- The best travel insurance plans for Morocco
- Is it currently safe to travel to Morocco?
- Is travel insurance required by law to enter Morocco?
- Why take out travel insurance for Morocco?
- What should travel insurance for Morocco cover?
- What is the cost of travel insurance for Morocco?
- How can you pay less for your travel insurance to Morocco?
- Can I rely on my current insurance to cover me in Morocco?
- FAQ
- On the same topic
Travel insurance for Morocco: key takeaways
1. Definition: Travel insurance for Morocco covers medical emergencies, repatriation, trip cancellation, and lost baggage.
2. Key protection: Insurance is not mandatory but is vital for covering medical costs and potential emergencies.
3. Healthcare cost: Private medical care is recommended, as public facilities may not meet Canadian standards.
4. Price: A one-week travel insurance policy for Morocco typically costs between $30 and $70 CAD.
5. Good to know: Medical facilities vary, and doctors often expect immediate cash payment for services rendered.
Why trust HelloSafe?
HelloSafe is an international specialist in travel insurance comparison, advising over one million travellers every month. After analyzing 41 travel insurance policies available in Canada, our experts share here everything you need to know to choose the best travel insurance for Morocco.
The best travel insurance plans for Morocco
| Contract we recommend | Medical reimbursement limit | Our view |
|---|---|---|
| HelloTravel Premium | CA$1.5M | The most comprehensive coverage for Morocco. - high reimbursement limit - repatriation included - supports major medical emergencies |
| Cap Assistance 24/24 | CA$1.5M | Strong choice for all types of travelers. - available 24/7 - cancellation and baggage cover - no deductible |
| Tourist Card | CA$700K | Good protection for short stays in Morocco. - solid core health coverage - emergency support - affordable price |
| Travel Pass Monde | CA$1M | Well-balanced policy meeting Morocco’s key requirements. - hospital costs included - covers repatriation - wide international scope |
| Globe Partner | CA$420K | Suitable for long stays or students. - includes essential medical cover - clear reimbursement process - civil liability protection |
| Globe Traveller | CA$700K | Efficient for short low-risk trips. - essential medical guarantees - fast reimbursement - straightforward terms |
- high reimbursement limit
- repatriation included
- supports major medical emergencies
- available 24/7
- cancellation and baggage cover
- no deductible
- solid core health coverage
- emergency support
- affordable price
- hospital costs included
- covers repatriation
- wide international scope
- includes essential medical cover
- clear reimbursement process
- civil liability protection
- essential medical guarantees
- fast reimbursement
- straightforward terms
Is it currently safe to travel to Morocco?
As of June 2025, Global Affairs Canada advises travellers to exercise a high degree of caution when visiting Morocco, mainly due to the threat of terrorism and regional instability in parts of the country.
Here are their four main recommendations.
- Security risks: Canadian travellers are warned about risks of terrorism and localized crime. For example, non-essential travel is discouraged near Western Sahara and the border with Algeria, where armed groups and unexploded landmines are reported.
- Health risks: While Morocco poses no mandatory vaccination requirements, outbreaks of hepatitis A and measles occur, and rabies is present. Medical care is uneven, with some clinics in Casablanca or Rabat being adequate but rural facilities well below Canadian standards.
- Legal constraints: Official forms must be completed when driving, and all visitors must comply with Moroccan laws at all times. Arriving from polio-affected regions requires a vaccination certificate. Local authorities demand that visitors use the same vehicle when entering and leaving Morocco.
- Cultural and environmental aspects: Petty crime such as pickpocketing is common in busy areas including medinas and parks. Modest dress is advised, particularly in rural and religious zones.
Although not required, travel insurance is strongly recommended by Global Affairs Canada, particularly to cover medical expenses and emergency repatriation, which can be extremely costly in Morocco.
Is travel insurance required by law to enter Morocco?
No, travel insurance is not mandatory for Canadian citizens to enter Morocco.
