Is TD travel insurance the best for you?

James Rodriguez James Rodriguez  updated on 2022-01-26

Visiting another country or province without travel insurance can be a costly mistake. If you need emergency medical attention while away you need a plan to pay for it.

Did you know that an overnight stay in a hospital in the United States can exceed $14,000 CAD? What about the fact that some countries might even refuse service to you if you are unable to prepay for treatment?

It is not fun to think about, but travel insurance is a necessity when you are away from home. It guarantees your ability to get and pay for health care, if and when you need it. Beyond that, it can help make you whole should something go wrong with your flight or you lose a bag. 

This page answers your questions about TD travel insurance. Read our review, get TD travel insurance quotes and see how the competitors fare. 

Our review of TD travel insurance:

TD Bank, or the Toronto-Dominion Bank, is one of Canada's largest financial institutions. Besides financial services it is a trusted insurance provider offering travel insurance among other products.

Continue below for TD travel insurance pros and cons:

Why TD could be right for you:

A trusted insurance brand
Offers both single trip and annual insurance plans
High coverage amounts available

Why TD may not be right for you:

Only open to Canadian residents
Required to have a provincial health plan

Compare quotes and options before choosing travel insurance with TD. A little shopping around can help you to save money and find the coverage that fits your needs.

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What does TD travel insurance cover?

TD Single Trip Plan

This travel insurance covers you for the following:

     
  • Emergency medical care and other benefits<
  • Private duty nursing
  • Fees (physiotherapy, chiropractic, etc.)
  • Care for accidental dental injuries
  • Bedside companion benefit
  • Travelling companion benefit
  • Return of a vehicle
  • Repatriation of remains

TD Annual Travel Plan

This travel insurance covers you for the following:

     
  • Emergency medical care and other benefits<
  • Private duty nursing
  • Fees (physiotherapy, chiropractic, etc.)
  • Care for accidental dental injuries
  • Bedside companion benefit
  • Travelling companion benefit
  • Return of a vehicle
  • Repatriation of remains

TD Trip Cancellation/Trip Interruption Insurance

This travel insurance covers you for the following:

  • Trip cancellation insurance
  • Transportation
  • Meals and accommodations
  • Repatriation of remains

For more information on TD travel insurance see:

Plan nameSingle Trip PlanAnnual PlanTrip Cancellation and Trip Interruption
Emergency Medicalup to $5 millionup to $5 million
Accidental dental up to $2,000up to $2,000
Private duty nursingup to $5,000up to $5,000
Bedside companionEconomy airfare roundtrip and up to $1,500
Travelling companion One-way economy airfare
Vehicle returnup to $2,000up to $2,000
Return of deceasedup to $10,000up to $10,000up to $10,000
Trip Cancellation up to $20,000
Trip Interruption up to $20,000
Comparison of TD travel insurance

For more information about how travel insurance and to learn about other top insurer read HelloSafe's guide to travel insurance.

How much does a policy with TD cost?

The price of travel insurance coverage with TD depends on your age, desired coverage and the destination and the length of your trip. Therefore it will be important to get an individual quote customized for your unique needs. 

Before settling on TD travel insurance shop around! You can quickly and anonymously compare prices from leading travel insurance companies using our tool:

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How do I purchase a plan with TD?

Purchase TD Travel Insurance:

     
  • By phone to 1-800-293-4941 Monday to Friday from 8 am to 9 pm ET
  • Online through TD's dedicated travel insurance website

How can I reach TD by telephone?

For emergencies:

     
  • 1-800-359-6704 (North America)
  • +1-416-977-5040 (Worldwide)

For general inquiries:

  • By phone
    • : 1-800-293-4941

How do I file a claim with TD?

To make a travel insurance claim with TD, you have several options:

Online through TD's travel insurance claims portal

By phone:

  • 1-800-359-6704 (North America)
  • 416-977-5040 (Worldwide)

If you prefer to send paper documents, please send them to the following address:
Global Excel Management Inc.
73 Queen Street
Sherbrooke, Quebec J1M 0C9

Download the file claim form below:

Does TD travel insurance cover Covid-19?

Within Canada Covid-19 related medical claims are eligible for coverage if they are not already covered under your provincial health insurance.

Outside of Canada, claims originating in countries under an "Avoid non-essential travel" or "Avoid all travel" advisory before your travel date are not eligible. Trip Cancellation and Trip Interruption insurance are eligible for reimbursement should you test positive for Covid-19 and are unable to travel.