What does the insurance of my Visa Low Rate TD card cover?

For insurance inquiries regarding your TD Low Rate Visa Card, contact the TD Insurance Administrator at 1-866-374-1129 within Canada or the U.S., or call collect at 416-977-4425 from other countries.

To report a claim, contact the TD Insurance Administrator immediately at 1-866-374-1129 (Canada/U.S.) or 416-977-4425 collect from other countries. Claims must be submitted with the necessary documentation within 90 days of the incident.

The insured individuals include the Primary Cardholder and any Additional Cardholders of the TD Low Rate Visa Card, provided the account is in good standing.

To obtain an insurance certificate, contact the TD Insurance Administrator at 1-866-374-1129 for assistance.

Exclusions include loss or damage from normal wear and tear, misuse, commercial use, war, fraud, or pre-existing defects. Vehicles, jewelry in checked luggage, and consumable items are also excluded.

Coverage begins when you purchase an eligible item using your TD Low Rate Visa Card and lasts for 90 days under the Purchase Assurance program. The Extended Warranty Protection doubles the manufacturer's warranty for up to one additional year.

Yes, coverage applies worldwide for eligible items purchased using your TD Low Rate Visa Card, subject to the terms and conditions outlined in the Certificate of Insurance.

Yes, to benefit from coverage, the full purchase amount must be charged to your TD Low Rate Visa Card before the loss or damage occurs.