Is Medipac travel insurance the best in 2024?
verified information
Information verified by Adeline Harmant
Our articles are written by experts in their fields (finance, trading, insurance etc.) whose signatures you will see at the beginning and at the end of each article. They are also systematically reviewed and corrected before each publication, and updated regularly.
Discover the methodologyVisiting another country or province without travel insurance can be a costly mistake. Indeed, did you know that an overnight stay in a hospital in the United States can exceed $14,000 CAD? Some countries might even refuse to help you if you are unable to prepay for treatment.
It is not fun to think about, but travel insurance is a necessity when you are away from home. It guarantees your ability to get and pay for health care, if and when you need it. Beyond medical emergencies, travel insurance can also help with flight issues and lost luggage, amongst other things.
That being said, what to think about Medipac travel insurance in Canana? What coverage is Medipac providing? For what price? What are its pros and cons? Read our review on Medipac's medical travel insurance, get a quote, and see how the competitors fare.
Our 2024 review of Medipac travel insurance
Medipac Travel Insurance is owned by the Canadian Snowbird Association and the Royal Canadian Legion.
It offers a variety of travel insurance plans with extensive medical coverage and clear pricing.
See below Medipac's travel insurance pros and cons:
Why Medipac could be right for you:
24/7 worldwide emergency assistance
A variety of travel insurance options
Coverage is up to $5 million and includes coverage for COVID-19
Plans well-adapted for long stays in the United States
Why Medipac may not be right for you:
Why it may not be:
You must contact Medipac prior to seeking medical treatment to receive the maximum allowable reimbursement
Being above 60 might require filling a medical questionnaire.
Lacks coverage for trip cancellation, trip interruption and lost luggage
Before choosing Medipac travel insurance, compare options and quotes. A little shopping around can help you to save money and find a coverage that really fits your needs:
Compare the best travel insurance plans on the market!
What does Medipac travel insurance cover?
Medipac offers extensive coverage on medical and travel interventions. Emergency medical assistance is well-covered. Purchase single trip or annual 23-day or 33-day plans.
Medipac's main plans:
MedipacPLUS
The coverage plan for MedipacPLUS is up to $5 million, and also offers $2 million in case of COVID-19 related emergencies. Coverage amounts are less than the MedipacMAX plan.
MedipacMAX
With MedipacMAX insurance, there is medical coverage up to $5 million for medical emergencies and assistance. Discounts are available for first-time clients and members. This plan offers up to 10% discount for subscribers who remain claim-free. Baggage is covered up to $1,000.
For more information on Medipac travel insurance, download the PDF below:
Internal travel is budget-friendly with Medipac with provincial discounts available.
| Plan name | Medipac PLUS | Medipac MAX |
|---|---|---|
| Emergency Medical | up to $5 million | up to $5 million |
| Inpatient Rehabilitation | $2,500 | $5,000 |
| Accidental Death | $5,000 | $10,000 |
| Relocation | $2,500 | $5,000 |
| Return to Canada | $2,000 | $4,000 |
| Canadian Hospitalization | $100/day up to $1,000 | $200/day up to $2,000 |
| Pets | $750 return; $500 boarding | $1,500 return; $1,000 boarding |
| Excess Luggage | $500 | $1,000 |
| Covid-19 | up to $2 million | up to $5 million |
Good to know
Most credit cards offer some king of travel coverage. It rarely is as covering as a travel plan purchased with a private insurance company.
How much does a travel insurance with Medipac cost?
The cost of travel insurance coverage with Medipac depends on several variables:
- Your age.
- Your desired coverage and otpions.
- Your deductible.
- Your waiting period.
- Your destination(s).
- The lenght of your trip.
Therefore, we advise you to get a customized quote for an accurate rates for Medipac travel insurance.
Before settling on Medipac travel insurance, check out other travel insurance plans, coverages and prices using our free comparison tool below:
Compare the best travel insurance plans on the market!
How to purchase a travel insurance plan with Medipac?
Medipac offers purchases of its travel plans directly on their website, or via call to 1-888-633-4722.
How to file a travel insurance claim with Medipac?
Medipac insurance allows you to file your claim directly online, on their website (medipac.com). You can also contact their customer service on the following phone number: 1-888-633-4722.
Does Medipac cover Covid-19-related travelling issues?
Medipac offers coverage of up to $2 million for COVID-19-related illness. Buyers can benefit from a 5% discount on their coverageif they have been vaccinated against COVID-19.
How can I contact Medipac travel insurance?
Contact Medipac travel Insurance via their website or by phone number:
- For emergencies call: 1-800-813-9374
- For non-emergencies call: 1-888-633-4722
