Does OHIP cover hearing aids cost? Find out with our free tool
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Good to know
OHIP is Ontario's public health insurance plan. It covers many emergency and preventative medical care costs. The basics, such as doctor visits and emergency health care, are usually covered by OHIP, but not everything is. This tool will help you determine what's covered and for how much. The remaining costs can be paid out-of-pocket, or with supplemental private health insurance.
Wondering about hearing aids cost and how to manage expenses? While OHIP covers 75% of basic hearing aids, up to $500 per ear, the rest must be paid out of pocket.
That’s why private health insurance is essential to cover higher-end models and follow-ups. In this guide, explore hearing aid costs, how to reduce expenses, and find the best insurance plans to fit your needs. Use our free tool to compare the best health insurance quotes and save on your hearing care.
Hearing Aids Cost OHIP Coverage: Key Points
- OHIP covers 75% of hearing aids, up to $500 per ear.
- Hearing aids cost between $1,000 to $4,000 per ear.
- Toronto clinics charge up to $5,500 per ear.
- Private insurance helps cover hearing aids and follow-ups.
- Costco offers affordable options starting at $1,600 per pair.
Does OHIP cover hearing aids costs?
OHIP does not directly cover the cost of hearing aids for adults in Ontario. However, there is some financial help available through the Assistive Devices Program (ADP). Under this program, eligible residents can receive up to $500 per ear every three years, which covers 75% of the cost of ADP-approved hearing aids.
For example
For instance, if a hearing aid costs $1,000, ADP will cover $500, and you’ll need to pay the remaining amount. If you’re a senior or someone with a long-term disability, private health insurance or employer benefits may cover the rest. It’s also worth checking if organizations like ODSP or Veterans Affairs Canada offer additional support if you qualify.
Be sure to consult with an audiologist or hearing specialist to confirm your eligibility for ADP and explore insurance options to reduce out-of-pocket costs.
Good to know
In some cases, individuals receiving assistance from programs like the Ontario Disability Support Program (ODSP) or Veterans Affairs Canada may qualify for 100% coverage of hearing aids and related devices. Additionally, children under 18 with severe hearing loss might receive complete coverage through targeted healthcare initiatives
If you have private health insurance or employer benefits, they can help cover the remaining costs. If you don't have a health insurance policy, don't worry it's never too late. Use our free tool below to explore and compare health insurance quotes online from Canada’s top providers. Find a plan that fits your needs and reduces your out-of-pocket expenses for hearing aids and related care.
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How much do hearing aids cost in Canada?
In Canada, hearing aids typically range from $1,000 to $4,000 per ear, depending on the technology, brand, and features included. More advanced models with Bluetooth connectivity or noise reduction can cost even more, reaching up to $7,000 per pair. Costs also vary depending on the provider and whether services like fittings and follow-ups are included.
Hearing Aids Cost in Canada Without Insurance
Type | Cost per Ear | Total Cost for Both Ears | Details |
---|---|---|---|
Basic Hearing Aids | $1,000 – $2,000 | $2,000 – $4,000 | Minimal features, suitable for mild hearing loss. |
Mid-Range Hearing Aids | $2,000 – $3,000 | $4,000 – $6,000 | Includes noise reduction and Bluetooth connectivity. |
Advanced Hearing Aids | $3,000 – $4,500 | $6,000 – $9,000 | Premium features like rechargeability and directional microphones. |
Costco Hearing Aids | ~$800 – $1,600 per pair | $1,600 – $2,500 per pair | Affordable options with follow-ups and free tests. |
Custom or In-the-Ear Models | $2,500 – $5,000 | $5,000 – $10,000 | Custom-fitted, more discreet, with advanced technology. |
How much do hearing aids cost in Ontario?
In Ontario, hearing aid prices align with the national range, between $1,500 and $4,000 per ear. Many clinics include professional fitting, follow-ups, and warranty services in the package, which adds value to the higher-end options.
How much do hearing aids cost in Toronto?
In Toronto, hearing aids tend to cost on the higher end of the spectrum, due to increased demand and clinic fees. Expect to pay $3,000 to $5,500 per ear, particularly for premium models with the latest features like rechargeability or Bluetooth streaming.
How much do hearing aids cost in Alberta?
Alberta hearing aids fall within a similar range, with basic models starting at $1,500 per ear, while advanced devices can go up to $6,000 per ear. Some clinics offer financing options to spread out payments, making it easier to afford high-end devices.
How much do hearing aids cost at Costco Canada?
Costco offers more affordable hearing aids, starting at around $1,600 per pair for mid-range models like the Jabra Enhance Pro series. These hearing aids include features such as rechargeable batteries and Bluetooth connectivity. Costco also provides free hearing tests, fittings, and follow-ups with the purchase, along with a 6-month trial period and a three-year warranty.
