My review of the Revolut Trading platform (May 2025)

Why Trust Hellosafe?

HelloSafe is a financial product expert, advising over a million users every month. Our specialists have tested the services of over 100 brokers worldwide by opening accounts and conducting real transactions. Discover our comprehensive analysis of this platform.

Revolut Trading is the investment branch of the popular neo-bank Revolut, which allows access to stocks, ETFs, and cryptocurrencies from a mobile account. The platform, rated 4.5/5 on Trustpilot from over 195,000 reviews, appeals to a wide audience with its streamlined interface and very competitive fees, especially on US stocks.

I've spent the last six months testing Revolut Trading in detail, comparing its fees, features, asset range and ease of use of the mobile app, against other popular platforms available in Canada.

In summary, I was trying to answer questions like: can Revolut be trusted for investing? Is the experience suitable for beginners? Does Revolut offer a real alternative to traditional brokers? What hidden fees should I watch out for? Is it a solution for building a diversified portfolio at a lower cost?

So I've scrutinized everything: account opening process, management and trading fees, available financial instruments, features, simplicity of the platform (desktop and mobile) and trading tools, etc. Below is my in-depth analysis of the Revolut Trading broker (compared to other platforms tested).

What to think of Revolut Trading?

My general opinion on Revolut Trading

After several weeks of testing, Revolut Trading left me with a generally positive impression, especially as a practical extension of an already very popular banking application. What struck me was the ease of access to the stock market, with the possibility of buying fractional shares from $1 and executing up to three orders per month without any commission, which is perfect for starting to invest without breaking the bank on fees.

The asset offering is centered on US stocks (more than 2,000 securities), about thirty ETFs, and over 100 cryptocurrencies. It is not the most comprehensive broker in terms of diversity, but it largely covers the needs of a beginner or occasional investor. No CFDs, no leverage, no commodities or Forex, but this is consistent with Revolut Trading's "general public" positioning.

The platform operates entirely through the Revolut mobile application. The user experience is excellent, everything is seamless, and the integration with the Revolut bank account makes fund transfers almost instantaneous. However, the absence of a desktop platform or advanced analysis tools is a limitation if you want to do active or technical trading.

Regarding fees, Revolut Trading is well-positioned: Standard users are entitled to three free orders per month, then pay $1 per order. Premium or Metal subscribers benefit from more free orders and better exchange rates. On the other hand, currency conversion fees for non-subscribers can quickly eat into profits if you invest in US dollar stocks.

Finally, security is ensured. Revolut Trading is regulated by the Investment Industry Regulatory Organization of Canada (IIROC), client funds are segregated, and all data is encrypted. Revolut's history in the banking sector also reinforces the platform's credibility in terms of trust and reliability.

Which trader profiles is Revolut Trading aimed at?

=> For beginner investors, who want to take their first steps in the stock market without encountering a complicated interface. The purchase of fractional shares, direct integration with the Revolut account and the absence of commission on the first orders are clear advantages to start smoothly, with a small capital.

=> For regular users of the Revolut app who want to centralize their money and investments in a single interface. The experience is optimized for those who already use Revolut as their primary bank: everything is smooth, fast, and synchronized between the current account and the trading space.

=> For savers who want simple exposure to US stocks or crypto. The asset offering is targeted, but broad enough to build a diversified portfolio with controlled fees, especially if you stay within the monthly commission-free trading limits.

On the other hand, Revolut Trading is much less suitable for experienced traders or those who enjoy technical analysis. The lack of a web platform, advanced charts, technical indicators, a demo account, or leverage severely limits the possibilities for active trading. It is not a solution for scalpers or those looking to automate or backtest complex strategies.

Revolut Trading in a few seconds, it is:

My opinion on the security and reliability of the Revolut Trading broker

Revolut Trading relies on a solid regulatory framework, and even if the platform does not yet offer the full range of tools of specialized brokers, it inspires confidence for Canadian investors, thanks to the reputation of the neo-bank Revolut and its UK regulation. The fact that assets are held by a third-party custodian also enhances the overall security of the system.

