Is Aviva home insurance the best for you?

James Rodriguez James Rodriguez updated on 2022-01-27

Home insurance is the best protection you can buy for your home and belongings. It ensures that your most valuable asset, the roof above your head, is protected. Yet for many Canadians, choosing home insurance can be a difficult task. Whether you are a renter, live in a condo or own a house, It may seem like there are endless options and providers of what insurance is available to you. This can be confusing and hard to understand.

To put your mind at ease, this page answers your questions about Aviva home insurance. Read our review, get Aviva home insurance quotes and see how the competitors fare.

Our review of Aviva home insurance

Aviva offers a wide range of property insurance products. Beside House, condo and tenant insurance, it also has options for cottages, manufactued homes and high value homes. Optional coverage benefits are clearly stated and differentiated from the standard coverage on its website. Aviva's standard coverage offers personal liability insurance of up to one million dollars. You can also customize your policy if you rent your home through a platform like Airbnb or VRBO.

Aviva home insurance pros and cons:

Here is what HelloSafe thinks about Aviva home insurance.

Why Aviva may be right for you:

  • Competitive rates
  • Discount available for combined purchase
  • Highly-customizable coverage

Why Aviva may not be right for you:

  • You have to contact your broker to make policy change

Coverage type

Homeowner

Condo

Tenant

Seasonal home/cottage

High value homes

Fire, explosion, theft and vandalism

Damage from falling objects, such as a tree branch

Lightning, hail and windstorm damage

Detached private structures

Personal liability

up to $1 million

up to $1 million

Unit content

Unit upgrade

Accidental property damage to building and surroundings

Living expenses

optional

Service Line

optional

optional

Fraud

Comparison of Aviva home insurance plans

Take time to compare quotes and options before choosing home insurance with Aviva. Picking the right insurer can save you both time and money if you ever need to make a claim.

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What does Aviva home insurance cover?

Aviva offers property insurance plans for homeowners, condo owners, high-value homes, cottages, manufactured homes and rented apartments. You can customize your insurance to cover your boats, recreational trailer, collector car and motorcycle.

Are you still unsure how home insurance works? Our home insurance guide has answers to your questions.

How much does an Aviva policy cost?

The price of home insurance coverage with Aviva depends on the property type, your coverage needs, the insurer, the amount and much more. Since no two properties are the same, no two home insurance quotes will be identical. The only way to know for sure is by requesting quotes and comparing.

How do I purchase a plan with Aviva?

To purchase home insurance on Aviva, visit their website or call 1-844-872-3819.

Before setting on Aviva home insurance, look around! You can quickly and anonymously compare prices from leading home insurance companies.

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How much home insurance do I need?

Your home insurance plan should be enough to cover the replacement value of your residence and provide an additional $1,000,000 to $2,000,000 in personal liability coverage.

It can be difficult to find the policy that is right for you. It's important to find the balance between the value of your insured property, your risk tolerance and your budget. Your belongings should also be taken into account. You may prefer to save money and opt for a basic plan because you do not have many valuables in your apartment. On the other hand, someone with a large house full of valuables collectibles, antiques and electronics would appreciate the peace of mind afforded by a comprehensive plan with add-ons.

To put simply, how much home insurance you need is a balance between your budget, your risk tolerance and the value of your home and belongings.

How do I contact Aviva?

Contact Aviva for general inquiries by calling: 1-800-387-4518.
Aviva's mailing address is:
Aviva Canada 10 Aviva Way,
Suite 100 Markham,
ON L6G 0G1 - 1‑800‑387‑451

How do I file and make a claim with Aviva?

You can file a claim by completing an insurance claims form online or by calling 1-866-692-8482. There is a easy to notice 'make a claim' on the website. Be prepared to share your policy number and information about the incident such as the date, for example.

How can I cancel my Aviva policy?

There are three ways to cancel your policy with Aviva. The quickest way is by calling your insurance representative. The second option is by fax or emailing your cancellation. Finally, if your insurance representative has a physical location nearby, you may be able to make an appointment to visit their office and handle the documentation in person.

Can I transfer my insurer policy?

If you have moved to a new property and wish to stay with your current insurer, contact them directly. You may even get a loyalty discount for staying with the same provider. Your rates will almost certainly change as the new property will have a different risk profile and value.

Home insurance plans are not transferable from a former owner to the new one. The new owner will need to contact an insurer about their new house, condo or rental.

Can I bundle together my home and car insurance?

Insurance bundling refers to purchasing multiple types of coverage from one insurance company, like home and auto insurance. Insurers often offer a discount if you purchase multiple plans from them. It can often save up to 15-20% versus getting home and auto insurance policies from separate companies.

Are you in the market for car insurance? Check out HelloSafe's car insurance guide to learn more and compare rates.