Is Sonnet Home Insurance The Best One For You?

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Alexandre Desoutter updated on 27 October 2022

Home insurance is the best protection you can buy for your home and belongings. It ensures that your most valuable asset, the roof above your head, is protected. Yet for many Canadians, choosing home insurance can be a difficult task. Whether you are a renter, live in a condo or own a house, It may seem like there are endless options and providers of what insurance is available to you. This can be confusing and hard to understand.

To put your mind at ease, this page answers your questions about Sonnet home insurance. Read our review, get Sonnet home insurance quotes and see how the competitors fare.

Our review of Sonnet home insurance

Sonnet offers home, auto, landlord and pet insurance. You can get a quote and purchase your insurance in 5 minutes on the Sonnet insurance website, making it a quick and easy experience. There is a $1,171/year median cost.

Sonnet home insurance pros and cons:

Here is what HelloSafe thinks about Sonnet home insurance.

Why Sonnet may be right for you:

  • First claim forgiveness
  • Replacement cost guarantee
  • 24/7 claims support
  • Express claim for small losses
  • 91% customer satisfaction score
  • Just 5 minutes required to get insured
  • Why Sonnet may not be right for you:

    • Only available in B.C., Alberta, Ontario, Quebec, New Brunswick, Nova Scotia and P.E.I.
    • No customer-facing office for people who prefer to meet in person

    Coverage type




    Rental homes

    Dwelling and detached structures

    Personal property

    Identity theft

    Additional living expenses

    Personal liability

    Earthquake Coverage


    Property loss assessment coverage

    Unit improvements

    Unit contingency coverage

    Comparison of Sonnet home insurance plans

    Take time to compare quotes and options before choosing home insurance with Sonnet. Picking the right insurer can save you both time and money if you ever need to make a claim.

    Compare home insurance plans

    Personalized quotes in seconds

    What does Sonnet home insurance cover?

    Sonnet offers home insurance plans for homeowners, condo owners, landlords and tenants. Insured amounts and options are customizable, so you only pay for the coverage that you need.

    Good to know

    Are you still unsure how home insurance works? Our home insurance guide has answers to your questions.

    How much does an Sonnet policy cost?

    The price of home insurance coverage with Sonnet depends on the property type, your coverage needs, the insurer, the amount and much more. Since no two properties are the same, no two home insurance quotes will be identical. The only way to know for sure is by requesting quotes and comparing.

    How do I purchase a plan with Sonnet?

    To purchase a home insurance with Sonnet, visit their website or call 1-844-766-6384.

    Before setting on Sonnet home insurance, look around! You can quickly and anonymously compare prices from leading home insurance companies.

    Compare home insurance plans

    Personalized quotes in seconds

    How much home insurance do I need?

    Your home insurance plan should be enough to cover the replacement value of your residence and provide an additional $1,000,000 to $2,000,000 in personal liability coverage.

    It can be difficult to find the policy that is right for you. It's important to find the balance between the value of your insured property, your risk tolerance and your budget. Your belongings should also be taken into account. You may prefer to save money and opt for a basic plan because you do not have many valuables in your apartment. On the other hand, someone with a large house full of valuables collectibles, antiques and electronics would appreciate the peace of mind afforded by a comprehensive plan with add-ons.

    Good to know

    To put simply, how much home insurance you need is a balance between your budget, your risk tolerance and the value of your home and belongings.

    How do I contact Sonnet?

    Contact Sonnet by calling 1-844-766-6384 from 8:00am to 8:00pm (Monday to Friday). You can reach them through their website or get help from the chatbot on their website.

    How do I file and make a claim with Sonnet?

    You can file a claim by logging into your Sonnet account or by calling 1-844-766-6384. You need proof of ownership for lost or damaged items, you are also required to mitigate the loss if it is within your capacity.

    How can I cancel my Sonnet policy?

    You can cancel your policy online, simply through your account on the website.

    Can I transfer my insurer policy?

    If you have moved to a new property and wish to stay with your current insurer, contact them directly. You may even get a loyalty discount for staying with the same provider. Your rates will almost certainly change as the new property will have a different risk profile and value.

    Home insurance plans are not transferable from a former owner to the new one. The new owner will need to contact an insurer about their new house, condo or rental.

    Can I bundle together my home and car insurance?

    Insurance bundling refers to purchasing multiple types of coverage from one insurance company, like home and auto insurance. Insurers often offer a discount if you purchase multiple plans from them. It can often save up to 15-20% versus getting home and auto insurance policies from separate companies.

    Good to know

    Are you in the market for car insurance? Check out HelloSafe's car insurance guide to learn more and compare rates.


    Start saving today! Get a free home insurance quote

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    Alexandre Desoutter

    Alexandre Desoutter has been working as editor-in-chief and head of press relations at HelloSafe since June 2020. A graduate of Sciences Po Grenoble, he worked as a journalist for several years in French media, and continues to collaborate as a as a contributor to several publications.

    In this sense, his role leads him to carry out steering and support work with all HelloSafe editors and contributors so that the editorial line defined by the company is fully respected. and declined through the texts published daily on our platforms.

    As such, Alexandre is responsible for implementing and maintaining the strictest journalistic standards within the HelloSafe editorial staff, in order to guarantee the most accurate, up-to-date information on our platforms. and expert as possible. Alexandre has in particular undertaken for two years now the implementation of a system of systematic double-checking of all the articles published within the HelloSafe ecosystem, able to guarantee the highest quality of information.