Does OHIP Cover Laser Eye Surgery Cost?
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OHIP covers medically necessary procedures like cataract surgery and glaucoma treatments. However, laser eye surgeries such as LASIK and PRK are considered elective and not covered, making them an out-of-pocket expense. But, there are ways to ease the burden of these expensive laser eye surgery costs.
In this guide, we explore laser eye surgery costs in Ontario and across Canada, tips to reduce expenses, and how private insurance can help bridge the gap. Learn about HSAs, financing options, and discounts to manage costs effectively.
Use our free tool to compare health insurance plans that reimburse laser eye surgery expenses and get personalized quotes for the best coverage options.
Laser Eye Surgery Cost Canada: Key Points
- Laser eye surgery costs range from CAD 1,500–3,500.
- OHIP doesn’t cover elective laser eye surgery costs.
- OHIP covers surgery only if medically necessary.
- Private insurance offers partial coverage for LASIK.
- Compare clinics, use HSAs, and find discounts.
- Results last 10–20 years; aging affects vision.
Is laser eye surgery cost covered by OHIP?
No, OHIP (Ontario Health Insurance Plan) generally does not cover laser eye surgery such as LASIK or PRK, as they are considered elective, non-essential procedures. OHIP may only cover surgery if it is medically necessary, such as in cases of severe eye conditions like keratoconus or corneal scarring, where corrective lenses no longer work effectively. However, eligibility is determined on a case-by-case basis, and approval for coverage is not guaranteed.
However, you can consider investing in a private health insurance plan to reduce out-of-pocket costs for vision correction. Explore our free tool below to compare the best insurance plans and find one that offers coverage for elective surgeries like LASIK. With the right plan, you can save on eye care while protecting yourself from other unexpected medical expenses.
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How much does laser eye surgery cost in Canada?
The average cost of laser eye surgery across Canada typically ranges from CAD 1,500 to 3,000 per eye. Prices depend on the type of procedure chosen (traditional LASIK vs. bladeless LASIK or custom wavefront-guided LASIK), the clinic's location, and whether post-op care is included. Clinics in smaller cities or less populated provinces might offer lower rates than urban centers like Toronto or Vancouver.
What is the laser eye surgery cost in Ontario?
In Ontario, the cost of laser eye surgery falls within the national range, typically CAD 1,500 to 3,200 per eye. Premium or advanced options—like bladeless LASIK—tend to push prices toward the upper end. Clinics in cities like Ottawa, London, and Hamilton may offer slightly more affordable packages compared to those in Toronto, while still maintaining high standards.
What is the laser eye surgery cost in Toronto?
Toronto clinics generally charge between CAD 1,800 to 3,500 per eye, with some high-end facilities offering advanced, fully customized LASIK procedures for up to CAD 4,000 per eye. Due to the higher cost of living and advanced technology availability, Toronto prices are usually higher than those in smaller Ontario cities.
Laser Eye Surgery Cost in Canada by Province
Here is a province-wise breakdown of laser eye surgery costs to help you understand the regional price variations:
| Province | Cost Range (Per Eye) | Notes |
|---|---|---|
| Laser Eye Surgery Cost Ontario | CAD 1,500 – 3,200 | Clinics in Toronto may charge up to CAD 3,500 per eye for advanced procedures. |
| Laser Eye Surgery Cost Quebec | CAD 1,300 – 2,800 | Montreal offers some of the most competitive prices for LASIK in Canada. |
| Laser Eye Surgery Cost British Columbia | CAD 1,800 – 3,500 | Vancouver clinics reflect higher living costs, making laser eye surgery costs slightly above average. |
| Laser Eye Surgery Cost Alberta | CAD 1,500 – 3,200 | Laser eye surgery costs in Calgary and Edmonton are in line with national averages. |
| Manitoba | CAD 1,200 – 2,500 | Costs are lower, with many clinics offering affordable PRK or standard LASIK. |
| Saskatchewan | CAD 1,000 – 2,500 | Some of the most budget-friendly options in Canada. |
| Nova Scotia & Other Atlantic Provinces | CAD 1,500 – 2,800 | Costs remain within the national range, with limited advanced procedures available. |
Given that OHIP doesn’t cover elective surgeries like LASIK, you may want to explore private health insurance to reduce costs. Some plans offer partial reimbursement or tax benefits for medical expenses. Use our insurance comparison tool below to explore the best health insurance plans that cover elective vision surgeries. With the right plan, you can save on laser eye surgery while ensuring comprehensive healthcare coverage for future needs.
