Desjardins Travel Insurance: Is It Your Best Choice?

Visiting another country or province without travel insurance can be a costly mistake. If you need emergency medical attention while away you need a plan to pay for it.

Did you know that an overnight stay in a hospital in the United States can exceed $14,000 CAD? What about the fact that some countries might even refuse service to you if you are unable to prepay for treatment?

It is not fun to think about, but travel insurance is a necessity when you are away from home. It guarantees your ability to get and pay for health care, if and when you need it. Beyond that, it can help make you whole should something go wrong with your flight or you lose a bag. 

This page answers your questions about Desjardins travel insurance. Read our review, get Desjardins travel insurance quotes and see how the competitors fare. 

Our review of Desjardins travel insurance:

The Desjardins Group is Canada’s largest cooperative financial institution with more than 7.5 million members most in Quebec and Ontario. It was founded in 1900 in Lévis, Quebec. Desjardins Insurance is its life and health insurance subsidiary with more than 30 years of expertises in travel insurance.

Continue below for Desjardins travel insurance pros and cons:

Why Desjardins could be right for you:

A trust insurance brand
3 days of complimentary coverage for Desjardins members
Insurance includes for free on some Desjardins business credit cards
Easy to use website for online applications and inquiries.
24/7 customer service

Why Desjardins may not be right for you:

A 30% penalty for not contacting Assistance Service before visiting a hospital or clinic
Some advantages only available to Desjardins members
No online chatbox

Compare quotes and options before choosing travel insurance with Desjardins. A little shopping around can help you to save money and find the coverage that fits your needs.

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What does Desjardins travel insurance cover?

Desjardins offers a variety of travel insurance plans. They are easy to purchase online.

Below are Desjardin's main travel insurance plans:

Single Trip Travel Insurance

The basic plan offered by Desjardins travel insurance is the Single Trip plan which features extensive coverage in case of medical emergencies and accidents outside your province in Canada. Medical emergency coverage reaches up to $5 million and caters for medical repatriation as well. There is a 50% discount for Desjardins members who apply to trips of more than 30 days. The Single Trip insurance plan also features baggage protection against theft, loss or damage, and covers the cost of replacing lost, damaged and stolen items. Additional coverage for trip cancellation and interruption is available

Multi-Trip Annual Travel Insurance

With a single insurance plan, you can have all your travels for the year, covered against emergencies and interruptions. The Multi-Trip Annual insurance plan offers coverage for an unlimited amount of trips, and offers coverage benefits dependent on budget and needs. With this plan, trips are covered for up to 182 days. Medical coverage reaches up to $5 million.

For more information on Desjardins travel insurance see:

Plan nameSingle Trip Travel Insurance Multi-Trip Annual Travel Insurance
Emergency Medicalup to $ 5 million up to $ 5 million
Baggage
Cancellation
Interruption
Covid-19
Comparison of Desjardins travel insurance

Good to know

For more information about how travel insurance and to learn about other top insurer read HelloSafe's guide to travel insurance.

How much does a policy with Desjardins cost?

The price of travel insurance coverage with Desjardins depends on your age, desired coverage and the destination and the length of your trip. Therefore it will be important to get an individual quote customized for your unique needs. 

Before settling on Desjardins travel insurance shop around! You can quickly and anonymously compare prices from leading travel insurance companies using our tool:

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How do I purchase a plan with Desjardins?

Purchase Desjardins insurance insurance online or by calling 1-855-368-6924.

How can I reach Desjardins by telephone?

Contact Desjardins Insurance through their online customer service or call 1-855-368-6924.

How do I file a claim with Desjardins?

Desjardins Insurance allows you to file your claim easily on their website.

Phone claims may be filed at:

  • 1-855-368-6924 (From Canada and the United States)
  • +1-418-647-5140 (Worldwide)

Does Desjardins travel insurance cover Covid-19?

Desjardins offers COVID-19 travel coverage for medical emergencies and travel interruptions.

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