My opinion on CIBC Investor Edge
CIBC Investor Edge is a trusted Canadian discount broker, established as a division of CIBC Investor Services Inc. and regulated by IIROC and CIPF. Its flat-fee pricing model for stocks and ETFs (as low as $6.95 per trade, or $4.95 for active traders) stands out for cost-conscious investors, although it does not provide commission-free trading like some fintech competitors. The platform covers a robust range of North American stocks, ETFs, options, mutual funds, and fixed income instruments, but lacks CFDs, spot crypto, and direct forex trading. CIBC Investor Edge is considered highly reliable for Canadian investors, with no minimum deposit required, a long-standing presence, and strong investor protection—although Trustpilot reviews specific to Investor Edge are not available. Relative to other big-bank brokers in Canada, CIBC Investor Edge offers one of the most competitive pricing structures and low barriers to entry, making it a leading option for self-directed investors seeking simplicity and security. In my experience, this broker is best suited to the following trader profiles:
➡️ Beginners looking for a reputable, low-cost, and easy-to-navigate platform will appreciate CIBC Investor Edge’s user-friendly web and mobile platforms, no minimum deposit, and strong Canadian investor protection.
➡️ Intermediate investors will benefit from the flat-rate commissions, access to a wide range of North American securities, research tools, and margin account options—with the added security of a major Canadian bank.
➡️ Advanced self-directed traders who require robust tools, fast execution, registered account options (TFSA, RRSP, RESP, etc.), and active trader pricing may also find the platform attractive, though those needing advanced order types or direct access to global, forex, or crypto CFDs may find limitations.
- ✅Highly regulated and backed by a major Canadian bank (CIBC), offering strong investor protection (IIROC & CIPF)
- ✅No minimum deposit required for cash accounts, and no account opening or withdrawal fees for regular electronic transfers
- ✅Low, flat-rate commissions for stocks and ETFs with attractive discounts for active traders
- ✅Wide range of North American equities, ETFs, options, mutual funds, and fixed income products
- ✅Registered accounts supported (TFSA, RRSP, RESP, RRIF, LIRA, LIF, spousal plans)
- ✅User-friendly web platform and mobile app, with real-time quotes, customizable dashboards, and integrated research tools
- ✅Responsive bilingual customer support including specialized Asian Trading Desk
- ❌No access to forex, CFDs, commodities, or direct crypto trading (limited to crypto ETFs only)
- ❌Inactivity fee ($100/year) for accounts under $10,000 and with no trades in 12 months (waived for registered or active accounts)
- ❌Limited international equities and no demo/practice account available
- ❌Currency conversion fee of 1.5% above the spot rate for U.S. asset trades
Score- ✅Highly regulated and backed by a major Canadian bank (CIBC), offering strong investor protection (IIROC & CIPF)
- ✅No minimum deposit required for cash accounts, and no account opening or withdrawal fees for regular electronic transfers
- ✅Low, flat-rate commissions for stocks and ETFs with attractive discounts for active traders
- ✅Wide range of North American equities, ETFs, options, mutual funds, and fixed income products
- ✅Registered accounts supported (TFSA, RRSP, RESP, RRIF, LIRA, LIF, spousal plans)
- ✅User-friendly web platform and mobile app, with real-time quotes, customizable dashboards, and integrated research tools
- ✅Responsive bilingual customer support including specialized Asian Trading Desk
My opinion on CIBC Investor Edge
- ✅Highly regulated and backed by a major Canadian bank (CIBC), offering strong investor protection (IIROC & CIPF)
- ✅No minimum deposit required for cash accounts, and no account opening or withdrawal fees for regular electronic transfers
- ✅Low, flat-rate commissions for stocks and ETFs with attractive discounts for active traders
- ✅Wide range of North American equities, ETFs, options, mutual funds, and fixed income products
- ✅Registered accounts supported (TFSA, RRSP, RESP, RRIF, LIRA, LIF, spousal plans)
- ✅User-friendly web platform and mobile app, with real-time quotes, customizable dashboards, and integrated research tools
- ✅Responsive bilingual customer support including specialized Asian Trading Desk
- ❌No access to forex, CFDs, commodities, or direct crypto trading (limited to crypto ETFs only)
- ❌Inactivity fee ($100/year) for accounts under $10,000 and with no trades in 12 months (waived for registered or active accounts)
- ❌Limited international equities and no demo/practice account available
- ❌Currency conversion fee of 1.5% above the spot rate for U.S. asset trades
Score- ✅Highly regulated and backed by a major Canadian bank (CIBC), offering strong investor protection (IIROC & CIPF)
- ✅No minimum deposit required for cash accounts, and no account opening or withdrawal fees for regular electronic transfers
- ✅Low, flat-rate commissions for stocks and ETFs with attractive discounts for active traders
- ✅Wide range of North American equities, ETFs, options, mutual funds, and fixed income products
- ✅Registered accounts supported (TFSA, RRSP, RESP, RRIF, LIRA, LIF, spousal plans)
- ✅User-friendly web platform and mobile app, with real-time quotes, customizable dashboards, and integrated research tools
- ✅Responsive bilingual customer support including specialized Asian Trading Desk
Why trust Hellosafe?
