Is World Nomads travel insurance the best in 2023?

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Alexandre Desoutter updated on 18 July 2023

Visiting another country or province without travel insurance can be a costly mistake. An overnight stay in a hospital in the USA can be over $14,000. Some countries might even refuse to help you if you are unable to prepay for treatment.

Travel insurance is therefore, a necessity when you are away from home. It guarantees your ability to get and pay for health care, if and when you need it. Beyond medical emergencies, travel insurance also helps with flight issues, delays, lost luggage, and even burglary.

And World Nomads travel insurance is one of the popular providers out there. But is it the right choice for you? To find out, read our complete review of World Nomads, its coverage, pricing, pros and cons, and also get quotes, and see how its competitors fare.

Our 2023 review of World Nomads travel insurance

World Nomads has been a leading insurance provider for independant travellers since 2002. It destinguishes itself by targeting a younger, more adventerous crowd than its competitors.

Continue below for World Nomads pros and cons:

Why World Nomads could be right for you:

  • Simple and flexible travel insurance offerings
  • Coverage for many adventure activites
  • Easy to purchase online

Why World Nomads may not be right for you:

  • Less adapted for older travellers and snowbirds
  • Quotes and assistance are completed through the website. Some clients may prefer telephone assistance.

Before choosing World Nomads travel insurance Canada, it is best to compare options and quotes, and not go by information on world nomads travel insurance reviews reddit thread or social media groups. Use our comparator to compare Allianz travel insurance vs world nomads prices or vs AMA coverage, and get quotes:

Compare the best travel insurance plans on the market!

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What does World Nomads travel insurance cover?

World Nomads offers Standard and Explorer plans. These extensively cover sport related travel activities, and also strongly cater for trip delays, interruptions, and loss or theft of personal items. You get world nomads one way travel insurance even if you don't book a return flight unlike other providers.

Here are the main plans run by World Nomads:

Standard Travel Plan

World Nomad's Standard plan, offers $5,000,000 in emergency medical coverage for trips of up to one year. It also offers $500,000 in case of medical evacuation as well as reimbursement for trip protection and baggage.

Explorer Travel Plan

The World Nomads Explorer Travel Insurance Plan offers $10,000,000 in emergency medical coverage. World nomads travel insurance repatriation benefits also include $500,000 in case of medical evacuation as well as increased reimbursement for trip protection and baggage.

For more information on world nomads travel medical insurance, download the PDF below:

World Nomads annual travel insurance plans are available to cover trips outside of your home province, but options are not tailored to internal journeys.

Visitors to Canada can purchase World Nomad insurance. Coverage is for emergency medical care and does not explicitly include routine medical care.

Plan nameStandard Travel Plan Explorer Travel Plan
Emergency Medical Expenses
up to $5 million up to $10 million
Emergency Dental for Sickness
$1,000$2,000
Baggage and Personal Effects
$1,000$3,000
Trip Cancellation
$2,500$5,000
Trip Interruption
$2,500$5,000
Worldwide Security Assistance
Covid-19 insurance
Comparison of World Nomads plans

Coverage premiums may be different for world nomads travel insurance USA/ NZ due to exchange rates for instance. It's best to speak to the world nomads customer care for latest details.

Good to know

Apart from traditional travel insurance, there is also credit card travel insurance that is offered on your credit card. They have differences in terms of the specific coverage limits, exclusions, and any other restrictions/additions. Regular insurances, for example Manulife Travel Insurance, offer comprehensive healthcare coverage, emergency evacuations and higher limits. They are ideal for those seeking extensive coverage while traveling. In contrast, credit card travel insurance provides additional benefits such as lost luggage protection, delayed trip coverage, but with lower limits.

Does World Nomads travel insurance cover covid?

World Nomads travel insurance may offer coverage for claims related to COVID-19, but it depends on the policy purchase date. For policies bought before March 11, 2020, Trip Cancellation, Interruption, and Delay benefits may apply.

However, policies purchased on or after that date might not provide coverage for COVID-19-related losses. An exception is if the policyholder contracts COVID-19 during the trip, which could make them eligible for benefits in the aforementioned sections. Emergency medical coverage may also apply for COVID-19-related situations during the trip.

But it's best to get in touch with the world nomads travel insurance customer service number 1-877-328-2528 for latest updates.

Does World Nomads cover pregnancies?

For Canadian travelers, there is world nomads travel insurance pregnancy coverage for unexpected pregnancy complications, accidental injuries, and sudden illnesses for expectant mothers up to the first 31 weeks of pregnancy.

