What does the insurance of my Westjet World Elite Mastercard RBC card cover?

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Victor
Victor
Credit card insurance expert @Hellosafe
The WestJet RBC World Elite Mastercard provides extensive insurance coverage across several categories.
Travel insurance
Mountain stay
Car rental
For travel abroad, it includes Out-of-Province/Country Emergency Medical Insurance for trips up to 15 days for cardholders under 65, covering emergency medical expenses with unlimited benefits for hospitalizations, treatments, and repatriations. It also offers Travel Accident Insurance up to $500,000 CAD for injuries sustained on a common carrier, Trip Interruption Insurance up to $5,000 CAD, and Baggage Delay Insurance up to $500 per occurrence, ensuring peace of mind during unexpected travel disruptions.
For winter sports enthusiasts, the card does not include coverage specifically tailored to snow or mountain activities. While general travel protections may indirectly support emergencies during winter trips, there is no specialized insurance for activities like skiing or snowboarding, making it less ideal for frequent winter sports travelers.
In the realm of car rentals, the card includes Auto Rental Collision/Loss Damage Waiver Insurance, which covers theft or damage to rental vehicles up to their full value for rental periods of up to 48 days. This coverage eliminates the need to purchase collision waivers from rental agencies, offering significant savings. However, it does not include third-party liability insurance, so users should secure additional coverage for such risks.

Travel Insurance Card Westjet World Elite Mastercard RBC

Before the trip
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During the trip
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On site
Benefit
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Car Rental Insurance Card Westjet World Elite Mastercard RBC

Rental car
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Content Insurance Card Westjet World Elite Mastercard RBC

Content
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FAQ - RBC Westjet World Elite Mastercard

faq

How can I contact customer support?

You can contact customer support toll-free at 1-800-533-2778 from the US and Canada or collect at 905-816-2581 from anywhere in the world for assistance with your queries.

How do I report a claim?

To report a claim, call 1-800-533-2778 toll-free from the US and Canada or collect at 905-816-2581. Ensure to notify within 30 days of the event and submit all required documentation within 90 days.

Who is insured?

The insured individuals include the primary cardholder, their spouse, dependent children (under specific conditions), and authorized users of the card.

How can I obtain an insurance certificate?

You can request an insurance certificate by contacting the insurance provider's support center.

For which sports activities am I not insured?

Sports activities excluded from coverage include motorsports, mountaineering, and other high-risk activities. For a full list, consult your policy.

From when am I covered, and for how long?

Coverage begins when you depart from your province of residence and lasts for up to 15 days if under 65 years of age or 3 days if 65 or older.

In which countries am I covered? Am I covered worldwide?

Coverage is typically valid worldwide, but some conditions and regional restrictions may apply. Refer to the policy for detailed information.

To benefit from the coverage, does the trip need to be paid in full with the card?

Yes, to qualify for coverage, the trip must be paid in full using the card, including taxes and fees.

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