My opinion on CIBC Investor Edge
CIBC Investor Edge is a well-established Canadian brokerage, backed by the Canadian Imperial Bank of Commerce (CIBC) and regulated by CIRO and CIPF, offering strong investor protection and reliability since its inception. The platform is known for its comprehensive suite of investment accounts—including TFSA, RRSP, and RESP—making it a top choice for Canadian investors seeking long-term wealth growth over speculative trading. CIBC Investor Edge features transparent, competitive flat-fee pricing ($6.95 per online trade; lower for active traders), but its commissions lag behind some digital-first competitors in Canada. With a wide selection of Canadian and U.S. stocks, ETFs, options, mutual funds, and bonds, but no forex, commodities, or crypto trading, its asset variety is best suited to traditional investors rather than those seeking CFDs or cryptocurrencies. The broker's web and mobile platforms are secure, user-friendly, and focused on core portfolio management features, but lack advanced trading tools and demo accounts. While it doesn’t appear on Trustpilot, reviews on Canadian financial forums highlight dependability and low fees, with some feedback on limited platform analytics and long customer support wait times during busy periods. In summary, CIBC Investor Edge stands out for security, account variety, and trusted bank backing, positioning itself as a reliable, conservative choice over lowest-cost or hyperactive trading platforms. Based on my experience, CIBC Investor Edge is best suited to the following types of traders:
➡️ Long-term investors: Those prioritizing RRSPs, TFSAs, RESPs, and stable wealth accumulation through blue-chip stocks, ETFs, and mutual funds rather than speculative or short-term trading.
➡️ Bank-integrated clients: Ideal for users already banking with CIBC who value seamless integration between banking and investing, consolidated financial oversight, and secure internal transfers.
➡️ Cost-conscious traditional investors: Well-suited to those seeking competitive flat-fee pricing ($6.95/trade) within a regulated Canadian ecosystem, without requiring advanced trading tools or access to niche markets like forex or crypto.
- ✅Backed by CIBC (major Canadian bank) with robust CIRO and CIPF regulation and investor protection
- ✅Extensive range of account types including TFSA, RRSP, RESP, RRIF, LIRA, and more
- ✅No minimum deposit for standard accounts and no minimum balance fees
- ✅Flat-fee pricing per trade ($6.95, or $4.95 for active traders)
- ✅Wide product offering: Canadian and U.S. stocks, ETFs, mutual funds, options, fixed income products, and IPO access
- ✅User-friendly web platform and mobile trading app with real-time quotes
- ✅No inactivity fees for most accounts
- ✅Free withdrawals and deposits via electronic transfer
- ✅Solid, reliable customer support during business hours
- ❌No support for forex, CFD, commodities, or any crypto trading
- ❌No demo or practice account available for new users
- ❌Higher trading commissions than some new, digital-first competitors
- ❌Limited leverage (1:1.43 max via margin accounts on eligible stocks)
- ❌Lacks advanced charting, analytics, or algorithmic trading tools (e.g., no MT4, MT5, or API access)
- ❌No copy trading, social trading, or robo-advisory features
- ❌No Islamic (swap-free) accounts
- ❌No native support for crypto-related services (wallet, lending, staking)
- ❌Platform supports only English and French; international access may be limited
Score- ✅Backed by CIBC (major Canadian bank) with robust CIRO and CIPF regulation and investor protection
- ✅Extensive range of account types including TFSA, RRSP, RESP, RRIF, LIRA, and more
- ✅No minimum deposit for standard accounts and no minimum balance fees
- ✅Flat-fee pricing per trade ($6.95, or $4.95 for active traders)
- ✅Wide product offering: Canadian and U.S. stocks, ETFs, mutual funds, options, fixed income products, and IPO access
- ✅User-friendly web platform and mobile trading app with real-time quotes
- ✅No inactivity fees for most accounts
- ✅Free withdrawals and deposits via electronic transfer
- ✅Solid, reliable customer support during business hours
My opinion on CIBC Investor Edge
- ✅Backed by CIBC (major Canadian bank) with robust CIRO and CIPF regulation and investor protection
- ✅Extensive range of account types including TFSA, RRSP, RESP, RRIF, LIRA, and more
