Goose Travel Insurance Review 2024: Updated
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Discover the methodologyLooking for hassle-free travel insurance that you can buy right from your mobile? Goose Travel Insurance makes it incredibly easy, allowing you to purchase a policy on their app in less than a minute.
With $10 million in medical coverage, no age limits, and an add-on for unstable pre-existing medical conditions, Goose could be a great choice for your next travel. It also offers you a "Cancel For Any Reason" add-on, which lets you cancel your trip for any reason and still get reimbursed.
Read our comprehensive Goose Travel Insurance review to know more about coverage, cost, pros and cons, how to apply, claims, and if it's the right choice for you.
Goose Travel Insurance: Key Points
- Get up to $10 million worldwide travel medical insurance
- You can buy a policy using the Goose mobile app in less than a minute
- Unstable pre-existing medical conditions rider
- No age limits on coverage
- Tailormade multi-trip and single-trip plans for Canadians and visitors
Our Goose Travel Insurance Review
Goose Travel Insurance is a convenient and comprehensive option for travellers seeking extensive coverage with minimal hassle. With up to $10 million in emergency medical coverage and no age limits, Goose is a solid choice. The ability to purchase a policy in less than a minute using the Goose app makes it incredibly user-friendly.
The $10 million Goose travel medical insurance coverage is as high as that of reputed insurers like BCAA travel insurance and more than insurers like Blue Cross travel insurance which offers up to $5 million.
A standout feature is the "Cancel For Any Reason" add-on, providing additional flexibility for trip cancellations. Goose also offers coverage for unstable pre-existing medical conditions through an add-on, making it a valuable option for travellers with health concerns. However, trip cancellation coverage is capped at $5,000, which might be less than some travellers need. Most insurers in the market offer up to $20,000 like Manulife travel insurance.
Goose Travel Insurance also provides various optional coverages, such as baggage insurance and specific coverage for COVID-19-related issues. While the trip protection features are not as robust as some competitors, the overall ease of purchase and comprehensive medical coverage make Goose a reliable choice for many travellers.
Expert advice
Goose Travel Insurance is ideal for travellers seeking a quick and convenient way to purchase comprehensive travel insurance directly from their mobile devices. It's particularly beneficial for those needing high medical coverage, flexible cancellation options, and coverage without age restrictions.
Pros of Goose Travel Insurance Canada
- Up to $10 million travel medical insurance
- You can get coverage in just 60 seconds
- Unstable pre-existing medical conditions rider
- No age limits on coverage
- Purchase and manage policy on the mobile app
- 24/7 customer service
- 5% companion discounted on multi-trip policies
Cons of Goose Travel Insurance Canada
- Need to download the app or call for in-depth information about plans.
- Trip cancellation coverage only up to $5,000
- Many sports and outdoor activities are excluded from coverage
- No all-inclusive plan
- No website interface option for policy application
Before choosing Goose travel insurance, compare options and quotes. Use our free tool below to compare the best travel insurance companies and get instant quotes online.
Compare the best travel insurance plans on the market!
What does Goose travel insurance cover?
Goose travel insurance offers a large variety of budget-friendly packages to cover emergency medical issues, travel cancellation and interruption, baggage-related issues, and even options for pre-existing conditions. Here are the main plans offered by Goose Travel Insurance:
Summary Table of Goose Travel Insurance Plans
| Plan Type | Coverage Details | Best For |
|---|---|---|
| Emergency Medical Insurance | Up to $10,000,000 for hospital, physician, ambulance, prescription drugs, dental services (up to $700), and more | Travelers needing extensive emergency medical coverage |
| Trip Cancellation & Trip Interruption |
| Travellers seeking financial protection against trip cancellations or interruptions |
| Trip Interruption Insurance Only | Reimbursement for non-refundable travel costs, accommodation expenses, repatriation in case of death (up to the sum insured) | Travelers who want specific coverage for interruptions during their trip |
| Optional Coverage |
| Travelers needing additional coverage options |
Goose Travel Insurance Coverage Details
1. Emergency Medical Insurance - Multi Trip Annual & Single Trip
- Coverage Limit: Up to $10,000,000
- Benefits:
- Hospital, out-patient treatment, physician, ambulance services
- Prescription drugs, medical appliances, private nursing
- Dental services (up to $700 for non-accidental emergencies)
- Follow-up visit, fracture treatment (up to $1,250)
- Hospital allowance, remote evacuation (up to $6,000)
- Emergency air transportation, return of excess baggage, companion, dependent children, and pets
- Repatriation in event of death, family transportation, out-of-pocket expenses (up to $5,000)
- Best For: Travelers needing extensive emergency medical coverage
2. Trip Cancellation & Trip Interruption Insurance - Multi Trip Annual & Single Trip
- Coverage Limit: Up to the sum insured as indicated on the policy declaration. Trip cancellation up to $5,000 per insured.