Compare The Best Health Insurance Plans in Seconds
How is laser eye surgery cost calculated?
Some clinics offer laser eye surgery cost calculators to help you estimate the total cost of the procedure and potential savings over time. Here are two options you can explore:
- LASIK MD Savings Calculator
- This calculator allows you to input your age, eyewear expenses, and other details to estimate how much you can save by switching from glasses or contact lenses to LASIK.
- Laser Eye Surgery Cost Calculator Online: LASIK MD
- LASIK Cataract Centre Cost Calculator
- This tool helps you calculate the cost of various laser eye surgeries and compares them with the long-term costs of corrective lenses. It also provides insight into financing options available at the clinic.
- Laser Eye Surgery Cost Calculator Online: LASIK Cataract Centre
These calculators are useful for visualizing whether LASIK is a good financial decision for you. They also factor in payment plans and promotions, making it easier to understand your investment.
How to reduce laser eye surgery cost in Canada?
- Compare Clinics: Prices vary by location—clinics in smaller cities may charge less than those in urban centers.
- Look for Discounts: Watch for promotions, referrals, or package deals offered by clinics.
- Use an HSA: If you have a Health Spending Account, pay with pre-tax dollars to reduce costs.
- Financing Plans: Many clinics offer monthly payment options to spread the cost over time.
- Opt for Basic Procedures: Choosing traditional LASIK or PRK can be more affordable than advanced alternatives.
- Claim Tax Deductions: Keep receipts to see if your surgery qualifies for medical expense tax credits.
Most importantly, check your private health insurance. While OHIP does not cover elective procedures like LASIK, some private insurance plans may offer partial reimbursement or discounts.
If you don't have a health insurance plan, use our free tool below to compare the best health insurance plans in Canada and get personalized quotes in seconds.
Compare The Best Health Insurance Plans in Seconds
What are the best health insurance plans that cover laser eye surgery costs in Canada?
If you're considering laser eye surgery but are concerned about the cost, these seven top health insurance providers offer vision care benefits to help cover the procedure. They provide flexible options that can bridge the gap left by OHIP.
GMS Health Insurance (Group Medical Services)
- OmniPlan and ExtendaPlan offer partial reimbursement for laser eye surgery along with other vision-related expenses.
- OmniPlan: 90% reimbursement up to a set maximum every two years.
- ExtendaPlan: 80% reimbursement with a combined vision care limit.
GMS is ideal for retirees and self-employed individuals seeking flexible, reliable vision coverage.
Read our full GMS health insurance review to understand all the coverage you can get, the costs, pros, cons, and more.
Health Plus Health Insurance
- Specializes in customizable health plans for small businesses and self-employed individuals.
- Vision care add-ons include partial reimbursement for laser eye surgery, giving users the flexibility to cover elective procedures like LASIK or PRK.
Read our full Health Plus health insurance review to understand all the coverage you can get, the costs, pros, cons, and more.
Sun Life Health Insurance
- Offers extended health care plans with laser eye surgery covered as part of vision care benefits.
- Higher-tier plans increase reimbursement amounts, offering a good solution for individuals seeking comprehensive vision care along with dental and health benefits.
Read our full Sun Life health insurance review to understand all the coverage you can get, the costs, pros, cons, and more.
