Super Visa Health Insurance Canada: Full Guide 2024
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Discover the methodologyAre you a parent or grandparent of a Canadian citizen or permanent resident? Do you dream of spending more time with your loved ones in Canada? If so, you may be eligible for a Super Visa.
And one of the requirements for a Super Visa is to have private health insurance — Super Visa health insurance. But how do you get one? Are you eligible? Read on!
In this guide, we take you through Super Visa health insurance in Canada: eligibility, benefits, costs, and more. Once you know how it works, you can compare multiple insurance plans and get free quotes right here using our comparator.
Super Visa Health Insurance Canada: 6 Key Takeaways
- Super Visa health insurance is required for parents, grandparents of citizens, permanent residents, applying for Super Visa.
- Must be purchased from a Canadian insurance company and meet requirements by the Canadian government.
- Requirements: Coverage for healthcare, hospitalization, repatriation, minimum CAD $100,000 coverage, and one-year validity.
- Cost varies by age and health, and is usually pricier than regular travel health insurance.
- Affordable options include GMS Insurance, Manulife, Blue Cross, Sun Life, and Desjardins.
What is Super Visa Health Insurance Canada?
Super Visa Health Insurance Canada is a type of medical insurance that is required for parents and grandparents of Canadian citizens and permanent residents who are applying for a Super Visa. A Super Visa is a multiple-entry visa that allows your parents and grandparents to stay in Canada for up to two years at a time, with the option to apply for extensions.
To be eligible for a Super Visa, applicants must purchase private medical insurance from a Canadian insurance company that meets all the requirements — which we will discuss shortly.
Also, proof of Super Visa health insurance must be submitted with the Super Visa application. The cost of Super Visa health insurance in Canada varies depending on the age and health of the applicant. However, it is typically more expensive than regular travel medical insurance.
There are a number of Canadian companies offering Super Visa health insurance. We recommend you compare multiple health and dental insurance plans to find the perfect fit. You can do it right here using our comparator tool; compare plans and get Super Visa Health Insurance quotes from leading providers in seconds and make an informed decision.
Compare The Best Health Insurance Plans and Rates on the market!
What are the benefits of Super Visa health insurance?
- It gives peace of mind to parents and grandparents who are visiting Canada, knowing that they are financially protected in case of a medical emergency.
- It is a requirement for obtaining a Super Visa, which allows parents and grandparents to stay in Canada for longer periods of time.
If you are a parent or grandparent of a Canadian citizen or permanent resident and you are considering applying for a Super Visa, be sure to purchase Super Visa health insurance before you submit your application.
How much does super visa health insurance cost?
The cost of Super Visa medical insurance can fluctuate based on your intended destination province or territory. This insurance can be purchased for an individual parent or grandparent, as well as for a couple. Opting for insurance as a couple traveling together may offer some cost savings compared to purchasing separate Super Visa insurance policies.
Typically, the monthly health insurance for super visa cost ranges from CAD$100 to $200 per month or even higher, depending on various factors. The precise cost of Super Visa insurance will be determined by your chosen insurance provider and the specific plan you select.
What is the cheapest health insurance for a super visa in Canada?
The cheapest health insurance for Super Visa in Canada will vary depending on the age and health of the applicant. However, some of the most affordable options include:
| Provider | Starting monthly premium | Discounts |
|---|---|---|
| GMS Insurance | $100 | Direct billing with many healthcare providers |
| Manulife | $120 | Group discounts, student discounts |
| Blue Cross | $130 | Group discounts, senior discounts |
| Sun Life | $140 | Group discounts, family discounts |
| Desjardins | $150 | Group discounts, student discounts |
We recommend that you compare multiple plans and get quotes based on your unique needs and health condition before buying a policy. You can do it right here using our comparator below.
Compare The Best Health Insurance Plans and Rates on the market!
What are super visa health insurance requirements?
Super Visa health insurance is not the same as regular travel medical insurance. It must be purchased from a Canadian insurance company and must meet the specific requirements set out by the Canadian government.
