What does the insurance of my Visa Rewards TD card cover?

For customer inquiries related to insurance coverage, please contact the TD Insurance Administrator at 1-866-374-1129 (Canada/U.S.) or collect at 416-977-4425 if calling from other countries.

To report a claim, contact the TD Insurance Administrator immediately at 1-866-374-1129 (Canada/U.S.) or 416-977-4425 collect from other countries. Claims must be submitted with the required documentation within 90 days of the incident.

The insured individuals include the Primary Cardholder, their spouse, and dependent children under 22 years old (or under 26 if enrolled in full-time studies).

To obtain an insurance certificate, you can contact the TD Insurance Administrator at 1-866-374-1129 for further assistance.

You are not insured for high-risk activities such as skydiving, mountaineering, or motorized sports, as well as incidents caused by alcohol or drug misuse, war, or pre-existing defects. Refer to the Certificate of Insurance for a full list of exclusions.

Coverage begins when you leave your province of residence and applies for up to 15 consecutive days for cardholders under 65 years old.

Yes, coverage applies worldwide as long as the trip expenses are charged to your TD Rewards Visa Card and you meet the policy’s eligibility requirements.

Yes, to benefit from coverage, at least 75% of the travel expenses must be paid using your TD Rewards Visa Card prior to the incident occurring.