% subsidiary of La Banque Postale, regulated by the Canadian regulatory bodies
- More than 40,000 financial instruments accessible directly (stocks, ETFs, funds, derivatives)
- Purchase of spot shares on Euronext, Xetra, NYSE and Nasdaq
- No opening, management, account maintenance or withdrawal fees
- Clear fixed fees: $2 per order up to $800, then $3.80 up to $1,500
- Access to ProRealTime offered from 4 orders per month
- Intuitive web interface with access to model portfolios
- Classic RRSP, Small Business RRSP and Young RRSP available from $50
- Customer service based in Canada, reachable by phone, email or form
- Transfer fee reimbursement and active sponsorship offer
- No access to Forex, CFDs or cryptocurrencies directly
- Mobile application rated only 2.6/5 on the stores
- No demo account to test the platform in real conditions
- Access to international markets outside Canada only by telephone
- Monthly inactivity fees ($3 to $5 depending on the formula) without an executed order
- No foreign currency accounts, automatic conversion with implicit fees
- No specific offer for professional or algorithmic trading
- What to think of EasyBourse?
- My opinion on the security and reliability of the EasyBourse broker
- My opinion on the fees, spreads and commissions applied to EasyBourse
- My opinion on the assets & markets available on EasyBourse
- My opinion on the platform
- Customer Reviews: What Users Think of EasyBourse
- Account opening, deposits and withdrawals on EasyBourse
- Conclusion: Should You Invest with EasyBourse?
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EasyBourse, a 100% subsidiary of La Banque Postale, is a Canadian online broker specializing in cash investment. Created in 2005 and becoming a PSI in 2008, it now offers more than 40,000 financial instruments to its retail clients. On Trustpilot, EasyBourse receives a score of 4.2/5 based on over 1,400 reviews, demonstrating a notable level of satisfaction for a purely Canadian player.
I've spent the last 6 months signing up, testing, and thoroughly analyzing EasyBourse. I've also compared the platform to other regulated and popular online brokers in Canada, specifically regarding fees, access to stocks, ETFs, mutual funds, or leveraged products, as well as the quality of customer service and the interface.
In summary, I was trying to answer questions like: can EasyBourse be trusted? Is the platform easy to use, even for an inexperienced investor? What types of accounts can be opened, and at what cost? Is it a good alternative to other Canadian brokers like Questrade or Wealthsimple? And what is the offer really worth in terms of ETFs, stocks or leveraged products?
I've thoroughly examined everything: the account opening process, management and trading fees, available financial instruments, features, platform simplicity (desktop and mobile), trading tools, etc. Below is my in-depth analysis of the EasyBourse broker (compared to other tested platforms).
What to think of EasyBourse?
My overall opinion on EasyBourse
After several months of testing, I can say that EasyBourse has convinced me with its clear positioning: a mainstream broker, backed by a trusted bank, which favours long-term investment rather than speculative trading. You can feel that the platform has been designed for Canadian investors wishing to easily access the stock market, with a very wide range of stocks, ETFs, mutual funds, and leveraged investment products.
What struck me was the diversity of assets offered: over 40,000 securities available, with stocks on Euronext, Xetra, NYSE and Nasdaq, as well as a very wide range of funds and ETFs. Even if you don't find Forex, CFDs, or direct crypto, the products available largely cover the needs of individual investors. The fees are clear, fixed, without surprises, and the ability to choose between several pricing plans is a real plus.
As for the platform, EasyBourse relies on a simple but functional web interface, accompanied by a decent mobile application, although still improvable. Access to ProRealTime for advanced charting is an advantage for more technical profiles. I appreciated the model portfolios and investment ideas offered, very useful for savers who want to get started without spending hours analyzing the markets.
Finally, in terms of security, it's serious business: regulation by Canadian authorities, coverage by the Canadian Investor Protection Fund (CIPF), segregated funds held through major Canadian banks... it's an extremely reliable structure. I have no doubt about the protection of my funds and the transparency of operations. It's clearly a solid broker for Canadian investors who want to access the stock market with simple tools, a strict regulatory framework, and a good level of service.
Compare the best brokers in Canada!Compare brokersWho is EasyBourse for?
=> For beginner or occasional investors, who are looking for a simple, secure and regulated platform in Canada to gradually invest in stocks, ETFs or funds. The interface is clear, the fees are fixed and without surprises, and the investment ideas proposed help to take your first positions without stress.