Super Visa health insurance requirements include:
- It must be purchased from a Canadian insurance company.
- It must cover health care, hospitalization, and repatriation.
- It must have a minimum coverage level of CAD $100,000.
- It must be valid for at least one year from the date the applicant enters Canada.
Some additional things to look for while buying health insurance for super visa Canada :
- The insurance plan must be comprehensive and cover a wide range of medical services, including pre-existing conditions.
- It must be affordable and accessible to applicants.
- The insurance company must be reputable and have a good track record of paying out claims.
Who can apply for a Super Visa?
To qualify for Super Visa, you need to meet the following requirements:
- Relationship: You must be the parent or grandparent of a Canadian citizen or a permanent resident of Canada.
- Invitation Letter: You must possess a signed invitation letter from your child or grandchild who is inviting you to Canada.
The invitation letter should include:
- A commitment to provide financial support throughout your stay.
- A list of household members, along with their number.
- A copy of your child or grandchild's Canadian citizenship or permanent resident document.
- Medical Insurance: You must have proof of private medical insurance. This can either be from a Canadian insurance company or an international insurer approved by the Minister of Immigration, Refugees, and Citizenship.
The medical insurance must:
- Be paid in full or in installments with a deposit (quotes are not acceptable).
- Be valid for a minimum of one year from your intended entry date into Canada.
- Cover your healthcare, hospitalization, and repatriation.
- Provide a minimum of $100,000 in emergency coverage.
Good to know
You must have valid private health insurance for each entry into Canada and be prepared to show proof of payment to a border services officer if requested upon entry.
Additional requirements for parent super visa health insurance:
- Application Location: You must apply for a Super Visa from outside Canada and follow the instructions provided by the visa office for having your visa printed.
- Admissibility: You must meet the criteria for entry into Canada, including passing an immigration medical examination and satisfying other specific conditions.
- Dependents: Please note that dependents cannot be included in this application.
If you're applying for a Super Visa, it is best to get a health insurance plan beforehand so you meet the primary requirements for eligibility. You can find a plan that suits you best right here using our comparator below. You can compare plans and get free quotes in seconds.
Compare The Best Health Insurance Plans in Seconds
What financial proof do you need for Canada super visa health insurance?
The child or grandchild inviting you must demonstrate that their household meets the minimum required income level. Acceptable documents to prove financial capacity for super visa health insurance include:
- Notice of Assessment (NOA) or T4/T1 for the most recent tax year.
- Employment Insurance Benefit statements.
- Employment letter containing salary details, job title, job description, and hiring date.
- Pay stubs.
- Bank statements.
Additional considerations for Canadian health insurance for super visa:
Before granting the Super Visa, several factors are evaluated to ensure you are a genuine visitor to Canada who will depart voluntarily at the end of your visit. These factors include:
- Your ties to your home country.
- The purpose of your visit.
- Your family and financial circumstances.
- The overall economic and political stability of your home country.
Are there alternatives to parent Super Visa health insurance?
Super Visa insurance is tailored for parents and grandparents of Canadian citizens or permanent residents who intend to visit Canada for up to two years. However, if you or your relative do not meet the eligibility criteria for a Super Visa, there are alternative options for visitor visas and travel insurance.
- Many individuals travel to Canada for shorter stays, typically less than six months, using visitor visas or by simply relying on their passports if they are from a visa-exempt country.
- For those interested in sponsoring their parents or grandparents to live in Canada permanently, the Parents and Grandparents Sponsorship Program (PGP) presents a viable option.
- This program enables Canadian citizens and permanent residents to sponsor their parents and grandparents, facilitating their transition to Canadian permanent residency.
- In 2021, Immigration, Refugees and Citizenship Canada (IRCC) has set an impressive target of accepting up to 30,000 applications through the PGP.
Canada maintains a strong commitment to keeping families united. Whether your goal is to spend quality time together as a family during a holiday or to have your parents reside close by to witness their grandchildren's growth, Canada's Super Visa program or the Parents and Grandparents Sponsorship Program could provide the solution you've been searching for.