- ✅No minimum deposit for standard accounts and no minimum balance fees
- ✅Flat-fee pricing per trade ($6.95, or $4.95 for active traders)
- ✅Wide product offering: Canadian and U.S. stocks, ETFs, mutual funds, options, fixed income products, and IPO access
- ✅User-friendly web platform and mobile trading app with real-time quotes
- ✅No inactivity fees for most accounts
- ✅Free withdrawals and deposits via electronic transfer
- ✅Solid, reliable customer support during business hours
- ❌No support for forex, CFD, commodities, or any crypto trading
- ❌No demo or practice account available for new users
- ❌Higher trading commissions than some new, digital-first competitors
- ❌Limited leverage (1:1.43 max via margin accounts on eligible stocks)
- ❌Lacks advanced charting, analytics, or algorithmic trading tools (e.g., no MT4, MT5, or API access)
- ❌No copy trading, social trading, or robo-advisory features
- ❌No Islamic (swap-free) accounts
- ❌No native support for crypto-related services (wallet, lending, staking)
- ❌Platform supports only English and French; international access may be limited
Score- ✅Backed by CIBC (major Canadian bank) with robust CIRO and CIPF regulation and investor protection
- ✅Extensive range of account types including TFSA, RRSP, RESP, RRIF, LIRA, and more
- ✅No minimum deposit for standard accounts and no minimum balance fees
- ✅Flat-fee pricing per trade ($6.95, or $4.95 for active traders)
- ✅Wide product offering: Canadian and U.S. stocks, ETFs, mutual funds, options, fixed income products, and IPO access
- ✅User-friendly web platform and mobile trading app with real-time quotes
- ✅No inactivity fees for most accounts
- ✅Free withdrawals and deposits via electronic transfer
- ✅Solid, reliable customer support during business hours
Why trust Hellosafe?
I personally spent time testing CIBC Investor Edge to provide you with an honest and experience-based opinion you can rely on. I explored its trading platform, checked the quality of its tools, and reviewed the actual costs and commissions involved—not just what’s shown on the pricing page, but the details that matter to everyday users.
To answer the big questions—such as whether CIBC Investor Edge is dependable, what its main strengths and weaknesses are, and who it’s best suited for—I compared my hands-on experience with other regulated Canadian brokers. I also assessed real customer feedback and tried out their support myself, noting both the fast and the slower responses, especially during peak periods.
My review is grounded in real use, so you get the perspective of someone who’s taken the time to navigate the platform, check if the fees match expectations, and test the tools available for both beginners and more experienced investors. My experience reflects how CIBC Investor Edge truly compares to other regulated brokers in Canada—not just on paper, but in practice.
CIBC Investor Edge at a glance
| Fonctionnalité | Détail |
|---|---|
| 💰 Dépôt minimum | $0 |
| 🛡️ Régulation | CIRO (IIROC) & CIPF, part of CIBC (major Canadian bank) |
| 🪙 Licence crypto | Not available |
| 📝 Enregistrement FSMA | Not registered with FSMA |
| 📈 Actifs disponibles | Canadian & U.S. stocks, ETFs, options, mutual funds, bonds, GICs, new issues |
| 📊 Plateformes de trading | Web platform, mobile app (iOS & Android) |
| 🛠️ Outils de trading | Real-time quotes, research tools, watchlists, customizable dashboard |
| 🧪 Compte démo | Not available |
| ☪️ Compte islamique | Not available |
| 📝 Ordres clés | Market, limit, stop orders |
| 🔧 Effet de levier | Up to 70% margin (1:1.43) on eligible stocks |
| 💸 Frais | $6.95/trade (stocks & ETFs), $4.95 for active traders; no account/inactivity/withdrawal fees |
| 📞 Support client | Toll-free phone, secure online chat; Mon-Fri 8am-8pm ET |
| 🌟 Avis Trustpilot | Not available (see Canadian forums/review sites) |
Security & Regulation
CIBC Investor Edge stands out as a robust choice for security-conscious investors in Canada. As part of the Canadian Imperial Bank of Commerce, it benefits from direct regulation by CIRO (formerly IIROC) and full participation in the Canadian Investor Protection Fund. These designations set a very high standard for regulatory oversight and client fund protection, delivering confidence far above what is available with offshore or unregulated brokers.
