OCF-1 Form for Accidents Benefits

Alexandre Desoutter Alexandre Desoutter  updated on 2020-11-04

If you have been injured in an automobile accident in Ontario as a cyclist, motor vehicle, pedestrian, or any other transportation mode, you are entitled to claim for the Accidents Benefits Application Package whether you are at fault or not.

You’d like to know how to fill out an OCF-1 Form and where to send it? You’ve come to the perfect place!

Find everything you need to know about the OCF-1 Form for Accidents Benefits in our exclusive guide, including the latest and official PDF form itself available for download.

Download the OCF-1 Form for Accidents Benefits

You must know that the OCF-1 Form is only a part of the total Accidents Benefits Application Package. Check which other forms you should fill out and send together with this one at the bottom of this guide.

What is a OCF-1 Form ?

You should fill out the OCF-1 form for Accidents Benefits only when you are applying for the first time for accidents benefits after an automobile accident. This is also valid if you are injured and are applying for Income Replacement Benefits.

The OCF-1 form is the first part of your total application for accidents benefits and is also one of the most important.

Even if you are retired from your job, or unemployed at the time of the accident, you may still be entitled for weekly accidents benefits.

You must return this application form, complete, within 30 days. If not able to do so, then still submit it to the insurance company you are claiming accident benefits from and explain why you were not able to submit your application within 30 days. Always make copy of this form and keep proof of sending but send the original application to the insurance company.

The OCF-1 fort allows you to claim for:

  • Income replacement
  • Medical rehabilitation, physiotherapy, chiropractic or Massage, psychological, occupational therapy, attendant care
  • Driver rehab
  • Expenses

All accidents must be first reported to the police before claiming for any benefit to any insurance company.

Where to send the OCF-1 Form ?

Depending on how you’ve been injured in an automobile accident, you must complete and return the OCF-1 Form to different companies.

SituationWhere to send the OCF forms ?
If You Own, Lease, or Have Regular Use of a Company AutomobileSend the form to the insurance company that insures the vehicle, or in case of leasing, to the insurance company that insures the car in which you were an occupant.
If You are a Listed DriverIf you are a listed as a driver on somebody’s insurance policy, send your forms to the insurance company that issued the policy you are listed on.
Occupant of Somebody Else’s AutomobileIf you are an occupant of somebody else’s automobile that was insured at the time of the accident, send your forms to the insurance company that insures this automobile.
Pedestrian or BicyclistIf you are a pedestrian or a bicyclist struck by an automobile that was insured at the time of the accident, send your forms to the insurance company of the automobile that struck you.
Uninsured AutomobileIf you are an occupant of an automobile that was not insured at the time of the accident, send your forms to the insurance company of any other automobile that was involved in the accident.
None of the Above ApplyYou may be able to obtain accidents benefits from the Motor Vehicle Accident Claims Fund (see Part 11).
Where to send the OCF-1 Form ?

What is the OCF Accidents Benefits Application Package?

In Ontario, when you are injured after a motor accident and you need to claim for benefits, you first need to complete the right OCF forms or Auto Insurance Claim Forms in Ontario.

In order to get Statutory Accident Benefits, you will need to send at once several forms depending on your situation and what you are claiming for after the accident. All those forms are part of the Accidents Benefits Application Package :

  • The OCF-1 Form for Accidents Benefits
  • The OCF-2 Form for Employer’s Confirmation of Income
  • The OCF-3 Form for Disability Certificate
  • The OFC-5 Form for Permission to Disclose Health Information
  • The OCF-23 Pre-approved Framework Treatment Confirmation Form

In order to know which forms you need to fill out for your application to be complete, you can make a quick phone call to your insurance company upfront.

Once your insurance company has received your complete application, you will be contacter to know which benefits you can get. They will also tell you if there are missing information.

Top 5 advices when filling out the OCF forms

Here are our advices before filling out those forms and claiming for accidents benefits:

  • Seek for legal advices to be sure your are correctly claiming for benefits
  • Print clearly your form
  • Send it to the right people and make sure they return them to your insurance company
  • Do not complete the health information disclosure without knowing what will be shown exactly to your employer or insurance company
  • Never lie about your application to get your benefits, this is a criminal offence punished by the law.