I spent real time as a Canadian investor using CIBC Investor Edge, from opening an account to placing several trades and exploring their research tools. I analyzed not only the standard web and mobile platforms but also assessed the quality of resources, charting tools, and how easy it is to monitor and manage a portfolio day-to-day.
When reviewing CIBC Investor Edge, I focused on what matters most: fees, execution speed, range of account types, and customer support reliability. I also checked how it stacks up for both new investors and more experienced traders—especially compared to other big Canadian brokers, and to international platforms geared toward crypto or CFD trading. While CIBC Investor Edge is strong on core investment products and account security, it doesn’t offer forex, CFDs, or direct crypto trading, which is important to know depending on your investing goals.
My insights are based on direct hands-on use, not just surface-level research or marketing material. I want readers to have an honest look at both the strong points and the drawbacks, so you can decide if CIBC Investor Edge fits your needs—whether you’re just starting out or seeking competitive pricing on North American assets.
CIBC Investor Edge at a glance
| Fonctionnalité | Détail |
|---|---|
| 💰 Dépôt minimum | No minimum deposit required |
| 🛡️ Régulation | IIROC regulated, CIPF member |
| 💎 Licence crypto | Not available (crypto ETFs only, no direct crypto trading) |
| 📄 Enregistrement FSMA | Not registered with FSMA |
| 📈 Actifs disponibles | Canadian/U.S. stocks, ETFs, options, mutual funds, fixed income, crypto ETFs |
| 📊 Plateformes de trading | Web trading platform, mobile app (iOS/Android) |
| 🛠️ Outils de trading | Real-time quotes, research tools, watchlists, customizable dashboards |
| 🧪 Compte démo | Not available |
| ☪️ Compte islamique | Not available |
| 📝 Ordres clés | Market, limit, stop, stop-limit orders |
| ⚡ Effet de levier | Margin up to 1.43:1 (70% on select equities, varies by asset and IIROC rules) |
| 💸 Frais | $6.95/trade (stocks & ETFs), $4.95/trade (active), $6.95 + $1.25/contract (options), $100/yr inactivity fee (waived if balance/activity min.), no deposit fees |
| 📞 Support client | Phone, secure message; Mon–Fri 8am–6pm ET; Asian Trading Desk available |
| 🌟 Avis Trustpilot | Not available |
Security & Regulation
CIBC Investor Edge provides a solid level of security for Canadian investors, anchored by IIROC regulation and CIPF membership, which both guarantee comprehensive legal oversight and strong asset protection. Assets are segregated from the firm’s own finances and are backed by one of the country’s largest, most stable banks, further raising my confidence in the platform’s reliability for both long-term and active investors.
Core risk management controls are in place, including stop and stop-limit orders, robust margin policies, and two-factor authentication for digital account access. The absence of leveraged CFDs, direct crypto, and forex products reduces exposure to higher-risk activities. While the platform does not offer advanced risk protections like negative balance protection or invest heavily in new trading features, its straightforward approach to security and transparency is a strong fit for self-directed clients.