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What are the best health insurance plans that cover hearing aids costs?
GMS Health Insurance
- GMS offers flexible health plans with optional hearing aid coverage under its personal and group health plans.
- These plans also cover hearing tests and repairs, making them ideal for individuals looking to manage recurring costs.
Read our full GMS health insurance review to understand the coverage options, the costs, pros and cons, and get instant quotes online.
Green Shield Canada (GSC)
- GSC provides coverage for hearing aids and related services through its individual and group plans.
- Many of their plans cover up to 80% of the cost, with additional benefits for follow-up services.
Read our full Green Shield Canada health insurance review to understand the coverage options, the costs, pros and cons, and get instant quotes online.
Sun Life Health Insurance
- Sun Life offers $300 to $600 in coverage for hearing aids every five years, depending on the plan selected.
- Some plans also include access to health spending accounts, which can be used to cover hearing-related expenses.
Read our full Sun Life health insurance review to understand the coverage options, the costs, pros and cons, and get instant quotes online.
Manulife Health Insurance
- Manulife offers comprehensive coverage for hearing aids under their health plans, including options for reimbursement up to certain limits.
- Customers benefit from flexible add-ons and a rewards program through Manulife Vitality.
Read our full Manulife health insurance review to understand the coverage options, the costs, pros and cons, and get instant quotes online.
Blue Cross Health Insurance
- Blue Cross provides direct billing and hearing aid coverage under select plans, reducing out-of-pocket expenses.
- Coverage levels vary by province, with additional discounts for repairs and replacements.
Read our full Blue Cross health insurance review to understand the coverage options, the costs, pros and cons, and compare instant quotes online.
Health Plus Insurance
- Health Plus offers customizable health plans for self-employed individuals and small businesses, which can include hearing aid benefits.
- Their plans are known for affordable premiums and wellness support features, making them a practical option.
Read our full Health Plus health insurance review to understand the coverage options, the costs, pros and cons, and get instant quotes online.
By selecting the right health insurance plan, you can manage the significant costs associated with hearing aids. Use our free comparison tool below to explore these providers and find a plan that suits your needs.
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How to reduce hearing aids costs in Canada?
Hearing aids can be expensive, but there are several ways to reduce costs and manage expenses effectively:
- Assistive Devices Program (ADP) in Ontario
- ADP covers 75% of the cost of approved hearing aids, up to $500 per ear every three years. This can significantly reduce out-of-pocket expenses for eligible residents.
- Private Health Insurance
- Many private insurance plans offer partial coverage for hearing aids and related services. Check your employer benefits plan or use our free comparison tool to find health insurance with better hearing care coverage.
- Costco Hearing Aids
- Costco provides affordable hearing aids starting around $1,600 per pair, with features like Bluetooth connectivity and rechargeability, along with free fittings and follow-ups.
- Financing and Payment Plans
- Some clinics offer interest-free financing options or installment plans, making it easier to spread the cost over time. Always ask your audiologist about available payment plans.
- Tax Credits for Medical Expenses
- Hearing aids qualify as medical expenses under Canada’s tax system, meaning you can claim them as a deduction during tax season to reduce your overall taxable income.
- Nonprofit and Government Programs
- Programs like Veterans Affairs Canada and ODSP may offer additional funding or full coverage for eligible individuals with specific needs.
Taking advantage of these resources and comparing prices between providers can help you find affordable solutions without compromising on quality. You can use our free tool below to get personalized health insurance quotes based on your unique needs in seconds.
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Popular Hearing Aids Cost in Canada
How much do Oticon hearing aids cost?
Oticon hearing aids typically range between $1,600 and $4,000 per device, depending on the model and features. Advanced models like Oticon Real or Oticon Intent come with premium features such as BrainHearing technology and Bluetooth connectivity, often costing around $3,500 to $4,500 per ear. These hearing aids require purchase through an audiologist or clinic, ensuring custom fitting and follow-up care.
How much do Miracle-ear hearing aids cost?
Miracle-Ear offers mid-to-high-end hearing aids with prices ranging between $2,000 and $7,000 per pair. Their higher-end models include advanced features like app control and rechargeable batteries. Miracle-Ear also provides lifetime service and adjustments, contributing to its higher costs.
What do Signia hearing aids cost?
Signia hearing aids range from $1,500 to $3,500 per ear. Known for their discreet designs and advanced technology like AI-based sound optimization, some models, such as the Signia Pure Charge&Go, are priced higher. They offer a variety of styles, including in-the-ear and behind-the-ear models.