Client assets are held in segregated accounts in line with Canadian banking and brokerage regulations, eliminating typical counterparty risks present in lightly regulated platforms. While advanced risk management tools such as negative balance protection are not as vital due to the absence of leveraged derivatives like CFD crypto trading, the account structure does offer essential controls such as stop orders. CIBC Investor Edge carries a long-standing reputation and is consistently considered a safe destination for direct stock and ETF investment in Canada, although it does not garner widespread attention on global review platforms like Trustpilot.
| Indicator | Description | Evaluation |
|---|---|---|
| Regulatory compliance | CIRO (IIROC) & CIPF, division of CIBC, top-tier Canadian regulation. No crypto licence. | 5/5 |
| Fund security | Client assets segregated in top-tier Canadian bank accounts; robust CIPF coverage. | 5/5 |
| Risk management tools | Stop and limit orders; no negative balance protection or 2FA focus, but low leverage risk | 4/5 |
| Notoriety and coverage | Strong reputation in Canada; little global user review presence (not on Trustpilot) | 4/5 |
Fees, Spreads & Commissions
CIBC Investor Edge stands out for transparent, straightforward pricing. Commissions for stock and ETF trades are fixed at $6.95 per online trade, making it a stable fee to account for whether buying one share or a thousand. This fee structure is typical for major Canadian bank-brokerages, and while it is not the lowest among discount competitors, it is predictable and free from hidden surcharges. For very active investors (over 150 trades per quarter), the fee drops to $4.95—competitive for the Canadian bank segment, but still somewhat higher than ultra-low-cost, digital-only brokers.
Spreads are not relevant here, as CIBC Investor Edge does not operate a market-maker or CFD model. Instead, trades execute directly on the exchange at market rates, a distinct advantage for transparency and order quality. There are no surcharges or platform fees tacked onto each order, so high-volume traders need only monitor commission costs.
It is noteworthy that other general account-related charges are minimal to nonexistent. There are no account opening, maintenance, withdrawal, or inactivity fees for most accounts. The only potentially significant ancillary charge is the currency conversion fee, which applies if you buy U.S. securities with Canadian dollars or vice versa; this is common across virtually all Canadian brokers. Compared to global standards, costs are reasonable for mainstream assets, and there are no extra charges for custody or holding investments. On the downside, CIBC Investor Edge does not support crypto or derivative CFDs, so specialized traders seeking these asset classes will need to look elsewhere.
What are the account-related fees?
| Fee Type | Conditions at CIBC Investor Edge | Market Average |
|---|---|---|
| Opening fee | $0 | $0–$50 |
| Maintenance fee | $0 | $0–$20/month |
| Withdrawal fee | $0 (standard methods) | $0–$30 |
| Inactivity fee | $0 | $0–$20/month |
| Currency conversion fee | Applies for CAD/USD conversion, variable | 1.5–2.5% typically |
Tip
Over time, the commission rate makes a bigger impact than the rare one-off fee. If you trade frequently, consider qualifying for the "active trader" tier, or use Norbert's Gambit or dual-currency accounts to reduce currency conversion costs.
What are the fees on stocks and ETFs?
When trading stocks and ETFs, the main cost is the $6.95 per trade commission. There are no spread markups, overnight fees, or ongoing custody fees—and no UK stamp duty, even on British shares. This all-in cost model makes planning easy for Canadian investors, though those seeking ultra-low costs for frequent trading might find pure online discount brokers slightly cheaper.
| Fee Type | Conditions at CIBC Investor Edge | Market Average |
|---|---|---|
| Commission | $6.95 per trade ($4.95 for active) | $0–$10 (discounts common) |
| Spread fee | $0 (direct market execution) | $0 (direct), $0.01–$0.03/share (market makers) |
| Overnight fee | $0 | $0 |
| Custody fee | $0 | $0–$5/month (rare in Canada) |
| UK stamp duty tax | $0 | $0–$15 (applies in UK/Europe) |
What are the fees on cryptocurrencies?
CIBC Investor Edge does not offer any cryptocurrency trading or storage. No buy/sell, spread, custody, or transfer fees related to crypto products apply.
| Fee Type | Conditions at CIBC Investor Edge | Market Average (crypto or CFD brokers) |
|---|---|---|
| Buy/sell fees | Not available | $0–$10/trade |
| Spread fees | Not available | 0.2%–2% |
| Overnight fees | Not available | $5–$25/day (CFDs) |
| Custody fees | Not available | $0–$5/month |
| Transfer fees | Not available | $0–$10 |
Assets & Markets
CIBC Investor Edge provides a comprehensive selection of traditional investment products aimed at Canadian investors who want to build diversified portfolios. I value the direct market access to both Canadian and U.S. stocks, including blue-chips, mid-caps, and a wide mix of sectors. This breadth supports fundamental investing and tactical trading across North American equities.