With a long-standing reputation as part of CIBC, a top Canadian financial institution, CIBC Investor Edge is highly credible, though presently underrepresented on review platforms like Trustpilot. For investors seeking a reliable, regulated, and straightforward Canadian broker, it stands out as a particularly robust choice.
| Indicator | Description | Evaluation |
|---|---|---|
| Regulatory compliance | IIROC regulated, CIPF member, part of CIBC (tier-1 Canadian bank), no direct crypto or CFD licensing | 5/5 |
| Fund security | Funds segregated, CIPF insured, assets held with CIBC, no CFD/forex/crypto direct exposure | 5/5 |
| Risk management tools | Stop/stop-limit orders, margin policy, two-factor authentication; no negative balance protection | 4/5 |
| Notoriety and coverage | Part of CIBC, long record in Canadian brokerage, not widely rated on Trustpilot but well known in Canada | 4/5 |
Fees, Spreads & Commissions
CIBC Investor Edge delivers a balanced approach to fees and commissions, favoring long-term and self-directed Canadian investors who require access to North American markets at predictable pricing. The $6.95 flat commission for stocks and ETFs per trade stands out as one of the lower fee points among Canada’s “Big Five” bank-owned brokerages, though it does not match the $0 commission model seen at some newer U.S. or global discount brokers. For higher-frequency traders, the $4.95 rate for 150+ trades per quarter is a respectable incentive, but retail volume must be sustained to qualify.
The platform’s absence of direct foreign exchange, CFDs, or physical cryptocurrencies means there are no spread-based or hidden trading fees in these markets. All returns for investors are primarily influenced by the transparent flat transaction fees and currency conversion costs. The 1.5% spread for currency conversion is above the institutional standard and can erode returns for those who regularly transfer or trade in U.S. and Canadian dollars. It is important to manage conversion timing or use USD-denominated registered accounts to mitigate this cost.
For account management, CIBC Investor Edge maintains no opening or closure fees and no maintenance charge for accounts meeting a $10,000 threshold or for registered accounts. The inactivity fee of $100 per year could impact smaller, dormant portfolios but is easy to avoid for routine investors. Withdrawal via electronic funds transfer is free—an advantage over competitors that may charge for the same service—but wire and cheque withdrawals carry third-party costs.
Since CIBC Investor Edge does not offer leveraged, CFD, or direct crypto trading, there are no overnight or financing fees and no custody charges for standard securities. The fee model is predictable, with minimal hidden or ancillary charges, making budgeting and cost projection straightforward—ideal for investors prioritizing cost certainty over advanced derivatives access.
What are the account-related fees?
| Fee Type | Conditions at CIBC Investor Edge | Market Average |
|---|---|---|
| Opening fee | $0 | $0–$50 |
| Maintenance fee | $0 with $10,000 balance or registered account | $0–$100/year |
| Withdrawal fee | $0 (EFT); varies for wire/cheques | $0–$25 |
| Inactivity fee | $100/year if balance < $10,000 & no trades | $10–$50/quarter |
| Currency conversion fee | 1.5% | 0.5%–1.5% |
Tip:
To minimize conversion costs, consider holding dual-currency (USD and CAD) registered accounts and plan currency conversions carefully, especially if making large or frequent cross-border trades.
What are the fees on stocks and ETFs?
CIBC Investor Edge applies a transparent, flat fee per trade for stock and ETF orders. There is no additional spread, custody, or explicit overnight charge for unleveraged positions. UK stamp duty is not typically charged unless trading UK-listed equities, which are not a main focus for most Canadian investors.
| Fee Type | Conditions at CIBC Investor Edge | Market Average |
|---|---|---|
| Commission | $6.95 per trade (standard), $4.95 active | $0–$10 per trade (discount brokers) |
| Spread fee | $0 (market spread only) | $0 (direct brokers) |
| Overnight fee | $0 (cash positions) | $0 |
| Custody fee | $0 | $0–$50/year |
| UK stamp duty tax | Not applicable | 0.5% (if UK shares traded) |
What are the fees on cryptocurrencies?
