Visa shares: price, dividends and performance

James Rodriguez James Rodriguez  updated on 2022-06-15

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Visa stock remains an attractive growth stock if you want to bet on the US and international financial sector in the stock market.

How much can you make with Visa stock?

Get up-to-date and precise information on Visa stock with its current price, dividend yield, analysis and our opinion.

This page is for information purposes only and does not constitute investment advice. Remember that investing can be risky.

Want to buy shares in Visa: Our key take-aways

  • Stock exchange: NYSE
  • Stock market index: S&P500
  • Dividend 2021: $1.39
  • Dividend forecast 2022: $1.50
  • 1-year performance: -2.22%

Should I buy Visa stock?

Visa is an interesting stock to hold in your portfolio if you are looking for a long-term growth strategy with low volatility.

It will not be suitable for a yield strategy since its dividend is particularly low.

However, the stock's medium- and long-term performance suggests the possibility of significant capital gains in the future with encouraging signals from both fundamental and technical analysis.

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How can I buy shares in Visa ?  

To buy Visa on the stock market:

  1. Find an online broker offering stock investments.
  2. Open your trading account by filling out a simple form.
  3. Deposit funds into your account.
  4. Search for the stock
  5. Place a buy order to add Visa to your stock portfolio.

To invest in Visa, you can go through a traditional investment firm, an online brokerage or speak with a financial advisor.

How much are Visa shares?

See price chart below to follow Visa stock price in real time.

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Why Visa shares could go up:

The current analysis of Visa's macro and micro-economic data points to several factors in favour of a rise in the stock's price, including

  • A large distribution network: the group has built an extensive and reliable distribution network that allows it to reach a very large market.
  • Strong cash flow: the group also has a strong cash flow which gives it the resources to invest in new projects and accelerate its growth.
  • An innovative company: Innovation is at the heart of Visa's strategy, and the company invests heavily in new product development every year.
  • A diverse portfolio of brands: Since its inception, the company has built a strong portfolio of brands that allows it to expand into different segments.
  • Highly automated operations: Visa's operations are automated, allowing it to evolve with demand and market conditions.
  • Focus on customer satisfaction: Visa has an effective CRM system in place, which enables it to achieve high levels of customer satisfaction and brand awareness.
  • Successful marketing operations: Thanks to numerous international sports sponsorships, the group is increasing its awareness and visibility.
  • High security: Finally, thanks to its highly secure data centres, Visa's data is protected against the risks of crime or terrorism.

Why Visa shares could go down:

Of course, there are also some more pessimistic elements suggesting a possible decline in the price of this Visa shares:

  • Fraud risks: Visa Group also faces some fraud risks which could affect its image.
  • Missing products: although Visa's product range is very wide, some products are missing and this lack of choice could lead to a loss of market share.
  • High dependence on certain customers: Visa Group is still highly dependent on certain large customers for revenue and profitability, which is a major risk.
  • Low dividend: although the group has been paying a dividend to its shareholders for many years, the dividend yield is low and below 1%, which may discourage some investors from buying.
  • New competition: while it currently shares the market with only two direct competitors, Mastercard and American Express, Visa could face new competition in the near future with the development of a European card or even cryptocurrencies and other electronic payment systems.

Can I buy Visa stock online?

Yes! You can buy Visa shares online. For many buys this is the best way to do it. Here's why:

  • The commissions are lower
  • You can choose your own investments
  • You benefit from analysis and decision support tools
  • You can invest in stocks directly or through derivatives like ETFs.

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How can I sell my Visa shares? 

There are a number of ways to sell Visa shares including :

  • If you hold these shares in your portfolio, you can sell them by simply placing an order from your brokerage platfor.
  • You can sell Visa stock short through a margin account.
  • Finally, you can speculate on the decline in the price of this stock by using derivatives such as CFDs or options.

What investment vehicles in Canada can hold Visa stock? 

Visa shares can be placed in several different savings vehicles including" 

  • RRSPs: these registered retirement savings plans offer funds that are accessible at the time of retirement and offer an income tax deferral.
  • TFSAs: tax-free savings accounts is an incredibly popular short-and long-term tax-free investment vehicle.
  • Margin accounts: This account offers leverage and allows you to borrow against the value of the securities you hold to make other investments. It allows you to sell short.
  • Cash accounts: This account allows you to trade stocks on North American markets only. 

Visa shares can be purchased for cash through many accounts and investment vehicles. You can then purchase any number of shares by placing a buy order.

You can also further diversify your portfolio by investing in an ETF or mutual fund that includes Visa stock as well as other stocks in the same industry.

Visa share price history over 10 years:

PériodeEvolutionCours le plus basCours le plus haut
1 semaine-4.58%229.24213.28
1 mois8.81%229.24195.26
3 mois2.43%235.85186.67
6 mois-3.51%236.95186.67
1 an-2.22%252.6637.50
3 ans37.90%252.6637.50
5 ans144.54%252.6623.07
10 ans81.82%278.2923.07
Visa 10-year performance

Visa dividends and payment dates

In 2021, the Visa Group paid a dividend of $1.39 to its shareholders.

The group has also paid its shareholders without interruption since 2008.

