Johnson Travel Insurance Review 2024
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Discover the methodologyIf you're looking for a comprehensive but simple travel insurance policy, Johnson Travel Insurance could be the perfect fit. From emergency medical coverage of up to $10,000,000, trip cancellation of up to $8,000 for multiple trips, child care, dental care, baggage coverage, and more, it is all included in one extensive plan.
With coverage available regardless of age or health status, you can buy Johnson MEDOC Travel Insurance online and get immediate coverage. The premiums are affordable and you can make monthly payments or you can pay in a lump sum based on your convenience. But is the right choice for you?
In this Johnson Travel Insurance review, find out everything you need to know. What does it cover? How much does it cost? What are its pros and cons? How to get a quote? How to file a claim? Discover all the answers and more!
Johnson Travel Insurance: Key Points
- One single, comprehensive annual plan.
- Up to $10,000,000 in emergency medical coverage per trip.
- Coverage is provided regardless of age or health status.
- Easy online enrollment with immediate coverage approval.
- Trip Cancellation, Interruption, and Delay protection for multiple trips throughout the year.
- Flexible payment options: pay monthly or in a single lump sum.
Our Johnson Travel Insurance Review
Johnson MEDOC® Travel Insurance offers a highly comprehensive annual plan that is tailored to meet the needs of frequent travellers. With up to $10,000,000 in emergency medical coverage per trip, it provides extensive protection for those unexpected health emergencies that can arise while travelling.
In addition to the robust medical coverage that is comparable to big players like BCAA travel insurance, the Johnson MEDOC® Travel Insurance policy includes trip cancellation, interruption, and delay insurance up to $8,000 per insured person, per trip, covering a wide range of potential disruptions. This makes it an excellent choice for travellers who book multiple trips throughout the year, as the plan also includes coverage for emergency dental (up to $5,000), vehicle return (up to $10,000), and even pet return (up to $500).
The flexibility in payment options—whether through monthly premiums or a lump sum—adds another layer of convenience, making it easier to manage your travel insurance expenses. One of the standout features of this plan is its inclusivity—coverage is available regardless of age or health status, which makes it particularly appealing to seniors and those with pre-existing medical conditions. The easy online enrollment process, coupled with immediate coverage approval, ensures that you’re protected without any delays, a key benefit for those who value convenience.
However, the plan has its limitations. It’s exclusive to members of specific affinity groups of Johnson, such as healthcare workers, teachers, and public service employees, which could restrict access for some potential customers. There are no trips specialized for students or visitors to Canada like Blue Cross Travel Insurance or 21st Century, both of which offer tailormade options.
Moreover, the lack of single-trip plans and customization options may not suit travellers who prefer tailored coverage for individual trips or those who don’t travel frequently enough to justify an annual plan. Despite these drawbacks, for those who qualify, Johnson MEDOC® Travel Insurance offers a powerful and comprehensive solution that provides peace of mind for all your travel needs throughout the year.
Expert advice
Johnson MEDOC® Travel Insurance is perfect for frequent travellers seeking robust, comprehensive coverage with the convenience of a single annual plan. Its no-age-limit policy makes it especially attractive to seniors. However, if you’re not part of a qualifying group or need a single-trip plan, you may want to explore other options.
Pros of Johnson Travel Insurance Canada
- Single comprehensive annual plan that covers all travel needs
- Up to $10,000,000 in emergency medical coverage
- Travel Cancellations up to $8,000 per insured person, per trip
- Emergency dental - up to $5,000
- You can pay monthly premiums or even in a lump sum
- 24/7 toll-free emergency claims
- Coverage is available regardless of age or health status.
- Simple enrollment with no waiting period for coverage approval.
- Trip Cancellation, Interruption, and Delay coverage for multiple trips throughout the year.
- Coverage for pre-existing medical conditions (with certain restrictions and limitations).
- Emergency medical coverage for multiple trips within the policy year.
- Get free quotes online. You don't need a Johnson travel insurance login.
Cons of Johnson Travel Insurance Canada
- No single-trip plans
- Only available to members of sponsored groups of Johnson
- No options to customize coverage
Before choosing Johnson travel insurance, compare options and quotes. A little shopping around can help you to save money and find coverage that fits your needs. Use our free comparator below to compare the best travel insurance quotes and get instant results.
Compare the best travel insurance plans on the market!
What does Johnson travel insurance cover?
Johnson MEDOC travel insurance provides a comprehensive annual plan for travel outside your home province or country, offering extensive coverage for a variety of situations. Here are the key coverage details:
Emergency Medical Insurance Coverage
- Overall Maximum: Up to $10,000,000 per insured person, per trip.
- Hospital or Medical Facility Accommodation: Room and board costs up to the private room rate.
- Incidental Expenses: Up to $250.
- Paramedical Services: Up to $500 per profession.
- Prescriptions: 30-day supply per prescription.
- Transportation to Bedside: Round-trip economy transportation & up to $350 per day, to a maximum of $3,500 for meals and accommodations.
- Child Care: Up to $5,000 for return or care of a child.
- Return of Deceased: Up to $15,000 for preparation and transportation, or up to $5,000 for cremation/burial.
- Meals and Accommodation: Up to $350 per day, to a maximum of $3,500.
- Treatment of Dental Accidents: Up to $5,000.
- Treatment of Dental Pain: Up to $600.
- Pet Return: Up to $500.
- Vehicle Return: Up to $10,000.
- Flight Accident: Up to $100,000.
- Accidental Death and Dismemberment: Up to $25,000.
Trip Cancellation, Interruption, and Delay Insurance
- Overall Maximum: Up to $8,000 per insured person, per trip.
