What does the insurance of my Visa Infinite Privilege Aeroplan TD card cover?

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Victor
Victor
Credit card insurance expert @Hellosafe
The TD Aeroplan® Visa Infinite Privilege Card* offers an exceptional range of insurance benefits tailored for premium travelers. With robust travel protections, purchase safeguards, and rental vehicle insurance, this card provides extensive value for frequent flyers and individuals seeking comprehensive coverage.
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For travel, the card includes Emergency Travel Medical Insurance, providing up to $5 million CAD in coverage per insured person for the first 31 consecutive days of travel for cardholders under 65 years of age. This ensures protection against unexpected medical expenses while traveling outside of the home province or territory. Additionally, the card offers Trip Cancellation Insurance of up to $2,500 CAD per person (maximum $5,000 CAD per trip) and Trip Interruption Insurance of up to $5,000 CAD per person (maximum $25,000 CAD per trip) for eligible expenses due to trip interruptions or cancellations. For flight and baggage-related issues, the card features Flight Delay Insurance of up to $500 CAD for delays exceeding 4 hours and Baggage Delay Insurance of up to $1,000 CAD for delayed or lost baggage. Additionally, Hotel/Motel Burglary Insurance covers up to $2,500 CAD for personal items stolen from accommodations. For accidental travel incidents, Common Carrier Travel Accident Insurance provides coverage of up to $500,000 CAD for accidental death or dismemberment while traveling on a licensed carrier.
For winter sports enthusiasts, the card does not include specific coverage tailored to snow or mountain activities. However, its robust emergency health insurance may indirectly support emergencies during winter destination trips, though additional insurance is recommended for specialized coverage.
In the vehicle rental category, the card offers Auto Rental Collision/Loss Damage Insurance, covering theft or damage for rental vehicles with an MSRP of up to $65,000 CAD for rental periods of up to 48 consecutive days. This coverage helps cardholders avoid additional fees from rental agencies while ensuring protection.

Travel Insurance Card Visa Infinite Privilege Aeroplan TD

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Car Rental Insurance Card Visa Infinite Privilege Aeroplan TD

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Content Insurance Card Visa Infinite Privilege Aeroplan TD

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FAQ - TD Visa Infinite Privilege Aeroplan

faq

How can I contact customer support?

For insurance inquiries, contact the TD Insurance Administrator at 1-866-374-1129 within Canada or the U.S., or call collect at 416-977-4425 from other countries.

How do I report a claim?

To report a claim, contact the TD Insurance Administrator immediately at 1-866-374-1129 (Canada/U.S.) or 416-977-4425 collect from other countries. Claims must be submitted with all supporting documents as soon as possible.

Who is insured?

The insured individuals include the Primary Cardholder, their spouse, and dependent children under 22 years old (or under 26 if enrolled in full-time studies), provided the account is in good standing.

How can I obtain an insurance certificate?

To obtain an insurance certificate, you can contact the TD Insurance Administrator at 1-866-374-1129 for assistance.

For which sports activities am I not insured?

Exclusions include incidents related to pre-existing medical conditions, high-risk activities like skydiving and mountaineering, alcohol or drug misuse, and participation in criminal acts. Refer to the Certificate of Insurance for a full list of exclusions.

From when am I covered, and for how long?

Coverage begins on the date you leave your province of residence and is valid for trips up to 31 consecutive days for cardholders under 65 years old, and up to 4 consecutive days for cardholders aged 65 or older.

In which countries am I covered? Am I covered worldwide?

Yes, you are covered worldwide as long as the trip is paid for with your TD Aeroplan Visa Infinite Privilege Card and you meet the policy’s eligibility requirements.

To benefit from the coverage, does the trip need to be paid in full with the card?

Yes, to be eligible for coverage, at least 75% of the cost of the trip or eligible expenses must be charged to your TD Aeroplan Visa Infinite Privilege Card prior to the incident.

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