Is SGI home insurance the best for you?

James Rodriguez James Rodriguez updated on 2022-01-27

Home insurance is the best protection you can buy for your home and belongings. It ensures that your most valuable asset, the roof above your head, is protected. Yet for many Canadians, choosing home insurance can be a difficult task. Whether you are a renter, live in a condo or own a house, It may seem like there are endless options and providers of what insurance is available to you. This can be confusing and hard to understand.

To put your mind at ease, this page answers your questions about SGI home insurance. Read our review, get SGI home insurance quotes and see how the competitors fare.

Our review of SGI home insurance

SGI Canada offers homeowner, condo, tenant and mobile home insurance. Unfortunately, you cannot get a quote on their website. You have to contact a broker to discuss and finalize your quote. The product details are very explanatory, such that you know exactly what will be included in your insurance package.

SGI home insurance pros and cons:

Here is what HelloSafe thinks about SGI home insurance.

Why SGI may be right for you:

  • C0mpetative pricing
  • Discounts available
  • Flexible add-on coverage

Why SGI may not be right for you:

  • Only available in Alberta, B.C. Manitoba, Ontario and Saskatchewan
  • You have to contact a broker to purchase insurance

Coverage type

Homeowners

Condo

Tenant

Manufactured homes/ Mobile homes

Liability coverage

Dwelling

Detached structures

Personal property

Identity fraud

Additional living expenses

up to 30 days

up to 30 days

up to 30 days

Home systems protection

optional

optional

optional

Optional

Water protection coverage

optional

optional

Yard coverage

Replacement cost

Comparison of SGI home insurance plans

Take time to compare quotes and options before choosing home insurance with SGI. Picking the right insurer can save you both time and money if you ever need to make a claim.

Compare home insurance plans

Personalized quotes in seconds

What does SGI home insurance cover?

SGI insurance offers homeowners, condo, tenants and mobile home insurance. The standard insurance covers your home, yard, belongings and legal liabilities. You can also add extra coverages that fits your insurance needs.

Are you still unsure how home insurance works? Our home insurance guide has answers to your questions.

How much does an SGI policy cost?

The price of home insurance coverage with SGI depends on the property type, your coverage needs, the insurer, the amount and much more. Since no two properties are the same, no two home insurance quotes will be identical. The only way to know for sure is by requesting quotes and comparing.

How do I purchase a plan with SGI?

To purchase a home insurance with SGI Canada, call 1-877-435-1484 to speak with a broker for a custom personal insurance quote.

Before setting on SGI home insurance, look around! You can quickly and anonymously compare prices from leading home insurance companies.

Compare home insurance plans

Personalized quotes in seconds

How much home insurance do I need?

Your home insurance plan should be enough to cover the replacement value of your residence and provide an additional $1,000,000 to $2,000,000 in personal liability coverage.

It can be difficult to find the policy that is right for you. It's important to find the balance between the value of your insured property, your risk tolerance and your budget. Your belongings should also be taken into account. You may prefer to save money and opt for a basic plan because you do not have many valuables in your apartment. On the other hand, someone with a large house full of valuables collectibles, antiques and electronics would appreciate the peace of mind afforded by a comprehensive plan with add-ons.

To put simply, how much home insurance you need is a balance between your budget, your risk tolerance and the value of your home and belongings.

How do I contact SGI?

Contact SGI Canada by calling 1-877-435-1484 or send a mail to [email protected]
SGI's mailing address is:
SGI CANADA British Columbia
Suite 201, 6104 - 104 St. N.W.
Edmonton, AB T6H 2K7

How do I file and make a claim with SGI?

You have to contact an insurance broker to report your claim. Your broker will submit your claim report to SGI and they will provide you with a claim adjuster as soon as possible.

How can I cancel my SGI policy?

To cancel you SGI policy, call your insurance representative.

Can I transfer my insurer policy?

If you have moved to a new property and wish to stay with your current insurer, contact them directly. You may even get a loyalty discount for staying with the same provider. Your rates will almost certainly change as the new property will have a different risk profile and value.

Home insurance plans are not transferable from a former owner to the new one. The new owner will need to contact an insurer about their new house, condo or rental.

Can I bundle together my home and car insurance?

Insurance bundling refers to purchasing multiple types of coverage from one insurance company, like home and auto insurance. Insurers often offer a discount if you purchase multiple plans from them. It can often save up to 15-20% versus getting home and auto insurance policies from separate companies.

Are you in the market for car insurance? Check out HelloSafe's car insurance guide to learn more and compare rates.