What does the insurance of my Alberta Secured Mastercard ATB card cover?

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Credit card insurance expert @Hellosafe
The ATB Alberta Secured Mastercard® offers essential protections across key categories. For travel abroad, the card includes Mastercard Zero Liability protection, ensuring cardholders are not held responsible for unauthorized transactions when the card is lost or stolen. However, it does not provide coverage for emergency medical expenses, trip cancellations, or baggage protection, which limits its utility for frequent travelers.
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For travel abroad, the card includes Mastercard Zero Liability protection, ensuring cardholders are not held responsible for unauthorized transactions when the card is lost or stolen. However, it does not provide coverage for emergency medical expenses, trip cancellations, or baggage protection, which limits its utility for frequent travelers.
For winter sports enthusiasts, the card does not include dedicated coverage for skiing-related accidents, equipment damage, or rescue services. Therefore, it may not meet the needs of individuals seeking specific protections for snow and mountain activities.
In the vehicle rental category, the card does not explicitly offer Auto Rental Collision/Loss Damage Insurance, meaning cardholders would need alternative coverage for theft or damage of rental vehicles.

Travel Insurance Card Alberta Secured Mastercard ATB

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On site
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Car Rental Insurance Card Alberta Secured Mastercard ATB

Rental car
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Content Insurance Card Alberta Secured Mastercard ATB

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FAQ - ATB Alberta Secured Mastercard

faq

How can I contact customer support?

For customer support, you can call 1-800-332-8383 toll-free in Canada or the U.S.

How do I report a claim?

To report a claim, contact 1-800-332-8383 and provide the necessary details and documents within 30 days of the incident.

Who is insured?

The insured individuals include the primary cardholder and authorized users whose accounts are in good standing.

How can I obtain an insurance certificate?

To obtain an insurance certificate, contact the insurer's customer service at 1-800-332-8383.

For which sports activities am I not insured?

Excluded activities include negligence, unauthorized use, and illegal activities. Refer to the policy for a detailed exclusions list.

From when am I covered, and for how long?

Coverage begins upon account activation and remains valid as long as the account is in good standing.

In which countries am I covered? Am I covered worldwide?

Yes, coverage applies worldwide, except where restricted by law or outlined in the policy exclusions.

To benefit from the coverage, does the trip need to be paid in full with the card?

Yes, to benefit from coverage, purchases must be fully or partially charged to the card.

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