- Prepaid Travel Arrangements: Up to $8,000 per insured person, per trip.
- Transportation: Up to $8,000 per insured person, per trip.
- Out-of-Pocket Expenses: Up to $350 per day, to a maximum of $3,500.
- Pet Return: Up to $500.
Baggage Coverage
- Overall Maximum: Up to $1,500 per insured person, per trip (to a maximum of $3,000 for all insured persons combined).
- Baggage Loss, Theft or Damage: Up to $1,500 per insured person, per trip (to a maximum of $3,000 for all insured persons combined).
- Baggage Delay: Up to $400 per insured person, per trip (to a maximum of $1,000 for all insured persons combined).
- Document Replacement: Up to $500.
To know the full list of coverage, exclusions, and eligibility, download our free sample policy of Johnson MEDOC® Travel Insurance. You can also call the Johnson travel insurance phone number 1-866-606-3362 for details on the coverage.
Types of plans
The Johnson Travel Insurance plan comes in the following three formats based on the length of your trips. You can choose from:
- Base coverage up to 17 days: Cost-effective coverage for unlimited trips outside your province or territory of residence
- Base coverage up to 35 days: The same cost-effective coverage for unlimited trips outside your province or territory of residence
- Supplemental coverage 36+ days: Ideal for snowbirds who want extended coverage. Up to 182 days and even 212 for residents of some provinces.
Johnson travel insurance COVID coverage
Johnson MEDOC® Travel Insurance provides coverage for COVID-19-related incidents under specific conditions.
- This includes coverage for trip cancellation, interruption, or delay if you or your travel companion contracts COVID-19 and tests positive, which prevents you from travelling on your departure or return date, or if it causes you to interrupt your trip.
- Additionally, if a travel advisory related to COVID-19 is issued by the Government of Canada after your departure date, your coverage will remain in effect for a period necessary to safely evacuate from the affected area
However, any coverage for medical conditions or losses unrelated to COVID-19 in areas under travel advisories is limited.
How much does Johnson travel insurance cost?
Johnson Medoc Travel Insurance is quote affordable with plans starting from as little as $6.92 per month for a 30-year-old. Here are sample MEDOC Johnson travel insurance quotes:
| Traveller Profile | Johnson travel insurance Medoc Plan Type | Coverage | Monthly Premium |
|---|---|---|---|
| 30-year-old from Ontario | Base, up to 17 days |
| $6.92* |
| 50-year-old from Ontario | Base, up to 17 days |
| $10.64* |
| 54-year-old couple from British Columbia | Base, up to 35 days |
| $22.86* |
The cost of travel insurance coverage with Johnson depends on several variables:
- Your age.
- Your desired coverage and options.
- Your deductible.
- Your waiting period.
- Your destination(s).
- The length of your trip.
Therefore, we advise you to get a customized quote for accurate rates for Johnson travel insurance.
Before settling on Johnson travel insurance, check out other travel insurance plans, coverages and prices using our free comparison tool below. You can compare multiple quotes instantly.
Compare the best travel insurance plans on the market!
How to get a Johnson Travel Insurance quote?
You can get a Johnson travel insurance quote online in less than 2 minutes. All you need to do is head to the website, click on "get a quote:, enter your age, name, province of residence, and choose the coverage type. You get instant quotes and approval online.
Johnson Travel Insurance Medical Questionnaire
The Johnson MEDOC® Travel Insurance requires a Health Option Questionnaire to be completed when applying for a Supplemental Plan. This questionnaire includes medical history questions that help determine which health option (Optimum, Preferred, or Standard) applies to the policy, and what the corresponding premium will be.
This questionnaire must be filled out accurately, as it becomes part of the insurance contract. If you're uncertain about how to answer any questions, it's advised to consult your physician for assistance.
The Health Option Questionnaire does not need to be completed if you're only applying for the Base Plan. However, if your health situation changes or you wish to qualify for a different health option in subsequent years, you may need to submit a new questionnaire within 60 days of the first premium deduction for the new policy.
How to File a Johnson Travel Insurance Claim?
You can file a MEDOC Johnson travel insurance claim in the following quick steps:
- Contact MEDOC Claims Assistance Centre:
- From Canada/USA: 1.800.709.3420
- From Mexico: 800.514.7983
- From elsewhere: +819.566.1002 (Collect call)
- Open a Claim: Get instructions and access to the online claimant portal over the customer care numbers mentioned above.
- Submit Documentation: Provide all necessary documents, such as itemized bills, proof of travel, and receipts.
- Track Your Claim: Use the online portal to follow up on your claim status.
How to Contact Johnson Travel Insurance?
| Method | Details |
|---|---|
| MEDOC Claims Assistance | 1.800.709.3420 (Canada/USA) 800.514.7983 (Mexico) +819.566.1002 (Collect) |
| [email protected] | |
| Claims Address for Johnson travel insurance canada | Global Excel Management Inc., 73 Queen Street, Sherbrooke, Quebec J1M 0C9 |
Is there Johnson travel insurance for seniors?
Yes, Johnson MEDOC® Travel Insurance does offer coverage for seniors. The insurance is available regardless of age or health status, but specific conditions apply, especially concerning pre-existing medical conditions.
Seniors can benefit from comprehensive emergency medical coverage, trip cancellation, and interruption coverage, among other benefits. However, seniors may need to complete a Health Option Questionnaire to determine their eligibility and the applicable coverage options based on their health status.
Good to know
If you are concerned about your travel insurance coverage concerning your age, do not hesitate to contact Johnson MEDOC Travel Insurance by phone at 1.866.606.3362 or by email at [email protected]. You can also explore the best travel insurance plans for seniors in our complete guide.