- Key Coverage:
- Trip cancellation due to medical conditions, death, or quarantine
- Trip interruption due to unforeseen circumstances (up to $25,000)
- Reimbursement of non-refundable prepaid travel costs
- Additional single supplement accommodation expense
- Out-of-pocket expenses (up to $1,500)
- Repatriation in the event of death
- Best For: Travelers needing financial protection against trip cancellations and interruptions.
3. Trip Interruption Insurance Only - Multi-Trip Annual & Single Trip
- Coverage Limit: Up to the sum insured as indicated on the policy declaration
- Key Coverage:
- Trip interruption due to unforeseen circumstances
- Reimbursement of non-refundable prepaid travel costs
- Additional single supplement accommodation expense
- Out-of-pocket expenses (up to $1,500)
- Repatriation in the event of death
- Best For: Travelers who need protection against trip interruptions but not cancellations.
4. Optional Coverage
- Baggage Insurance:
- Coverage for lost, stolen, or damaged baggage
- Coverage Limit: Varies by plan but typically up to $5,000
- Unstable Pre-existing Medical Condition Coverage:
- Coverage for pre-existing conditions that are not stable
- Coverage Limit: Up to $300,000
- Cancel for Any Reason Coverage:
- Coverage for trip cancellations for any reason not covered under standard trip cancellation insurance
- Coverage Limit: Up to 75% of non-refundable prepaid travel costs
Good to know
You can download the below PDF for the full list of benefits, exclusions, and limitations. You can also contact Goose Travel Insurance customer care at [email protected] should you have any questions.
Does Goose cover COVID-19-related travelling issues?
Goose Travel Insurance COVID-19 coverage is available under specific conditions:
- Quarantine Coverage: If you or your travelling companions are placed under quarantine after a positive COVID-19 test, an automatic extension of up to 14 days is provided. Documentation must be provided to substantiate the quarantine.
- Trip Cancellation & Interruption: Coverage does not apply if cancellation or interruption is caused directly by COVID-19, SARS-CoV-2, or any related variants unless the interruption is due to a medical condition caused by these viruses.
Good to know
You can also get travel insurance coverage on your credit card. Most credit cards in Canada have in-built travel coverage. You can check the credit card travel insurance benefits on your card using our free HelloCard tool.
How much does a travel insurance with Goose cost?
| Traveller Profile | Destination | Trip Duration | Emergency Travel Medical | Trip Cancellation & Interruption (For $5,000 coverage) |
|---|---|---|---|---|
| 45-year-old woman | UK | 10 days | $58.39 | $298.18 |
| 62-year-old couple | France | 3 weeks | $273.50 | $730.02 |
The cost of travel insurance coverage with Goose depends on several variables:
- Your age.
- Your desired coverage and options.
- Your deductible.
- Your waiting period.
- Your destination(s).
- The length of your trip.
Therefore, we advise you to get a customized Goose travel insurance quote for exact rates.
Before settling on Goose travel insurance, check out other travel insurance plans, coverages and prices using our free comparison tool below:
Compare the best travel insurance plans on the market!
How to buy a travel insurance plan with Goose?
To buy a Goose travel insurance plan, you must download the app. You can download it right here using the QR code below. Goose lets you buy a policy within seconds on the app. You also get access to complete policy information, claims assistance, and 24*7 customer service through the Goose app.
How to file a travel insurance claim with Goose?
You can file a Goose travel insurance claim directly from your Goose app, through phone, and email. Here are the details:
| Claims Method | Contact Information |
|---|---|
| Goose App | File a claim directly from the Goose app |
| Phone (North America Toll-Free) | +1 (800) 663-0399 |
| Phone (Mexico) | +001 (800) 514-9976 and +001 (800) 681-8070 |
| Phone (International & Collect) | +1 (604) 278-4108 |
| Phone (Outside North America) | +1 (800) 663-0399 |
| [email protected] |
- Claims for Travel Medical, Trip Cancellation and Interruption, Top-ups, and Baggage are administered by TuGo.
How can I contact Goose travel insurance?
You can contact Goose through phone, email, mail, or even use the live chat available on the app. Here are the details:
| Contact Method | Details |
|---|---|
| Sales: [email protected] General Inquiries: [email protected] | |
| Phone | North America: +1 (888) 374-6673 International: +1 (360) 375-4360 |
| Goose Insurance Services Inc. 1281 West Georgia Street, Suite 800, Vancouver, BC V6B 5N6 | |
| Live Chat | Available during business hours |
Is Goose Travel insurance good?
If emergency medical coverage and the ease of policy handling are your top priorities, Goose Travel Insurance is a solid choice, offering comprehensive coverage with up to $10 million in emergency medical insurance and no age limits. However, know that trip cancellation is capped at $5,000, and baggage insurance requires an upgrade.