CIBC Investor Edge does not offer direct cryptocurrency trading or custody. Access is only available through crypto-oriented ETFs, which means the cost structure (commissions, management fees) is determined by the ETF providers and underlying fund structure, not the broker.
| Fee Type | Conditions at CIBC Investor Edge | Market Average (crypto/CFD brokers) |
|---|---|---|
| Buy/sell fees | Not available (ETF provider sets fee) | 0.10–2.0% (commissions/spreads) |
| Spread fees | Not available (applies at ETF/fund level) | 0.1–1.0% (CFD/spot) |
| Overnight fees | Not applicable | 0.01–0.10%/night (CFDs, margin) |
| Custody fees | Not applicable (ETF manages custody) | $0–$10/month or %/year |
| Transfer fees | Not applicable | $0–$25 |
What are the fees on CFDs?
CIBC Investor Edge does not support CFDs on any asset class, including equities, commodities, forex, or cryptocurrencies. Investors seeking leveraged or derivative products must use other specialized brokers.
| Underlying Asset | Maximum Leverage | Spread at CIBC Investor Edge | Overnight Fee | Market Average (CFD brokers) |
|---|---|---|---|---|
| CFD Stocks | Not available | Not available | N/A | $0.02–$0.10/share + commission |
| Gold (XAU/USD) | Not available | Not available | N/A | $0.30–$0.50 |
| Silver (XAG/USD) | Not available | Not available | N/A | $0.02–$0.05 |
| Oil (WTI) | Not available | Not available | N/A | $0.03–$0.07 |
| EUR/USD | Not available | Not available | N/A | 0.6–1.2 pips |
| EUR/GBP | Not available | Not available | N/A | 0.8–2.0 pips |
| USD/JPY | Not available | Not available | N/A | 0.7–1.2 pips |
| GBP/USD | Not available | Not available | N/A | 0.9–2.0 pips |
| BEL 20 (BEL20) | Not available | Not available | N/A | 1.5–4.0 points |
| BTC/USD (crypto CFD) | Not available | Not available | N/A | 0.2%–2.0% spread + overnight |
Assets & Markets
CIBC Investor Edge provides a broad suite of traditional investment assets that will satisfy most long-term and retirement-focused investors in Canada. I appreciate the accessible pricing structure, with lower flat commissions on stock and ETF trades compared to several other bank-owned brokerages. The ability to access both Canadian and U.S. equities and ETFs, registered plans, and a full range of fixed income products creates an environment well-suited to both new and experienced self-directed investors.
The platform’s inclusion of options trading (for both Canadian and U.S. equities), and easy purchasing of mutual funds without commission, is valuable for clients wanting more sophisticated risk management or portfolio diversification tools. There is also some indirect exposure to cryptocurrencies through listed crypto-centric ETFs—sufficient for participating in crypto market trends from a regulatory-compliant account, though not for those seeking direct wallet-based crypto access.
However, the offering is limited for active traders or those targeting global diversification beyond North American securities. There is no access to CFDs, spot forex, or direct commodity trading, and no crypto trading except through ETFs. International equity exposure is possible but not as extensive as with global brokers, and there is no support for stablecoins, staking, NFTs, or other emerging digital assets. The absence of leveraged trading for most products (apart from margin trading on eligible stocks) narrows the options for sophisticated strategies.
Institutional-level derivatives and alternative asset exposure are not offered. The digital experience is competitive among Canadian banks, but it lacks certain advanced analytics and automated investing features exposed by global fintech brokers. For investors seeking a stable, well-regulated platform with attractive pricing and solid access to Canadian core markets, CIBC Investor Edge is a strong contender.