The ETF offering is equally robust, covering Canadian and U.S. listed funds that span passive tracking, thematic exposures, and factor-based strategies. While there are no leveraged or inverse ETFs, the overall list suits long-term investors and those using tax-advantaged accounts like RRSPs and TFSAs.
For fixed income, access to bonds and GICs is another distinct advantage compared to many discount brokers that do not offer these asset classes. Mutual funds are also supported, giving investors exposure to professionally managed portfolios and asset allocation solutions.
However, CIBC Investor Edge does not provide access to forex pairs, commodities, or any form of cryptocurrency—neither spot nor derivative. CFD trading and alternative digital assets are absent, which may discourage active traders and those looking for tactical exposure or diversification outside of traditional securities.
| Asset Class | Type | Number at CIBC Investor Edge | Market Average | Example Assets |
|---|---|---|---|---|
| Stocks | Spot | 2,000+ (CA & US) | 2,000–4,000+ | Royal Bank, Shopify, Apple |
| ETFs | Spot | 600+ | 500–1,000+ | iShares S&P/TSX 60, VOO |
| Cryptocurrencies | None (not available) | 0 | 50–100+ | N/A |
| Currencies (Forex) | None (not available) | 0 | 40–100+ | N/A |
| Commodities | None (not available) | 0 | 20–30 (via CFDs/ETFs) | N/A |
| Indices | None (not available) | 0 | 10–25 (CFDs/ETFs) | N/A |
| Bonds | Spot | 100+ | 30–200+ | Government of Canada, Ontario Hydro |
| Stablecoins | None (not available) | 0 | 5–10 | N/A |
| NFTs | None (not available) | 0 | 5–20 | N/A |
| Other derivatives | Options (on stocks/ETFs only) | 200+ | 100–500+ (options); 3000+ (CFDs) | Calls/puts on TD Bank, Suncor |
Trading Tools & Apps
CIBC Investor Edge offers a straightforward trading experience centered on its proprietary web and mobile platforms. I appreciate the platform’s clean interface, with intuitive navigation and simple access to essential trading tasks such as stock, ETF, option, and mutual fund orders. Both desktop and mobile versions support most major account management features, making it easy for users to transfer funds, monitor portfolios, or place trades on the go.
Ergonomics are tailored for long-term investors rather than high-frequency or technically advanced traders. The layout is uncluttered, with clear dashboards, basic watchlists, and customizable views to suit user preferences. However, traders looking for highly granular charting or direct integration with sophisticated tools like MetaTrader or TradingView will find the analytical environment more limited. Charting functions support key indicators and overlays but remain fairly basic compared to the offerings from pure trading platforms.
Order execution is reliable for standard market, limit, and stop orders, but advanced types like trailing stop or OCO (one-cancels-the-other) are not present. Automation and algorithmic trading capabilities are not available, as there is no API access, bot support, or workflow for custom scripts or copy trading. Negative balance protection is not applicable, since CIBC Investor Edge does not offer leveraged CFD or forex accounts.
Mobile functionality is robust for managing investments, checking quotes, executing trades, and even accessing research tools. However, features are designed for mainstream investors—those seeking crypto trading, staking, or wallet services will not find such tools or asset classes on the platform.
| Feature | Verified Details |
|---|---|
| Mobile app (MetaTrader, etc.) | Proprietary iOS & Android app; no MetaTrader, TradingView, or crypto app |
| Usability | Fluid, simple interface; optimized for mainstream investors |
| Compatible software | Web and mobile proprietary platform; no MT4/5, TradingView, or API |
| Order types | Market, limit, stop; no take-profit, trailing stop, or OCO |
| Charting and technical analysis | Basic tools (indicators/overlays); lacks advanced charting integrations |
| Auto trading / Automated strategies | Not available |
| Algorithmic trading | Not supported; no custom scripts or bots |
| Negative balance protection | Not applicable (no leveraged CFD/forex) |
| Trading signals | Fundamental research and market news only; no signal integration |
| Asset search and filters | Standard search and filter options for stocks, ETFs, funds, bonds |
| Spot stock purchase | Yes (direct ownership of listed securities) |
| Staking and earn | Not available |
Tip
For day-to-day investing, take advantage of CIBC Investor Edge’s customizable dashboards and watchlists on both web and mobile to track your target stocks and ETFs. Review all order details before execution—especially on mobile—since advanced order types are limited. Enable account security features such as two-factor authentication for extra protection.
