What does the insurance of my Cash Back World Elite Mastercard BMO card cover?

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Victor
Victor
Credit card insurance expert @Hellosafe
The BMO CashBack World Elite Mastercard offers a comprehensive set of travel and purchase protection benefits, making it a versatile choice for frequent travelers and everyday spenders.
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For travel abroad, the card includes up to $5,000,000 CAD in out-of-province/country emergency medical insurance for trips lasting up to eight consecutive days, ensuring strong support for unforeseen medical needs. Additionally, it provides flight delay insurance up to $500 CAD for delays over four hours, lost or delayed baggage insurance up to $1,000 CAD, and trip interruption coverage of $2,000 CAD per person.
For winter sports enthusiasts, while there is no specific ski or snowboard insurance, the card’s emergency medical insurance could provide coverage for certain on-trail emergencies, excluding high-risk activities like heli-skiing.
In terms of car rentals, the card includes collision and loss damage insurance for vehicles with a value up to $65,000 CAD, covering theft, damage, and related costs, making it an excellent choice for road trips.

Travel Insurance Card Cash Back World Elite Mastercard BMO

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Car Rental Insurance Card Cash Back World Elite Mastercard BMO

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Content Insurance Card Cash Back World Elite Mastercard BMO

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FAQ - BMO Cash Back World Elite Mastercard

faq

How can I contact customer support?

For customer support with your BMO CashBack World Elite Mastercard, contact Allianz Global Assistance at 1-877-704-0341 or collect at 1-519-741-0782.

How do I report a claim?

To report a claim, contact Allianz Global Assistance at 1-877-704-0341 or collect at 1-519-741-0782. Ensure all necessary documents, such as receipts, are prepared for submission.

Who is insured?

The insured persons include the Primary Cardholder, their spouse, and dependent children, as outlined in the policy.

How can I obtain an insurance certificate?

To obtain an insurance certificate, contact Allianz Global Assistance at 1-877-704-0341 or collect at 1-519-741-0782.

For which sports activities am I not insured?

Excluded activities include professional sports, racing, high-risk activities such as mountaineering, and scuba diving without certification.

From when am I covered, and for how long?

Coverage begins once the trip or eligible purchase is charged to the card and remains valid as per policy terms.

In which countries am I covered? Am I covered worldwide?

Yes, worldwide coverage applies unless explicitly excluded under the terms of the policy or travel advisories.

To benefit from the coverage, does the trip need to be paid in full with the card?

Yes, to activate coverage, the trip or purchase must be fully charged to the eligible card.

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