Can you get State Farm Car Insurance Canada in 2024?

State Farm, established in 1922, has grown into a behemoth, claiming the title of the largest provider of auto and property & casualty insurance in the United States. Rightly so, State Farm car insurance is a preferred choice for a large population of North America.

State Farm used to offer car insurance in Alberta, Ontario, and New Brunswick, but in 2015, Desjardins Group bought their Canadian operations. This means State Farm isn't around in Canada anymore.

However, if you had a State Farm car insurance Ontario plan or BC plan or other provinces, you could still work with the same agent, but now they work for Desjardins. You can't get new car State Farm car insurance quotes, but you can go through Desjardins. Read our full guide on Desjardins car insurance, how to contact them, email, phone number, and more.

For any State Farm car insurance claims, you'll need to use the Desjardins website. Your insurance policy's appearance won’t change much for now, but it will be officially handled by Certas Home and Auto Insurance Company or Desjardins Financial Security Life Assurance Company.

If you're looking for a new plan, there are several car insurance companies in Canada and you can explore them right here. Use our free tool below to compare the best car insurance policies and get free quotes tailormade for you.

What are alternatives to State Farm car insurance in Canada?

Here are some reputable car insurance companies operating in Canada that you could explore:

1. CAA car insurance
2. RBC car insurance
3. Onlia car insurance
4. Intact Insurance
5. Pembridge Insurance
6. Belairdirect
7. SGI car insurance
8. MacLeod's Insurance
9. TD Insurance
10. Johnson Insurance

What does car insurance cover in Canada?

In Canada, car insurance is mandatory and can be quite complex, offering various coverages. Here's what it typically covers:

Mandatory coverage

• Third-party liability: This covers any damage you cause to other people's property or injuries they sustain in an accident you're responsible for. It's crucial to understand legal minimum limits, which vary by province.
• Accident benefits: These benefits cover medical expenses, income replacement, and other costs related to injuries you or passengers in your car sustained in an accident, regardless of fault. Coverage details differ by province.
• Direct compensation-property damage (DC-PD): This covers damage to your vehicle caused by other insured drivers in an accident where they're at fault, regardless of the damage amount.
• Uninsured automobile coverage: This protects you if you're hit by a driver with no insurance or not enough to cover your damages.

Optional coverage

• Collision coverage: Covers damage to your vehicle, regardless of fault, in an accident.
• Comprehensive coverage: Covers damage to your vehicle caused by theft, vandalism, fire, weather events and other incidents not covered by collision.
• Specified perils coverage: Allows you to choose specific risks to cover your vehicle for, like fire, theft, or vandalism, instead of comprehensive coverage.
• Loss of use: Reimburses you for rental car costs while your vehicle is being repaired after an accident covered under your policy.
• Roadside assistance: Provides services like towing, flat tire changes, and battery jumps in case of breakdowns.
• Medical payments: Covers medical expenses for you and passengers in your car, regardless of fault, up to a specific limit.

You can check out coverage offered by Canada's best car insurance providers right here using our free tool below. Compare multiple plans and get free quotes specially made for you in no time.

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Sunny Yadav Copywriter

Sunny has over six years of experience curating engaging content spanning across industries. Specifically in finance, his expertise is insurance reviews and lending and investment topics.