Visiting another country or province without travel insurance can be a costly mistake. If you need emergency medical attention while away you need a plan to pay for it.
Did you know that an overnight stay in a hospital in the United States can exceed $14,000 CAD? What about the fact that some countries might even refuse service to you if you are unable to prepay for treatment?
It is not fun to think about, but travel insurance is a necessity when you are away from home. It guarantees your ability to get and pay for health care, if and when you need it. Beyond that, it can help make you whole should something go wrong with your flight or you lose a bag.
This page answers your questions about BCAA travel insurance. Read our review, get BCAA travel insurance quotes and see how the competitors fare.
Our review of BCAA travel insurance:
BCAA, or the British Colombia Automobile Association, is as a part of the Canadian Automobile Association. It is a trusted brand for travel insurance. Travelling plans start at just $20 per trip.
Continue below for BCAA travel insurance pros and cons:
Why BCAA could be right for you:
Membership with BCAA gives extra discount on travel insurance.
Budget-friendly travel insurance plans.
Conveniently spread your payment across months in case of a tight budget.
No maximum age limit for applying for travel insurance.
Puchase an extra $200,000 in optional coverage in case of an unstable preexisting medical condition.
Why BCAA may not be right for you:
Required medical questionnaires and examinations if you are above 60.
No coverage for adventure and extreme sport activities.
Only BCAA members get special discounts on travel insurance plans.
Compare quotes and options before choosing travel insurance with BCAA. A little shopping around can help you to save money and find the coverage that fits your needs.
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What does BCAA travel insurance cover?
The BCAA travel insurance offers flexible coverage and travel insurance options. Be it a single trip or an annual multi-trip plan, the plans are affordable and with coverage for medical emergencies, travel interruptions and personal items.
Here are some of the major offers from BCAA:
Travel Emergency Medical Insurance
The Travel Emergency Medical Insurance plan comes with both Single Trip and Annual Multi-Trip packages. It offers an extensive coverage of up to $10 million for medical emergencies during travels and it also $10 million coverage for COVID-19 related emergencies. Kids are insured for free and can obtain medical services during travels. There is a 24/7 medical support line in case of medical emergencies. The Travel Emergency Medical Insurance plan also comes with $300,000 coverage for unstable preexisting conditions, trip and baggage protection against interruptions and loss.
Visitors to Canada Coverage
Visitors to Canada are specially provided for by the BCAA in case of medical emergencies during travel. This package also offers coverage for COVID-19 related emergencies. Coverage for emergency medical intervention reaches up to $300,000. Coverage for COVID-19 emergencies is set at a maximum of $300,000. BCAA offers prescription drugs and caters for medical preexisting conditions for visitors to Canada as well.
Trip Protection Coverage
The BCAA trip protection plan offers coverage against trip cancellation, interruptions, travel delays and baggage loss or damage. The pricing plan for trip protection is budget friendly and depends on the type of protection you subscribe to.
For more information on BCAA travel insurance see:
BCAA offers trip protection coverage for internal or domestic flights within Canada. These come with basic coverage such as emergency medical intervention and protection of personal items.
|Plan name||Travel Emergency Medical Insurance||Visitors to Canada Coverage||Trip Protection Coverage|
|Emergency Medical||up to $10 million||up to $300,000|
|Covid-19||up to $10 million||up to $300,000|
For more information about how travel insurance and to learn about other top insurer read HelloSafe's guide to travel insurance.
How much does a policy with BCAA cost?
The price of travel insurance coverage with BCAA depends on your age, desired coverage and the destination and the length of your trip. Therefore it will be important to get an individual quote customized for your unique needs.
Before settling on BCAA travel insurance shop around! You can quickly and anonymously compare prices from leading travel insurance companies using our tool:
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How do I purchase a plan with BCAA?
The BCAA insurance packages are available for purchase through their website or by phone at 1-888-268-2222.
How can I reach BCAA by telephone?
You can contact BCAA insurance via their website or at 1-888-268-2222.
How do I file a claim with BCAA?
To file a claim visit their website or call 1-888-268-2222.
Does BCAA travel insurance cover Covid-19?
BCAA offers up to $10,000,000 for Covid-19 related medical costs outside of Canada for vaccinated policyholders. Vaccinated Visitors to Canada are also covered. The amount depends on the purchased travel insurnce plan.