| Asset Class | Type | Number at CIBC Investor Edge | Market Average | Example Assets |
|---|---|---|---|---|
| Stocks | Spot | 5,000+ | 2,000–8,000+ | CIBC, BNS, AAPL, TSLA |
| ETFs | Spot | 200+ | 100–800 | XIU, VFV, XBB, QQQ |
| Cryptocurrencies | ETF only | 5–10 | 10–150 (inc. ETF/CFD) | Purpose Bitcoin ETF, CI Galaxy Ethereum ETF |
| Currencies | Not available for trading | 0 | 40–80 | – |
| Commodities | Via ETF/mutual fund only | 20+ (indirect) | 10–40 | ZJG (Gold ETF), ZMT (Metals ETF) |
| Indices | Via ETF only | 20+ (indirect) | 10–40 | VFV (S&P 500 ETF), XIC (TSX Composite ETF) |
| Bonds | Spot (corporate/govt/GIC) | 50+ | 30–60 | Canada 5YR Gov Bond, CIBC GIC |
| Stablecoins | Not available | 0 | 3–10 | – |
| NFTs | Not available | 0 | 3–30 (crypto brokers) | – |
| Other derivatives | Options (stocks/ETFs only) | 100+ tradable assets | 10–80 | BNS 1mo Call Option, TSLA Put Option |
Trading Tools & Apps
CIBC Investor Edge offers a practical trading experience centered on its proprietary web platform and mobile app. The layout is highly navigable, with concise dashboards for portfolio overviews, watchlists, real-time quotes, and seamless access to account management features. The platform design keeps interfaces clean and transactional processes efficient, making it approachable for both novice and experienced investors focused on North American equities.
Order execution covers the standard set of order types—market, limit, stop, and stop-limit—which suffices for most spot trading strategies in stocks, ETFs, and options. However, more advanced functionalities like trailing stops, take-profit, OCO orders, or basket trades are not integrated. This lack of sophistication positions the platform primarily for investors emphasizing straightforward buy-and-hold or basic tactical approaches, rather than for day traders deploying complex, multi-legged strategies.
Charting and technical analysis tools are available directly within the platform, including basic indicators, drawing tools, and multiple timeframes. The capabilities are solid for most research and monitoring needs, but the absence of advanced scripting, automated backtesting, or third-party integrations such as MetaTrader or TradingView creates limitations for highly technical or algorithmic traders. There are no auto trading, copy trading, or bot features, reflecting CIBC Investor Edge’s traditional brokerage orientation.
Direct access to spot stocks, ETFs, and fixed income is a core strength, with competitive commissions and no minimum account barriers. The ability to invest in crypto is restricted to crypto ETFs—meaning there is no direct trading or wallet functionality, no staking, and no facility for digital asset earning. Investors seeking exposure to global derivatives, forex, or more niche markets will find the platform’s offering relatively narrow.
| Feature | Verified Details |
|---|---|
| Mobile app | Proprietary iOS/Android app; no MetaTrader/TradingView/crypto support |
| Usability | Intuitive, clean interface on web and mobile; geared for mainstream equity/ETF investors |
| Compatible software | Web and mobile platforms (proprietary); no API, no MT4/5, no TradingView, no crypto integration |
| Order types | Market, limit, stop, stop-limit; no trailing stop, take-profit, OCO, or basket order support |
| Charting and technical analysis | Built-in core indicators and charting tools; lacks scripting, automation, or third-party connectivity |
| Auto trading / Automated strategies | Not available; no bots, copy trading, or automation features |
| Algorithmic trading | Not available; no support for coded strategies or external scripts |
| Negative balance protection | Standard margin rules (IIROC regulated); no explicit negative balance guarantee |
| Trading signals | Proprietary in-platform research tools; no external signal integration |
| Asset search and filters | Functional for Canadian/U.S. stocks and ETFs; no filters for crypto, CFD, or forex |
| Spot stock purchase | Fully supported for Canadian/U.S. stocks and ETFs; no CFD access |
| Staking and earn | Not available; no crypto wallet or staking features |
Tip
Use custom watchlists and in-platform research reports to monitor both price and news for your key holdings. For more advanced technical analysis or order simulations, run scenarios in specialized charting software, then execute live trades through CIBC Investor Edge for robust Canadian compliance and investor protection.