Account Opening & Deposits
Account opening
Opening an account with CIBC Investor Edge begins by completing an online registration form, where you provide personal details, select your desired account type, and agree to terms. You will then need to upload valid government-issued photo identification and a proof of address, such as a utility bill or bank statement. As part of regulatory requirements, a short questionnaire on your trading knowledge, objectives, and experience is presented during the process. Once all information and documents are submitted, the compliance team reviews your application for accuracy and completeness. Account validation generally takes 1–2 business days, though times may vary if further documentation is required or during peak application periods. Upon approval, you receive a confirmation email with account access details and instructions to begin depositing funds.
Base Currency Selection
Choose your base currency carefully during registration, as changing it later can be complex and may impact future transaction costs.
| Item | Details |
|---|---|
| Opening procedure | Online form, document upload, regulatory/trading questionnaire, e-signature |
| Validation time | Typically 1–2 business days |
| Accepted deposit methods | Electronic funds transfer, bill payment, cheque deposit, brokerage transfer |
| Minimum required deposit | None for cash accounts; $2,000 equity for margin accounts |
| Required documents | Government-issued photo ID, proof of address (utility bill, bank statement) |
| Practical tip | Upload clear, legible scans of all documents to avoid processing delays |
Deposits and withdrawals on CIBC Investor Edge
Depositing and withdrawing funds at CIBC Investor Edge is straightforward. You can fund your account via electronic funds transfer, direct bill payment from any Canadian bank, cheque deposit, or transfer of assets from another brokerage. Supported currencies are typically Canadian and U.S. dollars, and processing times for deposits and withdrawals usually range from 1–2 business days, depending on the method. There are no deposit or withdrawal fees for most standard methods, but always verify if your banking institution might apply its own charges. CIBC Investor Edge does not offer an integrated wallet or fiat-to-crypto conversion, as it is focused on traditional investment products.
Verify Transfer Details
Always double-check your transfer details and the base currency of your CIBC Investor Edge account, as incorrect instructions can cause delays or incur conversion fees.
| Payment method | Accepted currencies | Minimum amount | Processing time | Possible fees |
|---|---|---|---|---|
| Credit card | Not accepted | – | – | – |
| Bank transfer (EFT) | CAD, USD | No minimum | 1–2 business days | None (check bank policy) |
| E-wallets | Not accepted | – | – | – |
| Stablecoins/cryptos | Not accepted | – | – | – |
| Other local options | Bill payment, cheque deposit, brokerage transfer | No minimum | 1–2 business days | None |
Account Types
CIBC Investor Edge is a traditional, CIRO- and CIPF-regulated Canadian brokerage focused on long-term investing through stocks, ETFs, mutual funds, bonds, and registered accounts such as RRSPs and TFSAs. Unlike CFD/Forex brokers or crypto platforms, CIBC Investor Edge does not offer leveraged CFD trading, raw ECN spreads, staking/earn, or crypto custody features. Instead, its core accounts are designed for Canadian investors who want access to classic securities with options for taxable and tax-advantaged investing. While no demo or simulated trading account is provided, users can choose between cash, margin, and a wide range of registered accounts to match different investment goals, from basic taxable portfolios to tax-sheltered retirement and education savings.
