Is CAA travel insurance the best for you?

James Rodriguez James Rodriguez  updated on 2022-01-26

Visiting another country or province without travel insurance can be a costly mistake. If you need emergency medical attention while away you need a plan to pay for it.

Did you know that an overnight stay in a hospital in the United States can exceed $14,000 CAD? What about the fact that some countries might even refuse service to you if you are unable to prepay for treatment?

It is not fun to think about, but travel insurance is a necessity when you are away from home. It guarantees your ability to get and pay for health care, if and when you need it. Beyond that, it can help make you whole should something go wrong with your flight or you lose a bag. 

This page answers your questions about CAA travel insurance. Read our review, get CAA travel insurance quotes and see how the competitors fare. 

Our review of CAA travel insurance:

CAA, or the Canadian Automobile Association is a trsuted travel brand. It offers a wide range of insurance plans to fit any budget or travel plan.

Continue below for CAA travel insurance pros and cons:

Why CAA could be right for you:

Membership with CAA gives a 10% discount on travel insurance packages.
Easy to apply for coverage or ile a claim online.
Extensive coverage for emergency medical intervention.
Enjoy 24/7 customer service

Why CAA may not be right for you:

Special discounts are only available to CAA members.

Compare quotes and options before choosing travel insurance with CAA. A little shopping around can help you to save money and find the coverage that fits your needs.

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What does CAA travel insurance cover?

The CAA offers excellent coverage that cuts across medical, dental, and economic benefits. Medical emergencies, travel interruptions and loss, theft or damage of personal belonging are well covered by the CAA travel insurance plans. Here are the main plans by the CAA:

Emergency Medical Travel Insurance

The CAA offers both Single Trip and Multi-Trip Annual travel insurance with coverage of up to $5 million for medical repatriation, medical and dental emergencies and Covid-19-related medical care.

Visitors to Canada Insurance Plan

Offering an extensive coverage of up to $150,000, CAA insures traveling visitors over emergency medical and dental intervention, medical repatriation and family allowance and transportation. It is perfect for visitors to Canada.

Trip Cancellation and Interruption Insurance Plan

The CAA provides a wide coverage for trips against cancellation and interruption. Whether in the case of medical emergency, change in travel plans, or loss or theft of vital documents, the CAA ensures that your trip is secured.

Vacation Package Travel Insurance Plan

For anyone traveling just for fun or relaxation, the CAA offers an extensive Single Trip Vacation coverage that caters for COVID-19 protection, emergency medical coverage reaching up to $5 million, travel accident coverage reaching up to $100,000, baggage protection reaching up to $1,000 and many more juicy offers. The Multi-Trip Annual Vacation plan offers more all year round. Aside the medical coverage of $5 million, it offers maximum trip protection coverage of $10,000 per year, baggage protection and delay benefits reach up to $3,000 and $1,500 per policy year.

For more information on CAA travel insurance see:

Coverage on internal travel is affordable with the CAA. Basic coverage on medical support and travel cancellation are available for domestic travellers.

CAA offers extensive coverage to visitors to Canada. This covers medical intervention, compensation for travel interruption and baggage protection.

Plan nameEmergency Medical Travel Insurance Visitors to Canada Insurance Plan Trip Cancellation and Interruption Insurance Plan Vacation Package Travel Insurance Plan
Emergency Medicalup to $5 million up to $150,000 up to $5 million
Baggage up to $3,000
Cancellation
Interruption
Covid-19up to $5 million
Comparison of CAA travel insurance

For more information about how travel insurance and to learn about other top insurer read HelloSafe's guide to travel insurance.

How much does a policy with CAA cost?

The price of travel insurance coverage with CAA depends on your age, desired coverage and the destination and the length of your trip. Therefore it will be important to get an individual quote customized for your unique needs. 

Before settling on CAA travel insurance shop around! You can quickly and anonymously compare prices from leading travel insurance companies using our tool:

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How do I purchase a plan with CAA?

With a call to 1-800-437-8541, you can purchase or request a travel plan quote from CAA. You can also purchase a travel package directly on the website.

How can I reach CAA by telephone?

Call CAA at 1-800-437-8541.

How do I file a claim with CAA?

The CAA Insurance allows you to file your claim directly on their online CAA Assistance portal. You can also initiate a claim by calling:

     
  • 1-888-493-0161(from Canada and the USA)
  • 1-519-988-7044 (Worldwide)

Download the file claim form below:

Does CAA travel insurance cover Covid-19?

CAA COVID-19 policy has been updated to cover COVID-19 related emergencies and interruptions. COVID-19 updates are regularly passed to clients to ensure safe travel.