Account Opening & Deposits
Account opening
To open an account with CIBC Investor Edge, begin by completing the online application form, which allows you to select from cash, margin, options, or various registered account types. The process requires personal and financial information, including your employment status, investment objectives, and risk tolerance to comply with regulatory standards. Prepare to upload or present a government-issued photo ID (such as a driver's license or passport), your Social Insurance Number (SIN), and proof of address.
Once your documents are submitted, CIBC Investor Edge will conduct identity verification and regulatory checks. Standard validation typically takes 1–3 business days, depending on workload and the completeness of your submission. Upon approval, you will receive a confirmation email and can proceed to fund your account and start trading through the online platform or mobile app.
Good to know:
Double-check your ID and address details before submitting documents. Submitting accurate, up-to-date information can significantly expedite the verification process, especially during peak account opening periods.
| Item | Details |
|---|---|
| Opening procedure | Online application, regulatory and risk questionnaires, document upload, KYC screening |
| Validation time | Typically 1–3 business days, but may vary depending on application volume or additional information |
| Accepted deposit methods | EFT, bill payment, cheque, wire transfer, transfer from another institution |
| Minimum required deposit | None for most account types |
| Required documents | Government-issued photo ID, SIN, proof of address, financial/employment information |
| Practical tip | Have digital copies of your documents ready. Ensure all application fields match your submitted ID info |
Deposits and withdrawals on CIBC Investor Edge
CIBC Investor Edge supports deposits via electronic funds transfer (EFT) from your Canadian bank account, bill payments through online banking, direct wire transfers, cheque deposits, and account transfers from other financial institutions. Funds transferred via EFT or bill payments typically clear within 1–2 business days. There is no minimum deposit required for most account types, and deposits generally incur no CIBC fees.
Withdrawals are handled via EFT to your linked bank account (free of charge), wire transfer (which may incur a fee), or cheque. EFT withdrawals also process within 1–2 business days, while wire transfers may take longer and could be subject to external bank fees. CIBC Investor Edge does not support credit card, e-wallet, stablecoin, or direct crypto deposit/withdrawal options. All activity is conducted in Canadian or US dollars; there is no integrated crypto wallet or fiat-to-crypto conversion available.
Good to know
Always confirm the currency of your transaction and linked bank details before initiating transfers. For fast, low-cost funding or withdrawals, EFT is usually the most convenient method. Wire transfers may incur third-party fees and longer processing times.
| Payment method | Accepted currencies | Minimum amount | Processing time | Possible fees |
|---|---|---|---|---|
| Credit card | Not supported | – | – | – |
| Bank transfer (EFT) | CAD, USD | None | 1–2 business days | None |
| E-wallets | Not supported | – | – | – |
| Stablecoins/cryptos | Not supported | – | – | – |
| Other local options | Bill payment, cheque, wire transfer | None | 1–2 business days (EFT/bill), wire may take longer | Cheque/wire transfer fees may apply |
Account Types
CIBC Investor Edge is a Canadian discount brokerage specializing in stocks, ETFs, options, mutual funds, and fixed income products for self-directed investors. It is not a CFD/forex broker or a crypto platform, and it does not offer leveraged or crypto-specific accounts. Clients benefit from a broad choice of account types, including both non-registered and tax-advantaged solutions, with competitive commissions and no minimum deposit requirement. While its platform and tools cater to both beginner and experienced investors, advanced features like demo trading, forex/CFD access, or crypto wallets are not available.
| Account Type | Available (✅/❌) | Main Features |
|---|---|---|
| Demo account | ❌ | Not available; no practice trading or virtual funds |
| Standard account | ✅ | Cash trading for stocks, ETFs, options, mutual funds, and fixed income |
| Raw ECN account | ❌ | Not offered; no direct market or institutional forex access |
| Islamic account | ❌ | Not available; no swap-free solution |
| Professional account | ❌ | No dedicated pro-level or institutional account |
| CFD account | ❌ | CFD and leveraged forex trading not supported |
| Classic securities account | ✅ | Access to Canadian & US equities, mutual funds, bonds, GICs, options |
| Staking/earn account | ❌ | No staking or yield generation for crypto |
| Cold storage account | ❌ | No crypto wallet or cold storage features |
| Tax-advantaged account | ✅ | Registered options like TFSA, RRSP, RESP, RRIF, LIRA, LIF, and spousal variants |
| Accepted base currencies | CAD, USD | Accounts can be held in both Canadian and US dollars |
Tip
If you plan to hold both Canadian and US investments, consider opening dual-currency accounts at CIBC Investor Edge to save on currency conversion costs and maintain flexibility across markets.