Revolut Trading is a great fit for Canadian users who want to invest simply and securely, without getting into risky or leveraged products. It's a minimalist but reliable approach, well-regulated, and integrated into a banking app that's already widely used.

My opinion on the fees, spreads and commissions applied to Revolut Trading

What I immediately appreciated about Revolut Trading is the simplicity and transparency of its fee schedule. There is no leverage, no CFDs or complex products, so the fee structure is very easy to understand. I used the Standard account, then tested the Premium version, and in both cases the fees are clear: up to three free orders per month on Standard, and up to ten for Premium.

Beyond these limits, Revolut charges 1 $ per order, which remains very reasonable. Spreads on cryptos are integrated, and management fees are non-existent. The only point to watch out for is the conversion fees for users who do not have a paid subscription: between 0.5% and 1% depending on the case. For an investor who aims for a long-term approach to stocks or cryptos, this remains very competitive.

Let's now look in detail at the broker's fee schedule.

What are the account fees?

Revolut Trading stands out for its almost complete absence of account fees, making it a very attractive platform for small portfolios or beginner investors. The fees are fixed, easy to anticipate, and no inactivity fees apply, which is a real relief when you don't want to trade every week.

The minimum deposit is only $1, which allows anyone to start investing in fractional shares without financial pressure. It is one of the lowest entry tickets on the market, much more accessible than at traditional brokers.

Trader Tip

If you're using a Standard account, convert your Euros to dollars within Revolut just before you invest: this allows you to better control your exchange fees, especially during the week. For regular use, upgrading to a Premium or Metal subscription can quickly become cost-effective just on conversions.

What are the fees on stocks and ETFs?

Revolut Trading allows you to invest directly in US stocks (over 2,000 shares) as well as around thirty ETFs. These are not CFDs: the securities are actually held, making it a good solution for long-term investment. The pricing structure is simple, with ultra-low fees, especially for small portfolios. However, the ETFs available are still limited compared to a player like Trade Republic or Boursorama.

What are the fees on cryptocurrencies?

Based on my tests, Revolut's crypto fees are slightly above average, especially with a Standard account. This is still acceptable for a general banking platform, but less competitive than specialized exchanges like Binance or Kraken.

Revolut does not offer staking or crypto transfers to an external wallet, which limits the possibilities for more advanced users. That said, for occasional purchases and simple medium-term storage, the interface remains very effective.

My opinion on the assets & markets available on Revolut Trading

Revolut Trading's offering remains focused on the most accessible assets: US stocks, popular ETFs and cryptocurrencies. This is well suited to beginner or passive investment use, but will not suit traders looking for broad exposure to different markets.

I appreciated the quality of crypto integration in the application, as well as the possibility of buying fractional shares from $1, which opens up investment to all budgets. On the other hand, the absence of Forex, indices, commodities or bonds severely limits diversification for more experienced profiles. This is clearly a solution geared towards the general public, simple and mobile-first.

My Opinion on the Platform

As a trader, I've found the experience on the Revolut platform to be both very smooth and perfectly suited for mobile use. The interface is simple, clean, and accessible even for a user who has never invested before. However, the functionalities remain deliberately limited: no advanced technical charts, no analysis modules, and no compatibility with software like MetaTrader or TradingView.

For someone looking to place a few orders per month or build a passive portfolio of US stocks and cryptos, it's more than enough. But as soon as you want to do technical monitoring or test strategies, the platform quickly shows its limits.

Trader Tip

Use the Revolut banking app to convert your Canadian dollars into U.S. dollars in a dedicated currency account before investing. This avoids exchange fees when buying U.S. stocks, especially if you are on a Standard account without a Premium subscription.

