Is Great West Life dental insurance good? Review 2024
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Discover the methodologyGreat West Life Dental Insurance is now Canada Life Dental Insurance. Great West Life and Canada Life merged in 2019.
Canada Life offers a variety of dental insurance plans (as a part of their health coverage policies) to meet the needs of individuals and families. These plans can help cover the cost of a wide range of dental services, including:
- Preventive care, such as cleanings, checkups and X-rays
- Basic restorative care, such as fillings and crowns
- Major restorative care, such as bridges and dentures
- Orthodontics
- Periodontics
The amount of coverage you receive will depend on the plan you choose. Canada Life also offers a number of add-ons that you can add to your plan to get more coverage for specific services, such as orthodontics or dental implants.
You can explore the coverage of Canada Life plans and compare it with other providers and get free quotes right here. Simply use our comparator below and get free personalized quotes in seconds.
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What are the benefits of Great West Life dental insurance?
Canada Life offers a variety of dental insurance plans to choose from, so you can find a plan that meets your needs and budget. It also offers a number of add-ons that you can add to your plan to get more coverage for specific services, such as orthodontics or dental implants.
Here are some of its pros and cons to give you a fair idea of its dental insurance policies
Pros
- Prescription drug coverage of up to $250,000
- No termination age
- Apply in less than 15 minutes
- No medical exam needed
Cons
- Some plans have high deductibles
- May not cover all dental procedures
- No stand-alone dental plans
What does Great West Life dental insurance cover?
Canada Life has three types of plans under its Freedom to Choose Health and Dental Insurance: Select Plus, Select Elite, and Guaranteed Elite.
Here are some of the key highlights of these plans:
- 50% coverage for major dental services such as crowns and onlays, dentures, denture-related surgery, appliance maintenance, and more.
- 100% coverage for preventive care, including checkups, cleanings, and X-rays.
- For orthodontic treatment, the Select Plus plan covers up to 50%, with a maximum benefit of $2,500.
To know more about the coverage and its dental plan for employees, head to our comprehensive review of Canada Life dental insurance.
You can get personalized quotes based on your age and location. Either visit Canada Life’s website or avoid all the trouble and use our comparator to get instant dental insurance quotes from leading Canadian companies, including Great West Life.
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What is the cost of Great West Life Dental insurance?
Canada Life does not provide standalone dental insurance; instead, they include dental coverage as part of their health insurance plans. So the cost will reflect a mix of health and dental coverage price — or more based on the add-ons you choose.
To give you an idea of the cost, here's a breakdown of Canada Life's health and dental plan pricing for a 27-year-old male residing in British Columbia:
- Select Plus: Monthly cost of up to $118.
- Select Elite: Monthly cost of up to $160.
- Guaranteed Elite: Monthly cost of up to $200.