The group's dividend is paid quarterly, four times a year with ex-dividend dates in February, May, August and November.

The current yield of the Visa Inc share is 0.64%.

For 2022, Visa Group has announced an annual dividend of $1.50 per share.

Dividend: payout 2021Payout 1Payout 2Payout 3Payout 4
Ex-dividend date11/02/202113/05/202112/08/202110/11/2021
Date:01/03/202103/06/202101/09/202107/12/2021
Dividend per stock$0.32 per share$0.32 per share$0.32 per share$0.32 per share
Visa 2021 Dividends: dates and amounts
Dividend: payout 2022Payout 1Payout 2Payout 3Payout 4
Ex-dividend date10/02/2022PendingPendingPending
Date:02/03/2022PendingPendingPending
Dividend per stock$0.375 per sharePendingPendingPending
Visa 2022 Dividends: dates and amounts

What is the dividend yield for Visa over the last 10 years?

YearDividend amountVariancePerformance
20120.24847.76%0.69
20130.34840.4%0.70
20140.42020.86%0.64
20150.5019.05%0.84
20160.58517%0.71
20170.69017.95%0.72
20180.88027.54%0.67
20191.0519.32%0.67
20201.2216.19%0.60
20211.3359.43%0.70
Visa divident history

The yield on Visa shares is obtained by dividing the annual dividend by the annual average price.

A stock's yield provides key information about a company's dividend policy and its evolution over time and performance.

Annual gross shareholder return = Total dividend for the year ÷ average share price for the same year

The 10-year average return = Sum of annual returns ÷ 10

What analysts are saying about Visa stock:

A critical analysis of Visa stock:

Fundamental analysis of Visa stock returns several bullish signals and a few bearish ones. Here are its current key indicators:

  • High margins: With a strong EBITDA to sales ratio, Visa Group has strong margins before depreciation, amortisation and taxes. Its margins are currently among the highest on the coast.
  • Strong financial position: The company's financial position is also very strong with a high capacity for investment.
  • Buy recommendations: Most of the analysts who cover this stock issue Buy or Overweight ratings.
  • Excellent visibility: Visibility of Visa Group's business is excellent and analysts' views on future revenues are consistent, indicating good revenue predictability.
  • High valuation: On the other hand, the company's valuation appears to be very high with earnings multiples of 30.44 times its current year earnings per share.
  • Low dividend payout: Finally, despite strong results and profits, Visa pays a low dividend to its shareholders. Its yield is less than 1%.

A technical analysis of Visa stock:

On the technical analysis side of Visa stock, we see many medium to long-term buy signals with the following indicators:

  • The RSI is currently at the 53.637 level, which sends a neutral signal on this stock.
  • The short, medium and long-term stochastics are all sending a sell signal on Visa stock.
  • The MACD is at 9.98 and is sending a strong buy signal.
  • The MA20, MA50, MA100 and MA200 simple and exponential moving averages are sending a strong buy signal, while the MA5 and MA10 moving averages are sending a sell signal.
  • The next technical supports for this stock are at 196.10 and 170.43 while its next resistances are located at 238.12 and 254.47.

Who is Visa?

The Visa Group Inc. is an American company that operates in the payments sector. More precisely, this company is specialised in the issue and marketing of payment cards.

The activity of the Visa group is organised in two main poles with :

  • The sale of means of payment with credit cards, debit cards, online payment cards, prepaid cards and others under the Visa, Visa Electron, PLUS, Interlink and V Pay brands.
  • Services with consulting, support, information services, partner network management and others.

The distribution of the group's turnover is currently as follows:

  • Data processing with 53.1% of the turnover
  • Services with 46.9% of sales

The group currently employs 21 500 people and generates 53.7% of its revenues internationally and 46.3% in the United States.

Who are Visa’s competitors?

Visa's competitors are still few and far between, but they are big competitors that you need to know about:

  • Mastercard: The American company Mastercard Incorporated is Visa's biggest competitor. It is a payment systems company that is also listed on the NYSE.
  • American Express: This other American financial company is also specialised in payment means including payment cards and traveler's checks. It is currently one of the world's largest networks in this sector in terms of number of cards issued.
  • PayPal: This American company is an indirect competitor of Visa. It offers an online payment system accessible worldwide. Its platform represents an alternative to payment by credit card or check on e-commerce sites.

Who are Visa’s partners?

The Visa Group also regularly establishes strategic alliances with other companies. Here are some of the major partners currently in place:

  • Abu Dhabi Islamic Bank: The bank has partnered with Visa to develop and introduce the first biometric authentication solution in the UAE for e-commerce transactions.
  • PopID: Consumer authentication service PopID has also partnered with Visa to collaborate on the launch of facial verification payment acceptance in the Middle East.
  • Air Canada: The group has also partnered with Air Canada to facilitate the offering of instalment payments to eligible Visa credit card holders and to provide Canadian travellers with more flexibility in how they pay for airlines.
  • Samsung: The company has partnered with Visa to offer a credit card to its Brazilian customers. The card offers exclusive benefits and can be used online.
  • Accor: the two companies have also signed a partnership that aims to offer different payment options to members of the ALL-Accor Live Limitless loyalty program. This partnership will combine Accor's loyalty program with Visa's payment methods.