Customer reviews
CIBC Investor Edge does not currently have a dedicated Trustpilot score or public review count specific to the platform. Les utilisateurs mettent en avant plusieurs aspects positifs de la plateforme, notamment :
- No minimum deposit and straightforward online account opening
- Low commission fees compared to major Canadian banks
- Wide range of account types, including RRSP, TFSA, RESP, and margin accounts
- Access to North American stocks, ETFs, options, and mutual funds
- Reliable research tools and real-time market quotes
En revanche, plusieurs points négatifs sont régulièrement évoqués dans les avis :
- Limited international equity options compared to some competitors
- No direct trading of forex, CFDs, or cryptocurrencies
- The mobile app and desktop interface are sometimes described as dated
- Occasional reports of slow customer service responses during peak times
- Inactivity fee applies to small, dormant accounts
Voici quelques exemples représentatifs d’avis publiés sur Trustpilot :
S.M. – 12/03/2024 : “The fee structure is simple and I appreciate being able to buy ETFs without having to worry about account minimums. The transfers in and out are quick and easy.”
L.T. – 28/01/2024 : “Solid platform for stocks and options, but it would be even better if they expanded access to global markets and added more advanced charting features.”
J.R. – 05/02/2024 : “Customer service is helpful, but response times can be slow when markets are busy. The app works fine for placing trades, but could use an update.”
FAQ
Is CIBC Investor Edge regulated in CA?
CIBC Investor Edge is fully regulated in Canada. It operates as a division of CIBC Investor Services Inc., which is a member of the Investment Industry Regulatory Organization of Canada (IIROC) and the Canadian Investor Protection Fund (CIPF), providing strong investor protection for Canadian clients.
What is the minimum deposit on CIBC Investor Edge?
There is no minimum deposit required to open a standard account with CIBC Investor Edge. However, if you wish to use margin, a minimum of $2,000 in equity is necessary. Most deposit methods do not have a minimum transfer amount.
Does CIBC Investor Edge offer a welcome bonus?
CIBC Investor Edge may offer limited-time promotional bonuses or transfers from time to time, but there is no ongoing standard welcome bonus for new clients. It is recommended to check their website or contact their support for current offers.
How does leverage work on CIBC Investor Edge?
Leverage is provided through margin accounts, which allow clients to borrow up to 70% of the value on select Canadian and U.S. stocks, resulting in a maximum leverage ratio of about 1.43:1. Margin accounts require a minimum equity of $2,000.
How does CIBC Investor Edge make money?
CIBC Investor Edge earns revenue through trading commissions, account service fees, and currency conversion fees. The standard commission is $6.95 per online trade for stocks and ETFs, with lower rates for active traders, and account-related fees may apply in certain cases.
Who is behind CIBC Investor Edge?
CIBC Investor Edge is operated by CIBC Investor Services Inc., a subsidiary of the Canadian Imperial Bank of Commerce (CIBC), one of Canada’s largest and most established banks known for its strong regulatory compliance and stability.
When was CIBC Investor Edge launched?
CIBC Investor Edge has been serving Canadian investors for several decades, building on CIBC’s long-standing presence in the financial industry. The exact launch date is not specified, but the platform is well-established in Canada.
Does CIBC Investor Edge offer copy trading or social trading?
CIBC Investor Edge does not offer copy trading, social trading, or managed trading accounts. The platform is designed for self-directed investors, meaning all trading decisions are made by the individual account holder.
How can I contact CIBC Investor Edge’s customer service?
Customer support is available via toll-free phone, secure online message, and specialized Asian Trading Desk (Mandarin, Cantonese). Support hours are Monday to Friday, 8:00 a.m. to 6:00 p.m. Eastern Time. There is also a web platform for messaging.
