What does the insurance of my The American Express Card American Express card cover?

For customer support, call 1-800-243-0198 in Canada or the U.S., or 905-475-4822 for international collect calls.

To report a claim, contact 1-800-243-0198 in Canada or the U.S. For international claims, call collect at 905-475-4822. Provide receipts, account statements, and other documents within 30 days of the loss.

Insured individuals include the primary cardholder, their spouse, and dependent children under 23 years old, as outlined in the policy.

To obtain an insurance certificate, write to Royal & Sun Alliance Insurance Co. of Canada at 18 York Street, Suite 800, Toronto, ON, M5J 2T8.

Excluded activities include war, rebellion, confiscation by authorities, and losses involving illegal acts or negligence. Refer to the policy for a full list of exclusions.

Coverage begins immediately after purchase or departure and extends for the duration stated in the policy. Purchase protection is valid for up to 90 days from the purchase date.

Yes, coverage is worldwide unless specific exclusions apply, such as travel to regions under government advisories.

To benefit from coverage, eligible purchases or expenses must be charged fully or partially to the card. Additional conditions may apply as outlined in the policy.