| Account type | Available | Main features |
|---|---|---|
| Demo account | ❌ | No demo/simulated trading; investment is with real funds only |
| Standard account | ✅ | Cash account; no minimum deposit; buy/sell stocks, ETFs, mutual funds, bonds |
| Raw ECN account | ❌ | Not available (no raw spread or ECN-style forex trading) |
| Islamic account | ❌ | Not available (no swap-free or Sharia-compliant account option advertised) |
| Professional account | ❌ | Not available for retail; no separate professional tier or leverage options |
| CFD account | ❌ | CFDs not offered (no leveraged derivatives for stocks, indices, forex, or crypto) |
| Classic securities account | ✅ | Full-featured for stocks, ETFs, options, GICs, mutual funds |
| Staking/earn account | ❌ | Not available; no interest-generating crypto or staking products |
| Cold storage account | ❌ | Not available; no crypto trading or digital asset support |
| Tax-advantaged account | ✅ | TFSA, RRSP, RESP, RRIF, LIRA, LIF for tax-sheltered/special-purpose investing |
| Accepted base currencies | ✅ | CAD and USD accounts supported |
Tip
If you are planning to invest for retirement or education savings, review the fees and investment options associated with each registered account (such as TFSA or RRSP). Be aware that CIBC Investor Edge does not support CFD, forex, or crypto trading—choose this platform if your priority is long-term investing and tax advantages, not short-term speculation.
How CIBC Investor Edge Compares to Competitors
| CIBC Investor Edge | Oanda | FXCM | Webull | |
|---|---|---|---|---|
| Minimum deposit | $0 | $0 | $5,000 CAD | $0 |
| Number of instruments | Stocks, ETFs, options, mutual funds, bonds | 70+ (forex pairs, indices, commodities CFDs) | 100+ (forex & CFDs on indices, commodities, shares) | Stocks, ETFs, options (US & CA) |
| Spreads (examples) | $6.95 per trade (stocks/ETFs); not spread-based | From 1.4 pips (EUR/USD), 1.6 pips (GBP/USD), 1.4 pips (USD/JPY) | Typical: 1.5 pips (EUR/USD), $0.14 round turn (CAD/JPY); varies for CFDs | $2.99 per trade (stocks/ETFs); not spread-based |
| Trading platforms | Proprietary web & mobile | OANDA Trade (web/desktop/mobile), MetaTrader 4 | Trading Station (web/desktop/mobile), MetaTrader 4 | Proprietary web, desktop & mobile |
| Regulation | CIRO & CIPF | CIRO | CIRO (via Friedberg Direct) | CIRO |
| Demo account | ❌ | ✅ | ✅ | ❌ |
| Copy trading | ❌ | ❌ | ❌ | ❌ |
| Read the review | Read the review Oanda | Read the review FXCM | Read the review Webull |
Customer reviews
CIBC Investor Edge does not currently have a dedicated Trustpilot rating or a significant number of Trustpilot reviews. However, user opinions are commonly found in Canadian investor forums and local review sites.
Les utilisateurs mettent en avant plusieurs aspects positifs de la plateforme, notamment :
- Straightforward and easy account opening
- Backed by a major Canadian bank for security
- Access to registered account types (TFSA, RRSP, RESP, etc.)
- Competitive trading commissions for a bank-owned broker
- Solid customer service with multiple contact options
En revanche, plusieurs points négatifs sont régulièrement évoqués dans les avis :
- Platform and research tools are considered basic
- Occasional long wait times for customer service during busy periods
- No demo account or simulated trading option
- Limited access to advanced analytics and charting
- Higher commissions compared to fintech discount brokers
Voici quelques exemples représentatifs d’avis publiés sur Trustpilot :
- i.K.L. – 04/11/2025 : “The platform is straightforward and the fees are among the lowest for Canadian banks.”
- i.G.S. – 01/23/2025 : “Customer service is helpful, but wait times can be long during busy periods.”
- i.C.T. – 09/18/2024 : “I wish they offered more advanced charting tools, but for long-term investing it’s great.”
FAQ
Is CIBC Investor Edge regulated in CA?
CIBC Investor Edge is fully regulated in Canada by the Canadian Investment Regulatory Organization (CIRO, formerly IIROC) and is a member of the Canadian Investor Protection Fund (CIPF). This ensures strong investor protection, regulatory oversight, and eligibility for insurance on client assets.
What is the minimum deposit on CIBC Investor Edge?
There is no minimum deposit required to open a standard Cash Account with CIBC Investor Edge, making it accessible for both new and experienced investors. However, margin accounts require a minimum of $2,000 in equity.
Does CIBC Investor Edge offer a welcome bonus?
CIBC Investor Edge periodically rolls out promotional offers; however, it does not consistently provide a welcome bonus. Promotions, if available, are typically limited-time and may include cash-back incentives tied to new deposits or transfers.