The insurance further extends to emergency medical expenses, hospitalization, ambulance transport, and necessary transportation for ongoing treatment if medically required.

However, routine prenatal care, childbirth, pregnancy-related issues past 31 weeks, pre-existing conditions, fertility treatments, expenses within your home province, and changes of mind to travel are not covered. It is important to thoroughly read your plan and understand the benefits, terms, conditions, limitations, and exclusions outlined in your insurance coverage.

Good to know

For coverage for World Nomads travel insurance UK or World Nomads travel insurance Australia, its best to check on the website for latest details.

How can I contact World Nomads travel insurance?

To buy a World Nomads policy, they can primarily be contacted online through its website.

You could also contact them on the World Nomads travel insurance phone number 1-888-566-8028. Inquiries can also be made to the world nomads contact number +1-416-646-3723 for international residents.

You could also email the team at [email protected] for information on your policy, claim, coverage, or any other queries you may have.

Good to know

To get a world nomads international travel insurance quote you can also fill up a quick form on the website or use our comparator at the end of this page to compare prices, coverage, and all other essential factors.

How much does World Nomads travel insurance cost?

The price of coverage with World Nomads depends on:

  • Your age.
  • Your desired coverage and otpions.
  • Your deductible.
  • Your waiting period.
  • Your destination(s).
  • The lenght of your trip.

Expert advice

Therefore it will be important to get an individual quote customised for your unique needs. Also watch out for any world nomads travel insurance promo code. To save on your travel insurance, you could get a quote and then enter this code WNFOUND for a 5% discount. However, note that world nomads travel insurance discount code is subject to change so speak to an agent for the latest updates.

Before settling on World Nomads, we advise you shop around! You can quickly and anonymously compare prices from leading travel insurance companies using our free comparison tool below:

Compare the best travel insurance plans on the market!

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How to buy World Nomads travel insurance plan?

You can buy the policy by creating an account on their website and then following the next steps that include mentioning essential details like your trip dates, destinations, the coverage you need, and your basic age, name, address specifications.

Based on this you will be provided with a quote and options based on your unique needs. Once you've read the terms and conditions you can make the payment online. You could also drop by at a local office and process your policy.

You could write to [email protected] as well to buy a policy or call 1-888-566-8028 and a customer service agent will guide you through the process.

How to file World Nomads travel insurance claim?

You can file your claim directly on the World Nomads website or by calling 1-888-566-8028. You could also start by signing in to your World Nomads membership or creating an account if you purchased as a guest. If necessary, contact the customer service team to request paper forms.

Fill out the claim form electronically and ensure you attach all the supporting documents as outlined in your policy. Keep your confirmation letter and reference number handy to track the progress of your claim.

Please note that initial reviews may take up to 10 business days, or longer if additional documents are required. Take the time to carefully read your policy for a comprehensive understanding of what is covered, what is not covered, and any applicable limits and conditions.

How can I cancel World Nomads travel insurance?

As per world nomads travel insurance cancellation policy, to cancel your plan, you have a 10-day Right-to-Examine period for a full refund, provided you haven't traveled, made a claim, or exercised any policy rights. As a World Nomads member, cancellation can be done by signing into your membership account or contacting them via email, phone, or post.

You can reach out to [email protected] or call 1-888-566-8028. Depending on your province, the appropriate address for cancellation may be either in Sherbrooke, Qc, or Toronto, ON.

  1. New Brunswick, Newfoundland and Saskatchewan Residents: Travel Guard Canada c/o Global Excel Management 73 Queen, Sherbrooke, Qc J1M 0C9
  2. All Other Provinces: Travel Guard Canada Attn: Claims Department 120 Bremner Boulevard, Suite 2200, Toronto, ON M5J 0A8

However, canceling your travel insurance might put you at risk of insuring unforeseen expenses should your travel be affected. Therefore it's best to have a travel insurance that suits your unique budget and needs.

Now that you have all the information to decide if World Nomads is the best choice for you, you could use our comparator to see how it fares against other insurances and get quick quotes to help you make the best decision.

Compare the best travel insurance plans on the market!

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Alexandre Desoutter
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Alexandre Desoutter has been working as editor-in-chief and head of press relations at HelloSafe since June 2020. A graduate of Sciences Po Grenoble, he worked as a journalist for several years in French media, and continues to collaborate as a as a contributor to several publications.

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