What does the insurance of my Momentum Mastercard Scotia Bank card cover?

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Victor
Victor
Credit card insurance expert @Hellosafe
The Scotiabank Momentum Mastercard offers basic insurance and purchase protections across several categories.
Travel insurance
Mountain stay
Car rental
For travel abroad, the card does not include Emergency Medical Insurance or Trip Cancellation and Interruption Insurance. However, it provides a straightforward cashback rewards program, which can help offset travel-related expenses indirectly.
For winter sports enthusiasts, the card does not provide any specific coverage for snow or mountain activities. This makes it unsuitable for users looking for winter sports protections.
When it comes to car rentals, the card does not include Rental Car Collision/Loss Damage Insurance or related benefits. Cardholders renting vehicles must seek alternative insurance options for protection.

Travel Insurance Card Momentum Mastercard Scotia Bank

Before the trip
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During the trip
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On site
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Car Rental Insurance Card Momentum Mastercard Scotia Bank

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Content Insurance Card Momentum Mastercard Scotia Bank

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FAQ - Scotia Bank Momentum Mastercard

faq

How can I contact customer support?

For inquiries related to the Scotiabank Momentum Mastercard, contact 1-855-753-4272. Customer service is available Monday to Friday, 8 AM to 8 PM ET.

How do I report a claim?

To report a claim, contact the insurance provider at 1-855-753-4272. Claims should be reported within 90 days of the incident.

Who is insured?

Coverage applies to the primary cardholder and any co-borrowers listed on the Scotiabank Momentum Mastercard account.

How can I obtain an insurance certificate?

To request an insurance certificate, contact Scotiabank’s customer service at 1-855-753-4272.

For which sports activities am I not insured?

Excluded activities include high-risk sports such as skydiving, motor racing, and mountaineering. For a complete list, refer to your policy.

From when am I covered, and for how long?

Coverage begins on the date of departure from your province or territory and ends upon return.

In which countries am I covered? Am I covered worldwide?

Yes, the coverage is valid worldwide but may include regional exclusions and conditions. Review your policy for specifics.

To benefit from the coverage, does the trip need to be paid in full with the card?

Yes, to qualify for coverage, the trip or item must be paid for using your Scotiabank Momentum Mastercard.

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