=> To regular investors, who are building a long-term portfolio through a registered or non-registered account. EasyBourse offers a wide range of cash assets, with over 10,000 funds, 3,500 European and American stocks, and thematic ETFs. Model portfolios and access to ProRealTime are useful tools for monitoring your investment strategy.
=> For savers looking to optimize their taxation with a TFSA or RRSP. The platform offers a comprehensive range (TFSA, RRSP, etc.) with competitive pricing conditions, without management fees or custody fees, making it a good choice for long-term investments.
However, EasyBourse is less suitable for active traders, scalpers, or short-term trading enthusiasts. There are no CFDs, no high leverage, no possibility to execute ultra-fast orders, and the absence of MetaTrader or APIs severely limits technical or automated strategies.
EasyBourse in a few seconds, it's:
Feature | Detail |
---|---|
Minimum Deposit | $50 (or equivalent amount for opening a Registered Retirement Savings Plan (RRSP) or Tax-Free Savings Account (TFSA)) |
Regulations | IIROC (Canada) |
IIROC Registration | Yes (registered as a Canadian Investment Dealer) |
Available Assets | Stocks (3,500+), ETFs (800+), Mutual Funds (10,000+), Exchange Traded Products (warrants, turbos, certificates), Bonds |
Trading Tools | Proprietary EasyBourse platform (web), mobile application, access to ProRealTime |
Demo Account | Not available |
Copy Trading | Not available |
Islamic Trading | Not available |
Main Options | Market orders, stop orders, limit orders, trailing stop orders |
Leverage | Leveraged products available (Exchange Traded Products), no leverage on stocks/ETFs in cash accounts |
Fees | Commissions: from $2 per order Crypto and Forex Spreads: Not available Inactivity Fee: from $3 to $5 per month without an executed order Withdrawal Fee: $0 |
Customer Support | Phone (toll-free number), email, contact form; response within 24 business hours |
Verified Trustpilot Reviews | Score: 4.2/5 (1,439 reviews) |
Crypto and Forex Spreads: Not available
Inactivity Fee: from $3 to $5 per month without an executed order
Withdrawal Fee: $0
My opinion on the security and reliability of the EasyBourse broker
As a trader, I consider EasyBourse to be an extremely reliable broker for Canadian investors. Its status as a 100% subsidiary of La Banque Postale, its regulation by Canadian regulatory bodies, and the strict framework of its operations guarantee a very high level of security. The environment is ideal for those who wish to invest within a solid, transparent framework specifically adapted to the Canadian market.
Indicator | Description | Risk Management |
---|---|---|
Regulatory Compliance | Investment Industry Regulatory Organization of Canada (IIROC), Canadian Investor Protection Fund (CIPF) member, subsidiary of Canada Post | Excellent |
Security of Funds | Client funds segregated, guaranteed up to $1,000,000 by the CIPF, held by Canada Post | Excellent |
Risk Management Tools | Trailing stops, limit and stop-loss orders, no high leverage, no complex products | Very Good |
Reputation & Coverage | Well-established platform in Canada, 4.2/5 rating on Trustpilot with over 1,400 reviews | Very Good |
My opinion on the fees, spreads and commissions applied to EasyBourse
EasyBourse offers a simple and transparent fee structure designed for individual investors. There aren’t multiple account types, but rather different fee packages (Discovery, Active, Trader) that you can choose based on your trading volume. Each package offers fixed commissions per order, allowing you to accurately anticipate the cost of each transaction without any surprises.
There are no account maintenance fees, custody fees, or withdrawal fees, making the environment particularly competitive for cash investment. However, a monthly inactivity fee applies if no orders are executed for 12 months.
Let's now look in detail at the broker's fee schedule.
What are the account fees?
Type of fees | Conditions | Market average |
---|---|---|
Opening fee | Free | 5 – 10 $ |
Management fee | No account management or maintenance fees | 0,1 – 0,2 % |
Withdrawal fee | Free, whatever the amount or method of withdrawal | 5 – 10 $ |
Inactivity fee | 3 per month (Discovery plan) or $5 per month (Active and Trader plans) after 12 months with no orders executed | 5 – 15 $ |
Conversion fee | Automatic conversion to a bank rate with unspecified implicit commission | Variable |
EasyBourse offers a clear and straightforward fee structure with no hidden surprises: no opening fees, no withdrawal fees, no custody fees, and no management fees. The only constraint concerns prolonged inactivity, which incurs moderate monthly fees depending on the chosen plan. It's a healthy framework, ideal for long-term portfolio management.