It is still strongly recommended to arrange travel insurance before departure. The Canadian government highlights that medical care quality in Morocco can vary and hospitals may require immediate payment. Insurance is essential to cover possible high medical costs, hospital stays, and emergency repatriation.
According to our data, 80% of travelers purchase travel insurance before going to Morocco, due to the unpredictable nature of local healthcare and the potential expense of emergencies.
Why take out travel insurance for Morocco?
It is an essential financial and medical protection for anyone going to Morocco.
In Morocco, public hospitals often do not meet Canadian standards and care can be limited, especially outside major cities like Casablanca and Marrakesh. For foreigners, quality care is only accessible in private clinics such as Clinique Ghandi in Casablanca or Polyclinique Atlas in Marrakesh, where costs can quickly escalate and immediate payment is required.
Travel insurance covers medical fees, hospitalization, medication, ambulance transport, and emergency repatriation to Canada in the event of a serious incident.
Here are some examples of healthcare costs in Morocco.
| Example of medical treatment | Cost at Clinique Ghandi | Covered by travel insurance |
|---|---|---|
| I have to be hospitalized 48 hours after contracting an infection | 18,000 MAD (CA$2,500) | Up to CA$1,500,000 |
| I broke my tibia (X-ray, cast, and crutch rental) | 12,000 MAD (CA$1,700) | Up to CA$1,500,000 |
| I need to be repatriated | 85,000 MAD (CA$12,000) | Up to CA$1,500,000 |
| I have appendicitis (consultation and surgery) | 25,000 MAD (CA$3,500) | Up to CA$1,500,000 |
These prices are given as an indication and may vary depending on the facilities and regions.
It is therefore essential to take out appropriate travel insurance to avoid unexpected and potentially high expenses.
What should travel insurance for Morocco cover?
| Main coverages | Explanations and recommendations |
|---|---|
| 🏥 Medical expenses | Covers hospitalization, consultations, prescriptions, and emergency treatment for illness or accidents. Recommended: at least CA$1,000,000 reimbursement limit. |
| 🚑 Emergency repatriation | Pays for evacuation to Canada in case of severe accident or illness where treatment in Morocco is not advisable. Recommended: at least CA$1,000,000. |
| 💊 Medication | Reimburses costs of prescribed medicines in case of illness or injury. Recommended: at least CA$10,000. |
| 🚕 Ambulance transport | Covers land transfers to a hospital or clinic in Morocco when medically necessary. Recommended: at least CA$25,000. |
| 🧳 Baggage insurance | Covers loss, theft, or damage to baggage and personal effects. Recommended: at least CA$2,000 per claim. |
| ✈️ Trip interruption | Reimburses non-refundable costs if your trip is interrupted due to medical emergency or family issue. Recommended: at least CA$10,000 per person. |
| 💼 Personal liability | Pays claims for accidental injury or material damage you may cause to others during your stay. Recommended: at least CA$500,000. |
| 🦷 Dental emergencies | Covers urgent dental treatment after an accident or sudden pain. Recommended: at least CA$2,000. |
Recommended: at least CA$1,000,000 reimbursement limit.
Recommended: at least CA$1,000,000.
Recommended: at least CA$10,000.
Recommended: at least CA$25,000.
Recommended: at least CA$2,000 per claim.
Recommended: at least CA$10,000 per person.
Recommended: at least CA$500,000.
Recommended: at least CA$2,000.
Travel insurance from local providers or bank cards often includes limited benefits, with relatively low caps and many exclusions. It is safer to choose a comprehensive plan from a trusted insurer. Compare top Canadian options on HelloSafe and subscribe online for immediate certification.
What is the cost of travel insurance for Morocco?
| Trip duration | Traveler’s age | Indicative price per person |
|---|---|---|
| 1 week | 25 years old | CA$35 |
| 2 weeks | 45 years old | CA$65 |
| 1 month | 35 years old | CA$95 |
| 1 month | 70 years old | CA$195 |
These prices are indicative and may vary depending on the coverage chosen and the specifics of each insurer.