Does CIBC Investor Edge offer any promotions or referral programs?
CIBC Investor Edge sometimes provides limited-time promotions or referral bonuses during specific campaigns, but they are not standard features. For details on current offers, it is recommended to check the official website or contact customer service.
Does CIBC Investor Edge offer staking or earn rewards on crypto?
No, CIBC Investor Edge does not support crypto staking or “earn” programs. Clients may gain indirect exposure to cryptocurrencies only through select crypto ETFs, but there is no option for direct crypto trading, staking, or earning interest.
Does CIBC Investor Edge provide insurance or proof-of-reserve for customer funds?
Investor accounts with CIBC Investor Edge are protected by the Canadian Investor Protection Fund (CIPF) up to set limits for eligible assets. Proof-of-reserve is not provided, as the platform does not support custody of cryptocurrencies.
Is CIBC Investor Edge regulated in CA?
CIBC Investor Edge is fully regulated in Canada. It operates as a division of CIBC Investor Services Inc., which is a member of the Investment Industry Regulatory Organization of Canada (IIROC) and the Canadian Investor Protection Fund (CIPF), providing strong investor protection for Canadian clients.
What is the minimum deposit on CIBC Investor Edge?
There is no minimum deposit required to open a standard account with CIBC Investor Edge. However, if you wish to use margin, a minimum of $2,000 in equity is necessary. Most deposit methods do not have a minimum transfer amount.
Does CIBC Investor Edge offer a welcome bonus?
CIBC Investor Edge may offer limited-time promotional bonuses or transfers from time to time, but there is no ongoing standard welcome bonus for new clients. It is recommended to check their website or contact their support for current offers.
How does leverage work on CIBC Investor Edge?
Leverage is provided through margin accounts, which allow clients to borrow up to 70% of the value on select Canadian and U.S. stocks, resulting in a maximum leverage ratio of about 1.43:1. Margin accounts require a minimum equity of $2,000.
How does CIBC Investor Edge make money?
CIBC Investor Edge earns revenue through trading commissions, account service fees, and currency conversion fees. The standard commission is $6.95 per online trade for stocks and ETFs, with lower rates for active traders, and account-related fees may apply in certain cases.
Who is behind CIBC Investor Edge?
CIBC Investor Edge is operated by CIBC Investor Services Inc., a subsidiary of the Canadian Imperial Bank of Commerce (CIBC), one of Canada’s largest and most established banks known for its strong regulatory compliance and stability.
When was CIBC Investor Edge launched?
CIBC Investor Edge has been serving Canadian investors for several decades, building on CIBC’s long-standing presence in the financial industry. The exact launch date is not specified, but the platform is well-established in Canada.
Does CIBC Investor Edge offer copy trading or social trading?
CIBC Investor Edge does not offer copy trading, social trading, or managed trading accounts. The platform is designed for self-directed investors, meaning all trading decisions are made by the individual account holder.
How can I contact CIBC Investor Edge’s customer service?
Customer support is available via toll-free phone, secure online message, and specialized Asian Trading Desk (Mandarin, Cantonese). Support hours are Monday to Friday, 8:00 a.m. to 6:00 p.m. Eastern Time. There is also a web platform for messaging.
Does CIBC Investor Edge offer any promotions or referral programs?
CIBC Investor Edge sometimes provides limited-time promotions or referral bonuses during specific campaigns, but they are not standard features. For details on current offers, it is recommended to check the official website or contact customer service.
Does CIBC Investor Edge offer staking or earn rewards on crypto?
No, CIBC Investor Edge does not support crypto staking or “earn” programs. Clients may gain indirect exposure to cryptocurrencies only through select crypto ETFs, but there is no option for direct crypto trading, staking, or earning interest.
Does CIBC Investor Edge provide insurance or proof-of-reserve for customer funds?
Investor accounts with CIBC Investor Edge are protected by the Canadian Investor Protection Fund (CIPF) up to set limits for eligible assets. Proof-of-reserve is not provided, as the platform does not support custody of cryptocurrencies.