Customer Reviews: What Users Think of Revolut Trading

Revolut enjoys an excellent reputation on Trustpilot with an average rating of 4.5/5 based on 195,118 reviews. This score, based on very varied feedback, reflects the massive popularity of the Revolut application as a whole, including the Trading section, which is popular for its simplicity and ease of access.

Among the positive points that come up most often, are the speed of operations, the clarity of the mobile interface, the ease of registration, and the accessibility of investments from $1. Many praise the responsiveness of the Premium customer service and the transparency of fees. Integration into the Revolut environment is also highly appreciated.

The frequently mentioned negatives concern the limitation of functionalities for more experienced investors, the absence of crypto withdrawals to an external wallet, exchange fees considered high for Standard accounts, and occasional delays on transfers or document validation. Some users also report difficulties in understanding how the Trading section works.

Examples of customer reviews:

• C.D. (January 10, 2024) : « I love being able to invest a few dollars in stocks like Apple or Tesla without paying fees. Clear interface, perfect for getting started. »
• M.P. (February 27, 2024) : « Very good app, but it's a shame you can't transfer your cryptos to an external wallet. That limits the usage a bit. »
• D.G. (March 15, 2024) : « I contacted support with a question about the Trading account. Quick and efficient response via Premium chat. No complaints. »

Account Opening, Deposits, and Withdrawals on Revolut Trading

Account Opening

Opening a trading account with Revolut is ultra fast and seamless, provided you already have an active Revolut bank account. As a Revolut user, I was able to activate the Trading section in less than two minutes, directly from the mobile app. There is no friction, no documents to send manually, everything is done automatically thanks to the profile already verified on the banking side.

Here are the steps to follow:

• Open a Revolut bank account (if you haven't already)
• Access the "Trading" tab in the mobile app
• Accept the terms of use of the investment service
• Answer a short questionnaire about your investment experience
• Start buying stocks, ETFs or cryptocurrencies from $1.

Good to know

No external deposit is needed to start: the Trading account is directly linked to your main Revolut balance. You can transfer funds with a simple screen swipe, free of charge.

Revolut Trading Deposits and Withdrawals

Revolut Trading's deposit and withdrawal system is unique: there are no external transfers as with a traditional broker. All fund movements go through your main Revolut balance, which greatly simplifies management. The transfer is instant, free of charge, and you retain perfect visibility of your money. This is a real plus, especially for those who want to react quickly to market movements.

Trader Tip

Remember to manually convert your currency (EUR to CAD, for example) in the "Accounts" tab before buying US stocks. This avoids automatic exchange fees (up to 1% in a Standard account) and helps you better control your costs.

Account Types Available on Revolut Trading

Revolut Trading doesn't offer multiple account types like traditional brokers. Everything is integrated into the Revolut banking app, with simple activation and no technical configuration. The service is primarily aimed at retail investors in "buy & hold" mode or beginners who want to buy stocks, ETFs, or cryptocurrencies without delving into the complexities of the derivatives markets.

Note

The securities account offered by Revolut Trading allows investment in real stocks and ETFs via the partner platform DriveWealth, without leverage. This is not a registered account like a TFSA or RRSP, but it allows you to buy fractions of shares and easily track your performance from the app.

Conclusion: Should You Invest with Revolut Trading?

After several months of testing, I can say that Revolut Trading is a solution perfectly suited to beginner investors, or those who want to invest occasionally without delving into complex interfaces or opaque pricing schedules. The seamless integration with the Revolut bank account is a real asset on a daily basis, and the possibility of buying fractional shares from $1 makes investment accessible to all budgets.

What I particularly appreciated was the transparency of fees, the simplicity of the mobile experience, and the speed of internal transfers, which allow you to take action in seconds. The absence of advanced tools for more technical profiles, as well as the impossibility of CFD or leveraged trading, are regrettable.

But for passive, clear, and secure investment use, Revolut Trading is an excellent gateway to the world of the Stock Market.

FAQ

P. Laurore

Finance expert

Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.