Is RBC travel insurance the best for you?

James Rodriguez James Rodriguez  updated on 2022-01-26

Visiting another country or province without travel insurance can be a costly mistake. If you need emergency medical attention while away you need a plan to pay for it.

Did you know that an overnight stay in a hospital in the United States can exceed $14,000 CAD? What about the fact that some countries might even refuse service to you if you are unable to prepay for treatment?

It is not fun to think about, but travel insurance is a necessity when you are away from home. It guarantees your ability to get and pay for health care, if and when you need it. Beyond that, it can help make you whole should something go wrong with your flight or you lose a bag. 

This page answers your questions about RBC travel insurance. Read our review, get RBC travel insurance quotes and see how the competitors fare. 

Our review of RBC travel insurance:

The Royal Bank of Canada, often abbreviated to RBC, is a global financial institution and one of the largest banks in Canada. Buying RBC Travel insurance means getting coverage from a trusted brand. A variety of plans means that you can buy the right amount of coverage for your trip and medical needs.

Continue below for RBC travel insurance pros and cons:

Why RBC could be right for you:

Unlimited medical benefits
Easy, online application
Enjoy coverage for your items as well – they are covered against theft, loss, damage and delay.
24/7 global telephone assistance.

Why RBC may not be right for you:

Unlimited emergency medical coverage is limited to just $20,000 if you do not have a valid government health insurance plan
RBC's Emergency Medical Insurance Coverage is only for Canadian residents only.
Less generous Covid-19 coverage that many competitors

Compare quotes and options before choosing travel insurance with RBC. A little shopping around can help you to save money and find the coverage that fits your needs.

Compare travel insurance plans

Personalized quotes in seconds

What does RBC travel insurance cover?

RBC offers a wide range of travel insurance plans covering emergency medical intervention, trip cancellation and coverage on personal items and travel accidents. Here are the types of plans available with RBC:

Deluxe Package

With this plan, travelers who are looking for extensive coverage for trips outside Canada are covered. There is unlimited access to emergency medical intervention, trip cancellation and interruption protection, baggage protection and no need for filing a medical question. Payment plans are flexible.

TravelCare Package

This plan is uniquely designed for seniors. It offers deluxe benefits such as unlimited access to emergency medical intervention, trip protection, baggage protection, and travel protection for those above age of 65 (multi-trip) or 75 (single trip).

Travel Within Canada

This plan is open to persons of all ages who are travelling strictly within Canada. The pricing plans are flexible, there is access to unlimited emergency medical intervention, trip and baggage protection.

For more information on RBC travel insurance see:

The Travel within Canada package from RBC travel insurance covers unlimited emergency medical interventions for all domestic travels in Canada. It also features extensive benefits on trip cancellation, interruptions and flight accidents.

RBC offers Visitors to Canada Insurance. This covers both emergency and general medical interventions. Personal items are also covered from theft, loss or damage.

Students coming into Canada can also take advantage of the RBC travel insurance package for students. It is extensive and caters for general and emergency medical interventions.

Plan nameDeluxe Package Travel Care Package Travel Within Canada
Emergency Medicalup to $5 millionup to $5 millionup to $2 million
Baggage
Cancellation
Interruption
Covid-19
Comparison of RBC travel insurance

For more information about how travel insurance and to learn about other top insurer read HelloSafe's guide to travel insurance.

How much does a policy with RBC cost?

The price of travel insurance coverage with RBC depends on your age, desired coverage and the destination and the length of your trip. Therefore it will be important to get an individual quote customized for your unique needs. 

Before settling on RBC travel insurance shop around! You can quickly and anonymously compare prices from leading travel insurance companies using our tool:

Compare travel insurance plans

Personalized quotes in seconds

How do I purchase a plan with RBC?

RBC travel insurance packages are available through their website or by calling 1-800-565-3129.

How can I reach RBC by telephone?

Reach RBC Travel Insurance during an emergency at:

  • 1-800-387-2487 (Canada and USA)
  • +1-905-816-2561 (Worldwide)

How do I file a claim with RBC?

RBC Travel Insurance claims can be filed directly on their website.

You can also file your claim by calling:
For medical or travel emergencies

  • 1-800-387-2487 (Toll-free from Canada and USA)
  • 905-816-2561 (Collect from anywhere)

For Trip Cancellation:

  • 1-800-263-8944

Download the file claim form below:

Does RBC travel insurance cover Covid-19?

Emergency Medical coverage does not cover Covid-19 related illness and expenses for policyholders travelling to countries under a level 3 or 4 travel advisory.

Trip cancellation and trip interruption is not eligible for coverage in the event of Covid-19