AMA Travel Insurance: Is It Your Best Choice?

Visiting another country or province without travel insurance can be a costly mistake. If you need emergency medical attention while away you need a plan to pay for it.

Did you know that an overnight stay in a hospital in the United States can exceed $14,000 CAD? What about the fact that some countries might even refuse service to you if you are unable to prepay for treatment?

It is not fun to think about, but travel insurance is a necessity when you are away from home. It guarantees your ability to get and pay for health care, if and when you need it. Beyond that, it can help make you whole should something go wrong with your flight or you lose a bag. 

This page answers your questions about AMA travel insurance. Read our review, get AMA travel insurance quotes and see how the competitors fare. 

Our review of AMA travel insurance:

AMA travel insurance is a trusted travel brand as part of the Canadian Automobile Association. Their plans offer great customization and flexiblity for a wide-range of travel needs.

Continue below for AMA travel insurance pros and cons:

Why AMA could be right for you:

Membership with AMA saves you 10% on travel insurance medical premiums.
No age limit on some plans
Membership not required
Emergency Medical Coverage up to $5 million.

Why AMA may not be right for you:

Required to be an Alberta resident
Required to have a Government Health Insurance Plan in one's province to be eligble
Required medical questionnaires and medical examinations if you are above 60.
No coverage for extreme sport activities.

Compare quotes and options before choosing travel insurance with AMA. A little shopping around can help you to save money and find the coverage that fits your needs.

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What does AMA travel insurance cover?

AMA offers extensive insurance coverage for travel across the globe. The packages are affordable, and come with extra discount for AMA members. Choose between Trip Cancellation, the Non-Medical Package Plan or the comprehensive Premium Package. Plans are available for a single trip or as an annual plan for frequent travellers.

Multi-Trip Annual Plan

The AMA Travel Insurance plan boasts flexible payment options. The Multi-Trip plan provides 365 days of coverage within Canada. For trips out of Canada you can pick plans of 4, 8, 15, 20 or 60 days. Enjoy up to $5 million of emergency medical coverage, $150,000 for travel accidents and $1,500 for baggage loss, damage and delay.

Visitors to Canada Medical Plan

This plans allows visitors up to the age of 85 years old to access and pay for health care services while visiting Canada. It covers up to 365 days and up to $150,000 (depending on age and plan)

For more information on AMA travel insurance see:

AMA travel insurance offers $150,000 in emergency medical insurance for visitors to Canada. This also covers for travel interruption benefits.

Plan nameMulti-Trip MedicalAnnual PremiumVisitors to Canada
Emergency Medicalup to $5 millionup to $5 millionup to $150,000
Medical repatriation
Return of remains
Non-medical emergency evacuation
Trip cancellation and interruption
Flight and accident insurance up to $100,000 up to $100,000
Baggage loss and damage up to $1,500up to $1,500
Comparison of AMA travel insurance

Good to know

For more information about how travel insurance and to learn about other top insurer read HelloSafe's guide to travel insurance.

How much does a policy with AMA cost?

The price of travel insurance coverage with AMA depends on your age, desired coverage and the destination and the length of your trip. Therefore it will be important to get an individual quote customized for your unique needs. 

Before settling on AMA travel insurance shop around! You can quickly and anonymously compare prices from leading travel insurance companies using our tool:

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How do I purchase a plan with AMA?

Request a quote and purchase AMA travel insurance packages by:

  • Calling - 888-799-1522
  • Visiting AMA's website
  • Visiting an AMA centre in-person
  • How can I reach AMA by telephone?

    Travellers can reach AMA in an emergency at:

    • 1-855-330-8330 (Canada and mainland USA)
    • +1-519-988-7039 (Worldwide)

    For general inquiries:

    • 1-866-989-6595

    How do I file a claim with AMA?

    With AMA travel insurance, you can easily file your claim on their website or place a call to 800-458-5736 for customer service assistance in filing your claim.

    Does AMA travel insurance cover Covid-19?

    AMA travel insurance covers emergency medical care for COVID-19 related emergencies. Fully vaccinated travellers are eligible for up to $5 million in coverage, while partialy vaccinated travellers are eigble for up to $2.5 million. Note that this does not include cruise passangers or visitors to Level 4 goverment advisories. Cancellation due to Covid-19 is not covered.


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