Canada Life Health Insurance
- Provides supplemental health insurance with laser eye surgery coverage included under vision benefits.
- Policyholders can receive 100% reimbursement up to a specified maximum every two years, along with coverage for prescription eyewear.
Read our full Canada Life health insurance review to understand all the coverage you can get, the costs, pros, cons, and more.
Manulife Health Insurance
- Through FlexCare and FollowMe plans, Manulife allows customers to add vision care benefits, including partial coverage for laser eye surgery.
- These plans are ideal for individuals needing additional coverage not provided by their provincial health plans.
Read our full Manulife health insurance review to understand all the coverage you can get, the costs, pros, cons, and more.
Green Shield Canada GSC Health Insurance
- Offers individual and group health plans that include laser eye surgery coverage under vision benefits.
- Green Shield is a popular choice for both group benefits and individual health insurance plans, with flexible coverage options.
Read our full Green Shield Canada health insurance review to understand all the coverage you can get, the costs, pros, cons, and more.
Desjardins Health Insurance
- Includes vision care coverage with partial reimbursement options for laser eye surgery expenses.
- Policyholders can enhance their plans to cover elective procedures, ensuring long-term savings on vision correction.
Read our full Desjardins health insurance review to understand all the coverage you can get, the costs, pros, cons, and more.
Use our free health insurance comparison tool to explore the best plans that meet your vision care needs. With the right policy, you can reduce surgery costs and secure comprehensive health coverage for the future. Get personalized quotes in seconds.
Compare The Best Health Insurance Plans in Seconds
Is it worth getting a laser eye surgery?
If you're thinking about laser eye surgery in Canada, here are a few key points to guide your decision:
- Freedom from Glasses or Contacts
- Many patients achieve 20/20 vision, making everyday activities like sports or travel easier.
- Cost vs. Savings
- With prices around $1,500 to $3,000 per eye, it may save money long-term by eliminating the need for glasses or contacts.
- OHIP doesn’t cover it, so private insurance or financing plans might be worth exploring.
- Suitability and Risks
- Not everyone qualifies. Factors like thin corneas or health conditions could rule you out, and side effects like dry eyes or halos may occur temporarily.
Laser eye surgery can be a great investment if it fits your lifestyle, but consulting with an ophthalmologist will help confirm if it’s right for you. Since it can be quite expensive without insurance, you can use our free tool below to explore private health insurance plans that offer the best coverage.
How long can laser eye surgery last?
Laser eye surgery, such as LASIK or PRK, is designed to be long-lasting but not necessarily permanent. The duration of its effectiveness depends on several factors:
- Typical Longevity: For most patients, the results of laser eye surgery can last 10 to 20 years or more. Many people experience stable vision without the need for corrective lenses during this period.
- Aging and Vision Changes: While the surgery corrects your current vision problems (like nearsightedness, farsightedness, or astigmatism), it doesn’t stop natural age-related changes. Conditions such as presbyopia—the gradual loss of near vision—often occur around age 40 or 50, meaning even successful surgery patients may need reading glasses later in life.
- Regression: In some cases, especially for individuals with strong prescriptions before surgery, minor vision regression can occur over time. If vision changes significantly, a follow-up procedure called enhancement surgery might be required.
- Lifestyle Factors and Health: Vision stability depends on overall health and eye care habits. For example, conditions like diabetes or excessive screen time may influence eye health and the longevity of surgery outcomes.
Is laser eye surgery permanent?
While the changes made to your cornea during surgery are permanent, other factors like natural eye aging can affect your vision. Thus, laser eye surgery is long-lasting but not a lifetime guarantee against all future vision changes.
To maximize results, it’s recommended to:
- Get regular eye exams to monitor any vision changes.
- Discuss enhancement procedures with your ophthalmologist if a regression occurs.
In summary, laser eye surgery offers durable correction, but age-related changes mean some patients may still require additional vision correction later in life.
