What does the insurance of my Travel Rewards Mastercard HSBC card cover?

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Travel Insurance Card Travel Rewards Mastercard HSBC

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FAQ - HSBC Travel Rewards Mastercard

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How can I contact customer support?

You can contact customer support for insurance inquiries by calling 1-800-668-8680 from Canada or the U.S., or 416-977-6066 collect from elsewhere.

How do I report a claim?

To report a claim, notify the claims administrator at 1-800-668-8680 (Canada/U.S.) or 416-977-6066 (collect from elsewhere) as soon as possible. Submit a written notice within 20 days of the incident.

Who is insured?

The insured individuals include the Primary Cardholder of the HSBC Travel Rewards Mastercard®, their spouse, and dependent children under 26 years of age, provided the account is in good standing and billed in Canada.

How can I obtain an insurance certificate?

To obtain an insurance certificate, contact the claims administrator at 1-800-668-8680 for assistance.

For which sports activities am I not insured?

Exclusions include incidents related to war, criminal acts, dangerous sports, self-inflicted injuries, or events involving alcohol or drug use. Full exclusions are detailed in the Certificate of Insurance.

From when am I covered, and for how long?

Coverage begins when you leave your province or territory of residence and is valid for trips of up to 31 consecutive days.

In which countries am I covered? Am I covered worldwide?

Yes, coverage is worldwide as long as 75% of the cost of the trip has been charged to your HSBC Travel Rewards Mastercard®.

To benefit from the coverage, does the trip need to be paid in full with the card?

Yes, to be eligible for coverage, at least 75% of the cost of the trip or eligible expenses must be paid using your HSBC Travel Rewards Mastercard®.

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