Manulife Travel Insurance: Is It Your Best Choice?
Visiting another country or province without travel insurance can be a costly mistake. If you need emergency medical attention while away you need a plan to pay for it.
Did you know that an overnight stay in a hospital in the United States can exceed $14,000 CAD? What about the fact that some countries might even refuse service to you if you are unable to prepay for treatment?
It is not fun to think about, but travel insurance is a necessity when you are away from home. It guarantees your ability to get and pay for health care, if and when you need it. Beyond that, it can help make you whole should something go wrong with your flight or you lose a bag.
This page answers your questions about Manulife travel insurance. Read our review, get Manulife travel insurance quotes and see how the competitors fare.
Our review of Manulife travel insurance:
Manulife is one of Canada's largest insurance providers. Their Coverme travel insurance plans are flexible offering various levels of coverage. All-inclusive plans cover most major travel risks including emergency medical care, cancellations and lost luggage.
Continue below for Manulife travel insurance pros and cons:
Why Manulife could be right for you:
Coverage for a single trip or for multiple trips
Several offers depending on your profile (Canadians traveling domestically, Canadians going abroad, visitors and students)
Save money if you are travelling within Canada
Clear explanation of what the plans cover
Up to $10 in emergency medical benefits
Why Manulife may not be right for you:
Medical questionnaire for those age 60+
If you are unable to call before seeking treatment you pay 20% of the expense out of pocket
Compare quotes and options before choosing travel insurance with Manulife. A little shopping around can help you to save money and find the coverage that fits your needs.
Compare travel insurance plans
What does Manulife travel insurance cover?
Manulife's travel insurance plans operate under the name CoverMe. Protections and benefits vary depending on travellers' profiles, desidered coverage, trip duration and destination.
Here are the main CoverMe travel insurance plans available:
- CoverMe for Travelling Canadians
- CoverMe for Visitors to Canada
- CoverMe for Students
For more information on Manulife travel insurance see:
Manulife's CoverMe offers its Single-Trip Emergency Medical Plan for travel within Canada. Enjoy the same benifits of a standard Single-Trip Emergency Medical Plan, but at 50% less than the abroad plan.
Manulife CoverMe offers medical insurance plans for non-residents visiting the country for vacation, business or to visit family. It also can help cover people living in Canads who have not yet qualified for public health insurance.
Plans exist for pre-existing medical conditions and meet the requirements for the Parent and Grandparent Super Visas.
Manulife CoverMe offers travel insurance plans for students. Canadian students studying within in Canada can save 50% on their premiums.
- Accidental dental coverage up to $2,500
- Medical coverage up to $2,000,000 including physician services, annual medical and eye exams, hospitalization and prescriptions drugs
- Tuition loss up to $5,000 per semester
|Plan name||CoverMe for Travelling Canadians||CoverMe for Visitors to Canada||CoverMe for Students|
|Emergency Medical||Up to $1 million||up to $150,000||Up to $2 million|
|Baggage||up to $500||up to $1,000|
|Cancellation||up to $5,000||up to $10,000|
|Interruption||up to $5,000||up to $10,000|
Good to know
For more information about how travel insurance and to learn about other top insurer read HelloSafe's guide to travel insurance.
How much does a policy with Manulife cost?
The price of travel insurance coverage with Manulife depends on your age, desired coverage and the destination and the length of your trip. Therefore it will be important to get an individual quote customized for your unique needs.
Before settling on Manulife travel insurance shop around! You can quickly and anonymously compare prices from leading travel insurance companies using our tool:
Compare travel insurance plans
How do I purchase a plan with Manulife?
Manulife CoverMe travel insurance plans may be purchased through their website or by calling 1-877-268-3763.
How can I reach Manulife by telephone?
Reach Manulife about Coverme travel insurance at:
- For emegency assistance call: 1-877-878-0142
- For support: 1-800-268-3763
How do I file a claim with Manulife?
You can submit your travel claim:
- By calling the assistance centre
- Through the TravelAid mobile app
Download the file claim form below:
Does Manulife travel insurance cover Covid-19?
Manulife offers a specific travel insurance plan just for Covid-19. It covers COVID-19 related emergency medical expenses and trip interruption coverage in the event you need to self-isolate or quarantine during your trip.
For Canadians travelling abroad
- Emergency medical insurance for COVID-19 and related complications are covered up to $5,000,000 if you are fully vaccinated for Covid-19 by a Health Canada-approved vaccine or for up to $1,000,000 for non-vaccinated policyholders
- Trip Interruption Insurance benefits if you are required to quarantine (up to $200 per insured person per day for hotel and meal expenses (up to a maximum of $2,800) -or- $400 per insured family per day (up to a maximum of $5,600