Good to know
When buying travel insurance, the price varies based on: your age, trip duration, destination, desired coverage amount, and optional benefits like cancellation protection. Considering these factors is key to selecting the right plan for your travels from Canada, ensuring you're adequately covered without overpaying.
💡 It is always recommended to compare multiple offers to find the best value-for-money plan for you. You can use HelloSafe.
👉 Compare the best travel insurance for freeI compareHow can you pay less for your travel insurance to Morocco?
Here are some suggestions to optimize the cost of your travel insurance to Morocco while keeping good coverage:
| Criteria | Why it matters | Expert tip |
|---|---|---|
| 📝 Level of coverage | Too much coverage can increase cost, but not enough could leave you under-protected in Morocco. | Select only the benefits you really need and compare options to find the best fit and value for your trip. |
| 👤 Traveller’s age | Older travelers pay more due to higher risk and expected medical expenses abroad. | Compare insurers, as pricing varies. Heymondo does not increase its prices for people over 62. |
| 🗓️ Trip duration | The longer your stay, the higher the premium. | Insure only the exact number of days you’ll be in Morocco, with no extra unnecessary coverage. |
| 👨👩👧👦 Family/group plans | Group or family plans usually offer lower per-person rates than separate contracts. | Look for group or family discounts when traveling together. |
| 🏥 Deductible/excess | Higher deductibles reduce your premium, but mean paying more out-of-pocket if you claim. | Choose a deductible amount you can comfortably afford in case of emergency. |
| 🧳 Activities covered | Adventure sports or high-risk activities can increase policy price in Morocco. | Only select these options if you plan to participate in such activities to avoid paying extra for unnecessary cover. |
| ✅ Medical history | Some pre-existing conditions affect cost and coverage. | Declare pre-existing ailments honestly and compare how insurers price this variable before buying. |
Can I rely on my current insurance to cover me in Morocco?
It is completely legitimate to wonder if your existing insurance, such as public or private health insurance or your credit card, can cover you during your trip to Morocco. Unfortunately, this coverage is often limited or insufficient. Here is a summary table to help you review your current insurance and what it covers.
| Type of insurance | Valid in Morocco? | What it covers | Why Travel Insurance is better |
|---|---|---|---|
| Public health insurance | Never | No coverage outside Canada. No payment for overseas medical or hospital care. | Travel insurance covers up to CA$1,000,000+ for medical care and repatriation, which public insurance excludes. |
| Private health insurance | Limited coverage | May reimburse small claims after return, excludes emergency repatriation and assistance abroad. | Travel insurance can offer CA$1,000,000+ for local hospitalization, medical evacuation, and 24/7 support services. |
| Classic credit card (Visa Classic, Mastercard Standard) | Limited coverage | Medical fees CA$5,000–CA$25,000, rarely covers trip cancellation, no comprehensive baggage cover. | Travel insurance covers up to CA$1,000,000+ for medical expenses, and provides cancellation, luggage, and more. |
| Premium credit card (Visa Infinite, World Elite MC) | Limited coverage | Medical fees CA$100,000–CA$200,000, sometimes trip delay, baggage cover often limited to CA$1,000. | Travel insurance includes up to CA$1,000,000 in medical care, strong hospital/repatriation, and broad trip cover. |
Example
After severe food poisoning in Marrakesh, Sarah was hospitalized for dehydration. The private clinic bill was CA$8,000. Her RBC Avion card's insurance only covered CA$2,000, and her provincial plan offered nothing. She had to pay the CA$6,000 difference upfront, a harsh lesson on needing comprehensive travel insurance.
Expert advice
Many credit cards and provincial health plans exclude crucial coverage like trip interruption for a family emergency. Carefully review your existing policies to avoid surprises abroad. In all cases, it is safer and more reassuring to purchase dedicated travel insurance tailored to your specific trip.
FAQ
Do I need a visa to travel to Morocco?
