YouSet Car Insurance: Compare Free Car Insurance Quotes Online

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Sunny Yadav updated on 6 May 2024

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Looking for the right car insurance in Canada can be time-consuming. But, YouSet has you covered.

With YouSet, you can compare car insurance policies from major Canadian insurers quickly and for free. You can get quotes in less than 4 minutes online with no hidden fees.

In this guide, we tell you everything about YouSet and how you can secure the best car insurance policy online.

YouSet Car Insurance: 5 Key Takeaways

  1. YouSet is trusted by 150,000+ users.
  2. Users applaud its speed, securing quotes and policies in under 4 minutes.
  3. Savings of up to 29% are achievable through YouSet's comparisons.
  4. Expansion plans aim to serve more Canadians beyond Quebec and Ontario.
  5. YouSet offers free legal consultation during claims.

YouSet Insurance Review: What do people say about it? 

Trusted by 150,000+ users, YouSet has generally positive reviews from customers, with an average rating of 4.9 out of 5 stars on its website and elsewhere online.

Pros of YouSet Insurance

  • Fast and easy: Many users find YouSet's platform quick and user-friendly, allowing them to compare quotes and potentially purchase a policy in under 4 minutes.
  • Saves money: YouSet helps users compare rates from multiple insurers, potentially leading to significant savings on car and home insurance (reportedly an average of 29%).
  • Customer service: YouSet gets positive marks for its customer service, with a team of insurance experts available to answer questions.

Cons of YouSet Insurance

  • Not available in all provinces: YouSet currently only serves Quebec and Ontario, with expansion to other provinces planned but not yet available.

You can use our free tool below to get quotes from YouSet and also other top Canadian car insurance brokers and companies. It's easy to use and gives you quick results and the best deals.

Compare Canada's best car insurance plans

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What insurance products does YouSet offer?

Based in Montreal Canada, YouSet is an InsurTech company that focuses on making the process of shopping for home and auto insurance quicker and easier for Canadians.

Its offerings for both home and car insurance are comprehensive. Here is a quick overview of YouSet car insurance options:

  • Mandatory third-party liability: This covers any injuries or property damage you cause to others while driving. It's required by law in Canada.
  • Optional coverage: YouSet can help you compare quotes for additional coverage options like:
    • Collision and upset: This pays for repairs or replacement of your car if you hit something or it rolls over.
    • Comprehensive: Covers damages other than collisions, such as theft, vandalism, fire and even windshield replacement.

What’s more? YouSet allows you to choose the level of coverage (deductible) that best suits your needs and budget.

Watch out!

Remember, YouSet is not an insurance company. All these coverage options are offered through its partner insurance companies.

How to get YouSet car insurance quotes?

YouSet focuses on making getting car insurance quick and easy. You can get a car insurance quote through YouSet in 3 easy steps:

  1. Visit YouSet's website and provide details: Head over to YouSet's website. You'll need to answer questions about yourself, your car and your desired coverage. This might include details like your driving record, vehicle identification number (VIN) and how you use your car.
  2. Get insurance quotes: YouSet's platform uses your information to compare quotes from multiple Canadian insurance companies. This takes as little as four minutes — according to YouSet.
  3. Review and choose: You'll see the different quotes with details on coverage and price. You can compare and choose the option that best suits your needs.

What’s next? Customize and purchase! YouSet allows you to adjust the coverage levels (deductible) on some policies. Once you've chosen a policy, you can potentially purchase it directly through YouSet's website.

Is YouSet car insurance available all across Canada?

No, YouSet currently offers its services in Quebec and Ontario only. The company is actively working on expanding to other regions in Canada, aiming to make its online insurance quote comparison service more widely available.

If you reside outside Quebec and Ontario, you can't use YouSet's platform at this moment. However, YouSet’s website suggests contacting them to inquire about future availability in your area.

You can also use our free HelloSafe tool to get car insurance quotes online from YouSet and several other car insurance companies not included in the YouSet umbrella.

Compare Canada's best car insurance plans

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How to make claims through YouSet?

YouSet doesn't handle insurance claims directly since it functions as a broker. If you need to submit a claim for your car insurance, you'll need to contact your actual insurance provider directly.

Here's what YouSet recommends for submitting a claim:

  1. Identify your insurance provider: You should find the insurance company name displayed on your policy documents or proof of insurance. This will be the company you need to contact to file a claim.
  2. Contact your insurance provider: Look for the contact information for claims on your insurance provider's website or call their customer service number.
  3. Prepare necessary information: Have relevant details ready when contacting your insurer, such as the date, location and details of the incident, as well as any photos or documentation you might have.

Here are the contact details some of YouSet’s top partners: 

Insurance ProviderContact Number
Aviva
1-866-692-8482
April
1-855-745-1010
Chubb
1-800-532-4822
Definity
1-888-875-8088
Echelon
1-888-662-0222
Economical Car Insurance
1-888-875-8088
Estrie Richelieu
1-800-363-8971
Intact Car Insurance
1-866-464-2424
La Garantie
1-888-998-1872
Ledor
1-800-441-1341
L'Unique
1-800 463-4800
Nordic
1-800-668-1000
Northbridge
514-843-1111
Optimum
1-800-361-7653
Pafco
1-877-463-2727
Promutuel
1-888 888-1229
YouSet partners: contact details

While YouSet can't directly handle claims, it offers a free 30-minute consultation with a lawyer during your claiming process, which can be a valuable perk.

How to contact YouSet?

We can’t seem to find the YouSet insurance phone number, but here are some other ways to get in touch with the YouSet team:

Office address:

300-4 Place Ville-Marie, Montreal, QC

1800-175 Bloor St E., Toronto, ON

Working hours: 9 am–6 pm (ET), Monday through Friday. Closed on weekends!

Email: [email protected]. YouSet’s customer service team will get back to you within 48 hours.

If you are a YouSet client, you can simply visit YouSet’s client portal page and request priority support. Priority support saves you time and so does comparing car insurance options using our free comparator below. Check it out!

Compare Canada's best car insurance plans

Start saving today

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Sunny Yadav Copywriter
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Sunny has over six years of experience curating engaging content spanning across industries. Specifically in finance, his expertise is insurance reviews and lending and investment topics.