Is BCAA travel insurance the best in 2024?
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Visiting another country or province without travel insurance can be a costly mistake. Indeed, did you know that an overnight stay in a hospital in the United States can exceed $14,000 CAD? Some countries might even refuse to help you if you are unable to prepay for treatment.
It is not fun to think about, but travel insurance is a necessity when you are away from home. It guarantees your ability to get and pay for health care, if and when you need it. Beyond medical emergencies, travel insurance can also help with flight issues and lost luggage, amongst other things.
That being said, what to think about BCAA travel insurance in Canana? What coverage is BCAA providing? For what price? What are its pros and cons? Read our review on BCAA's medical travel insurance, get a quote, and see how the competitors fare.
Our 2024 review of BCAA travel insurance
BCAA, or the British Colombia Automobile Association, is as a part of the Canadian Automobile Association. It is a trusted brand for travel insurance.
Travelling plans start at just $20 per trip.
See below BCAA's travel insurance pros and cons:
Why BCAA could be right for you:
Membership with BCAA gives extra discount on travel insurance.
Budget-friendly travel insurance plans.
Conveniently spread your payment across months in case of a tight budget.
BCAA's travel insurance is also availabe to seniors - No age limit.
Puchase an extra $200,000 in optional coverage in case of an unstable preexisting medical condition.
Why BCAA may not be right for you:
Required medical questionnaires and examinations if you are above 60.
No coverage for adventure and extreme sport activities.
Only BCAA members get special discounts on travel insurance plans.
Before choosing BCAA travel insurance, compare options and quotes. A little shopping around can help you to save money and find a coverage that really fits your needs:
Compare the best travel insurance plans on the market!
What does BCAA travel insurance cover?
The BCAA health and travel insurance offers flexible coverage and travel insurance options. Be it a single trip or an annual multi-trip plan, the plans are affordable and with coverage for medical emergencies, travel interruptions and personal items.
Here are some of the major offers from BCAA:
Travel Emergency Medical Insurance
The Travel Emergency Medical Insurance plan comes with both Single Trip and Annual Multi-Trip packages. It offers an extensive coverage of up to $10 million for medical emergencies during travels and it also $10 million coverage for COVID-19 related emergencies. Kids are insured for free and can obtain medical services during travels. There is a 24/7 medical support line in case of medical emergencies. The Travel Emergency Medical Insurance plan also comes with $300,000 coverage for unstable preexisting conditions, trip and baggage protection against interruptions and loss.
Visitors to Canada Coverage
Visitors to Canada are specially provided for by the BCAA in case of medical emergencies during travel. This package also offers coverage for COVID-19 related emergencies. Coverage for emergency medical intervention reaches up to $300,000. Coverage for COVID-19 emergencies is set at a maximum of $300,000. BCAA offers prescription drugs and caters for medical preexisting conditions for visitors to Canada as well.
Trip Protection Coverage
The BCAA trip protection plan offers coverage against trip cancellation, interruptions, travel delays and baggage loss or damage. The pricing plan for trip protection is budget friendly and depends on the type of protection you subscribe to.
For more information on BCAA travel insurance, download the PDF below:
BCAA offers trip protection coverage for internal or domestic flights within Canada. These come with basic coverage such as emergency medical intervention and protection of personal items.
| Plan name | Travel Emergency Medical Insurance | Visitors to Canada Coverage | Trip Protection Coverage |
|---|---|---|---|
| Emergency Medical | up to $10 million | up to $300,000 | |
| Baggage | |||
| Cancellation | |||
| Interruption | |||
| Covid-19 | up to $10 million | up to $300,000 |
Good to know
Most credit cards offer some king of travel coverage. It rarely is as covering as a travel plan purchased with a private insurance company.
How much does a travel insurance with BCAA cost?
The cost of travel insurance coverage with BCAA depends on several variables:
- Your age.
- Your desired coverage and otpions.
- Your deductible.
- Your waiting period.
- Your destination(s).
- The lenght of your trip.
Therefore, we advise you to get a customized quote for an accurate rates for BCAA travel insurance.
Before settling on BCAA travel insurance, check out other travel insurance plans, coverages and prices using our free comparison tool below:
Compare the best travel insurance plans on the market!
How to purchase a travel insurance plan with BCAA?
The BCAA insurance packages are available for purchase online through BCAA's website or by calling BCAA's travel insurance phone number: 1-888-268-2222.
How to file a travel insurance claim with BCAA?
To file a claim visit their website or call 1-888-268-2222.
Does BCAA cover Covid-19-related travelling issues?
BCAA offers up to $10,000,000 for Covid-19 related medical costs outside of Canada for vaccinated policyholders. Vaccinated Visitors to Canada are also covered. The amount depends on the purchased travel insurnce plan.
How can I contact BCAA travel insurance?
You can contact BCAA insurance via their website or at 1-888-268-2222.
