Is Allstate Home Insurance The Best One For You?

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Information verified by  Alexandre Desoutter

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Alexandre Desoutter updated on 27 October 2022

Home insurance is the best protection you can buy for your home and belongings. It ensures that your most valuable asset, the roof above your head, is protected. Yet for many Canadians, choosing home insurance can be a difficult task. Whether you are a renter, live in a condo or own a house, It may seem like there are endless options and providers of what insurance is available to you. This can be confusing and hard to understand.

To put your mind at ease, this page answers your questions about Allstate home insurance. Read our review, get Allstate home insurance quotes and see how the competitors fare.

Our review of Allstate home insurance

Allstate's line of property insurance include home, condo, tenant, rental and seasonal insurance. View and update your policy and pay bills with the myAllstate app. An useful tool is the free online myLocker that can organize your personal belongings if you ever need to make a claim. You can upload pictures covered items and their values. Getting an Allstate home insurance quote has never been easier.

Allstate home insurance pros and cons:

Here is what HelloSafe thinks about Allstate home insurance.

Why Allstate may be right for you:

  • Mobile app to manage your policy, make payment and claims
  • 24/7 online claim report
  • View your policy online
  • Discounts available

Why Allstate may not be right for you:

  • No online quotes
  • Need to request a call from an agent to get a quote

Coverage type

Homeowners

Condo

Tenant

Additional living expenses

Dwelling

Detached private structures

Liability coverage

Personal property

Earthquake damage

optional

optional

Personal articles

optional

optional

Water protection 

optional

optional

Home business

optional

optional

Property in a storage facility

optional

Condo improvements

Unit contingent coverage

Loss assessment coverage

Comparison of Allstate home insurance plans

Take time to compare quotes and options before choosing home insurance with Allstate. Picking the right insurer can save you both time and money if you ever need to make a claim.

Compare home insurance plans

Personalized quotes in seconds

What does Allstate home insurance cover?

Allstate offers home insurance plans for homeowners, condo owners, tenants and seasonal insurance for vacation property. The policy covers your dwelllings, detached private structures, liabilities and personal properties. You can purchase additional coverages according to your need.

Good to know

Are you still unsure how home insurance works? Our home insurance guide has answers to your questions.

How much does an Allstate policy cost?

The price of home insurance coverage with Allstate depends on the property type, your coverage needs, the insurer, the amount and much more. Since no two properties are the same, no two home insurance quotes will be identical. The only way to know for sure is by requesting quotes and comparing.

How do I purchase a plan with Allstate?

To purchase home insurance with Allstate, visit their website to find the closest agency to your location or call 1-800-ALLSTATE(1-800-255-7828).

Before setting on Allstate home insurance, look around! You can quickly and anonymously compare prices from leading home insurance companies.

Compare home insurance plans

Personalized quotes in seconds

How much home insurance do I need?

Your home insurance plan should be enough to cover the replacement value of your residence and provide an additional $1,000,000 to $2,000,000 in personal liability coverage.

It can be difficult to find the policy that is right for you. It's important to find the balance between the value of your insured property, your risk tolerance and your budget. Your belongings should also be taken into account. You may prefer to save money and opt for a basic plan because you do not have many valuables in your apartment. On the other hand, someone with a large house full of valuables collectibles, antiques and electronics would appreciate the peace of mind afforded by a comprehensive plan with add-ons.

Good to know

To put simply, how much home insurance you need is a balance between your budget, your risk tolerance and the value of your home and belongings.

How do I contact Allstate?

Contact Allstate by calling 1-800-255-7828 to speak with an agent from:
7:00am to 11:00pm (Monday to Thursday),
7:00am to 10:30pm (Fridays),
9:00am to 5:00pm (Saturdays),
11:00am to 7:00pm (Sundays).

In Quebec operating hours are:
9:00am to 6:00pm (Mondays , Tuesdays, Wednesdays and Fridays)
9:00am to 8:00pm (Thursdays)
*10:00am to 4:00pm (Saturdays)

Allstate's mailing address is:
Allstate Insurance Company of Canada
27 Allstate Parkway,
Suite 100
Markham, Ontario
L3R 5P8
905-477-6900

How do I file and make a claim with Allstate?

You can file a claim by logging into your myAllstate app or report online to share the information about the incidence. You can also reach out to the toll-free and local lines available 24 hours a day, every day of the week.

Alberta, British Columbia, Manitoba, Saskatchewan:
1-800-661-1577 (toll-free)
1-403-974-8700 (local)

Ontario:
1-800-387-0462 (toll-free)
1-905-477-5550 (local)

Quebec:
1-800-463-2813 (toll-free)
1-514-351-5335 (local)

Nova Scotia, New Brunswick, Prince Edward Island, Newfoundland:
1-800-561-7222 (toll-free)
1-506-859-7820 (local)

How can I cancel my Allstate policy?

To cancel your policy, simply call your insurance representative. They may ask you to make a written request.

Can I transfer my insurer policy?

If you have moved to a new property and wish to stay with your current insurer, contact them directly. You may even get a loyalty discount for staying with the same provider. Your rates will almost certainly change as the new property will have a different risk profile and value.

Home insurance plans are not transferable from a former owner to the new one. The new owner will need to contact an insurer about their new house, condo or rental.

Can I bundle together my home and car insurance?

Insurance bundling refers to purchasing multiple types of coverage from one insurance company, like home and auto insurance. Insurers often offer a discount if you purchase multiple plans from them. It can often save up to 15-20% versus getting home and auto insurance policies from separate companies.

Good to know

Are you in the market for car insurance? Check out HelloSafe's car insurance guide to learn more and compare rates.

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Alexandre Desoutter
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Alexandre Desoutter has been working as editor-in-chief and head of press relations at HelloSafe since June 2020. A graduate of Sciences Po Grenoble, he worked as a journalist for several years in French media, and continues to collaborate as a as a contributor to several publications.