The minimum deposit to open an account with EasyBourse is $50, whether for a taxable account, a TFSA, or an RRSP. This is one of the most accessible thresholds on the market for a regulated broker in Canada, allowing you to start investing without mobilizing a large amount of capital from the outset.
Trader Tip
Add an alert to your calendar to place an order at least once a year, even a small one, to avoid inactivity fees. And if you are depositing from a foreign currency account, use a service like Wise to convert your funds at a lower cost before transferring.
What are the fees on stocks and ETFs?
Type of fees | Conditions | Market average |
---|---|---|
Commission | From $2 per order (up to $800), then $3.80 (up to $1,500), or 0.48% thereafter depending on the option chosen | 0,10 % |
Spread fee | No spread charges, orders are executed at the real market price | 0,10 % |
Overnight fee | None, as this is a cash purchase (no CFDs) | Variable |
Custody fee | No custodian fees on CTOs, PEAs, PEAs-PMEs and PEAs Jeunes | Variable |
EasyBourse allows you to invest directly in stocks and ETFs, in full ownership, which is a real advantage for long-term investors. Unlike other brokers who integrate a margin into the spreads or impose custody fees, EasyBourse applies a simple and fixed pricing, without hidden costs. The model is well suited to those who prioritize transparency and stability in their investments.
My opinion on the assets & markets available on EasyBourse
Assets | Type (Direct and/or CFD) | Number | Market Average |
---|---|---|---|
Stocks | Direct | 3,500+ | 2,500 |
ETF | Direct | 800+ | 200 |
Cryptocurrencies | — | 0 | 10 |
Currencies | — | 0 | 50 |
Commodities | — (derivatives) | Indirect via turbos, warrants, certificates | 20 |
Indices | — (derivatives) | Indirect via Exchange products | 12 |
Bonds | Direct | 15 | 20 |
NFT | — | 0 | N/A |
When testing EasyBourse, I found that the selection of stocks, ETFs, and funds was particularly extensive. The broker offers direct access to all major European and American stock exchanges, with over 40,000 instruments referenced in total. There is also a very wide selection of mutual funds, SRI funds, as well as model portfolios adapted to several investor profiles.
However, the platform isn't designed for those looking to actively trade or speculate on cryptos, Forex, or indices via CFDs. These markets aren't offered, except indirectly through exchange-traded products like turbos or certificates. It's primarily an offer designed for long-term investment, wealth management, or strengthening a portfolio through a registered retirement savings plan (RRSP) or a regular investment account.
My opinion on the platform
Feature | Verified Details |
---|---|
Mobile Application | Yes, EasyBourse application available on Android & iOS |
Ergonomics | Clear and simple web interface, designed for the individual investor |
Compatible Software | EasyBourse proprietary platform (web + mobile) + ProRealTime optional |
Order Types | Market order, limit order, stop order, range order, trailing stop order |
Technical or Graphical Analysis | Basic tools integrated, free ProRealTime from 4 orders per month |
Auto Trading / Automated Strategies | Not available |
Algorithmic Trading | Not available |
Negative Balance Protection | Not applicable (no leverage, no negative balance possible) |
Trading Signals | Not available |
Asset Search and Filter | Advanced filters available for stocks, ETFs and mutual funds |
Spot Stock Purchase | Yes, directly on Euronext, Nasdaq, NYSE, Xetra |
I found the EasyBourse platform to be very well designed for an investor who wants to get straight to the point. The web interface is clear, navigation is intuitive, and asset searching is efficient. The different order types available allow you to properly frame your entries and exits. And if you want to do advanced charting, access to ProRealTime (offered from 4 orders/month) is a real plus.
That said, very active or technical traders will be left wanting: no automation, no connection to TradingView or MetaTrader, and no scalping possible. This is a platform designed for cash investment, not for short-term speculation.
Trader Tip
If you're a regular investor, activate access to ProRealTime as soon as possible. It's one of the best charting tools on the market, and it's offered at EasyBourse once you place 4 orders per month. Perfect for analyzing trends and optimizing your entry points.