Canadian citizens do not need a visa for tourism, business, or student stays in Morocco up to 90 days. Your passport must be valid for at least 6 months beyond your departure date. Extensions are possible by contacting the local police at least 15 days before your initial period ends.
How do I purchase travel insurance for Morocco?
1/ Compare: Use the HelloSafe travel insurance comparison tool to see different offers for Morocco.
2/ Check cover and exclusions: Pay attention to the policy’s guarantees, especially medical, hospital, and evacuation coverage, and any exclusions relevant to Morocco.
3/ Buy online: Choose your provider and complete your purchase on their website.
4/ Receive your certificate: Your travel insurance documents will be provided instantly by email.
What health risks should I consider when planning travel insurance for Morocco?
You should ensure your policy covers infectious diseases like hepatitis A, measles, and rabies, as these are present in Morocco. Medical facilities vary greatly by region, so coverage for emergency hospital care, 24/7 multilingual assistance, and medical evacuation is essential. A recommended medical coverage limit is at least CA$1,000,000.
Does travel insurance cover theft or loss of personal belongings in Morocco?
Yes, comprehensive travel insurance can cover theft, loss, or damage to baggage and personal items. This protection is particularly important in busy public places such as markets and beaches, where petty crime is more frequent. Typical baggage coverage limits range from CA$1,000 to CA$2,000 per person.
Is travel insurance necessary if I have coverage under my credit card or private insurance?
While some credit cards and group insurance plans provide limited out-of-country coverage, limits and exclusions in Morocco are significant. Most credit card plans cover medical emergencies for only short trips, with lower reimbursement ceilings and few support services. Stand-alone travel insurance offers better limits and wider protection.
Can I extend my travel insurance if my stay in Morocco is prolonged?
Most travel insurers allow policy extensions as long as you request the extension before your original coverage expires and you have not made a claim. The additional premium is typically calculated based on your new total duration in Morocco. Always check the extension policy with your insurer before departure.
Do I need a visa to travel to Morocco?
Canadian citizens do not need a visa for tourism, business, or student stays in Morocco up to 90 days. Your passport must be valid for at least 6 months beyond your departure date. Extensions are possible by contacting the local police at least 15 days before your initial period ends.
How do I purchase travel insurance for Morocco?
1/ Compare: Use the HelloSafe travel insurance comparison tool to see different offers for Morocco.
2/ Check cover and exclusions: Pay attention to the policy’s guarantees, especially medical, hospital, and evacuation coverage, and any exclusions relevant to Morocco.
3/ Buy online: Choose your provider and complete your purchase on their website.
4/ Receive your certificate: Your travel insurance documents will be provided instantly by email.
What health risks should I consider when planning travel insurance for Morocco?
You should ensure your policy covers infectious diseases like hepatitis A, measles, and rabies, as these are present in Morocco. Medical facilities vary greatly by region, so coverage for emergency hospital care, 24/7 multilingual assistance, and medical evacuation is essential. A recommended medical coverage limit is at least CA$1,000,000.
Does travel insurance cover theft or loss of personal belongings in Morocco?
Yes, comprehensive travel insurance can cover theft, loss, or damage to baggage and personal items. This protection is particularly important in busy public places such as markets and beaches, where petty crime is more frequent. Typical baggage coverage limits range from CA$1,000 to CA$2,000 per person.
Is travel insurance necessary if I have coverage under my credit card or private insurance?
While some credit cards and group insurance plans provide limited out-of-country coverage, limits and exclusions in Morocco are significant. Most credit card plans cover medical emergencies for only short trips, with lower reimbursement ceilings and few support services. Stand-alone travel insurance offers better limits and wider protection.
Can I extend my travel insurance if my stay in Morocco is prolonged?
Most travel insurers allow policy extensions as long as you request the extension before your original coverage expires and you have not made a claim. The additional premium is typically calculated based on your new total duration in Morocco. Always check the extension policy with your insurer before departure.
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