What does the insurance of my Visa Infinite Aeroplan TD card cover?

Your bank
bank
Your card
card
I would like to
Inquire about the coverage of my card
Am I well insured?
See all
Travel
Car rental
Content insurance
Victor
Victor
Credit card insurance expert @Hellosafe
The TD Aeroplan® Visa Infinite Card* offers a premium range of insurance benefits tailored for travelers and shoppers. With comprehensive coverage for emergency medical expenses, trip protection, vehicle rentals, and purchases, this card provides exceptional peace of mind for frequent travelers.
Travel insurance
Mountain stay
Car rental
For travel, the card includes Emergency Medical Insurance of up to $2 million CAD for the first 21 consecutive days of a trip for cardholders aged 64 and under and for the first 4 consecutive days for those aged 65 and over. Additionally, Trip Cancellation Insurance provides up to $1,500 CAD per insured person (maximum $5,000 CAD per trip) for non-refundable travel costs when trips must be canceled due to covered causes. Trip Interruption Insurance offers up to $5,000 CAD per insured person (maximum $25,000 CAD per trip) for unforeseen interruptions, ensuring substantial protection for trip investments. For flight and baggage delays, the card includes Flight Delay Insurance of up to $500 CAD for delays exceeding 4 hours, while Baggage Delay Insurance reimburses up to $500 CAD for essential purchases when checked baggage is delayed. Lost Baggage Insurance provides coverage of up to $1,000 CAD for lost or damaged luggage. Additionally, the card includes Common Carrier Travel Accident Insurance, providing coverage of up to $500,000 CAD for accidental death or dismemberment while traveling on a licensed carrier.
For winter sports enthusiasts, the card does not include specific coverage tailored to snow or mountain activities. However, its robust emergency health insurance may indirectly support emergencies during winter destination trips, though additional insurance is recommended for specialized coverage.
In the vehicle rental category, the card features Auto Rental Collision/Loss Damage Insurance, which covers theft or damage for rental vehicles with an MSRP of up to $65,000 CAD for rental periods of up to 48 consecutive days. This benefit eliminates the need for costly coverage offered by rental agencies, saving cardholders significant expenses.

Travel Insurance Card Visa Infinite Aeroplan TD

Before the trip
Benefit
Coverage
Recommendation
During the trip
Benefit
Coverage
Recommendation
On site
Benefit
Coverage
Recommendation

Car Rental Insurance Card Visa Infinite Aeroplan TD

Rental car
Benefit
Coverage
Recommendation

Content Insurance Card Visa Infinite Aeroplan TD

Content
Benefit
Coverage
Recommendation
See all the guarantees and assistance

FAQ - TD Visa Infinite Aeroplan

faq

How can I contact customer support?

For insurance inquiries and customer support, you can contact the TD Insurance Administrator at 1-866-374-1129 within Canada or the U.S., or call 416-977-4425 collect from other countries.

How do I report a claim?

To report a claim, contact the TD Insurance Administrator immediately at 1-866-374-1129 (Canada/U.S.) or 416-977-4425 collect (outside North America). Claims should be submitted as soon as possible, along with all necessary documentation.

Who is insured?

The insured individuals include the Primary Cardholder, their spouse, and dependent children under 22 years old (or under 26 if attending school full-time), provided the account is in good standing.

How can I obtain an insurance certificate?

To obtain an insurance certificate, please contact the TD Insurance Administrator at 1-866-374-1129 for assistance.

For which sports activities am I not insured?

You are not insured for high-risk sports and activities such as mountaineering, parachuting, skydiving, hang-gliding, bungee jumping, and professional sports or racing events. Refer to the Certificate of Insurance for the full list of exclusions.

From when am I covered, and for how long?

Coverage begins on the date you leave your province of residence and is valid for trips up to 21 consecutive days for cardholders under 65 years old and 4 consecutive days for cardholders 65 and older.

In which countries am I covered? Am I covered worldwide?

Yes, you are covered worldwide as long as the trip is paid for with your TD Aeroplan Visa Infinite Card and you meet the policy's eligibility requirements.

To benefit from the coverage, does the trip need to be paid in full with the card?

Yes, to benefit from coverage, at least 75% of the cost of the trip must be paid using your TD Aeroplan Visa Infinite Card before the incident occurs.

All our guides on credit card insurance