What does the insurance of my Classic Mastercard SCU card cover?

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Victor
Victor
Credit card insurance expert @Hellosafe
The SCU Classic Mastercard® provides a set of essential insurance protections designed for everyday users.
Travel insurance
Mountain stay
Car rental
For travel abroad, the card includes Common Carrier Accident Insurance up to $100,000, offering coverage in the event of accidental death or dismemberment while traveling on licensed carriers. However, the card does not provide emergency medical insurance, trip cancellation, or baggage delay coverage, which limits its utility for comprehensive travel protection.
For winter sports enthusiasts, the card does not offer any dedicated protections for skiing-related incidents, equipment loss, or mountain emergencies, making it unsuitable for travelers engaging in winter sports activities.
In the vehicle rental category, the card includes Auto Rental Collision/Loss Damage Insurance, covering theft or damage to eligible rental vehicles for up to 48 consecutive days when the full rental cost is charged to the card and the rental agency’s collision waiver is declined. This provides strong coverage for frequent car renters.

Travel Insurance Card Classic Mastercard SCU

Before the trip
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During the trip
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On site
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Car Rental Insurance Card Classic Mastercard SCU

Rental car
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Content Insurance Card Classic Mastercard SCU

Content
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FAQ - SCU Classic Mastercard

faq

How can I contact customer support?

To contact customer support, please call 1-855-255-4037 for assistance with your SCU Classic Mastercard.

How do I report a claim?

To report a claim, call 1-855-255-4037 or visit cardbenefits.assurant.com to initiate the claims process. Claims should be filed within 90 days of the incident.

Who is insured?

The insured includes the primary cardholder and authorized users listed on the SCU Classic Mastercard account.

How can I obtain an insurance certificate?

To obtain an insurance certificate, please contact 1-855-255-4037 or submit a request online at cardbenefits.assurant.com.

For which sports activities am I not insured?

You are not covered for high-risk activities such as skydiving, bungee jumping, scuba diving below 30 meters, or professional sports competitions.

From when am I covered, and for how long?

Coverage begins on the date of purchase for eligible items and extends up to 90 days for Purchase Protection and 1 additional year for Extended Warranty benefits.

In which countries am I covered? Am I covered worldwide?

Yes, coverage applies worldwide for eligible purchases and rentals made with your SCU Classic Mastercard.

To benefit from the coverage, does the trip need to be paid in full with the card?

Yes, to benefit from coverage, eligible purchases and expenses must be paid in full using your SCU Classic Mastercard.

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