Is Medipac travel insurance the best for you?

James Rodriguez James Rodriguez  updated on 2022-01-26

Visiting another country or province without travel insurance can be a costly mistake. If you need emergency medical attention while away you need a plan to pay for it.

Did you know that an overnight stay in a hospital in the United States can exceed $14,000 CAD? What about the fact that some countries might even refuse service to you if you are unable to prepay for treatment?

It is not fun to think about, but travel insurance is a necessity when you are away from home. It guarantees your ability to get and pay for health care, if and when you need it. Beyond that, it can help make you whole should something go wrong with your flight or you lose a bag. 

This page answers your questions about Medipac travel insurance. Read our review, get Medipac travel insurance quotes and see how the competitors fare. 

Our review of Medipac travel insurance:

Medipac Travel Insurance is endorsed by the Canadian Snowbird Association and the Royal Canadian Legion. It offers a variety of travel insurance plans with extensive medical coverage and clear pricing.

Continue below for Medipac travel insurance pros and cons:

Why Medipac could be right for you:

24/7 worldwide emergency assistance
A variety of travel insurance options
Coverage is up to $5 million and includes coverage for COVID-19
Plans well-adapted for long stays in the United States

Why Medipac may not be right for you:

Why it may not be:
You must contact Medipac prior to seeking medical treatment to receive the maximum allowable reimbursement
Being above 60 might require filling a medical questionnaire.
Lacks coverage for trip cancellation, trip interruption and lost luggage

Compare quotes and options before choosing travel insurance with Medipac. A little shopping around can help you to save money and find the coverage that fits your needs.

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What does Medipac travel insurance cover?

Medipac offers extensive coverage on medical and travel interventions. Emergency medical assistance is well-covered. Purchase single trip or annual 23-day or 33-day plans.

Medipac's main plans:

MedipacPLUS

The coverage plan for MedipacPLUS is up to $5 million, and also offers $2 million in case of COVID-19 related emergencies. Coverage amounts are less than the MedipacMAX plan.

MedipacMAX

With MedipacMAX insurance, there is medical coverage up to $5 million for medical emergencies and assistance. Discounts are available for first-time clients and members. This plan offers up to 10% discount for subscribers who remain claim-free. Baggage is covered up to $1,000.

For more information on Medipac travel insurance see:

Internal travel is budget-friendly with Medipac with provincial discounts available.

Plan nameMedipac PLUS Medipac MAX
Emergency Medicalup to $5 millionup to $5 million
Inpatient Rehabilitation$2,500$5,000
Accidental Death$5,000$10,000
Relocation$2,500$5,000
Return to Canada$2,000$4,000
Canadian Hospitalization$100/day up to $1,000$200/day up to $2,000
Pets$750 return; $500 boarding$1,500 return; $1,000 boarding
Excess Luggage$500$1,000
Covid-19up to $2 millionup to $5 million
Comparison of Medipac travel insurance

For more information about how travel insurance and to learn about other top insurer read HelloSafe's guide to travel insurance.

How much does a policy with Medipac cost?

The price of travel insurance coverage with Medipac depends on your age, desired coverage and the destination and the length of your trip. Therefore it will be important to get an individual quote customized for your unique needs. 

Before settling on Medipac travel insurance shop around! You can quickly and anonymously compare prices from leading travel insurance companies using our tool:

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How do I purchase a plan with Medipac?

Medipac offers purchases of its travel plans directly on their website, or via call to 1-888-633-4722.

How can I reach Medipac by telephone?

Contact Medipac Insurance via their website or by telephone

  • For emergencies call: 1-800-813-9374
  • For non-emergencies call: 1-888-633-4722

How do I file a claim with Medipac?

Medipac insurance allows you to file your claim directly on their website. You can also call 1-888-633-4722 for assistance.

Download the file claim form below:

Does Medipac travel insurance cover Covid-19?

Medipac offers coverage of up to $2 million for COVID-19-related illness. Buyers can benefit from a 5% discount on their coverageif they have been vaccinated against COVID-19.