Is TD travel insurance the best in 2023?
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Visiting another country or province without travel insurance can be a costly mistake. Indeed, did you know that an overnight stay in a hospital in the United States can exceed $14,000 CAD? Some countries might even refuse to help you if you are unable to prepay for treatment.
It is not fun to think about, but travel insurance is a necessity when you are away from home. It guarantees your ability to get and pay for health care, if and when you need it. Beyond medical emergencies, travel insurance can also help with flight issues and lost luggage, amongst other things.
That being said, what to think about TD travel insurance in Canana? What coverage is TD providing? For what price? What are its pros and cons? Read our review on TD's medical travel insurance, get a quote, and see how the competitors fare.
Our 2023 review of TD travel insurance
TD Bank, or the Canada Trust Bank, is one of Canada's largest financial institutions.
Besides financial services, TD Bank is a trusted insurance provider offering travel insurance among other products.
See below TD's travel insurance pros and cons:
Why TD could be right for you:
TD Bank is a trusted insurance brand
Offers both single trip and annual insurance plans
High coverage amounts available
Why TD may not be right for you:
Only open to Canadian residents
Required to have a provincial health plan
Before choosing TD travel insurance, compare options and quotes. A little shopping around can help you to save money and find a coverage that really fits your needs:
Compare the best travel insurance plans on the market!
What does TD travel insurance cover?
TD Single Trip Plan
- TD's medical travel insurance covers you for the following:
TD Annual Travel Plan
- This travel insurance covers you for the following:
TD Trip Cancellation/Trip Interruption Insurance
- This travel insurance covers you for the following:
TD Bank Card Travel Coverage
- TD Bank offers several bank card options with travel coverage, such as:
For more information on TD travel insurance, download the PDF below:
| Plan name | Single Trip Plan | Annual Plan | Trip Cancellation and Trip Interruption |
|---|---|---|---|
| Emergency Medical | up to $5 million | up to $5 million | |
| Accidental dental | up to $2,000 | up to $2,000 | |
| Private duty nursing | up to $5,000 | up to $5,000 | |
| Bedside companion | Economy airfare roundtrip and up to $1,500 | ||
| Travelling companion | One-way economy airfare | ||
| Vehicle return | up to $2,000 | up to $2,000 | |
| Return of deceased | up to $10,000 | up to $10,000 | up to $10,000 |
| Trip Cancellation | up to $20,000 |
Good to know
Most credit cards offer some king of travel coverage. It rarely is as covering as a travel plan purchased with a private insurance company.
How much does a travel insurance with TD cost?
The cost of travel insurance coverage with TD depends on several variables:
- Your age.
- Your desired coverage and otpions.
- Your deductible.
- Your waiting period.
- Your destination(s).
- The lenght of your trip.
Therefore, we advise you to get a customized quote for an accurate rates for TD travel insurance.
Before settling on TD travel insurance, check out other travel insurance plans, coverages and prices using our free comparison tool below:
Compare the best travel insurance plans on the market!
How to purchase a travel insurance plan with TD?
Purchase TD's health travel Insurance:
How to file a travel insurance claim with TD?
To make a travel insurance claim with TD, you have several options:
Does TD cover Covid-19-related travelling issues?
Within Canada, Covid-19 related medical claims are eligible for coverage if they are not already covered under your provincial health insurance.
Outside of Canada, claims originating in countries under an "Avoid non-essential travel" or "Avoid all travel" advisory before your travel date are not eligible.
Trip Cancellation and Trip Interruption insurance are eligible for reimbursement should you test positive for Covid-19 and are unable to travel.
How can I contact TD travel insurance?
For emergencies:
- For general inquiries: 1-800-293-4941**