How does leverage work on CIBC Investor Edge?
Leverage is available through margin accounts at CIBC Investor Edge, allowing you to borrow up to 70% of the value of eligible Canadian and U.S. securities—a leverage ratio of roughly 1:1.43. This is subject to approval and CIBC risk assessment policies.
How does CIBC Investor Edge make money?
CIBC Investor Edge earns revenue through fixed commissions on trades ($6.95 per online stock/ETF trade; reduced for active traders), options contract fees, currency conversion margins, and the spread on interest between loans and deposits for margin accounts. Most mutual funds are commission-free.
Who is behind CIBC Investor Edge?
CIBC Investor Edge is the self-directed investing division of the Canadian Imperial Bank of Commerce (CIBC), one of Canada’s Big Five banks, offering brokerage services to retail clients under the CIBC group.
When was CIBC Investor Edge launched?
CIBC Investor Edge was launched in 2001 and has since become a well-established online brokerage catering primarily to Canadian retail investors seeking self-directed access to a variety of asset classes.
Does CIBC Investor Edge offer copy trading or social trading?
No, CIBC Investor Edge does not provide copy trading or social trading functionality. The platform is designed for self-directed investors who wish to independently manage their own portfolios.
How can I contact CIBC Investor Edge’s customer service?
Customer service for CIBC Investor Edge is available Monday to Friday from 8 a.m. to 8 p.m. ET. You can contact support by toll-free phone at 1-888-366-6888 or through secure online chat by logging into your account.
Does CIBC Investor Edge offer any promotions or referral programs?
CIBC Investor Edge offers promotions from time to time, such as cash bonuses for transferring assets from other brokerages. Referral programs are not regularly available, so it is best to check the CIBC Investor Edge website for current offers.
Is CIBC Investor Edge regulated in CA?
CIBC Investor Edge is fully regulated in Canada by the Canadian Investment Regulatory Organization (CIRO, formerly IIROC) and is a member of the Canadian Investor Protection Fund (CIPF). This ensures strong investor protection, regulatory oversight, and eligibility for insurance on client assets.
What is the minimum deposit on CIBC Investor Edge?
There is no minimum deposit required to open a standard Cash Account with CIBC Investor Edge, making it accessible for both new and experienced investors. However, margin accounts require a minimum of $2,000 in equity.
Does CIBC Investor Edge offer a welcome bonus?
CIBC Investor Edge periodically rolls out promotional offers; however, it does not consistently provide a welcome bonus. Promotions, if available, are typically limited-time and may include cash-back incentives tied to new deposits or transfers.
How does leverage work on CIBC Investor Edge?
Leverage is available through margin accounts at CIBC Investor Edge, allowing you to borrow up to 70% of the value of eligible Canadian and U.S. securities—a leverage ratio of roughly 1:1.43. This is subject to approval and CIBC risk assessment policies.
How does CIBC Investor Edge make money?
CIBC Investor Edge earns revenue through fixed commissions on trades ($6.95 per online stock/ETF trade; reduced for active traders), options contract fees, currency conversion margins, and the spread on interest between loans and deposits for margin accounts. Most mutual funds are commission-free.
Who is behind CIBC Investor Edge?
CIBC Investor Edge is the self-directed investing division of the Canadian Imperial Bank of Commerce (CIBC), one of Canada’s Big Five banks, offering brokerage services to retail clients under the CIBC group.
When was CIBC Investor Edge launched?
CIBC Investor Edge was launched in 2001 and has since become a well-established online brokerage catering primarily to Canadian retail investors seeking self-directed access to a variety of asset classes.
Does CIBC Investor Edge offer copy trading or social trading?
No, CIBC Investor Edge does not provide copy trading or social trading functionality. The platform is designed for self-directed investors who wish to independently manage their own portfolios.
How can I contact CIBC Investor Edge’s customer service?
Customer service for CIBC Investor Edge is available Monday to Friday from 8 a.m. to 8 p.m. ET. You can contact support by toll-free phone at 1-888-366-6888 or through secure online chat by logging into your account.
Does CIBC Investor Edge offer any promotions or referral programs?
CIBC Investor Edge offers promotions from time to time, such as cash bonuses for transferring assets from other brokerages. Referral programs are not regularly available, so it is best to check the CIBC Investor Edge website for current offers.
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