Customer Reviews: What Users Think of EasyBourse
EasyBourse enjoys a good overall reputation on Trustpilot, with an average rating of 4.2/5 out of 1,439 reviews. This score is remarkable for a Canadian broker, often perceived as reliable, accessible, and transparent. The majority of users highlight their satisfaction with the simplicity of the platform and the quality of customer service.
Among the frequently mentioned positive points are the trust relationship associated with belonging to La Banque Postale, the ease of use of the interface, as well as the clarity of fees. Many clients also appreciate the presence of a support based in Canada, deemed reachable, professional and fast. Some also mention the good support at the time of account transfer or the opening of a PEA.
Regarding criticisms, several users regret the absence of more “modern” assets like cryptocurrencies or more advanced trading functionalities. Others mention recurring bugs on the mobile application, or even occasional problems with order execution or latency. Some clients also complain about the slowness in processing certain operations, especially when requesting securities transfers.
Examples of customer reviews:
Louis M. (January 21, 2024): "Clear and easy to use interface, very good for a long-term investor. The customer service is top-notch."
Thibault (December 18, 2023): "Mobile application too limited, slow and with bugs, it slows down the experience a bit."
Jean-Pierre (November 4, 2023): "I transferred my registered account from another bank, everything went well and I was very well supported."
Account opening, deposits and withdrawals on EasyBourse
Account opening
Step | Verified Details |
---|---|
Opening Procedure | 100% online, via secure web form |
Validation Time | Generally within 48 hours after receipt and verification of supporting documents |
Accepted Deposit Methods | Bank transfer only (account in your name) |
Minimum Amount Required | $50 for opening a TFSA, unregistered account or RRSP |
Supporting Documents to Provide | Identity document + proof of address less than 3 months old + bank details |
Advice | Prepare a readable scan of your documents and electronically sign the contract to speed up processing |
Opening an account with EasyBourse is smooth, well-guided, and secure. I was able to test the process from a computer, and everything is done online without the need to send mail. Once the documents are transmitted and validated, access to the account is available within approximately two business days.
Here are the steps to follow:
- Fill out the online form on the EasyBourse website (account type, personal data, tax information)
- Answer a short questionnaire to define your investor profile
- Electronically sign the account opening agreement
- Upload the supporting documents: proof of identity + proof of address + bank details
- Wait for the validation of your file and receipt of access to the client area
✅ Good to know
The account is opened as soon as the file is complete, but no order can be placed without an initial transfer from an account in your name. Remember to initiate the transfer as soon as you sign the contract to save time.
Deposits and withdrawals
Type | Permitted Methods | Available Currencies | Minimum Amounts |
---|---|---|---|
Deposit | Bank Transfer | CAD | $50 |
Withdrawal | Bank Transfer | CAD | No minimum |
The deposit and withdrawal system at EasyBourse is simple, but very traditional. All fund transfers are done exclusively by bank transfer, which guarantees security, but slightly increases the processing time (allow 48 to 72 hours in general). There are no withdrawal or deposit fees, which is appreciated in the long term.
Trader's Tip
Add EasyBourse's banking information in your bank account as soon as you open the account to anticipate your first transfer. Also, remember to note the description to indicate in the wording to avoid any delay in the allocation of funds.
Account types available on EasyBourse
EasyBourse offers a simple, clear, and entirely spot investment-oriented offering. The broker allows the opening of different types of regulated accounts in Canada, including a regular securities account (CTO), a classic PEA, a PEA-SME, and a PEA Jeunes. However, it offers neither demo accounts, nor copy trading functionalities, nor access to derivatives or leveraged markets.
Account Types | Available on EasyBourse |
---|---|
Demo Account | ❌ No |
Islamic Account | ❌ No |
TFSA | ❌ No |
Foreign Currency Account | ❌ No |
CFD Account | ❌ No |
Securities Account | ✅ Yes (Securities Account accessible from $50) |
Copy Trading | ❌ No |
Good to know
EasyBourse is one of the few Canadian brokers to offer a Youth TFSA for 18–25 year olds, which can be an excellent starting point to invest early, with tax advantages over time.
Conclusion: Should You Invest with EasyBourse?
After several weeks of testing, I can say that EasyBourse is a serious and well-designed platform for the individual investor who wants to build a long-term portfolio, within a secure and regulated framework. The strength of the broker lies in its affiliation with La Banque Postale, the clarity of its fee schedule, the variety of accessible instruments (stocks, ETFs, mutual funds, exchange products) and the possibility of opening a TFSA, an RRSP or a securities account from $50.
