What does the insurance of my Premier World Elite Mastercard HSBC card cover?

For insurance inquiries or assistance, you can contact customer service by calling 1-800-668-8680 within Canada and the United States, or 416-977-6066 collect from outside these regions.

To report a claim, notify the administrator as soon as possible by calling 1-800-668-8680 within Canada and the United States, or 416-977-6066 collect from elsewhere. Submit a written claim within 30 days of the incident.

The insured individuals include the Primary Cardholder of the HSBC Premier World Elite Mastercard®, their spouse, and dependent children under the age of 26, provided the account is in good standing and billed in Canada.

To obtain an insurance certificate, you can contact the claims administrator at 1-800-668-8680 for assistance with your request.

Exclusions include injuries from high-risk activities such as war, criminal acts, participation in professional sports, self-inflicted injuries, or incidents involving alcohol or drugs. Refer to the Certificate of Insurance for full details.

Coverage begins when the Cardholder leaves their province of residence and continues for up to 17 consecutive days. Automatic extensions of up to 3 days apply in specific circumstances like medical emergencies or travel delays.

Yes, you are covered worldwide for trips that meet the eligibility requirements, provided at least 75% of the travel expenses are charged to your HSBC Premier World Elite Mastercard®.

Yes, to benefit from coverage, at least 75% of the eligible travel expenses must be paid with your HSBC Premier World Elite Mastercard® prior to the incident or loss.