I appreciated the simplicity of the interface, the quality of customer support, and the transparency of fees (no custody fees, no withdrawal fees, no management fees). For beginner to intermediate profiles who want to invest without leverage in a safe and clear environment, EasyBourse is an excellent gateway to online investing.
Compare the best brokers in Canada!Compare brokersIs EasyBourse regulated in Canada?
No, EasyBourse is regulated in France by the Autorité des Marchés Financiers (AMF) and supervised by the Autorité de Contrôle Prudentiel et de Résolution (ACPR). It is a 100% French broker, attached to La Banque Postale.
What is the minimum deposit on EasyBourse?
The minimum deposit is $50, whether to open an ordinary securities account (CTO), a PEA or a PEA-PME. All deposits must be made by bank transfer from an account in your name.
Does EasyBourse offer a welcome bonus?
No, no welcome bonus is offered. EasyBourse does not run promotional campaigns with bonuses or credit offered, in accordance with Canadian regulations on financial products.
How does leverage work on EasyBourse?
EasyBourse does not offer any leverage. All investments are made in cash, in full ownership, without derivative products such as CFDs. For leveraged exposure, you have to go through stock market products such as turbos or certificates.
How is EasyBourse remunerated?
EasyBourse is remunerated via fixed brokerage fees on orders placed. There are no custody fees, management fees or withdrawal fees. Inactivity fees may apply after 12 months without an executed order.
Who is behind EasyBourse?
EasyBourse is a 100% subsidiary of La Banque Postale. This affiliation ensures financial stability and a high level of security for Canadian clients. The head office is based in Paris.
When was EasyBourse launched?
EasyBourse was created in 2005 and obtained its approval as a PSI in 2008. Since then, the platform has specialized in online stock market investment for French individuals.
Does EasyBourse offer copy trading?
No, EasyBourse does not offer a copy trading service. There is also no social portfolio functionality or automatic tracking of other investors on the platform.
How to contact EasyBourse customer service?
Customer service can be reached by telephone (non-premium number), email or via an online contact form. Assistance is based in France and generally responds within 24 to 48 business hours.
Does EasyBourse offer promotions?
No, EasyBourse does not offer promotions or referral programs. The approach remains sober and focused on long-term investment within a strict regulatory framework.
Is EasyBourse regulated in Canada?
No, EasyBourse is regulated in France by the Autorité des Marchés Financiers (AMF) and supervised by the Autorité de Contrôle Prudentiel et de Résolution (ACPR). It is a 100% French broker, attached to La Banque Postale.
What is the minimum deposit on EasyBourse?
The minimum deposit is $50, whether to open an ordinary securities account (CTO), a PEA or a PEA-PME. All deposits must be made by bank transfer from an account in your name.
Does EasyBourse offer a welcome bonus?
No, no welcome bonus is offered. EasyBourse does not run promotional campaigns with bonuses or credit offered, in accordance with Canadian regulations on financial products.
How does leverage work on EasyBourse?
EasyBourse does not offer any leverage. All investments are made in cash, in full ownership, without derivative products such as CFDs. For leveraged exposure, you have to go through stock market products such as turbos or certificates.
How is EasyBourse remunerated?
EasyBourse is remunerated via fixed brokerage fees on orders placed. There are no custody fees, management fees or withdrawal fees. Inactivity fees may apply after 12 months without an executed order.
Who is behind EasyBourse?
EasyBourse is a 100% subsidiary of La Banque Postale. This affiliation ensures financial stability and a high level of security for Canadian clients. The head office is based in Paris.
When was EasyBourse launched?
EasyBourse was created in 2005 and obtained its approval as a PSI in 2008. Since then, the platform has specialized in online stock market investment for French individuals.
Does EasyBourse offer copy trading?
No, EasyBourse does not offer a copy trading service. There is also no social portfolio functionality or automatic tracking of other investors on the platform.
How to contact EasyBourse customer service?
Customer service can be reached by telephone (non-premium number), email or via an online contact form. Assistance is based in France and generally responds within 24 to 48 business hours.
Does EasyBourse offer promotions?
No, EasyBourse does not offer promotions or referral programs. The approach remains sober and focused on long-term investment within a strict regulatory framework.